This document discusses how changing one's thoughts can change one's life. It notes that humans think thousands of negative thoughts per day, which attracts more negativity. Our thoughts create self-fulfilling prophecies - if we believe we can't do something, we'll find evidence of that. However, positive thoughts can create positive outcomes. The document provides tips on how to change negative thought habits, like becoming aware of negative self-talk, creating positive affirmations, and repeating them daily to form new habits. Famous people like Suze Orman and Muhammad Ali are discussed as examples of using affirmations to achieve success.