Empowering Women: Top 6 things AFTER
0 likes254 views
This document outlines six important tasks for a woman to complete after the death of her spouse: 1. Update beneficiary information and financial records to ensure they are accurate. 2. Have important conversations with loved ones about final wishes and end-of-life care. 3. Consolidate financial information like account numbers and passwords. 4. Consult a financial advisor to structure assets optimally for passing to heirs. 5. Create a list of people to notify in the event of death and decisions about obituaries. 6. Update travel information to have important documents when traveling.
1 of 1
Download to read offline
Ad
Recommended
PeterWrightFOTRecommendation
PeterWrightFOTRecommendationWright Weddings
油
Peter Wright worked part-time from May 2012 through February 2013 for Friends of Tenwek, Inc., where his primary responsibility was making telephone calls to solicit donations from doctors who had previously volunteered at Tenwek Hospital. He also contributed to a newsletter and updated the donor database. His supervisor, Donald G. Hoover, wrote this letter of recommendation stating that Peter is likable, compassionate, comfortable with social media, and has integrity, recommending him for a customer service role.SFLMES Promo
SFLMES PromoTodd Pope
油
This LinkedIn group connects members of the live music and entertainment industry in South Florida to network and find entertainment for events. The group allows members to view profiles, email each other directly, promote upcoming events, and post requests or availability for live entertainment jobs. The moderator can help source live entertainment for events needing replacements on short notice from the group's seasoned professional entertainers and related talent managers across South Florida.2015 J.A.M. Foundation Gala Auction Package
2015 J.A.M. Foundation Gala Auction PackageThe Huffington Post
油
The j.a.m. foundation, founded by Justin Menendez after the suicide of his brother, aims to raise awareness about suicide and mental health issues and provide scholarships to high school seniors who have experienced a similar loss. The foundation will host its 2nd annual gala to support the 'Jason's Wish' scholarship, which recognizes students who demonstrate leadership and resilience despite their tragedies. Sponsorships are encouraged to help fund the scholarships and educational resources for students.Creative Thank Yous and Cultivating an Attitude of Gratitude
Creative Thank Yous and Cultivating an Attitude of GratitudeLynne Wester
油
The document discusses effective donor appreciation strategies and emphasizes prioritizing donor relationships over transactions. It outlines the need for specific reports to track donor engagement and provides a timeline for the first-time donor journey. The author highlights the success of their fundraising efforts during the holiday season, showcasing a significant amount raised.Donor Retention Isn't Speed Dating
Donor Retention Isn't Speed DatingLynne Wester
油
The document discusses effective donor retention strategies, emphasizing the importance of treating donors as individuals rather than mere transactions. Key reporting metrics for managing donor relationships are outlined, alongside a timeline for engaging first-time donors through personalized communication. The author, Lynne M. Wester, highlights the financial impact of these strategies, showcasing a successful fundraising result.Empowering Women: Top 10 things BEFORE
Empowering Women: Top 10 things BEFOREBobby Cherry
油
This document outlines 10 things every woman should do before the death of her spouse. These include: 1) creating an inventory of physical and non-physical assets; 2) understanding available Social Security benefits; 3) knowing the location of important documents; 4) ensuring beneficiaries are up-to-date on financial accounts; 5) selecting a trusted financial planner; 6) determining any available veteran's benefits; 7) completing estate planning documents; 8) selecting an estate administrator; 9) identifying outstanding debts; and 10) discussing burial wishes and pre-planning for funerals. The overall goal is to be prepared financially and practically for the death of a spouse.Man Not A Financial Plan
Man Not A Financial PlanJeanelle Lust
油
The document discusses the financial challenges many women face, as most will become solely responsible for financial decisions due to being widowed or divorced, with many lacking pensions beyond Social Security. It provides steps for women to take control of their financial situation, including creating a support team, setting goals, investing wisely, planning for unexpected events, and being proactive in managing finances.The Gift of Information and Explanation | Patti Spencer
The Gift of Information and Explanation | Patti SpencerPatti Spencer
油
This document provides essential information for surviving spouses to manage affairs after a partner's death, emphasizing the division of responsibilities in a marriage. It outlines vital documents and information, including financial records, professional contacts, and end-of-life arrangements, which can alleviate stress for surviving family members. Compiling this information serves as a protective gift for loved ones to navigate through grief and practical challenges.Understanding Trusts
Understanding TrustsBobby Cherry
油
This document serves as a guide to understanding trusts, particularly living trusts, and the associated legal terms and implications. It discusses the uses, benefits, and potential pitfalls of trusts, emphasizing the importance of caution against misleading marketing claims. Additionally, it details the roles of key entities involved, such as the settlor, trustee, and beneficiary, while also addressing concerns regarding asset protection, tax advantages, and the probate process.Advantages of a Will
Advantages of a WillBobby Cherry
油
A will provides several advantages:
1. It allows you to choose who receives your property and how much, including leaving gifts to employees, charities, or other organizations.
2. You can name an experienced executor, either an individual or corporate entity, to administer your estate according to your wishes.
3. Creating trusts in your will allows you to provide for minor children or other beneficiaries and avoid expensive guardianship proceedings. Trusts also enable you to conserve or accumulate income for beneficiaries.Retirement Savings Challenges for Women
Retirement Savings Challenges for WomenBobby Cherry
油
The document outlines the retirement savings challenges faced by women, including longer life expectancies, a higher likelihood of living alone, and potentially lower income due to career breaks for caregiving. It emphasizes the importance of understanding retirement income sources, such as Social Security and employer pensions, as well as personal savings strategies. Additionally, strategies are provided to address financial shortfalls in retirement, highlighting the need for proactive planning and potential assistance from financial professionals.Introduction to Annuities
Introduction to AnnuitiesBobby Cherry
油
This document provides an overview of annuities, explaining their structure, benefits, and comparison with other retirement accounts. Annuities offer tax-deferred growth and guaranteed income, with options for fixed or variable payouts depending on the type of annuity chosen. Additionally, it discusses the importance of understanding associated fees, tax implications, and the roles of parties involved in annuity contracts.Special Needs Planning
Special Needs PlanningBobby Cherry
油
The document outlines the importance of special needs planning, highlighting that 1 in 5 U.S. residents has some level of disability, and details statistical data about disabilities among children and older Americans. It provides a step-by-step guide for creating and implementing personal care, legal, and financial plans to support individuals with special needs while preserving government benefits. Various special needs trust types are discussed, stressing the legal implications and advantages of establishing them to ensure financial security for disabled individuals.Roth IRA Conversions
Roth IRA ConversionsBobby Cherry
油
This document provides an overview of Roth IRA conversions, highlighting the differences between traditional and Roth IRAs, including tax implications and qualification requirements for tax-free distributions. It outlines the five-year holding period for qualified distributions, methods for converting traditional IRAs to Roth IRAs, and the importance of income limits for contributions. Additionally, it discusses the advantages and disadvantages of Roth conversions and offers a disclaimer on investment and tax advice.Long Term Care
Long Term CareBobby Cherry
油
The document discusses the need for long-term care and its associated costs, highlighting that 70% of individuals over age 65 are likely to require such care. It outlines various payment methods, including out-of-pocket expenses, Medicare, Medicaid, and long-term care insurance, along with strategies for asset protection and eligibility for Medicaid. A planning checklist is provided to assist individuals in preparing for long-term care while managing financial implications.Employer Sponsored Retirement Plan
Employer Sponsored Retirement PlanBobby Cherry
油
The document outlines the importance of planning for retirement, emphasizing that modern retirements can last longer than expected and require substantial savings to maintain a desired lifestyle. It details the benefits of employer-sponsored retirement plans, including convenience, tax advantages, and investment choices, while also highlighting the significance of compounding and asset allocation in achieving retirement goals. Additionally, it advises viewing Social Security as a supplemental income source and stresses the need for individuals to seek personalized financial advice.Business Continuation Planning
Business Continuation PlanningBobby Cherry
油
The document outlines essential strategies for business continuation planning, emphasizing the importance of having a formal plan in place to ensure the survival and success of a business after an owner's death, disability, or retirement. Key elements include business valuation, succession planning, and buy-sell agreements, highlighting various approaches to determine a business's worth and the necessary actions to transition ownership. It also provides action items for business owners, such as developing a formal plan, selecting a successor, and securing funding methods.Advanced Estate Planning
Advanced Estate PlanningBobby Cherry
油
The document outlines advanced estate planning strategies for individuals with a net worth exceeding the federal estate tax exclusion amount of $5,490,000, focusing on the intricacies of gift and estate taxes, available exclusions, and various trusts. It highlights methods to minimize estate taxes, such as utilizing marital deductions, bypass trusts, dynasty trusts, and charitable giving options, while also addressing asset protection strategies. Additionally, it emphasizes the importance of personalized planning and consultation with a tax professional.8 Steps to Financial Success
8 Steps to Financial SuccessBobby Cherry
油
The document outlines 8 steps to financial success: 1) Set goals; 2) Understand risk; 3) Leverage the power of compound returns over time; 4) Invest early and often; 5) Increase savings when income increases; 6) Stay focused on long-term investing rather than trying to time the market; 7) Have adequate life insurance; 8) Use a professional wealth manager for their expertise, resources, and help achieving financial goals. It provides examples and formulas to illustrate concepts like compound returns and how much to save monthly to reach savings targets. The document encourages long-term investing for growth and using a wealth management firm for guidance.Where Are You Going?
Where Are You Going?Bobby Cherry
油
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.Boones And Klausens
Boones And KlausensBobby Cherry
油
The document discusses investment results for two families, the Boones and the Klausens, highlighting their different investment strategies and the implications on their returns over a 20-year period. Investments are not FDIC-insured and results from previous periods do not guarantee future outcomes, indicating potential risks and variability in returns. It emphasizes the importance of considering investment objectives, risks, and other critical information before making investment decisions.College America 529 Plan
College America 529 PlanBobby Cherry
油
The document provides information about investing for college savings through a 529 college savings plan. It notes that figures shown are past results and not guarantees of future performance, and that investments are not FDIC-insured and can lose value. It encourages building a college savings plan through a 529 plan like CollegeAmerica for its tax advantages, flexibility, and control over savings.Media Vision
Media VisionBobby Cherry
油
This document provides information about mutual funds, including:
1) Mutual funds pool money from many investors and invest in stocks, bonds, or cash, with varying levels of risk depending on the fund's portfolio. Investors can purchase shares with different pricing arrangements.
2) Mutual funds have fees and expenses that will reduce returns, including management fees, sales charges, and annual expenses. Shares can generally be sold at any time at their current market value. Mutual fund investments outside of retirement plans are subject to tax.
3) The document discusses risks associated with stocks, bonds, foreign and international investments, and provides historical examples of asset class returns and the benefits of diversification.Its Always Something
Its Always SomethingBobby Cherry
油
The document discusses economic trends from historical and future perspectives, highlighting significant innovations and economic cycles, including periods of recession, inflation drop, and recovery. It cautions about emerging global debt risks while noting the rise of technology and healthcare innovation's impact on markets. It also emphasizes the importance of long-term investment strategies considering historical performance and potential future opportunities.Defined Benefit Plan For Physicians
Defined Benefit Plan For PhysiciansBobby Cherry
油
This document discusses defined benefit plans as a tax strategy for individuals with self-employment income or small business owners. It provides an overview of defined benefit plans, compares them to other retirement plans, and highlights how they can maximize tax-deferred retirement contributions and savings. The document then presents several hypothetical examples of how defined benefit plans could benefit different types of medical professionals, including solo practitioners, married couples, small group practices, and those with fluctuating incomes. It also reviews eligible compensation, key dates, fees and the process for establishing a defined benefit plan.Panel 2 - Panel discussion - Demystifying key critical & practical issues und...
Panel 2 - Panel discussion - Demystifying key critical & practical issues und...imccci
油
Panel 2 - Panel discussion - Demystifying key critical & practical issues under VSV 2.0
STOCK TRADING COURSE BY FINANCEWORLD.IO (PDF)
STOCK TRADING COURSE BY FINANCEWORLD.IO (PDF)AndrewBorisenko3
油
Unlock the Power of the Stock Market Stock Trading Course by FinanceWorld.io (PDF)
Take your first step towards financial independence with FinanceWorld.ios in-depth Stock Trading Course. This easy-to-follow PDF guide demystifies the stock market, providing you with all the essential tools and knowledge to begin trading with confidence.
Whats Included in This Course:
Introduction to stocks and the stock market ecosystem
Understanding shares, indices, and different market sectors
How to open a brokerage account and place your first trades
Fundamental analysis: reading financial statements and news
Technical analysis: chart patterns, trends, and indicators
Time-tested strategies for beginners and experienced traders
Essential risk management techniques to protect your capital
Trading psychology: mastering emotions and staying disciplined
Real-world examples, practice exercises, and actionable tips
Who Is This PDF For?
New investors looking to enter the world of stock trading
Current traders wanting to refine their approach and strategy
Anyone seeking to build wealth through the stock market
Why Choose FinanceWorld.io?
Our expert-written guides strip away the jargon and focus on practical, real-world trading skills. With FinanceWorld.io, you gain clarity, confidence, and a proven roadmap to succeed in the markets.Adrien Matray - A Prominent Macroeconomist
Adrien Matray - A Prominent MacroeconomistAdrien Matray
油
Adrien Matray is an applied macroeconomist whose research examines how finance shapes economic growth and economic inequality. Growing up in the less affluent suburbs of Paris, where economic disparities were stark, sparked his interest in understanding how financial systems affect well-being. His work addresses critical issues like income inequality and lack of access to formal financial institutions, aiming to inform policies that better regulate alternative financial services and promote equitable economic outcomes, especially for low-income communities.Business sentiment stabilized in May, but exporters anxiety and labor shorta...
Business sentiment stabilized in May, but exporters anxiety and labor shorta...仆亳 亠从仂仆仂仄仆亳 亟仂仍亟亢亠仆 舒 仗仂仍亳仆亳 从仂仆仍舒亶
油
Key points:
The highest uncertainty in the 3-month perspective was recorded among exporters, 20.7%
The share of enterprises planning to scale down operations over a 2-year horizon rose to 5%, but 95% do not expect a decline or foresee growth
Labor shortages remain the main obstacle 63% of businesses noted this issue
The second most common obstacles were safety risks and rising prices
Power outages remain a relatively minor issue only 7% mentioned it
Most key indicators of business sentiment remained stable in May. The Business Activity Recovery Index remained unchanged from April at 0.13. The aggregated indicator of industrial prospects, which reflects short-term expectations, slightly declined to 0.11 from 0.12 in MarchApril.
These are the findings of the 37th monthly survey conducted by the IER among 474 industrial enterprises.
Uncertainty in the three-month outlook remained unchanged primarily for key production indicators.
However, we recorded the highest level of three-month uncertainty among exporters. Every fifth exporter 20.7% currently does not know what their export dynamics will be over the next 34 months, said IER Executive Director Oksana Kuziakiv.
Uncertainty decreased over longer horizons 6-month and 2-year periods. Currently, only 28.7% of respondents find it difficult to predict their activities two years in advance. This is the lowest share since at least October 2022, when 42.3% of businesses reported uncertainty.
In May, the share of those planning to reduce their enterprises activity over two years increased to 5%. This is still a small number, though higher than Aprils 1.4%. Nearly 80% dont foresee major changes. In fact, 95% of respondents indicate that they will either remain unchanged or experience slight growth. Considering the instability, security, and economic challenges Ukraine faces, this is a very good result, said Oksana Kuziakiv.
The share of enterprises that increased production in May fell from 26.2% to 19.5%, while the share of those that reduced output grew from 10% to 13.5%. The share of businesses planning to increase production in the next 34 months slightly declined, from 40.8% to 39.9%.
The total share of enterprises operating at full or near-full production capacity slightly increased in May, from 62% to 63%.
In January this year, the share of those operating at over 75% of capacity rose significantly. Since then, it has remained relatively unchanged. For example, in May, 53% of companies were in this category, noted Oksana Kuziakiv.
Expectations for new orders remain cautious: the share of companies with order portfolios longer than a year slightly decreased, from 16% to 15%. On average, the duration of new orders increased from 4.9 to 5 months.
This happened because the share of those with orders for just one to two months declined from 33% to 24%. Likely, these orders were redistributed: some now work on the fly, others shifted into the three-to-five month category,More Related Content
More from Bobby Cherry (17)
Understanding Trusts
Understanding TrustsBobby Cherry
油
This document serves as a guide to understanding trusts, particularly living trusts, and the associated legal terms and implications. It discusses the uses, benefits, and potential pitfalls of trusts, emphasizing the importance of caution against misleading marketing claims. Additionally, it details the roles of key entities involved, such as the settlor, trustee, and beneficiary, while also addressing concerns regarding asset protection, tax advantages, and the probate process.Advantages of a Will
Advantages of a WillBobby Cherry
油
A will provides several advantages:
1. It allows you to choose who receives your property and how much, including leaving gifts to employees, charities, or other organizations.
2. You can name an experienced executor, either an individual or corporate entity, to administer your estate according to your wishes.
3. Creating trusts in your will allows you to provide for minor children or other beneficiaries and avoid expensive guardianship proceedings. Trusts also enable you to conserve or accumulate income for beneficiaries.Retirement Savings Challenges for Women
Retirement Savings Challenges for WomenBobby Cherry
油
The document outlines the retirement savings challenges faced by women, including longer life expectancies, a higher likelihood of living alone, and potentially lower income due to career breaks for caregiving. It emphasizes the importance of understanding retirement income sources, such as Social Security and employer pensions, as well as personal savings strategies. Additionally, strategies are provided to address financial shortfalls in retirement, highlighting the need for proactive planning and potential assistance from financial professionals.Introduction to Annuities
Introduction to AnnuitiesBobby Cherry
油
This document provides an overview of annuities, explaining their structure, benefits, and comparison with other retirement accounts. Annuities offer tax-deferred growth and guaranteed income, with options for fixed or variable payouts depending on the type of annuity chosen. Additionally, it discusses the importance of understanding associated fees, tax implications, and the roles of parties involved in annuity contracts.Special Needs Planning
Special Needs PlanningBobby Cherry
油
The document outlines the importance of special needs planning, highlighting that 1 in 5 U.S. residents has some level of disability, and details statistical data about disabilities among children and older Americans. It provides a step-by-step guide for creating and implementing personal care, legal, and financial plans to support individuals with special needs while preserving government benefits. Various special needs trust types are discussed, stressing the legal implications and advantages of establishing them to ensure financial security for disabled individuals.Roth IRA Conversions
Roth IRA ConversionsBobby Cherry
油
This document provides an overview of Roth IRA conversions, highlighting the differences between traditional and Roth IRAs, including tax implications and qualification requirements for tax-free distributions. It outlines the five-year holding period for qualified distributions, methods for converting traditional IRAs to Roth IRAs, and the importance of income limits for contributions. Additionally, it discusses the advantages and disadvantages of Roth conversions and offers a disclaimer on investment and tax advice.Long Term Care
Long Term CareBobby Cherry
油
The document discusses the need for long-term care and its associated costs, highlighting that 70% of individuals over age 65 are likely to require such care. It outlines various payment methods, including out-of-pocket expenses, Medicare, Medicaid, and long-term care insurance, along with strategies for asset protection and eligibility for Medicaid. A planning checklist is provided to assist individuals in preparing for long-term care while managing financial implications.Employer Sponsored Retirement Plan
Employer Sponsored Retirement PlanBobby Cherry
油
The document outlines the importance of planning for retirement, emphasizing that modern retirements can last longer than expected and require substantial savings to maintain a desired lifestyle. It details the benefits of employer-sponsored retirement plans, including convenience, tax advantages, and investment choices, while also highlighting the significance of compounding and asset allocation in achieving retirement goals. Additionally, it advises viewing Social Security as a supplemental income source and stresses the need for individuals to seek personalized financial advice.Business Continuation Planning
Business Continuation PlanningBobby Cherry
油
The document outlines essential strategies for business continuation planning, emphasizing the importance of having a formal plan in place to ensure the survival and success of a business after an owner's death, disability, or retirement. Key elements include business valuation, succession planning, and buy-sell agreements, highlighting various approaches to determine a business's worth and the necessary actions to transition ownership. It also provides action items for business owners, such as developing a formal plan, selecting a successor, and securing funding methods.Advanced Estate Planning
Advanced Estate PlanningBobby Cherry
油
The document outlines advanced estate planning strategies for individuals with a net worth exceeding the federal estate tax exclusion amount of $5,490,000, focusing on the intricacies of gift and estate taxes, available exclusions, and various trusts. It highlights methods to minimize estate taxes, such as utilizing marital deductions, bypass trusts, dynasty trusts, and charitable giving options, while also addressing asset protection strategies. Additionally, it emphasizes the importance of personalized planning and consultation with a tax professional.8 Steps to Financial Success
8 Steps to Financial SuccessBobby Cherry
油
The document outlines 8 steps to financial success: 1) Set goals; 2) Understand risk; 3) Leverage the power of compound returns over time; 4) Invest early and often; 5) Increase savings when income increases; 6) Stay focused on long-term investing rather than trying to time the market; 7) Have adequate life insurance; 8) Use a professional wealth manager for their expertise, resources, and help achieving financial goals. It provides examples and formulas to illustrate concepts like compound returns and how much to save monthly to reach savings targets. The document encourages long-term investing for growth and using a wealth management firm for guidance.Where Are You Going?
Where Are You Going?Bobby Cherry
油
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.Boones And Klausens
Boones And KlausensBobby Cherry
油
The document discusses investment results for two families, the Boones and the Klausens, highlighting their different investment strategies and the implications on their returns over a 20-year period. Investments are not FDIC-insured and results from previous periods do not guarantee future outcomes, indicating potential risks and variability in returns. It emphasizes the importance of considering investment objectives, risks, and other critical information before making investment decisions.College America 529 Plan
College America 529 PlanBobby Cherry
油
The document provides information about investing for college savings through a 529 college savings plan. It notes that figures shown are past results and not guarantees of future performance, and that investments are not FDIC-insured and can lose value. It encourages building a college savings plan through a 529 plan like CollegeAmerica for its tax advantages, flexibility, and control over savings.Media Vision
Media VisionBobby Cherry
油
This document provides information about mutual funds, including:
1) Mutual funds pool money from many investors and invest in stocks, bonds, or cash, with varying levels of risk depending on the fund's portfolio. Investors can purchase shares with different pricing arrangements.
2) Mutual funds have fees and expenses that will reduce returns, including management fees, sales charges, and annual expenses. Shares can generally be sold at any time at their current market value. Mutual fund investments outside of retirement plans are subject to tax.
3) The document discusses risks associated with stocks, bonds, foreign and international investments, and provides historical examples of asset class returns and the benefits of diversification.Its Always Something
Its Always SomethingBobby Cherry
油
The document discusses economic trends from historical and future perspectives, highlighting significant innovations and economic cycles, including periods of recession, inflation drop, and recovery. It cautions about emerging global debt risks while noting the rise of technology and healthcare innovation's impact on markets. It also emphasizes the importance of long-term investment strategies considering historical performance and potential future opportunities.Defined Benefit Plan For Physicians
Defined Benefit Plan For PhysiciansBobby Cherry
油
This document discusses defined benefit plans as a tax strategy for individuals with self-employment income or small business owners. It provides an overview of defined benefit plans, compares them to other retirement plans, and highlights how they can maximize tax-deferred retirement contributions and savings. The document then presents several hypothetical examples of how defined benefit plans could benefit different types of medical professionals, including solo practitioners, married couples, small group practices, and those with fluctuating incomes. It also reviews eligible compensation, key dates, fees and the process for establishing a defined benefit plan.Recently uploaded (20)
Panel 2 - Panel discussion - Demystifying key critical & practical issues und...
Panel 2 - Panel discussion - Demystifying key critical & practical issues und...imccci
油
Panel 2 - Panel discussion - Demystifying key critical & practical issues under VSV 2.0
STOCK TRADING COURSE BY FINANCEWORLD.IO (PDF)
STOCK TRADING COURSE BY FINANCEWORLD.IO (PDF)AndrewBorisenko3
油
Unlock the Power of the Stock Market Stock Trading Course by FinanceWorld.io (PDF)
Take your first step towards financial independence with FinanceWorld.ios in-depth Stock Trading Course. This easy-to-follow PDF guide demystifies the stock market, providing you with all the essential tools and knowledge to begin trading with confidence.
Whats Included in This Course:
Introduction to stocks and the stock market ecosystem
Understanding shares, indices, and different market sectors
How to open a brokerage account and place your first trades
Fundamental analysis: reading financial statements and news
Technical analysis: chart patterns, trends, and indicators
Time-tested strategies for beginners and experienced traders
Essential risk management techniques to protect your capital
Trading psychology: mastering emotions and staying disciplined
Real-world examples, practice exercises, and actionable tips
Who Is This PDF For?
New investors looking to enter the world of stock trading
Current traders wanting to refine their approach and strategy
Anyone seeking to build wealth through the stock market
Why Choose FinanceWorld.io?
Our expert-written guides strip away the jargon and focus on practical, real-world trading skills. With FinanceWorld.io, you gain clarity, confidence, and a proven roadmap to succeed in the markets.Adrien Matray - A Prominent Macroeconomist
Adrien Matray - A Prominent MacroeconomistAdrien Matray
油
Adrien Matray is an applied macroeconomist whose research examines how finance shapes economic growth and economic inequality. Growing up in the less affluent suburbs of Paris, where economic disparities were stark, sparked his interest in understanding how financial systems affect well-being. His work addresses critical issues like income inequality and lack of access to formal financial institutions, aiming to inform policies that better regulate alternative financial services and promote equitable economic outcomes, especially for low-income communities.Business sentiment stabilized in May, but exporters anxiety and labor shorta...
Business sentiment stabilized in May, but exporters anxiety and labor shorta...仆亳 亠从仂仆仂仄仆亳 亟仂仍亟亢亠仆 舒 仗仂仍亳仆亳 从仂仆仍舒亶
油
Key points:
The highest uncertainty in the 3-month perspective was recorded among exporters, 20.7%
The share of enterprises planning to scale down operations over a 2-year horizon rose to 5%, but 95% do not expect a decline or foresee growth
Labor shortages remain the main obstacle 63% of businesses noted this issue
The second most common obstacles were safety risks and rising prices
Power outages remain a relatively minor issue only 7% mentioned it
Most key indicators of business sentiment remained stable in May. The Business Activity Recovery Index remained unchanged from April at 0.13. The aggregated indicator of industrial prospects, which reflects short-term expectations, slightly declined to 0.11 from 0.12 in MarchApril.
These are the findings of the 37th monthly survey conducted by the IER among 474 industrial enterprises.
Uncertainty in the three-month outlook remained unchanged primarily for key production indicators.
However, we recorded the highest level of three-month uncertainty among exporters. Every fifth exporter 20.7% currently does not know what their export dynamics will be over the next 34 months, said IER Executive Director Oksana Kuziakiv.
Uncertainty decreased over longer horizons 6-month and 2-year periods. Currently, only 28.7% of respondents find it difficult to predict their activities two years in advance. This is the lowest share since at least October 2022, when 42.3% of businesses reported uncertainty.
In May, the share of those planning to reduce their enterprises activity over two years increased to 5%. This is still a small number, though higher than Aprils 1.4%. Nearly 80% dont foresee major changes. In fact, 95% of respondents indicate that they will either remain unchanged or experience slight growth. Considering the instability, security, and economic challenges Ukraine faces, this is a very good result, said Oksana Kuziakiv.
The share of enterprises that increased production in May fell from 26.2% to 19.5%, while the share of those that reduced output grew from 10% to 13.5%. The share of businesses planning to increase production in the next 34 months slightly declined, from 40.8% to 39.9%.
The total share of enterprises operating at full or near-full production capacity slightly increased in May, from 62% to 63%.
In January this year, the share of those operating at over 75% of capacity rose significantly. Since then, it has remained relatively unchanged. For example, in May, 53% of companies were in this category, noted Oksana Kuziakiv.
Expectations for new orders remain cautious: the share of companies with order portfolios longer than a year slightly decreased, from 16% to 15%. On average, the duration of new orders increased from 4.9 to 5 months.
This happened because the share of those with orders for just one to two months declined from 33% to 24%. Likely, these orders were redistributed: some now work on the fly, others shifted into the three-to-five month category,Middle East Conflict Sparks Oil Price Surge Global Markets on Alert
Middle East Conflict Sparks Oil Price Surge Global Markets on Alert Swiss International University SIU
油
Tensions between Israel and Iran have intensified, with recent strikes on key oil and gas facilities sending shockwaves through global markets. USE AND IMPACT OF INSECTICIDES IN MEALYBUG CONTROL.
USE AND IMPACT OF INSECTICIDES IN MEALYBUG CONTROL.ijab2
油
Mealy bugs infests anumber of crop plants and results a serious economic loss. Although, there are a
number of insecticides to overcome the yeild losses in crop plants. But, the presence of waxy layer around
its body that make them so difficult to control by means of insecticides. RECENT DEVELOPMENT IN TAXATION OF CHARITABLE TRUST
RECENT DEVELOPMENT IN TAXATION OF CHARITABLE TRUSTimccci
油
RECENT DEVELOPMENT IN TAXATION OF CHARITABLE TRUST
Shivsrushtis Cultural Revival Backed Strongly by Abhay Bhutada Foundation.pdf
Shivsrushtis Cultural Revival Backed Strongly by Abhay Bhutada Foundation.pdfLokesh Agrawal
油
Shivsrushti, a cultural theme park near Pune dedicated to the legacy of Chhatrapati Shivaji Maharaj, has received strong and consistent support from the Abhay Bhutada Foundation. Under the guidance of historian Babasaheb Purandare, the park blends traditional fort replicas with modern technology like augmented reality and interactive exhibits to make history come alive. The Foundations contributions have enabled operational upgrades, improved access for underprivileged students, and introduced mobile museums that take cultural learning to remote areas. Through hands-on workshops and community involvement, Shivsrushti promotes both education and local skill development. With plans for digital centres and cultural exchange, the Foundations long-term commitment is helping transform the park into a vibrant, forward-looking hub of historical learning.Making Heritage Inclusive at Shivsrushti - How a single donation made cultura...
Making Heritage Inclusive at Shivsrushti - How a single donation made cultura...Raj Kumble
油
Learn how Shivsrushti, with support from the Abhay Bhutada Foundation, is blending storytelling and technology for inclusive cultural education.
SWING TRADING COURSE BY FINANCEWORLD.IO (PDF)
SWING TRADING COURSE BY FINANCEWORLD.IO (PDF)AndrewBorisenko3
油
Ride the Market Waves Swing Trading Course by FinanceWorld.io
Discover the smart way to profit from market ups and downs with FinanceWorld.ios comprehensive Swing Trading Course. This detailed PDF guide is perfect for those seeking a flexible, effective trading style that fits busy schedules, providing you with the strategies and confidence to capture short- to medium-term gains.
Whats Inside This Course:
Introduction to swing trading and how it compares to day and long-term trading
Understanding market cycles and spotting profitable opportunities
Tools and platforms for successful swing trading
Technical analysis: identifying trends, support & resistance, and reversal patterns
Fundamental factors that influence price swings
Entry and exit timing techniques for maximum profit
Position sizing and risk management essentials
Swing trading psychology and staying disciplined
Case studies, real-world trade examples, and practical tips
Who Should Download This PDF?
Aspiring traders seeking a balance between day trading and investing
Busy professionals who want to trade without monitoring markets all day
Anyone looking to improve their trading results with proven, actionable strategies
Why FinanceWorld.io?
Our clear, step-by-step guidance and expert insights make swing trading accessible to all, from beginners to those wanting to refine their approach. FinanceWorld.io gives you the knowledge and confidence to trade smarter, not harder.Shocks and Inequality An Empirical Exploration
Shocks and Inequality An Empirical ExplorationGRAPE
油
We study the contribution of supply and demand shocks to income inequality in a panel setting. In particular, we exploit the newly created Global Repository of Income Dynamics to study how unanticipated supply and demand shocks identified using long-run restrictions affect income inequality as measured by Gini. We find that demand shocks originating in the United States, on average, increase income dispersion, which we interpret as the impact of changes to US consumption of foreign goods and services. Supply shocks also tend to increase income dispersion, but have a much weaker and short-lived impact. A comparison with responses to domestic shocks reveals that demand shocks exhibit a similar dynamic. Domestic supply shocks are linked to declines in income dispersion. Issues pertaining to Penalty, Prosecution and Compounding procedures under TD...
Issues pertaining to Penalty, Prosecution and Compounding procedures under TD...imccci
油
Issues pertaining to Penalty, Prosecution and Compounding procedures under TDS/TCS regime
Issues of Trust Returns-ITR 7 CA. Ashok D. Mehta
Issues of Trust Returns-ITR 7 CA. Ashok D. Mehtaimccci
油
Issues of Trust Returns-ITR 7 CA. Ashok D. Mehta
2025 RWA Report: When Crypto Gets Real | CoinGecko
2025 RWA Report: When Crypto Gets Real | CoinGeckoCoinGecko Research
油
The revival of real world assets (RWA) in crypto marked one of 2024s most quietly transformative narratives. While attention remained fixated on memecoins, Layer 2 ecosystems, and political betting markets, RWA steadily evolved from a niche experiment into one of the most credible and capitalized sectors in crypto.
So, how far have the core RWA verticals come since the start of 2024?
Weve summarized the key highlights, but be sure to dig into the full 18 slides below.Business sentiment stabilized in May, but exporters anxiety and labor shorta...
Business sentiment stabilized in May, but exporters anxiety and labor shorta...仆亳 亠从仂仆仂仄仆亳 亟仂仍亟亢亠仆 舒 仗仂仍亳仆亳 从仂仆仍舒亶
油
Middle East Conflict Sparks Oil Price Surge Global Markets on Alert
Middle East Conflict Sparks Oil Price Surge Global Markets on Alert Swiss International University SIU
油
Ad
Empowering Women: Top 6 things AFTER
- 1. 1. Update beneficiary information. Anytime there is a life changing event, beneficiary forms should be reviewed to ensure all are up-to- date and no changes need to be made. 2. Dont put off important conversations. As hard as it may be, now is the time to discuss your wishes with children or other loved ones. Make sure you have a health care directive in case of tragedy that doesnt result in your death. 3. Consolidate your financial records. Consider account numbers, contact info, Social Se- curity numbers, passwords, maiden names, secret keys or passcodes to accessing online information. 4. Consult a financial advisor to ensure your assets are structured to pass the maximum amount of legacy to your heirs. As the only living parent, your death will trigger the benefits to primary and contingent beneficiaries. Dont miss out on opportunities that will be gone once you have passed. 5. Have a list of whom to notify in the event of your death. Consider friends, organizations, and others who should be called. Now is also the time to decide if you want an obituary to run in any major newspapers and what information you would like to share. 6. Update your travel information. If you will be travelling away from home, make sure you always take important info with you, including copy of health insurance, any medicines you take, contact information for family members, etc. TOP 6 THINGS every woman should do AFTER the death of her spouse: Your Company Name | yourwebsite.com | 855.555.5555D'Arcy Wealth Management, Inc www.darcywealthmanagement.com 909.754.1570