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C2.0 Financial Inclusion Outreach Tutor Training
National Outreach Tutor Training
Josh Hoole
PAVS C2.0 Project Manager
Introduction to Communities 2.0
Digital Inclusion Sessions
@Communities2_0 @jho3446
@jho3446
@Communities2_0
What we’ll look at
• C2.0 Digital Inclusion
Courses
• Barriers to ICT
Learning
• Fist Click
• Web for Work
• Universal Jobs Match
• Financial Inclusion
Financial Inclusion - What?
• Everybody having access to an
appropriate range of financial
products and services, which
allows them to effectively
manage their money, regardless
of their level of income or social
status.
• To achieve this people need to be
supported to have, as a minimum,
some basic financial skills,
product knowledge and
understanding.
Financial Inclusion - Who’s it for?
• People who need help and support to
use digital tools to manage their
money better
• People who are potentially both
Financially and Digitally Excluded
• http://www.walescooperative.org/finan
cial-inclusion
Delivering the Financial Inclusion course
• Delivered as a single 3-hour session, or broken
down into 2 or 3 shorter sessions
• PowerPoint presentation, lesson plan and scheme of
work will be provided
• Students need access to computers
• It is vitally important to pitch this course at the right
level for the audience –
Engage, Motivate & Inspire
Advice on advice
• We are not trained debt advisors, and
cannot advise on personal circumstances.
• Refer people on to:
– Citizens Advice Bureau (CAB)
– National debt helpline
– Money Advice Service (MAS)
– StepChange debt charity
So what will they learn?
• The importance of managing your money
• How to use www.moneymadeclearwales.org for
money health checks and benefits checks
• How to manage money better using a budget
• The different types of bank accounts
• The dangers of using illegal money lenders
• Where to get advice
• Where to apply for emergency financial help
• The pros & cons of price comparison websites and
shopping online
£20.00 Icebreaker
Universal Credit
• Is a single calendar monthly payment made up
of all your households benefit entitlement including
housing costs
• Applications will be made online and your claim will
be managed online
• Need to have some form of account for your
money to be paid into
• The system will be updated automatically (real
time)
• An account to have wages paid in
• Childcare costs
• Increased travel costs (petrol, bus)
• Cost of lunches & social events at work
• New clothes
• Budgeting to make your money last to the next payday
(moving from weekly/fortnightly payments to monthly)
• Prioritising bills (rent, council tax etc…)
• Borrowing money becomes easier and can lead to debt
problem like using payday loans
Starting work – things to consider
C2.0 Financial Inclusion Outreach Tutor Training
C2.0 Financial Inclusion Outreach Tutor Training
DEBT - Avoid common pitfalls
• Start saving for the unexpected (eg car or
washing machine breaking down)
• Keep a close eye on your bank account
• Don’t borrow money from unlicensed lenders
• Don’t be tempted to borrow money you don’t
need
• Don’t ignore the signs – get help & advice
Any questions?
communities2point0.org.uk
0845 474 8282
@Communities2_0
@jho3446

More Related Content

C2.0 Financial Inclusion Outreach Tutor Training

  • 2. National Outreach Tutor Training Josh Hoole PAVS C2.0 Project Manager Introduction to Communities 2.0 Digital Inclusion Sessions @Communities2_0 @jho3446 @jho3446 @Communities2_0
  • 3. What we’ll look at • C2.0 Digital Inclusion Courses • Barriers to ICT Learning • Fist Click • Web for Work • Universal Jobs Match • Financial Inclusion
  • 4. Financial Inclusion - What? • Everybody having access to an appropriate range of financial products and services, which allows them to effectively manage their money, regardless of their level of income or social status. • To achieve this people need to be supported to have, as a minimum, some basic financial skills, product knowledge and understanding.
  • 5. Financial Inclusion - Who’s it for? • People who need help and support to use digital tools to manage their money better • People who are potentially both Financially and Digitally Excluded • http://www.walescooperative.org/finan cial-inclusion
  • 6. Delivering the Financial Inclusion course • Delivered as a single 3-hour session, or broken down into 2 or 3 shorter sessions • PowerPoint presentation, lesson plan and scheme of work will be provided • Students need access to computers • It is vitally important to pitch this course at the right level for the audience – Engage, Motivate & Inspire
  • 7. Advice on advice • We are not trained debt advisors, and cannot advise on personal circumstances. • Refer people on to: – Citizens Advice Bureau (CAB) – National debt helpline – Money Advice Service (MAS) – StepChange debt charity
  • 8. So what will they learn? • The importance of managing your money • How to use www.moneymadeclearwales.org for money health checks and benefits checks • How to manage money better using a budget • The different types of bank accounts • The dangers of using illegal money lenders • Where to get advice • Where to apply for emergency financial help • The pros & cons of price comparison websites and shopping online
  • 10. Universal Credit • Is a single calendar monthly payment made up of all your households benefit entitlement including housing costs • Applications will be made online and your claim will be managed online • Need to have some form of account for your money to be paid into • The system will be updated automatically (real time)
  • 11. • An account to have wages paid in • Childcare costs • Increased travel costs (petrol, bus) • Cost of lunches & social events at work • New clothes • Budgeting to make your money last to the next payday (moving from weekly/fortnightly payments to monthly) • Prioritising bills (rent, council tax etc…) • Borrowing money becomes easier and can lead to debt problem like using payday loans Starting work – things to consider
  • 14. DEBT - Avoid common pitfalls • Start saving for the unexpected (eg car or washing machine breaking down) • Keep a close eye on your bank account • Don’t borrow money from unlicensed lenders • Don’t be tempted to borrow money you don’t need • Don’t ignore the signs – get help & advice