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1. FORTUNE FINANCES SERVICES
HOME LOANS
Turn your dream
into reality
With Fortune finances Home Loans
Call us: 9871642112,9953725928
http://fortunefinances.com/home-loan/
2. Why we Take Home loan from Fortune
Finances and Services
Benefits:-
The tenure of Home Loan ranges from 1 to 30 years best interest rate
available in the market.
Processing Fees:
This is charged as the fee towards processing your home loan application.
Salaried individuals (SAL) / Self-Employed Professionals (SEP) 2500 to `
20,000
Self-Employed Non Professionals (SENP) 0.5 to 2%
Home Loan Tax Benefits:-
As per IT Rules, the current applicable exemption u/s 24 is 2 lacs for the
interest amount paid in a financial year and up to `1 lac for the Principal
amount repaid in the same year. Thus up to 3 lacs is tax exempt, helping
you save a good amount of tax annually.
3. Reduce your EMI:-
With tenure of 30 years, you can reduce the EMI amount on your Home
Loan, so that your outgoings every month do not come in the way of your
lifestyle and living standards.
Applicant and Co-Applicant:-
Home Loans can be applied by an individual. The loan amount can be
further enhanced by including an earning co-applicant
4. Silent Features of Fortune finances and
Services
Features:-
Flexible repayment options.
No hidden charges.
Easy Documentation and quick approvals.
Free Personal accident insurance(Terms and Conditions Apply)
Reduce your EMI:-
With tenure of 30 years, you can reduce the EMI amount on your Home
Loan, so that your outgoings every month do not come in the way of your
lifestyle and living standards.
5. Document Required before talking
Loan
3 Passport photograph with Application form.
Proof of identification:
Electoral ID Card / Passport / Driving License / PAN card.
Proof of residence:
Electoral ID Card /Aadhar/ Passport / Electricity Bill / Telephone Bill.
Proof business address, in case of non- salaried borrowers.
Statement of bank account for the last six months.
Signature identification from present bankers.
Personal Assets and Liabilities Statements in Banks standard format.
Brief write up of securities charged in respect of other loans availed from
Bank/other.
6. Additional documents required for
salaried persons
Original salary certificate for last three month.
TDS certificate- Form 16 or copy of I.T. Returns for the last three financial
years, duly
acknowledged by I.T. Deptt.*
computation of income*
Copies of challan in respect of advance payment of income tax*
7. Additional documents required for
Non- salaried persons
Three years I.T.Returns duly acknowledged by I.T Deptt./ I.T. Assessment
Orders for
computation of income*
Copies of challans in respect of advance payment of income tax
(* photocopies to be kept for our records after verification of the originals
with suitable nothing regarding verification of the original)
8. Property Documents
Sale Deed, Agreement of Sale. Original Share Certificate(s) issued by the
society.
Land and Building tax paid receipts, possession certificate, and location
sketch off
Letter of allotment from Housing Board /Society/ Private builder.
Original receipts regarding advance payments towards purchase of flat .
Non encumbrance certificate for the last 12/30 years.
Original of land tax paid receipt and possession certificate issued by the
revenue
authorities.
9. Contact Us for Fortune finances Consultancy
and Services Home Loans
Call us:- 9871642112,9953725928
http://fortunefinances.com/home-loan/
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