Economics workshop
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This document outlines the process and requirements for a report on purchasing a home. It provides guidance on the necessary sections of the report, including background information on education, occupation, salary, price of homes, location, and decisions made. The report should be five pages and include details on occupation, salary, education, mortgage rates, loans, taxes, down payment, insurance, location, and the procedures followed to acquire a loan. Students are instructed to establish their education, occupations, salaries, price range of affordable homes, research resources, and factors involved in the home buying process.
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The document provides an overview of the home buying process. It discusses common fears about buying a home and provides facts to address those fears. It then outlines eight steps to successful home ownership: deciding to buy, hiring an agent, securing financing, finding a home, making an offer, performing due diligence, closing, and protecting your investment. Throughout, it provides tips and advice related to each step of the process.More Related Content
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Investors, policymakers, entrepreneurs, economists, international trade analysts, and development agencies exploring South Asian markets.
How Zenko Properties Streamlined Financial Operations and Scaled Efficiently ...
How Zenko Properties Streamlined Financial Operations and Scaled Efficiently ...Ratiobox Limited
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Zenko Properties, a dynamic and fast-growing real estate agency based in the UK, faced mounting operational challenges as its portfolio and client base expanded. Managing financial workflows across multiple property types, client accounts, and compliance requirements had become increasingly complex. Manual bookkeeping, fragmented systems, and limited in-house financial oversight were slowing down growth and exposing the company to potential compliance risks.
Recognising the need for a scalable, technology-driven solution, Zenko Properties partnered with Ratiobox to transform its financial operations. This case study explores how Ratiobox enabled Zenko to achieve greater operational efficiency, compliance assurance, and real-time financial clarity — all without the burden of maintaining a full in-house finance team.
Through a tailored combination of outsourced accounting services, automated bookkeeping, and integrated reporting tools, Ratiobox provided Zenko Properties with an end-to-end financial management solution. Our team began by conducting a deep-dive assessment of Zenko’s legacy accounting practices, identifying critical inefficiencies and opportunities for automation. We then implemented a streamlined accounting framework using cloud-based platforms such as Xero, integrated with Zenko’s CRM and property management systems.
Key improvements included:
Automated transaction processing, eliminating manual errors and reducing month-end closing time by over 50%.
Real-time financial dashboards, giving directors clear visibility into cash flow, revenue streams, and liabilities.
Fully managed payroll and HMRC submissions, ensuring Zenko stayed compliant and up to date with the latest tax regulations.
Scalable support for property acquisitions, enabling the finance function to grow in lockstep with Zenko’s portfolio.
Beyond day-to-day accounting, Ratiobox also delivered strategic insights through periodic reporting and advisory input, helping Zenko's leadership make data-backed decisions on expansion, cost control, and investment timing.
As a result, Zenko Properties not only improved operational efficiency but also gained a future-proof financial infrastructure that supports long-term growth. With fewer internal resources tied up in routine tasks, the team was free to focus on delivering exceptional service to clients and exploring new market opportunities.
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Economics workshop
- 1. THAMSANQA TWALA 201312718 ( ASSIGNMENT 2) PORTFOLIO Economics workshop Buying home The ability to buy a home is usually the result of proving to a lending institution that your salary is sufficient to make the monthly mortgage payments. Also, he lending institution will demand evidence that the amount you will pay for the house is a reasonable amount you will pay for the neighbourhood, the size and the condition of the house. Buying a home is usually a lengthy, complex process. Select a partner to work with. Imagine that you and your partner have completed your education and successful acquired jobs in your fields. You both have saved all those years and are now ready to purchase a home. You will combine your salaries to buy this home.
- 2. Setting up the Worksop Prepare a report on the process you would follow to purchase a home. The report will be five pages long. This will include a coversheet, three pages of text, and a bibliography on the fifth page. The outline of your report should be similar to the following. Title page, including title, date, students and class Background Education Occupation Price of house Payments Taxes Procedure followed and paperwork involved. Location of home Decisions Reason for home location Insurance choice Payment plan Bibliography, including names and titles o people who helped you, internet Websites, title companies, newspaper, banks, country tax collector, flyers, realtors and so forth.
- 3. The report will contain at least the following information: Occupation (both you and your partner) Salary (yours and partners) Education (yours and partners) Mortgage rates Loaning institute Taxes Loan amount Interest rate Down payment Type of loan Savings and loan companies, credit unions Number of years Procedure followed to acquire the loan Qualifications needed for loan Examples of paperwork involved in the application process Location home OPTIONAL Other interesting information Visual aids
- 4. Pamphlets/brochures Procedures Establish your education and professions. List any specialized training, and degrees or certificate achieved. Describe your job, city or location of employment, what company, if you are self employed and salary. Based on your salaries and where you work, decide where you want to live and what price range of house you can afford. Compile places you might go for information and help. This might include internet sites, title companies, friends, family, newspaper and all types of lending institutions and real estate advertising sources in your area. Research to find out what is involved with purchasing a house: what papers are needed; time spent in probation; fees, charges; interest rates for 15-30 year mortgages; payment rates; type of home owners insurance; notes; differences in buying a new home or an older home; repair expenditures; landscape costs; location of schools and shopping; and the type of neighbourhood you are interested in. Write and submit a report, following the criteria outlined above.