Cloud Lending Solutions Overview - Lending Innovation Starts Here?
- 1. ? 2016 Cloud Lending Inc. All rights reserved. Cloud Lending Solutions Overview Lending Innovation Starts Here?
- 2. ? 2016 Cloud Lending Inc. All rights reserved. 1 About Cloud Lending Solutions Clients Worldwide ~100$10bn+ Applications Processed ? Cloud-based, end-to-end lending platform for origination, underwriting, loan servicing and collections. ? Agile approach to quickly implement, extend, and digitize the entire lending lifecycle. ? For banks, traditional finance companies, online lenders, or marketplace platform. ? Lending to consumer, small business, commercial real estate, marketplace lending and leasing.
- 3. ? 2016 Cloud Lending Inc. All rights reserved. FinTech Market Disruption 2 FinTech Social Media Cloud Unbanked MarketplaceUser Experience MobileMillennials
- 4. ? 2016 Cloud Lending Inc. All rights reserved. Emerging FinTech is Challenging Incumbents to React on Price, Service and Convenience 3 Emerging FinTech Legacy Systems Slow Moving BANKS SCALE Price Convenience User Experience $ EFFICIENCY Manual
- 5. ? 2016 Cloud Lending Inc. All rights reserved. 4 OUR VISION ¡ enabling transparency and scale in their core business. To realize the full potential of cloud for financial institutions ¡
- 6. ? 2016 Cloud Lending Inc. All rights reserved. Cloud Lending Solutions Today 5 PROVEN TECHNOLGY TO LENDING COMMUNITY INNOVATION BACKBONE FOR LENDERS BANKS NON-BANK LENDERS/ LESSORS MARKETPLACE PLATFORMS ONLINE LENDERS END-TO-END SOLUTION IMPLEMENT SCALE AUTOMATE SINGLE SYSTEM OF RECORD Unlike legacy technology platforms, Cloud Lending Solutions customers get to market quickly with the secure and modern digital products borrowers prefer. QUICKLY CAPTURE MARKET SHARE GREATER REVENUE LOWER RISK OPERATIONAL EFFICIENCY
- 7. ? 2016 Cloud Lending Inc. All rights reserved. What We Do 6 Traditional AFC & Banks Online & Marketplace Platforms Unsecured Consumer Small Business Commercial Real Estate Marketplace Lending Leasing Lending Solutions that Powers Approximately 100 lenders Salesfore.com Cloud Origination Underwriting Servicing Collections
- 8. ? 2016 Cloud Lending Inc. All rights reserved. Quick Facts 7 Loans Processed Established 2012 HQ: California $1B+ ~100 Customers 100+% Y-O-Y Revenue Growth 23 Countries 2,700+ User Licenses
- 9. ? 2016 Cloud Lending Inc. All rights reserved. Our Customers 8
- 10. ? 2016 Cloud Lending Inc. All rights reserved. Cloud Lending Products 9
- 11. ? 2016 Cloud Lending Inc. All rights reserved. Part of a Complete Cloud Technology Platform 10 Back Office CL Loan?CL Marketplace? CRM Accounting Reporting CL Originate? CL Collections?CL Lease? Powers Approximately 100 lenders
- 12. ? 2016 Cloud Lending Inc. All rights reserved. Cloud Lending End-to-end Solution 11 Originate Underwrite Funding Billing / Payments Re-structure Service Customers CL Originate CL CollectionsCL Loan Invest Funds Borrower Funding Repay Investors CL Marketplace Automate Operations Manage Portfolio Track Assets CL Lease Author Contract Sales Cloud Salesforce Ecosystem Service Cloud Financial Force Communities App ExchangeHeroku Wave Analytics Marketing Cloud Streamline Collections Manage Portfolio
- 13. ? 2016 Cloud Lending Inc. All rights reserved. Configuration Architecture 12 Security IaaS Platform Services SalesForce CRM Single Record Mobile Services Chatter APIs 3rd Party Data Integrations Backend Workflows Objects Page Layouts Configuration and Workflows Scoring/ Pricing Rules Collection Strategies Loan Products Tasks, Workflows, Covenants AppExchange 3rd Party Apps ? Calling ? Text ? Support ? Documents ? Digital Sig ? .... ? 100¡¯s more Origination Servicing Collections
- 14. ? 2016 Cloud Lending Inc. All rights reserved. A Trusted Platform 13 Physical Security: Secure Data Centers, Network, Disaster Recovery, Backups, Security Monitoring Access Security: Logon, Roles, Profiles, Permission Sets Data Security: Object, Field, Record Level, Folder, Encryption ISO 27001/27018 SSAE 16/ISAE 3402 SOC 1 SOC 2 SOC 3 PCI-DSS TRUSTe Certified Privacy Seal CSA STAR PII Security Best Practices: Coding Standards, Testing and Certification Network Security: Firewalls, Spam Filters, Intrusion detection, HTTPS, ¡
- 15. ? 2016 Cloud Lending Inc. All rights reserved. Cloud Lending Solutions: Value Proposition 14 ¡°Single System of Record¡± Model Highly Configurable End-to-End Solution Enable a World-Class User Experience Proven Cloud Platform
- 16. ? 2016 Cloud Lending Inc. All rights reserved. About Cloud Lending Solutions Cloud Lending Solutions is a cloud-based, end-to-end lending platform delivering innovation to the global lending community. Unlike legacy technology platforms that are expensive to maintain and prevent agile response to market conditions, Cloud Lending Solutions¡¯ clients take back control of their business by quickly implementing, extending, and digitizing the entire lending lifecycle. Cloud Lending Solutions¡¯ single system of record is the market leading cloud solution supporting both consumer and commercial lending that scales for the needs of lenders of all sizes. Clients include banks, traditional finance companies, online lenders, and marketplace platforms. Copyright ? 2016, Cloud Lending Inc. All rights reserved. Thank you +1-(650) 918-0499 | info@cloudlendinginc.com | www.cloudlendinginc.com Social Media
Editor's Notes
- #3: Cloud Lending was founded in 2012 We have an end-to-end lending platform for origination, underwriting, loan servicing and collections focused on consumer, small-business, commercial real estate, marketplace lending and more and in that time, our customers have originated more than $10bn dollars in loans It is through this experience we have built out the technology requirements for a successful online lending solution So lets jump right on in
- #8: At Cloud Lending our sole focus is provisioning an end to end online lending solution. Our customers include traditional lenders, alternative finance companies, emerging online lenders and marketplace platforms. Our platform delivers a single system of record supporting a range of loan types from unsecured consumer loans, through small business loans, commercial real estate, micro lending, and leasing. Our workflows cover origination, underwriting, servicing and collections.