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Business
Interruption Insurance
Build your own dreams or someone will hire you
to build theirs  Farrah Gray
 According to U.S Bureau of Labor Statistics,
about 10.3 million people are expected to be self-
employed by the year 2026.
 But what about the hurdles? There are
many obstacles that you need to overcome as a
businessperson.
What Is Business Interruption Insurance?
 Business interruption insurance helps you cope
with loss of income if your business shuts down
temporarily due to unforeseeable events.
 Business interruption insurance isnt a stand-
alone policy; you get it as an added endorsement to
a business owners policy.
What Does Your Business Interruption Insurance
Policy Cover?
A standard business interruption
insurance policy includes the following:
 Lost income
 Expenses
 Relocation
 Technological barriers
 Taxes
 Wages
Which Businesses Need Business
Interruption Insurance?
Every business could benefit from a BI policy. But
here are some businesses which MUST have it:
 Landscaping business
 Photography business
 Food/restaurant business
 Candle business
 Construction business
 Any startup
Some Things Your Homeowners Insurance Will Not
Cover
Not typically included in standard home insurance are: 
 Natural disasters
 Pets
 Cars
 Commercial property
Insurance Companies That Provide BI Insurance
Insurance
Company
Key Feature
Nationwide Best in customer satisfaction.
State Farm Customizable polices for restaurant/food
businesses.
Travellers Wider range of coverage against various
perils.
Farmers Insurance All basic business policies include BI policy.
The Hartford Best for businesses which have a lot
of costly equipment.
Factors Determining The Cost Of Premiums
 Business location
 Claim history
 Business size and type
 Safety measures of the business
Make sure you have a good protocol to protect your business. Invest in business
interruption insurance today by contacting our seasoned agents.
Business Interruption Insurance

More Related Content

Business Interruption Insurance

  • 1. Business Interruption Insurance Build your own dreams or someone will hire you to build theirs Farrah Gray
  • 2. According to U.S Bureau of Labor Statistics, about 10.3 million people are expected to be self- employed by the year 2026. But what about the hurdles? There are many obstacles that you need to overcome as a businessperson.
  • 3. What Is Business Interruption Insurance? Business interruption insurance helps you cope with loss of income if your business shuts down temporarily due to unforeseeable events. Business interruption insurance isnt a stand- alone policy; you get it as an added endorsement to a business owners policy.
  • 4. What Does Your Business Interruption Insurance Policy Cover? A standard business interruption insurance policy includes the following: Lost income Expenses Relocation Technological barriers Taxes Wages
  • 5. Which Businesses Need Business Interruption Insurance? Every business could benefit from a BI policy. But here are some businesses which MUST have it: Landscaping business Photography business Food/restaurant business Candle business Construction business Any startup
  • 6. Some Things Your Homeowners Insurance Will Not Cover Not typically included in standard home insurance are: Natural disasters Pets Cars Commercial property
  • 7. Insurance Companies That Provide BI Insurance Insurance Company Key Feature Nationwide Best in customer satisfaction. State Farm Customizable polices for restaurant/food businesses. Travellers Wider range of coverage against various perils. Farmers Insurance All basic business policies include BI policy. The Hartford Best for businesses which have a lot of costly equipment.
  • 8. Factors Determining The Cost Of Premiums Business location Claim history Business size and type Safety measures of the business
  • 9. Make sure you have a good protocol to protect your business. Invest in business interruption insurance today by contacting our seasoned agents.