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Petr erm叩k
Enterprise architect,
IBM Global Business Services
Blockchain ve finannictv鱈
p鱈le転itost nebo hrozba
Blockchain -
nejoek叩vanj邸鱈
technologie
roku
2
Co je Blockchain ?
Elektronick叩 kniha
z叩znam哲
 Nezmniteln叩
 Nezpochybniteln叩
z叩pis slou転鱈 jako konen箪 d哲kaz stavu
 D哲vryhodn叩
 Decentralizovan叩
 P鱈stup bez prostedn鱈k哲
 Automaticky vykonavateln叩
Tokenizace aktiv a
majetku
 Asset tokenization
 Obdoba dematerializace cenn箪ch
pap鱈r哲
 Zaknihov叩n鱈 probhne pomoc鱈
technologie blockchain
 Neexistuje centr叩ln鱈 evidence
 Ani garantovan箪 prostedn鱈k (Stedisko
cenn箪ch pap鱈r哲)
Evoluce technologie Blockchain
 Kryptomny
 Pevody
kryptomn
Blockchain
1.0
 Obecn辿
tokeny
 Smart
contract
Blockchain
2.0
 Token
driven
economy
 Aplikan鱈
platforma
Blockchain
3.0
Decentralizovan箪 operan鱈 model
DAO
Dva svty
Private vs. Public
blockchain
7
Jak blockchain zapad叩 do obecnj邸鱈ch trend哲 v bankovnictv鱈 ?
Spoluvytv叩en鱈
bankovn鱈ch slu転eb
Decentralizace
(PSD2,..)
Bankovnictv鱈 jako
utilita
Komoditizace
Omezen鱈 role
zprostedkovatel哲
Banka jako
platforma
Blockchain jako platforma & slu転eb bez prostedn鱈k哲
Jak辿 hlavn鱈 blockchain platformy (BC) ,
se ve finann鱈m sektoru prosazuj鱈 ?
Srovn叩n鱈
hlavn鱈ch BC
platforem
Jak辿 jsou typick辿 oblasti vyu転it鱈 BC ve finannictv鱈?
Cross border
payments
Clearing and
settlement
functions
Processes
related to
trading
Regulatory
complinace
(KYC,AML..)
New business models
around working capital
and liquidity mgmt.
P鱈klady projekt哲 na jednotliv箪ch platforem
Trade finance
 Automating triggers in supply chain finance based on smart contracts confirming
geographic location of goods in transit before payment release
 Ethereum
KYC - AML
 Shared KYC database to simplify customer onboarding by avoiding duplication requests.
Allow Global ID management and protect confidential data with cryptography.
 Corda
Post-trade settlement
 Automate clearing processes and eliminate risk of commercial bank money transfers.
 Hyperledger
Cross-border payments
 Allowing near-real-time international money transfers with cryptocurrency pegged to real
fiat.
 Ripple
13
IBM realizovala t辿m 500 projekt哲 Hyperledger
Trade Finance Pre and Post Trade Complex Risk Coverage
Identity/ Know your customer (KYC) Unlisted Securities/ Private Equity Funds Loyalty Program
Medicated Health Data Exchange Fraud/ Compliance Registry Distributed Energy/ Carbon Credit
Supply Chain Food Trust Provenance/ Traceability
 CaixaBank
 Rabobank,
 Santander,
 Societe Generale
 UniCredit
 Erste Group
 UBS
 Deutsche HSBC,
 KBC,
 Natixis Nordea
P鱈klad realizace distribuovan辿 obchodn鱈 platformy We.trade
zahrnuje konsorcium 12 bank :
Uk叩zka nab鱈dky slu転eb platformy We.Trade klient哲m bank
P鱈klad regulatory compliance projektu
Implementace trvanliv辿ho media dle Smrnice 2007/64/ES (KIR , Poland)
here.
Durable Medium
Mezibankovn鱈 platebn鱈 styk (Sberbank, Russia)
Country : Russia
Client: Sberbank
Business case: Interbank settlement of
transactions within a few seconds between
Sberbank and Alfa-Bank
Main Features:
 A transparent process that
allows to track and manage
flow of funds
 Near-immediate settlement
Interbank
payment
settlement
Va邸e dotazy : https://www.linkedin.com/in/cermakpetr/
@PetrC69
cermak.petr@ibm.com

More Related Content

Blockchain opportunity or threat for finance industry

  • 1. Petr erm叩k Enterprise architect, IBM Global Business Services Blockchain ve finannictv鱈 p鱈le転itost nebo hrozba
  • 3. Co je Blockchain ? Elektronick叩 kniha z叩znam哲 Nezmniteln叩 Nezpochybniteln叩 z叩pis slou転鱈 jako konen箪 d哲kaz stavu D哲vryhodn叩 Decentralizovan叩 P鱈stup bez prostedn鱈k哲 Automaticky vykonavateln叩
  • 4. Tokenizace aktiv a majetku Asset tokenization Obdoba dematerializace cenn箪ch pap鱈r哲 Zaknihov叩n鱈 probhne pomoc鱈 technologie blockchain Neexistuje centr叩ln鱈 evidence Ani garantovan箪 prostedn鱈k (Stedisko cenn箪ch pap鱈r哲)
  • 5. Evoluce technologie Blockchain Kryptomny Pevody kryptomn Blockchain 1.0 Obecn辿 tokeny Smart contract Blockchain 2.0 Token driven economy Aplikan鱈 platforma Blockchain 3.0
  • 7. Dva svty Private vs. Public blockchain 7
  • 8. Jak blockchain zapad叩 do obecnj邸鱈ch trend哲 v bankovnictv鱈 ? Spoluvytv叩en鱈 bankovn鱈ch slu転eb Decentralizace (PSD2,..) Bankovnictv鱈 jako utilita Komoditizace Omezen鱈 role zprostedkovatel哲 Banka jako platforma Blockchain jako platforma & slu転eb bez prostedn鱈k哲
  • 9. Jak辿 hlavn鱈 blockchain platformy (BC) , se ve finann鱈m sektoru prosazuj鱈 ?
  • 11. Jak辿 jsou typick辿 oblasti vyu転it鱈 BC ve finannictv鱈? Cross border payments Clearing and settlement functions Processes related to trading Regulatory complinace (KYC,AML..) New business models around working capital and liquidity mgmt.
  • 12. P鱈klady projekt哲 na jednotliv箪ch platforem Trade finance Automating triggers in supply chain finance based on smart contracts confirming geographic location of goods in transit before payment release Ethereum KYC - AML Shared KYC database to simplify customer onboarding by avoiding duplication requests. Allow Global ID management and protect confidential data with cryptography. Corda Post-trade settlement Automate clearing processes and eliminate risk of commercial bank money transfers. Hyperledger Cross-border payments Allowing near-real-time international money transfers with cryptocurrency pegged to real fiat. Ripple
  • 13. 13 IBM realizovala t辿m 500 projekt哲 Hyperledger Trade Finance Pre and Post Trade Complex Risk Coverage Identity/ Know your customer (KYC) Unlisted Securities/ Private Equity Funds Loyalty Program Medicated Health Data Exchange Fraud/ Compliance Registry Distributed Energy/ Carbon Credit Supply Chain Food Trust Provenance/ Traceability
  • 14. CaixaBank Rabobank, Santander, Societe Generale UniCredit Erste Group UBS Deutsche HSBC, KBC, Natixis Nordea P鱈klad realizace distribuovan辿 obchodn鱈 platformy We.trade zahrnuje konsorcium 12 bank :
  • 15. Uk叩zka nab鱈dky slu転eb platformy We.Trade klient哲m bank
  • 16. P鱈klad regulatory compliance projektu Implementace trvanliv辿ho media dle Smrnice 2007/64/ES (KIR , Poland) here. Durable Medium
  • 17. Mezibankovn鱈 platebn鱈 styk (Sberbank, Russia) Country : Russia Client: Sberbank Business case: Interbank settlement of transactions within a few seconds between Sberbank and Alfa-Bank Main Features: A transparent process that allows to track and manage flow of funds Near-immediate settlement Interbank payment settlement
  • 18. Va邸e dotazy : https://www.linkedin.com/in/cermakpetr/ @PetrC69 cermak.petr@ibm.com