The document outlines PhilHealth benefit availment and reimbursement procedures. It provides details on:
1) Inpatient and outpatient care benefits including allowances for room and board, medicines, procedures, and professional fees. Confinements less than 24 hours do not qualify except in emergency cases.
2) Requirements to avail benefits including a minimum of 3 monthly contributions within the last 6 months or 9 monthly contributions within the last 12 months.
3) Reimbursement procedures which include automatic deduction or direct filing, and different processes for local and foreign confinements.
2. What are my Benefits?
A. In-Patient Care
Allowance for:
Room and Board
Drugs and Medicines
X-Ray and Laboratories
Operating Room Fees
Professional Fees
Confinement of less than 24 hours will not be paid except for the ff:
2. Case is Emergency
3. Patient is Transferred to another Hospital
4. Patient Expired
3. What are my Benefits?
B. Out-Patient Care
Allowance for:
Procedures must be
Drugs and Medicines
performed in Philhealth
X-ray and Laboratories Accredited Health Care
Providers
Operating Room Fees
Professional Fees confinement / admission
in a non-accredited
SAMPLE CASES: Health Care Providers
can be paid if the case is
Day surgeries emergency and the
facility has DOH License
Dialysis
Cancer treatment procedures such as:
chemotherapy
radiotherapy
4. Exclusions / Non-Compensable
Procedures:
Fifth and subsequent normal obstetrical deliveries
Non-prescription drugs and devices
Alcohol abuse and dependency treatment
Cosmetic surgery
Optometric services
Other cost ineffective procedures as defined by PhilHealth
5. New Inpatient PhilHealth Benefits Schedule
For all PHIC Members and their Dependents
Admissions starting April 05, 2009 (Circular 09, s. 2009)
Levels 3 & 4 Hospitals (Tertiary)
Benefit Item Case Type
A B C D
Room & Board P500 P500 P800 P1,100
(maximum of 45 days/year)
Drugs and Medicines P4,200 P14,000 P28,000 P40,000
(per single period of confinement)
X-ray, Lab & Others P3,200 P10,500 P21,000 P30,000
(per single period of confinement)
For procedures with RVU 30 and below = 1,200
Operating Room
For procedures with RVU 31 to 80 = 1,500
For procedures with RVU 80 to 600: RVU x PCF 20
(minimum = 3,500)
6. New Inpatient PhilHealth Benefits Schedule
Admissions starting April 05, 2009 (Circular 09, s. 2009)
Levels 3 & 4 Hospitals (Tertiary)
Professional Fees Case Type
A B C D
A. Daily Visits
Gen. Practitioner (Groups 1, 5 and 6)
Per day P300 P400 P500 P600
Maximum per confinement P1,200 P2,400 P4,000 P6,000
Specialist (Groups 2, 3 & 4)
Per day P500 P600 P700 P800
Maximum per confinement P2,000 P3,600 P5,600 P8,000
B. Surgery
For RVU 500 and below For RVU 501 and above
Surgeon Anesthesiologist Surgeon Anesthesiologist
Gen. Practitioner (1st Tier Group 1) RVU x PCF 40 = PF1 40% of surgeons fee RVU x PCF 40 = 40% of surgeons
(PF1) PF1 fee (PF1)
With Training (2nd Tier Group 5 & 6) RVU x PCF 48 = PF2 48% of surgeons fee RVU x PCF 48 = 48% of surgeons
(PF1) PF2 fee (PF1)
Diplomate / Fellow (3rd Tier Group RVU x PCF 56 = PF3 56% of surgeons fee RVU x PCF 80 = 40% of surgeons
(PF1) PF4 fee (PF4)
2, 3, 4)
7. New Inpatient PhilHealth Benefits Schedule
For all PHIC Members and their Dependents
Admissions starting April 05, 2009 (Circular 09, s. 2009)
Level 2 Hospitals (Secondary)
Benefit Item Case Type
A B C
Room & Board 400 400 600
(maximum of 45 days/year)
Drugs and Medicines 3,360 11,200 22,400
(per single period of confinement)
X-ray, Lab & Others 2,240 7,350 14,700
(per single period of confinement)
For procedures with RVU 30 and below = 750
Operating Room For procedures with RVU 31 to 80 = 1,200
For procedures with RVU 81 to 600: RVU x PCF 15 (minimum = 2,200)
8. New Inpatient PhilHealth Benefits Schedule
Admissions starting April 05, 2009 (Circular 09, s. 2009)
Level 2 Hospitals (Secondary)
Professional Fees Case Type
A B C
A. Daily Visits
Gen. Practitioner (Groups 1, 5 and 6)
Per day P300 P400 P500
Maximum per confinement P1,200 P2,400 P4,000
Specialist (Groups 2, 3 & 4)
Per day P500 P600 P700
Maximum per confinement P2,000 P3,600 P5,600
B. Surgery (For Case Types A, B, and C)
Surgeon Anesthesiologist
Gen. Practitioner (1st Tier Group 1) RVU x PCF 40 = PF1 40% of surgeons fee (PF1)
With Training (2nd Tier Group 5 & 6) RVU x PCF 48 = PF2 48% of surgeons fee (PF1)
Diplomate / Fellow (3rd Tier Group RVU x PCF 56 = PF3 56% of surgeons fee (PF1)
2, 3, 4)
9. New Inpatient PhilHealth Benefits Schedule
For all PHIC Members and their Dependents
Admissions starting April 05, 2009 (Circular 09, s. 2009)
Level 1 Hospital (Primary)
Benefit Item Case Type
A B
Room & Board 300 300
(maximum of 45 days/year)
Drugs and Medicines 2,700 9,000
(per single period of confinement)
X-ray, Lab & Others 1,600 5,000
(per single period of confinement)
Operating Room 500
10. New Inpatient PhilHealth Benefits Schedule
Admissions starting April 05, 2009 (Circular 09, s. 2009)
Level 1 Hospitals (Primary)
Professional Fees Case Type
A B
A. Daily Visits
Gen. Practitioner (Groups 1, 5 and 6)
Per day P300 P400
Maximum per confinement P1,200 P2,400
Specialist (Groups 2, 3 & 4)
Per day P500 P600
Maximum per confinement P2,000 P3,600
B. Surgery (For Case Types A and B)
Surgeon Anesthesiologist
Gen. Practitioner (1st Tier Group 1) RVU x PCF 40 = PF1 40% of surgeons fee (PF1)
With Training (2nd Tier Group 5 & 6) RVU x PCF 48 = PF2 48% of surgeons fee (PF1)
Diplomate / Fellow (3rd Tier Group RVU x PCF 56 = PF3 56% of surgeons fee (PF1)
2, 3, 4)
Maximum of 2,000 per Maximum fee computed as
confinement percentage of 2,000
11. **What is Single Period of Confinement
& *45 Days Allowance?
45 DAYS 45 DAYS
for one (1) for one (1)
calendar year calendar year
FOR THE MEMBER TO BE SHARED BY
THE DEPENDENTS
single period of confinement refers to a series
of confinements/ procedures of the same illness
within 90 DAYS
12. Illustration of single period of confinement:
CASE: CHEMOTHERAPY (case type C) Level 4 Hospital
Tertiary Hosp: Max. Drugs & Meds. 28,000 / XLO 21,000 / Operating Room 1,200 (RVU10)
JAN FEB MAR APR
admitted / admitted / admitted / admitted /
availed availed availed availed
shall receive shall receive only shall receive only shall receive
maximum the remaining the remaining another
computation of benefits from the benefits from the maximum
benefits based on initial computation initial computation computation if 45
the benefit based on benefit based on benefit days allowance is
schedule schedule schedule not yet exhausted
Drugs & Meds P20,000 Drugs & Meds P8,000 Drugs & Meds 0 (exhausted) Drugs & Meds P28,000
XLO P15,000 XLO P6,000 XLO 0 (exhausted) XLO P21,000
OR Fee P1,200 OR Fee P1,200 OR Fee P1,200 OR Fee P1,200
13. How to avail or file for reimbursement:
For confinements within the country
A. FOR AUTOMATIC DEDUCTION
(PhilHealth Benefits deducted from Hospital Charges)
Member submit the following to the Billing Section of the Hosp upon
discharge:
Accomplished Claim Form 1
Copy of MDR or Supporting Documents in its absence
Proof of Eligibility / Employers Certification (if needed)
Official Receipts of Medicines bought outside, if any*
*(for reimbursement to member, if benefits still not exhausted, upon submission of
hosp to PHIC)
14. How to avail or file for reimbursement:
For confinements within the country
B. FOR DIRECT FILING (member paid the hospital charges in full)
Submit the following to PHIC within 60 DAYS from the date of
discharge:
Accomplished Claim Form 1
Copy of MDR or Supporting Documents in its absence
Proof of Eligibility / Employers Certification (if needed)
*Accomplished Claim Form 2 (accomplished by the hosp & doctors)
*Waiver from the Hospital and Doctors OR Official Receipts
*Operative Record, if with operation
*Claim Form 3, if necessary
15. How to avail or file for Reimbursement:
For confinements abroad
DIRECT REIMBURSEMENT ONLY
Submit the following to any PHIC Office within 180 days from the
date of discharge:
Accomplished Claim Form 1
Statement of Account with itemized charges and/or OR
Medical Certificate/abstract with final diagnosis, period of
confinement & services rendered (with English
translation)
MDR
180
Proof of Contribution (xerox of latest Official Receipt or MI5)
days
16. Am I eligible to avail the Benefits?
MUST HAVE CONTRIBUTED AT LEAST 3 MONTHLY
PREMIUM CONTRIBUTIONS WITHIN THE IMMEDIATE 6
MONTHS PRIOR THE MONTH OF AVAILMENT
JAN FEB MAR APR MAY JUN JUL
x x x
month of
x x x
availment
x x x
17. PhilHealth Circular 25, s-2010
Nine (9) Months Contribution as a Requirement for Benefit Availment
The Corporation shall now require Nine (9) months of
Contribution within (12) Twelve months prior to the month of
availment for all confinements including availment of
outpatient benefit
This requirement shall be for all types of members except
those under the Sponsored Program, Lifetime Member
Program and the Overseas Workers Program
The policy shall be effective for all reimbursements with
admission / treatment (out-patient) date starting JULY 01,
2011
18. PhilHealth Circular 25, s-2010
Nine (9) Months Contribution as a Requirement for Benefit Availment
Illustration: JULY 2011 availment
JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL
2010 2010 2010 2010 2010 2010 2011 2011 2011 2011 2011 2011 2011
12 11 10 9 8 7 6 5 4 3 2 1
X X X
X X X
X X X
19. PhilHealth Circular 25, s-2010
Nine (9) Months Contribution as a Requirement for Benefit Availment
Illustration: JULY 2011 availment (for Individually Paying Members IPP)
AVAIL
3RD QUARTER 4TH QUARTER 1ST QUARTER 2ND QUARTER MENT
JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL
2010 2010 2010 2010 2010 2010 2011 2011 2011 2011 2011 2011 2011
12 11 10 9 8 7 6 5 4 3 2 1
X X X
X X X
20. PhilHealth Circular 25, s-2010
Nine (9) Months Contribution as a Requirement for Benefit Availment
Illustration: SEPT 2011 availment (for Individually Paying Members IPP)
3RD QUARTER 4TH QUARTER 1ST QUARTER 2ND QUARTER 3RD QUARTER
JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP
2010 2010 2010 2010 2010 2010 2011 2011 2011 2011 2011 2011 2011 2011 2011
Jul & August 2011 shall only be counted in the 9/12 if the premium shall
be paid prior to confinement
Any contribution payment paid within the confinement shall no
longer be considered for the present confinement but for future /
prospective ones
21. PhilHealth Circular 25, s-2010
Nine (9) Months Contribution as a Requirement for Benefit Availment
Example: Date of confinement: September 3, 2011
Date of payment (3rd Quarter 2011) September 3, 2011
3RD QUARTER 4TH QUARTER 1ST QUARTER 2ND QUARTER 3RD QUARTER
JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP
2010 2010 2010 2010 2010 2010 2011 2011 2011 2011 2011 2011 2011 2011 2011
12 11 10 9 8 7 6 5 4 3 2 1
x x
22. Eligibility to use: former OFW, Indigent or
IPM* (shifting of membership category)
Certification from MDR
current Employer OF
W (eligibility is
+
reflected)
or Photocopy of
applicable RF-1
and ME-5
Proof of d
contribution sore Indigent ID
on ber (eligibility is
from previous Sp em
category M reflected)
(within the
immediate 6
months)
Latest Official
M Receipt or MI-5
IP
* Members eligibility is divided into 2 different membership classification
23. How long does it take to process a
claim?
The rule provides 60 DAYS upon filing
to process a claim
Check payments will be sent to the
member / hospital through registered mail
or over the counter / pick-up
Members will receive a Benefits Payment Notice
upon issuance of reimbursement
24. What is Benefit Payment Notice?
BPN
written notice sent
to members who
availed the benefits
shows the details of
the benefits computed
(i.e. benefits received by
the member, hospital,
doctors)
25. ENHANCED
CLAIM
FORMS
Implementation: September
01, 2010
26. ENHANCED
CLAIM
FORMS
Implementation: September
01, 2010
27. ENHANCED
CLAIM
FORMS
Implementation: September
01, 2010