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Did you know:
Data: Average value of deposit per deposit account  KShs.
Citibank
DBK
Victoria Comm
Mid. East Bank

22,006,000
3,476,500
2,520,333
1,953,500

Prime Bank

1,596,304

NIC

1,489,731

Fidelity

1,315,875

BOI

1,305,857

Habib

1,298,750

Guardian

1,296,750

Equatorial Comm.

1,296,300

Citibank has the richest client base in the
business Average value of deposit per client?
KShs. 22million.

Data: Average value of deposit per deposit account  KShs.
FCB

187,936

TransNational

176,622

KCB

Conversely, poorest client
base Jamii Bora. Average
value of deposit per client?
KShs. 12,378

174,196

BBK

121,618

NBK

116,192

CBA

75,184

Co-op

69,762

K-Rep

31,517

Family

21,417

Equity

19,970

Jamii Bora

Source: Bank Supervision Annual Report 2012  Central Bank of Kenya

12,378
Does Size Matter?
9%

4%

9%

10%

20%
38%

35%

38%

Yes, apparently. The 6
largest banks* in Kenya
control:
 53% of net assets

76%
53%

56%

52%

 52% of total deposits
 56% of total capital and

Net Assets

Total Deposits

Large Banks

Total Capital

Medium Banks

Deposit
Accounts

 76% of deposit accounts

Small Banks

Source: Bank Supervision Annual Report 2012  Central Bank of Kenya

* The 6 largest banks are KCB, Equity, Co-op Bank, Standard
Chartered, Barclays and CFC Stanbic in that order
Does Size Matter?
Not necessarily. The larger banks have smaller average deposit per account. Mid-sized
banks have the largest deposits. Even Small-sized banks have larger deposits than
Large-sized banks.

2,167,687

940,157

344,466

Large Peer Group

Medium Peer Group

Small Peer Group

Data: Average deposit amount per deposit account holder - KShs
Source: Bank Supervision Annual Report 2012  Central Bank of Kenya

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Facts about Banking in Kenya

  • 1. Did you know: Data: Average value of deposit per deposit account KShs. Citibank DBK Victoria Comm Mid. East Bank 22,006,000 3,476,500 2,520,333 1,953,500 Prime Bank 1,596,304 NIC 1,489,731 Fidelity 1,315,875 BOI 1,305,857 Habib 1,298,750 Guardian 1,296,750 Equatorial Comm. 1,296,300 Citibank has the richest client base in the business Average value of deposit per client? KShs. 22million. Data: Average value of deposit per deposit account KShs. FCB 187,936 TransNational 176,622 KCB Conversely, poorest client base Jamii Bora. Average value of deposit per client? KShs. 12,378 174,196 BBK 121,618 NBK 116,192 CBA 75,184 Co-op 69,762 K-Rep 31,517 Family 21,417 Equity 19,970 Jamii Bora Source: Bank Supervision Annual Report 2012 Central Bank of Kenya 12,378
  • 2. Does Size Matter? 9% 4% 9% 10% 20% 38% 35% 38% Yes, apparently. The 6 largest banks* in Kenya control: 53% of net assets 76% 53% 56% 52% 52% of total deposits 56% of total capital and Net Assets Total Deposits Large Banks Total Capital Medium Banks Deposit Accounts 76% of deposit accounts Small Banks Source: Bank Supervision Annual Report 2012 Central Bank of Kenya * The 6 largest banks are KCB, Equity, Co-op Bank, Standard Chartered, Barclays and CFC Stanbic in that order
  • 3. Does Size Matter? Not necessarily. The larger banks have smaller average deposit per account. Mid-sized banks have the largest deposits. Even Small-sized banks have larger deposits than Large-sized banks. 2,167,687 940,157 344,466 Large Peer Group Medium Peer Group Small Peer Group Data: Average deposit amount per deposit account holder - KShs Source: Bank Supervision Annual Report 2012 Central Bank of Kenya