Connecticut Care Planning Council brings a variety of senior care providers together in one forum. The council eases a care givers search for services, products and information specific to seniors.
Over half of employees have less than $1,000 available to pay for unexpected medical expenses, and many are concerned about maintaining their health benefits and increasing out-of-pocket costs. Nearly a quarter have visited the emergency room or suffered an injury in the past year, and over 20% do not feel fully protected by their insurance. Despite these realities, only a small minority are extremely satisfied with their overall benefits packages.
Use a HECM Reverse Mortgage as a Funding Strategy for CareGeorge Omilan
油
For your clients, 62 and older, a Reverse Mortgage Standby Line of Credit can be used to create a senior care funding strategy so that your clients can receive the care they need while remaining in their home.
The document discusses the steps that loved ones should take when another family member becomes ill. It outlines a 10-step process for determining if the ill family member is disabled and unable to manage their financial affairs. This would involve a disability panel evaluation and transferring the person's assets to disability trustees to manage. It also reviews the various legal documents like health care powers of attorney that provide guidance for medical decision making and recommends coordinating with disability trustees and providing medical documents to healthcare providers.
This document summarizes a senior care coordination service called Dovetail Care. It collects comprehensive health, legal, financial, and personal records from seniors and their circle of care in a secure cloud storage. This allows real-time monitoring of a senior's ability to live independently and travel safely. The service aims to unite family members and professionals to support seniors' goals through accessible communication and care portals.
Millions of American workers are caught in a desperate struggle, largely hidden from most employers, to manage personal eldercare and workplace responsibilities. More and more employers are providing a resource for employees to manage this growing issue.
Medicare is an entitlement program available to those over 65 or disabled regardless of income or assets, with premiums and co-payments. Medicaid is a needs-based program that provides medical coverage and long term care benefits based on income and asset limits. The document outlines the eligibility requirements, coverage types, and functions of both programs and notes that legal assistance is often needed to navigate Medicaid qualification.
Financial advisors guide to senior livingBrad Breeding
油
Developed by My LifeSite, this guide provides financial advisors and other professionals with a high-level overview of the various types of senior living providers, as well as the key considerations one should take into account when deciding whether to stay at home or move to a retirement community.
Trina Histon, Aubrey Kraft, W. Scott Heisler, Kaiser Permanente Care Manageme...Mad*Pow
油
This document provides an overview of Project Chamai, which aims to empower Kaiser Permanente members to better manage their emotional health. It discusses developing tools and resources using members' own language to feel more appropriate and authentic, and contextualizing offerings to fit members' real lives and experiences. The project team is led by two co-leads and includes service designers, strategists, and experience designers.
This document provides an overview of various funding options available to pay for home care services. It discusses long-term care insurance, veterans benefits, reverse mortgages, life settlements, and Medicaid waiver programs as potential sources of funding. For each option, it provides basic eligibility requirements and examples of services that may be covered. The document aims to help readers understand their home care financing options and choose funding sources that best fit their individual needs and circumstances.
This document discusses lessons learned from Philadelphia's Moving On Initiatives which provided 500 housing opportunities through the Philadelphia Housing Authority. It summarizes that 1200 single adults or couples were leased housing choice vouchers over 7 years, and as of 2016, 87% remained leased. It identifies that political will, data, flexibility in services, and a focus on the goal of ending homelessness are key principles for successful housing programs.
This document discusses critical illness plans, also known as catastrophic health insurance plans, as a lower-cost alternative to traditional health insurance. These plans offer lower monthly premiums but higher out-of-pocket costs. They are best suited for generally healthy individuals seeking protection from catastrophic health issues like cancer, heart attacks, or strokes. These plans effectively lower costs for individuals with lower incomes, the self-employed, or those whose jobs do not provide health insurance.
Zoe Charlesworth talked about Mitigating the Impact of Welfare Reform at HouseMark Scotland's Welfare Reform event in Edinburgh recently.
Together with our client, Your Homes Newcastle, Zoe gave practical examples of how housing associations we work with are supporting their low income households as the welfare reform programme continues to roll out. Her presentation was structured around 3 central themes, namely who organisations should target, what support is needed and how support is delivered.
Zoe said "It was evident from the discussions around the table that monthly income issues are a big concern for housing associations. The new Universal Credit monthly income calendar function in our Benefit and Budgeting Calculator, an idea suggested by one of our housing association clients, received high praise."
For more details contact
Zoe Charlesworth
zoe@policyinpractice.co.uk
+44 (0) 330 088 9242
Aisling Discoveries Child and Family Centre is a nonprofit organization that provides various services like speech therapy, behavior management support, and early childhood programs to over 600 children annually from birth to age 18 in Toronto. It was formed through the merger of two organizations in 1998 and is funded through various levels of government as well as private donations. Services are tailored to each child and family's needs and can include individual therapy, groups, programs at schools, and home visits to support social-emotional and developmental goals.
This document describes a workplace eldercare assistance program called Aging with Grace. It aims to help employees who are caregivers for elderly family members by providing access to experts, resources, and services to assist with eldercare needs. This reduces caregiver stress, which can negatively impact productivity and career advancement. Employers benefit from offering this program through reduced absenteeism and higher productivity among caregiver employees.
The document discusses the importance of taking a whole family approach when assessing the needs of young carers and their families. It advocates for joint working between children's services, adult services, education, and health to conduct holistic assessments that meet the needs of the entire family. The goal is to ensure young carers are not asked to provide inappropriate levels of care and have the support they need to thrive. Key principles include developing family-oriented assessments and preventing children from caring at levels that impact their development.
Advocating for extended care for youths transitioning.katmariaM
油
This document discusses extending support for youths transitioning from foster care. Currently, support is tapered off at age 21 but extending it could save the province money in the long run. Many youths feel unprepared to be on their own after care ends. The document advocates for continuing financial, housing, and other tangible supports along with assistance with decision making and emotional support. Stakeholders that could help include a provincial advocate for children and youths and a group of former foster youths. The document suggests ways for readers to get involved like attending transitional care hearings.
The document discusses planning for long-term care needs. It notes that the likelihood of needing long-term care is significant, as 70% of people over 65 will require it, and the costs of care can be financially devastating. Long-term care includes assistance with daily living activities due to aging or cognitive decline. Neither private insurance nor Medicare sufficiently cover long-term custodial care costs. Planning options discussed include long-term care insurance, which can help preserve assets and independence, and self-insuring using savings, though the latter is often not financially prudent. The document stresses the importance of evaluating long-term care needs and options early.
This document discusses how the Department of Social Services (DSS) fits within community protective factors for children and families. It explains that before implementing Appropriate Response, DSS focused only on investigating abuse and neglect cases and could only provide limited referrals. This led to many families re-entering the system due to underlying risk factors. Appropriate Response now routes low to moderate risk cases to community contractors who assess needs, provide services, and work with communities to address gaps and strengthen protective factors. The result is more children and families receiving appropriate services to enhance safety and health.
The tech-savvy and independent boomer generation is reaching retirement age, yet boomers are significantly unprepared for aging at home. Boomers need to prepare their home for aging, plan-out their finances, and decide their caregiving preferences. Entrepreneurs have a large opportunity to build new solutions for this demographic. This presentation outlines the relevant demographic changes occurring and key opportunity areas for entrepreneurs building for seniors.
The Clinical Social Worker at the MDA Clinic provides counseling services and resource referrals to patients. Counseling services address issues such as adjusting to diagnosis, caregiver burnout, family disruptions, disability applications, loss and grief over disease progression, and stress on relationships. Referral resources include assistance with insurance, basic needs, medical equipment, and estate planning documents like healthcare powers of attorney and living wills to ensure wishes are followed if unable to communicate.
The document discusses the aging US population and growing need for long-term care support services. It notes that most seniors fail to plan for eldercare and families often find themselves in crisis mode unprepared when care is suddenly needed. The National Care Planning Council was created to address this issue by providing a centralized source of information, advice, and referrals for eldercare services through networks of State Care Planning Councils.
The document provides an overview of the Council on Aging (COA) and their mission to help seniors remain independent through various services. It discusses their role as the Area Agency on Aging, covering programs like home care, caregiver support, meals, and advocacy. The COA helps thousands annually through programs like PASSPORT, Elderly Services, and Assisted Living Waiver. The document encourages involvement through the Fair Care Ohio advocacy campaign to improve Ohio's long-term care system and choices for seniors.
State Care Planning Council Marketing SystemThomas Day
油
The document discusses the State Care Planning Council, which was created to help families better plan for long-term eldercare needs. It notes that the aging population is driving increased demand for eldercare services. The Council aims to be a single source of information on eldercare providers and services. It establishes State Care Planning Councils and recruits advisory boards of long-term care specialists. The Council's marketing system generates sales leads and helps advisory board members collaborate on outreach. The document provides details on becoming a Council Director and recruiting an advisory board to help address the growing need for eldercare planning assistance.
Providing Support To Employers And Working Caregivers 6 14 2010 2Elderplanner
油
Our Elder Life Planning for Organizations program allows non-profit and small eldercare enterprises
to offer a comprehensive eldercare program to employers, banks, membership organizations and faith based communities without the significant capital outlay that would otherwise be required.
Learn Valuable Information for Getting Paid to Take Care of Your Family Membe...BestHomeCare
油
The need for home care is constantly growing and, as a result, providing care for a family member or friend has become much more common than it was just a few years ago. Most family caregivers are unaware of the opportunity they have to get paid for taking care of a family member or friend. The state of Minnesota and Federal Government sponsor programs designed to compensate caregivers for their services. This paper outlines these programs to help friend and family caregivers find the appropriate method for getting paid to take care of a loved one.
Medicare is an entitlement program available to those over 65 or disabled regardless of income or assets, with premiums and co-payments. Medicaid is a needs-based program that provides medical coverage and long term care benefits based on income and asset limits. The document outlines the eligibility requirements, coverage types, and functions of both programs and notes that legal assistance is often needed to navigate Medicaid qualification.
Financial advisors guide to senior livingBrad Breeding
油
Developed by My LifeSite, this guide provides financial advisors and other professionals with a high-level overview of the various types of senior living providers, as well as the key considerations one should take into account when deciding whether to stay at home or move to a retirement community.
Trina Histon, Aubrey Kraft, W. Scott Heisler, Kaiser Permanente Care Manageme...Mad*Pow
油
This document provides an overview of Project Chamai, which aims to empower Kaiser Permanente members to better manage their emotional health. It discusses developing tools and resources using members' own language to feel more appropriate and authentic, and contextualizing offerings to fit members' real lives and experiences. The project team is led by two co-leads and includes service designers, strategists, and experience designers.
This document provides an overview of various funding options available to pay for home care services. It discusses long-term care insurance, veterans benefits, reverse mortgages, life settlements, and Medicaid waiver programs as potential sources of funding. For each option, it provides basic eligibility requirements and examples of services that may be covered. The document aims to help readers understand their home care financing options and choose funding sources that best fit their individual needs and circumstances.
This document discusses lessons learned from Philadelphia's Moving On Initiatives which provided 500 housing opportunities through the Philadelphia Housing Authority. It summarizes that 1200 single adults or couples were leased housing choice vouchers over 7 years, and as of 2016, 87% remained leased. It identifies that political will, data, flexibility in services, and a focus on the goal of ending homelessness are key principles for successful housing programs.
This document discusses critical illness plans, also known as catastrophic health insurance plans, as a lower-cost alternative to traditional health insurance. These plans offer lower monthly premiums but higher out-of-pocket costs. They are best suited for generally healthy individuals seeking protection from catastrophic health issues like cancer, heart attacks, or strokes. These plans effectively lower costs for individuals with lower incomes, the self-employed, or those whose jobs do not provide health insurance.
Zoe Charlesworth talked about Mitigating the Impact of Welfare Reform at HouseMark Scotland's Welfare Reform event in Edinburgh recently.
Together with our client, Your Homes Newcastle, Zoe gave practical examples of how housing associations we work with are supporting their low income households as the welfare reform programme continues to roll out. Her presentation was structured around 3 central themes, namely who organisations should target, what support is needed and how support is delivered.
Zoe said "It was evident from the discussions around the table that monthly income issues are a big concern for housing associations. The new Universal Credit monthly income calendar function in our Benefit and Budgeting Calculator, an idea suggested by one of our housing association clients, received high praise."
For more details contact
Zoe Charlesworth
zoe@policyinpractice.co.uk
+44 (0) 330 088 9242
Aisling Discoveries Child and Family Centre is a nonprofit organization that provides various services like speech therapy, behavior management support, and early childhood programs to over 600 children annually from birth to age 18 in Toronto. It was formed through the merger of two organizations in 1998 and is funded through various levels of government as well as private donations. Services are tailored to each child and family's needs and can include individual therapy, groups, programs at schools, and home visits to support social-emotional and developmental goals.
This document describes a workplace eldercare assistance program called Aging with Grace. It aims to help employees who are caregivers for elderly family members by providing access to experts, resources, and services to assist with eldercare needs. This reduces caregiver stress, which can negatively impact productivity and career advancement. Employers benefit from offering this program through reduced absenteeism and higher productivity among caregiver employees.
The document discusses the importance of taking a whole family approach when assessing the needs of young carers and their families. It advocates for joint working between children's services, adult services, education, and health to conduct holistic assessments that meet the needs of the entire family. The goal is to ensure young carers are not asked to provide inappropriate levels of care and have the support they need to thrive. Key principles include developing family-oriented assessments and preventing children from caring at levels that impact their development.
Advocating for extended care for youths transitioning.katmariaM
油
This document discusses extending support for youths transitioning from foster care. Currently, support is tapered off at age 21 but extending it could save the province money in the long run. Many youths feel unprepared to be on their own after care ends. The document advocates for continuing financial, housing, and other tangible supports along with assistance with decision making and emotional support. Stakeholders that could help include a provincial advocate for children and youths and a group of former foster youths. The document suggests ways for readers to get involved like attending transitional care hearings.
The document discusses planning for long-term care needs. It notes that the likelihood of needing long-term care is significant, as 70% of people over 65 will require it, and the costs of care can be financially devastating. Long-term care includes assistance with daily living activities due to aging or cognitive decline. Neither private insurance nor Medicare sufficiently cover long-term custodial care costs. Planning options discussed include long-term care insurance, which can help preserve assets and independence, and self-insuring using savings, though the latter is often not financially prudent. The document stresses the importance of evaluating long-term care needs and options early.
This document discusses how the Department of Social Services (DSS) fits within community protective factors for children and families. It explains that before implementing Appropriate Response, DSS focused only on investigating abuse and neglect cases and could only provide limited referrals. This led to many families re-entering the system due to underlying risk factors. Appropriate Response now routes low to moderate risk cases to community contractors who assess needs, provide services, and work with communities to address gaps and strengthen protective factors. The result is more children and families receiving appropriate services to enhance safety and health.
The tech-savvy and independent boomer generation is reaching retirement age, yet boomers are significantly unprepared for aging at home. Boomers need to prepare their home for aging, plan-out their finances, and decide their caregiving preferences. Entrepreneurs have a large opportunity to build new solutions for this demographic. This presentation outlines the relevant demographic changes occurring and key opportunity areas for entrepreneurs building for seniors.
The Clinical Social Worker at the MDA Clinic provides counseling services and resource referrals to patients. Counseling services address issues such as adjusting to diagnosis, caregiver burnout, family disruptions, disability applications, loss and grief over disease progression, and stress on relationships. Referral resources include assistance with insurance, basic needs, medical equipment, and estate planning documents like healthcare powers of attorney and living wills to ensure wishes are followed if unable to communicate.
The document discusses the aging US population and growing need for long-term care support services. It notes that most seniors fail to plan for eldercare and families often find themselves in crisis mode unprepared when care is suddenly needed. The National Care Planning Council was created to address this issue by providing a centralized source of information, advice, and referrals for eldercare services through networks of State Care Planning Councils.
The document provides an overview of the Council on Aging (COA) and their mission to help seniors remain independent through various services. It discusses their role as the Area Agency on Aging, covering programs like home care, caregiver support, meals, and advocacy. The COA helps thousands annually through programs like PASSPORT, Elderly Services, and Assisted Living Waiver. The document encourages involvement through the Fair Care Ohio advocacy campaign to improve Ohio's long-term care system and choices for seniors.
State Care Planning Council Marketing SystemThomas Day
油
The document discusses the State Care Planning Council, which was created to help families better plan for long-term eldercare needs. It notes that the aging population is driving increased demand for eldercare services. The Council aims to be a single source of information on eldercare providers and services. It establishes State Care Planning Councils and recruits advisory boards of long-term care specialists. The Council's marketing system generates sales leads and helps advisory board members collaborate on outreach. The document provides details on becoming a Council Director and recruiting an advisory board to help address the growing need for eldercare planning assistance.
Providing Support To Employers And Working Caregivers 6 14 2010 2Elderplanner
油
Our Elder Life Planning for Organizations program allows non-profit and small eldercare enterprises
to offer a comprehensive eldercare program to employers, banks, membership organizations and faith based communities without the significant capital outlay that would otherwise be required.
Learn Valuable Information for Getting Paid to Take Care of Your Family Membe...BestHomeCare
油
The need for home care is constantly growing and, as a result, providing care for a family member or friend has become much more common than it was just a few years ago. Most family caregivers are unaware of the opportunity they have to get paid for taking care of a family member or friend. The state of Minnesota and Federal Government sponsor programs designed to compensate caregivers for their services. This paper outlines these programs to help friend and family caregivers find the appropriate method for getting paid to take care of a loved one.
Planning for Long-Term Care - A consumer's guideLTCI Partners
油
Long-term care is expensive and most people are unprepared for these costs. The document discusses how 70% of Americans over 65 will need long-term care services, with costs projected to be over $1.9 million for five years of care 30 years from now. It outlines the types of long-term care services, who pays (mostly out-of-pocket despite misconceptions about Medicare and Medicaid coverage), and encourages planning now through insurance or other means to protect assets from these substantial costs.
This document discusses resources and services available to help seniors who wish to remain in their homes as they age. It notes that over 35 million Americans were over 65 in 2000 and that number is projected to double over the next 30 years. Common reasons seniors move from their homes include health conditions, loss of a spouse, inability to do home repairs or drive. It then outlines various community resources like Meals on Wheels and volunteer programs that can provide assistance. Specific services from St. Andrew's Senior Solutions are also detailed, such as medication reminders, nursing care, and personal assistance. The document stresses the importance of thoroughly vetting any home service provider by checking for background checks, training requirements, and free assessments.
The document provides an overview of carer awareness training which aims to define carers, understand legislation regarding carers, identify good practice for supporting carers, and understand services available to carers. It discusses identifying carers, sharing information with them, and involving them in decision making. It also outlines the commitments of East Sussex Hospitals NHS Trust and Adult Social Care to supporting carers.
For most people, the overwhelming anxiety of eldercare issues appears suddenly after an accident or unexpected illness. Quick decisions are necessary with little or no preparation or education.
The document discusses the realities and challenges of paying for long-term care. It notes that long-term care is expensive and can financially ruin families if not planned for. It provides statistics on common health conditions and average lengths of long-term care needed. It then outlines various options for paying for care such as long-term care insurance, Medicaid, reverse mortgages, annuities, and protecting versus spending down assets. The document stresses planning early to avoid being forced into difficult financial situations during a care crisis.
How many people in this room expect to need long-term care one day? Its not surprising that few of us do, because its hard to face the fact that our health might decline. But statistics suggest that the risk is greater than we think. Approximately 70% of us--thats 7 out of every 10 people here today--will need some type of long-term care services during our lifetimes at some point after we reach age 65. And though it's good news that people are living longer, a long life span increases the chance of developing serious health problems. In fact, according to the Alzheimers Association, one in nine people age 65 and older has Alzheimers disease, which often leads to the need for nursing home care. And while older people are more likely to need long-term care, younger people may need care too, as a result of a disabling accident or illness such as multiple sclerosis or Parkinsons disease.
油
This isnt meant to scare you, but rather to remind you that the need for long-term care can happen to anyone at any time. The need to be prepared is real, and something that you shouldnt ignore.
Experts in the field of geriatric care estimate there are 44+ million family caregivers in the United States; approximately 23 million households. Family caregivers provide long-term care in the home of those with chronic illness or disabilities. Assuming the role of a family caregiver can involve love, compassion, obligation, guilt, pride and even financial circumstances.
This document discusses the challenges of an aging population and the impact on the workforce as more employees take on eldercare responsibilities for parents and other relatives. It proposes "Silver Solutions", a program through St. Andrew's Resources for Seniors to provide services and support for caregivers to help them better manage their work and caregiving duties. The program would offer resources, coordination of services, and respite opportunities with the goals of increasing productivity, lowering healthcare costs, and retaining loyal employees.
The document discusses the concept of a medical home and its benefits for patients and families. A medical home provides coordinated, comprehensive, and family-centered care. It aims to involve families in care coordination and empower them as experts. The medical home also links patients and families to community resources to help address their medical, social, and educational needs.
The document discusses geriatric care management and the role of professional geriatric care managers (PGCMs). PGCMs are trained to provide comprehensive eldercare solutions and maintain independence for older adults. They can assess clients' needs, develop care plans, manage care services, and support families. PGCMs help navigate complex eldercare situations and are a resource for professionals seeking eldercare expertise and solutions for their clients.
The document discusses geriatric care management and the role of professional geriatric care managers (PGCMs). PGCMs are trained to provide comprehensive eldercare services, including care assessments, care planning and coordination, ongoing management and monitoring of care arrangements. They help families navigate eldercare needs and make arrangements to support the well-being, independence and dignity of older adults. As America's population ages, the demand for these services is increasing to help seniors and their families deal with eldercare challenges.
060404 Right At Home Choosing Home Care[1]Joe Bakey
油
The document discusses various home care options for seniors as people are living longer. It outlines that Medicare only covers certain home health care if patients are homebound and have skilled nursing needs. Non-medical home care can help with tasks like housework, medication reminders, and companionship. Long term care insurance may cover home care costs but policies vary. When selecting a home care provider, it's important to consider their licensing, services provided, employee screening process, and availability. State-funded programs also provide limited home care but have eligibility requirements.
2. Connecticut Care Planning Council An alliance of eldercare specialists and advisers that helps families deal with the crisis and burden of long term care Purpose: to educate the public on the need for care to provide all of the available government and private services for eldercare to offer a trusted source that the public will recognize and turn to for expert help in dealing with the challenges of long term care
3. What is Long Term Care or Eldercare? Need for physical, emotional or supervisory support from a caregiver 80% of care Is provided by family in the home Changing demographics are making family-provided care difficult
4. Statistics 60% of us will need eldercare at sometime 40% of all seniors will spend some time in a nursing home 44.4 million adult caregivers in this country 21% of the population Provide 21 hours a week of care 4.3 years average time spent providing care
5. The Cost of Long Term or Elder Care Average Monthly Cost of Long Term Care by Type of Care
6. Most Seniors Fail to Plan for Eldercare 57% worry about paying for care 69% have done little or no planning Another 20% mistakenly think the government will cover their care and as a result do nothing
7. Dilemma of Finding Eldercare Services Families did not plan The need for care usually occurs without warning Working caregivers end up in panic mode No central source for locating help or advice
8. One Stop Shopping Your State Care Planning Council provides the CENTRAL SOURCE for: Getting the answers you need now Locating government services Finding professional eldercare services Researching articles and books on long term care All your eldercare resources in one spot Truly One Stop Shopping for Long Term Care
10. STATE COUNCIL ELDER CARE SERVICES Professionals in all Services Work Together to Meet the Publics Needs. Care Management, Guardianship, Conservatorship and Dispute Resolution Non-Medical Home Care Home Health Agency Medicare-Covered Home Care and Hospice Home Maintenance, Deep Cleaning, Remodeling and Yard Work Veterans Benefits -- Consultant for the Aid and Attendance Pension Benefit Reverse Mortgage Specialist Elder Law Advice and Medicaid Advice Estate Planning and Tax Planning Trust Management Services and End-Of-Life Planning Care Facility or New Home Search, Relocation, Downsizing and Real Estate Services Insurance Products, Retirement Planning and Financial Advice