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Career and Life Management
                                     Paul M. Jones
                                   paul-m-jones.com

                              Day Camp for Developers #4

                                     joind.in/6150


Friday, March 2, 2012
IN MEMORIAM
                                    Richard Cyberlot Thomas

                        Niki Fund, 4818 Davis Place #G, Renton WA, 98055


Friday, March 2, 2012
About Me (Professionally)

       Developer, Senior Dev, Team Lead,
        Architect,VP Engineering

       Military, education, non-pro鍖t,
        startups, products, consulting

       Local and remote, large projects
        and small ones

       SpikeTV, MTV, Facebook,
        Microsoft, Apple, etc.

Friday, March 2, 2012
About Me (Personally)

         Father: chaplain, minister, 鍖nancial planner

         Moved every 2-3 years

         Not married, no kids, two dogs

         Fiscal conservative, social liberal

         Be responsible for yourself


Friday, March 2, 2012
Overview


         I need a job, but I dont need *this* job.

         Freedom and independence

         Manage your limited resources

         Maximize gains, minimize losses



Friday, March 2, 2012
Disclaimers



         IANA(L|A|*)

         Distillation of received advice and personal experience




Friday, March 2, 2012
Career




Friday, March 2, 2012
I Need A Job,
                        But I Dont Need This Job

         Ayn Rand, The Fountainhead

         Have options

         Have a buffer

         Be able to leave when *you* want



Friday, March 2, 2012
Always Be Looking For Work

         Search job sites

         Be on LinkedIn

         Friends, colleagues, mentors

         Headhunter/recruiter

         Employment agency


Friday, March 2, 2012
Choosing Between Jobs

         Pick the one that pays more.

         More money is better than less.

         Raises, bonuses, etc. based on
          current salary.

         Negotiating next job based on
          current salary.


Friday, March 2, 2012
Contracts and IP Agreements


         Agreements start with you
          assigning everything

         Get exclusions *before* signing

         Employers can be ... tricky.



Friday, March 2, 2012
Promotions and Raises

         I have rarely been promoted inside a for-pro鍖t organization

         Almost always I have had to get a raise by quitting

         Reward for good work is more work, not a promotion

         When asking, point out value to the organization

         If your request fails, be ready to be seen negatively


Friday, March 2, 2012
Entrepreneurship

         I could do better than these
          guys. I should start a business.

         More to running a business than
          technical competence

         More hassle, less pay

         Forewarned is forearmed


Friday, March 2, 2012
Life




Friday, March 2, 2012
Life Insurance


         You are betting you will die

         Insurance company is betting you will live

         You pay a little each month you are wrong

         If you win the insurance company pays off big



Friday, March 2, 2012
How Much?

         Provide income replacement for loved ones

         Annual income times number of years to provide (say, 20 years)

         $50K/year for 20 years means $1M

         Get a level term policy of that amount for that number of years

         At the end of the term, the bet is over. You lost -- you lived!


Friday, March 2, 2012
Health Insurance

         Health Savings Account

         High-deductible insurance ($2K)

         Medical-speci鍖c savings account

         You keep what you dont spend

         Not tied to employer


Friday, March 2, 2012
Killing Off Debt


         "Income $850/week, expenses $900/week, net result: misery. Income
          $850/week, expenses $800/week, net result: happiness."

         Imagine every paycheck being *yours* without any debt to service

         Without being a slave to lenders, easier to say I dont need *this* job



Friday, March 2, 2012
How To Be Debt Free?

         Written down budget

         Reduce lifestyle

         Pay off smallest debt 鍖rst

         Roll into next-smallest debt

         Eventually pay off largest


Friday, March 2, 2012
Saving And Investing


         3-6 months (or more) of living expenses

         Visit a Certi鍖ed Financial Planner

         Retirement 鍖rst, college second




Friday, March 2, 2012
Self Management

         Out of brain, onto paper stack

         Process the stack

         2 minutes, next action, 鍖le

         Frees your mind

         http://zenhabits.net/the-getting-
          things-done-gtd-faq/

Friday, March 2, 2012
Conclusion




Friday, March 2, 2012
Thanks!


         Just the basics

         *So* much more to this topic

         Read this book

         Rate this talk: joind.in/6150



Friday, March 2, 2012

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Career and Life Management

  • 1. Career and Life Management Paul M. Jones paul-m-jones.com Day Camp for Developers #4 joind.in/6150 Friday, March 2, 2012
  • 2. IN MEMORIAM Richard Cyberlot Thomas Niki Fund, 4818 Davis Place #G, Renton WA, 98055 Friday, March 2, 2012
  • 3. About Me (Professionally) Developer, Senior Dev, Team Lead, Architect,VP Engineering Military, education, non-pro鍖t, startups, products, consulting Local and remote, large projects and small ones SpikeTV, MTV, Facebook, Microsoft, Apple, etc. Friday, March 2, 2012
  • 4. About Me (Personally) Father: chaplain, minister, 鍖nancial planner Moved every 2-3 years Not married, no kids, two dogs Fiscal conservative, social liberal Be responsible for yourself Friday, March 2, 2012
  • 5. Overview I need a job, but I dont need *this* job. Freedom and independence Manage your limited resources Maximize gains, minimize losses Friday, March 2, 2012
  • 6. Disclaimers IANA(L|A|*) Distillation of received advice and personal experience Friday, March 2, 2012
  • 8. I Need A Job, But I Dont Need This Job Ayn Rand, The Fountainhead Have options Have a buffer Be able to leave when *you* want Friday, March 2, 2012
  • 9. Always Be Looking For Work Search job sites Be on LinkedIn Friends, colleagues, mentors Headhunter/recruiter Employment agency Friday, March 2, 2012
  • 10. Choosing Between Jobs Pick the one that pays more. More money is better than less. Raises, bonuses, etc. based on current salary. Negotiating next job based on current salary. Friday, March 2, 2012
  • 11. Contracts and IP Agreements Agreements start with you assigning everything Get exclusions *before* signing Employers can be ... tricky. Friday, March 2, 2012
  • 12. Promotions and Raises I have rarely been promoted inside a for-pro鍖t organization Almost always I have had to get a raise by quitting Reward for good work is more work, not a promotion When asking, point out value to the organization If your request fails, be ready to be seen negatively Friday, March 2, 2012
  • 13. Entrepreneurship I could do better than these guys. I should start a business. More to running a business than technical competence More hassle, less pay Forewarned is forearmed Friday, March 2, 2012
  • 15. Life Insurance You are betting you will die Insurance company is betting you will live You pay a little each month you are wrong If you win the insurance company pays off big Friday, March 2, 2012
  • 16. How Much? Provide income replacement for loved ones Annual income times number of years to provide (say, 20 years) $50K/year for 20 years means $1M Get a level term policy of that amount for that number of years At the end of the term, the bet is over. You lost -- you lived! Friday, March 2, 2012
  • 17. Health Insurance Health Savings Account High-deductible insurance ($2K) Medical-speci鍖c savings account You keep what you dont spend Not tied to employer Friday, March 2, 2012
  • 18. Killing Off Debt "Income $850/week, expenses $900/week, net result: misery. Income $850/week, expenses $800/week, net result: happiness." Imagine every paycheck being *yours* without any debt to service Without being a slave to lenders, easier to say I dont need *this* job Friday, March 2, 2012
  • 19. How To Be Debt Free? Written down budget Reduce lifestyle Pay off smallest debt 鍖rst Roll into next-smallest debt Eventually pay off largest Friday, March 2, 2012
  • 20. Saving And Investing 3-6 months (or more) of living expenses Visit a Certi鍖ed Financial Planner Retirement 鍖rst, college second Friday, March 2, 2012
  • 21. Self Management Out of brain, onto paper stack Process the stack 2 minutes, next action, 鍖le Frees your mind http://zenhabits.net/the-getting- things-done-gtd-faq/ Friday, March 2, 2012
  • 23. Thanks! Just the basics *So* much more to this topic Read this book Rate this talk: joind.in/6150 Friday, March 2, 2012