This document provides an overview of a training on financial inclusion courses delivered as part of the Communities 2.0 Digital Inclusion Sessions. It discusses the barriers to ICT learning and outlines some of the courses covered, including Fist Click, Web for Work, and Universal Jobs Match. It then goes into more detail on the Financial Inclusion course, describing who it is for, how it will be delivered, the topics that will be covered, and advice on where to direct people for additional support.
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C2.0 Financial Inclusion Outreach Tutor Training
2. National Outreach Tutor Training
Josh Hoole
PAVS C2.0 Project Manager
Introduction to Communities 2.0
Digital Inclusion Sessions
@Communities2_0 @jho3446
@jho3446
@Communities2_0
3. What we’ll look at
• C2.0 Digital Inclusion
Courses
• Barriers to ICT
Learning
• Fist Click
• Web for Work
• Universal Jobs Match
• Financial Inclusion
4. Financial Inclusion - What?
• Everybody having access to an
appropriate range of financial
products and services, which
allows them to effectively
manage their money, regardless
of their level of income or social
status.
• To achieve this people need to be
supported to have, as a minimum,
some basic financial skills,
product knowledge and
understanding.
5. Financial Inclusion - Who’s it for?
• People who need help and support to
use digital tools to manage their
money better
• People who are potentially both
Financially and Digitally Excluded
• http://www.walescooperative.org/finan
cial-inclusion
6. Delivering the Financial Inclusion course
• Delivered as a single 3-hour session, or broken
down into 2 or 3 shorter sessions
• PowerPoint presentation, lesson plan and scheme of
work will be provided
• Students need access to computers
• It is vitally important to pitch this course at the right
level for the audience –
Engage, Motivate & Inspire
7. Advice on advice
• We are not trained debt advisors, and
cannot advise on personal circumstances.
• Refer people on to:
– Citizens Advice Bureau (CAB)
– National debt helpline
– Money Advice Service (MAS)
– StepChange debt charity
8. So what will they learn?
• The importance of managing your money
• How to use www.moneymadeclearwales.org for
money health checks and benefits checks
• How to manage money better using a budget
• The different types of bank accounts
• The dangers of using illegal money lenders
• Where to get advice
• Where to apply for emergency financial help
• The pros & cons of price comparison websites and
shopping online
10. Universal Credit
• Is a single calendar monthly payment made up
of all your households benefit entitlement including
housing costs
• Applications will be made online and your claim will
be managed online
• Need to have some form of account for your
money to be paid into
• The system will be updated automatically (real
time)
11. • An account to have wages paid in
• Childcare costs
• Increased travel costs (petrol, bus)
• Cost of lunches & social events at work
• New clothes
• Budgeting to make your money last to the next payday
(moving from weekly/fortnightly payments to monthly)
• Prioritising bills (rent, council tax etc…)
• Borrowing money becomes easier and can lead to debt
problem like using payday loans
Starting work – things to consider
14. DEBT - Avoid common pitfalls
• Start saving for the unexpected (eg car or
washing machine breaking down)
• Keep a close eye on your bank account
• Don’t borrow money from unlicensed lenders
• Don’t be tempted to borrow money you don’t
need
• Don’t ignore the signs – get help & advice