FInancial Planning (Assignment)
1 like262 views
Dokumen tersebut memberikan perkiraan biaya pendidikan dan keuangan untuk anak pertama hingga kuliah. Biaya pendidikan mulai dari taman kanak-kanak hingga universitas diestimasi mencapai total lebih dari Rp1,6 miliar. Dokumen juga menyarankan untuk menabung Rp743 ribu per bulan agar memenuhi kebutuhan biaya pendidikan SD, Rp302 ribu per bulan untuk SMP, dan Rp256 ribu per bulan untuk SMA.
1 of 29
Download to read offline
Ad
Recommended
Golden protection
Golden protectiondfgsf
油
Dokumen tersebut memberikan informasi tentang pentingnya persiapan dana pensiun dan asuransi kesehatan untuk menghadapi risiko kematian, cacat, dan pensiun. Golden Protection dijelaskan sebagai program pensiun dengan manfaat pensiun, pembayaran tahunan, bonus survival, dan bonus akhir yang dapat menjamin standar hidup hingga usia lanjut. Contoh kasus mendemonstrasikan berbagai manfaat yang akan didapat untuk berbagai skenario.Golden protection
Golden protectiondfgsf
油
Dokumen ini menjelaskan pentingnya persiapan dana pensiun untuk melindungi penghasilan dan standar hidup keluarga di masa depan. Program Golden Protection menawarkan berbagai manfaat bagi tertanggung, termasuk pembayaran tunai tahunan dan bonus di akhir masa pertanggungan. Terdapat ilustrasi manfaat finansial yang beragam berdasarkan usia dan kondisi tertanggung.085257838909 Marketing Plan Firaxis Octo Stem 35
085257838909 Marketing Plan Firaxis Octo Stem 35SEKOLAH BISNIS INDONESIA
油
Dokumen tersebut merupakan rencana pemasaran yang menjelaskan skema bonus dan komisi dari sebuah program multi level marketing. Terdapat enam jenis bonus yang diberikan berdasarkan volume bisnis yang dibangun, diantaranya bonus sponsor, pairing, loyalty, sharing, matching, serta bagi hasil dari omzet internasional. Dokumen ini juga menjelaskan beberapa paket keanggotaan beserta fasilitas dan potensi penghasilan yang ditawarkan.Brosur js link combine anuitas
Brosur js link combine anuitas Ieran Fadli Albar
油
Dokumen ini menjelaskan produk asuransi pensiun dari PT Asuransi Jiwasraya dengan berbagai pilihan investasi dan manfaat asuransi. Terdapat alokasi premi untuk dana investasi dan penarikan yang fleksibel, serta manfaat asuransi seperti rawat inap dan perlindungan terhadap penyakit kritis. Selain itu, informasi mengenai pembayaran premi dan ilustrasi hasil investasi untuk masa pensiun juga disediakan.Kenapa kita harus berbisnis?
Kenapa kita harus berbisnis? Andri Witjaksono, MBA, PFC
油
Dokumen ini membahas pentingnya perencanaan pensiun dan biaya pendidikan, menunjukkan bahwa banyak orang tidak mempersiapkan dana darurat untuk masa pensiun yang dapat menyebabkan ketidakcukupan finansial. Ditekankan bahwa inflasi dan biaya hidup yang meningkat harus diperhitungkan dalam perencanaan, serta menyoroti bagaimana tanggung jawab biaya pensiun sering jatuh kepada generasi berikutnya. Strategi untuk mengatasi masalah ini termasuk mencari sumber pendapatan tambahan dan beralih ke bisnis sendiri.Marketing Plan Impro (BP 21)
Marketing Plan Impro (BP 21)asvsatia
油
Ada dua cara untuk bergabung sebagai member Impro yaitu dengan membeli member kit senilai Rp50.000 atau dengan aktifasi paket FDI dengan belanja minimal antara 375-2.625 BV sesuai dengan paket yang dipilih. Paket FDI memberikan bonus pembelian dan pengembangan serta maksimal bonus per hari.3i network presentation 2-105
3i network presentation 2-105Saepudin Udin
油
Dokumen tersebut membahas program "Gerakan Sejuta Orang Menabung Cerdas" yang ditawarkan oleh PT AJ. Central Asia Raya. Program ini menawarkan asuransi jiwa, investasi, dan potensi penghasilan tambahan bagi para pesertanya.Bank dan lembaga keuangan
Bank dan lembaga keuanganshinta_jojo
油
Dokumen tersebut membahas suku bunga pinjaman dan simpanan di beberapa bank yaitu BCA Purwakarta, Bank Pundi Purwakarta, dan BNI Syariah Jakarta. Termasuk perhitungan bunga deposito, tabungan, dan pinjaman serta cost of fund dan net interest margin masing-masing bank.仄舒仄仂从舒 亳
仄舒仄仂从舒 亳 klepa.ru
油
仂从仄亠仆 仂仗亳于舒亠 亟亢仆 亢亳亰仆 亠弍亠仆从舒 仄舒仄仂亶 亳 亟亞亳仄亳 仍亠仆舒仄亳 亠仄亳, 于从仍ﾑ舒 亰舒仆亳, 舒从亳亠 从舒从 亠仆亳亠, 亳仂于舒仆亳亠 亳 亳亞. 丕仗仂仄亳仆舒ﾑ 仍亠仆亳亠 舒弍仂 仆舒 亟舒亠 亳 亟亢弍舒 亟仂仄舒仆亳仄 仗亳仂仄亠仄, 仂弍舒从仂亶 仗仂 从仍亳从亠 仍亠从舒. 亠弍亠仆仂从 舒从亢亠 于舒亢舒亠 亢亠仍舒仆亳亠 亳 于 从仂仍亠 亳 仗仂仍舒 仂仂亳亠 仂亠仆从亳.Environmental problems and reitaku university
Environmental problems and reitaku universityReitaku Univ. Deutsch
油
The document discusses Reitaku University's approach to environmental conservation and sustainability. The university aims to (1) provide an educational environment that is in harmony with nature, (2) live sustainably with nature, and (3) contribute to the local community. It highlights various initiatives like building designs that reduce CO2 emissions, solar power systems, and campus beautification projects. Students and faculty work to preserve the forested areas on campus and study the native plants.Command keynote! part 1
Command keynote! part 1ambersweet95
油
This document contains a list of commands in French instructing someone to set the table, take out the dog, take out the trash, clean their room, wash the car, eat an apple, mow the lawn, and finish their homework.World religions
World religionsSano Anil
油
Christianity originated around 0 CE and is based on the belief that Jesus Christ was the son of God. The Christian Bible contains both the Old Testament and the New Testament. Islam was founded in the 7th century CE by the prophet Muhammad and believes in one God called Allah. Hinduism originated around 2500 BCE and believes in reincarnation and escaping the cycle of rebirth. Sikhism was founded in the 15th century by Guru Nanak and believes in one powerful God best understood through meditation.仂于仂亳 仆亠亟于亳亢亳仄仂亳 舒亶舒仄亳 - 个亠于舒仍 2016
仂于仂亳 仆亠亟于亳亢亳仄仂亳 舒亶舒仄亳 - 个亠于舒仍 2016The Reznik Group
油
仂从仄亠仆 仂弍亢亟舒亠 于弍仂 仄亠亢亟 仗亠仆舒仂仄 亳 亟仂仄仂仄 于 舒亶舒仄亳, 仗仂亟亠从亳于舒 仗亠亳仄亠于舒 仆仂于仂仂亠从. 丕仗仂仄亳仆舒亠, 仂 仗仂亟舒亢舒 从于舒亳 于 舒亶舒仄亳 于 Estates at Acqualina 亰舒 亟于亠 仆亠亟亠仍亳 仂舒于亳仍舒 弍仂仍亠亠 $150 仄仍仆, 舒 舒从亢亠 仗亠亟仍舒亞舒亠 仆亳从舒仍仆仂亠 仗亠亟仍仂亢亠仆亳亠 仗亠仆舒仂仄 于 Armani Residences. 亟仂从仄亠仆亠 舒从亢亠 舒仄舒亳于舒ﾑ 亠仄亠从亳亠 仆从亳 亳 从仍亳仄舒亳亠从亳亠 仍仂于亳, 仗仂仂弍于ﾑ亳亠 仗亳于仍亠从舒亠仍仆仂亳 亢亳亰仆亳 于 舒亶舒仄亳.KSA by Samaiel Bakolka & Rahaf Tawfeeg
KSA by Samaiel Bakolka & Rahaf Tawfeegliza14
油
K.S.A is a country located in the Middle East whose capital and largest city is Riyadh. The population is made up of various ethnic groups who speak Arabic as a primary language. A major part of their economy is based around oil and natural gas extraction and export.Bs ipa7 semester 2
Bs ipa7 semester 2Arlin Sripurwati
油
Dokumen ini adalah buku siswa untuk kelas VII SMP/MTs yang disusun berdasarkan kurikulum 2013, berfokus pada ilmu pengetahuan alam dan memuat pembelajaran tentang energi, interaksi makhluk hidup dengan lingkungan, serta sumber-sumber energi. Buku ini berfungsi sebagai 'dokumen hidup' yang akan terus diperbaharui sesuai dengan kebutuhan pendidikan dan diharapkan dapat meningkatkan pemahaman siswa terhadap prinsip-prinsip dasar yang mengatur alam. Terdapat berbagai eksperimen dan kegiatan yang mengajak siswa untuk aktif belajar dan menghargai energi dalam kehidupan sehari-hari.Samsung S3770 supplier
Samsung S3770 supplierrayemasharma128254
油
This document provides pricing information for the Samsung S3770 mobile phone from multiple sellers on Pricedekho.com as of September 24, 2012. It lists the phone's price from 5 sellers between Rs. 3,745 to Rs. 4,990 and includes a specifications link. It also provides a breakdown of other Samsung mobile phone categories.Celebrating Ideas Events
Celebrating Ideas EventsVivek Thakur
油
Celebrating Ideas is a full-service marketing and event promotions agency providing integrated solutions for congresses, cultural events, trade fairs, and corporate functions. Since 1991, the company has developed a strong reputation for delivering customized, high-quality event management services, including strategic planning, production, and sponsorship strategies. Their expertise spans various event types, from corporate meetings to entertainment and fashion events, demonstrating a commitment to tailored client needs and effective media coverage.The Shaklee difference
The Shaklee difference Cindy McAsey
油
We believe nature holds the answers to a healthy life. Our mission is to help millions of people around the world live a healthier and better life. As you flip through this slideshare you will discover what sets Shaklee standards higher than any other natural health company. Seven Steps to Success
Seven Steps to SuccessSarwan Singh
油
This 7 step guide outlines key areas for success including character, self image, relationships, goals, attitude, work, and desire. The document provides an easy to follow outline on developing these important factors to achieve success. It was created by The English Academy located in Baroda, India.Qualtiy measures
Qualtiy measuresAbhishek Bhandari
油
The document discusses various quality management systems, including Just-in-Time (JIT) and Kanban, focusing on efficiency, waste reduction, and customer satisfaction. It also covers Six Sigma, which aims to minimize defects and variability in processes, and Total Quality Management (TQM), which emphasizes employee participation in achieving quality goals. The highlighted systems provide insights into improving operations and meeting customer demands effectively.Parish leadership 101 2014 Human Resources
Parish leadership 101 2014 Human ResourcesAnglican Diocese of Toronto
油
The document outlines topics to be covered at a Parish Leadership Workshop on human resources. Key topics include health and safety training requirements, workplace violence and harassment policies, emergency preparedness planning, the difference between employees and contractors, clergy remuneration processes, and screening policies for volunteers. Templates and resources on these topics can be found on the diocesan website.Parish Leadership 2014: Human Resources
Parish Leadership 2014: Human ResourcesAnglican Diocese of Toronto
油
This document provides an overview of topics covered at a Parish Leadership Workshop on human resources. Key topics included health and safety training requirements, emergency preparedness, screening policies, and guidelines around hiring contractors versus employees. Specific canons and policies around clergy remuneration, violence and harassment prevention, and proper documentation for endings such as resignations and dismissals were also reviewed. Resources from the Diocese of Toronto website including templates, checklists, and staff contacts were highlighted.La carta dei dati aperti
La carta dei dati apertiDatiGovIT
油
La carta dei dati aperti del G8 sottolinea l'importanza dei dati aperti per stimolare responsabilit, trasparenza e innovazione nelle governance pubbliche e nei settori privati. Essa stabilisce principi fondamentali per l'accesso, la qualit, l'usabilit e la condivisione dei dati, con l'obiettivo di migliorare i servizi pubblici e generare nuove opportunit economiche. I membri del G8 si impegnano a rendere i dati governativi disponibili automaticamente e a collaborare con altre nazioni per amplificare i benefici dei dati aperti.What Is Telemedicine?
What Is Telemedicine?Peter Killcommons
油
Peter Killcommons is the founder and CEO of Medweb. He has donated medical equipment, dental work, and surgeries to villages in Peru. As featured in the San Francisco Chronicle, he helped bring medical imaging to the internet through telemedicine. Holding degrees from City College of New York, Killcommons leads Medweb in providing secure telemedicine solutions. Telemedicine combines telecommunication and information technologies to provide remote medical care, imaging, and health information. It can greatly benefit patients in developing countries and remote areas by allowing doctors to monitor patients remotely and share information. Telemedicine can also reduce medical costs and contagion risks.More Related Content
Viewers also liked (20)
仄舒仄仂从舒 亳
仄舒仄仂从舒 亳 klepa.ru
油
仂从仄亠仆 仂仗亳于舒亠 亟亢仆 亢亳亰仆 亠弍亠仆从舒 仄舒仄仂亶 亳 亟亞亳仄亳 仍亠仆舒仄亳 亠仄亳, 于从仍ﾑ舒 亰舒仆亳, 舒从亳亠 从舒从 亠仆亳亠, 亳仂于舒仆亳亠 亳 亳亞. 丕仗仂仄亳仆舒ﾑ 仍亠仆亳亠 舒弍仂 仆舒 亟舒亠 亳 亟亢弍舒 亟仂仄舒仆亳仄 仗亳仂仄亠仄, 仂弍舒从仂亶 仗仂 从仍亳从亠 仍亠从舒. 亠弍亠仆仂从 舒从亢亠 于舒亢舒亠 亢亠仍舒仆亳亠 亳 于 从仂仍亠 亳 仗仂仍舒 仂仂亳亠 仂亠仆从亳.Environmental problems and reitaku university
Environmental problems and reitaku universityReitaku Univ. Deutsch
油
The document discusses Reitaku University's approach to environmental conservation and sustainability. The university aims to (1) provide an educational environment that is in harmony with nature, (2) live sustainably with nature, and (3) contribute to the local community. It highlights various initiatives like building designs that reduce CO2 emissions, solar power systems, and campus beautification projects. Students and faculty work to preserve the forested areas on campus and study the native plants.Command keynote! part 1
Command keynote! part 1ambersweet95
油
This document contains a list of commands in French instructing someone to set the table, take out the dog, take out the trash, clean their room, wash the car, eat an apple, mow the lawn, and finish their homework.World religions
World religionsSano Anil
油
Christianity originated around 0 CE and is based on the belief that Jesus Christ was the son of God. The Christian Bible contains both the Old Testament and the New Testament. Islam was founded in the 7th century CE by the prophet Muhammad and believes in one God called Allah. Hinduism originated around 2500 BCE and believes in reincarnation and escaping the cycle of rebirth. Sikhism was founded in the 15th century by Guru Nanak and believes in one powerful God best understood through meditation.仂于仂亳 仆亠亟于亳亢亳仄仂亳 舒亶舒仄亳 - 个亠于舒仍 2016
仂于仂亳 仆亠亟于亳亢亳仄仂亳 舒亶舒仄亳 - 个亠于舒仍 2016The Reznik Group
油
仂从仄亠仆 仂弍亢亟舒亠 于弍仂 仄亠亢亟 仗亠仆舒仂仄 亳 亟仂仄仂仄 于 舒亶舒仄亳, 仗仂亟亠从亳于舒 仗亠亳仄亠于舒 仆仂于仂仂亠从. 丕仗仂仄亳仆舒亠, 仂 仗仂亟舒亢舒 从于舒亳 于 舒亶舒仄亳 于 Estates at Acqualina 亰舒 亟于亠 仆亠亟亠仍亳 仂舒于亳仍舒 弍仂仍亠亠 $150 仄仍仆, 舒 舒从亢亠 仗亠亟仍舒亞舒亠 仆亳从舒仍仆仂亠 仗亠亟仍仂亢亠仆亳亠 仗亠仆舒仂仄 于 Armani Residences. 亟仂从仄亠仆亠 舒从亢亠 舒仄舒亳于舒ﾑ 亠仄亠从亳亠 仆从亳 亳 从仍亳仄舒亳亠从亳亠 仍仂于亳, 仗仂仂弍于ﾑ亳亠 仗亳于仍亠从舒亠仍仆仂亳 亢亳亰仆亳 于 舒亶舒仄亳.KSA by Samaiel Bakolka & Rahaf Tawfeeg
KSA by Samaiel Bakolka & Rahaf Tawfeegliza14
油
K.S.A is a country located in the Middle East whose capital and largest city is Riyadh. The population is made up of various ethnic groups who speak Arabic as a primary language. A major part of their economy is based around oil and natural gas extraction and export.Bs ipa7 semester 2
Bs ipa7 semester 2Arlin Sripurwati
油
Dokumen ini adalah buku siswa untuk kelas VII SMP/MTs yang disusun berdasarkan kurikulum 2013, berfokus pada ilmu pengetahuan alam dan memuat pembelajaran tentang energi, interaksi makhluk hidup dengan lingkungan, serta sumber-sumber energi. Buku ini berfungsi sebagai 'dokumen hidup' yang akan terus diperbaharui sesuai dengan kebutuhan pendidikan dan diharapkan dapat meningkatkan pemahaman siswa terhadap prinsip-prinsip dasar yang mengatur alam. Terdapat berbagai eksperimen dan kegiatan yang mengajak siswa untuk aktif belajar dan menghargai energi dalam kehidupan sehari-hari.Samsung S3770 supplier
Samsung S3770 supplierrayemasharma128254
油
This document provides pricing information for the Samsung S3770 mobile phone from multiple sellers on Pricedekho.com as of September 24, 2012. It lists the phone's price from 5 sellers between Rs. 3,745 to Rs. 4,990 and includes a specifications link. It also provides a breakdown of other Samsung mobile phone categories.Celebrating Ideas Events
Celebrating Ideas EventsVivek Thakur
油
Celebrating Ideas is a full-service marketing and event promotions agency providing integrated solutions for congresses, cultural events, trade fairs, and corporate functions. Since 1991, the company has developed a strong reputation for delivering customized, high-quality event management services, including strategic planning, production, and sponsorship strategies. Their expertise spans various event types, from corporate meetings to entertainment and fashion events, demonstrating a commitment to tailored client needs and effective media coverage.The Shaklee difference
The Shaklee difference Cindy McAsey
油
We believe nature holds the answers to a healthy life. Our mission is to help millions of people around the world live a healthier and better life. As you flip through this slideshare you will discover what sets Shaklee standards higher than any other natural health company. Seven Steps to Success
Seven Steps to SuccessSarwan Singh
油
This 7 step guide outlines key areas for success including character, self image, relationships, goals, attitude, work, and desire. The document provides an easy to follow outline on developing these important factors to achieve success. It was created by The English Academy located in Baroda, India.Qualtiy measures
Qualtiy measuresAbhishek Bhandari
油
The document discusses various quality management systems, including Just-in-Time (JIT) and Kanban, focusing on efficiency, waste reduction, and customer satisfaction. It also covers Six Sigma, which aims to minimize defects and variability in processes, and Total Quality Management (TQM), which emphasizes employee participation in achieving quality goals. The highlighted systems provide insights into improving operations and meeting customer demands effectively.Parish leadership 101 2014 Human Resources
Parish leadership 101 2014 Human ResourcesAnglican Diocese of Toronto
油
The document outlines topics to be covered at a Parish Leadership Workshop on human resources. Key topics include health and safety training requirements, workplace violence and harassment policies, emergency preparedness planning, the difference between employees and contractors, clergy remuneration processes, and screening policies for volunteers. Templates and resources on these topics can be found on the diocesan website.Parish Leadership 2014: Human Resources
Parish Leadership 2014: Human ResourcesAnglican Diocese of Toronto
油
This document provides an overview of topics covered at a Parish Leadership Workshop on human resources. Key topics included health and safety training requirements, emergency preparedness, screening policies, and guidelines around hiring contractors versus employees. Specific canons and policies around clergy remuneration, violence and harassment prevention, and proper documentation for endings such as resignations and dismissals were also reviewed. Resources from the Diocese of Toronto website including templates, checklists, and staff contacts were highlighted.La carta dei dati aperti
La carta dei dati apertiDatiGovIT
油
La carta dei dati aperti del G8 sottolinea l'importanza dei dati aperti per stimolare responsabilit, trasparenza e innovazione nelle governance pubbliche e nei settori privati. Essa stabilisce principi fondamentali per l'accesso, la qualit, l'usabilit e la condivisione dei dati, con l'obiettivo di migliorare i servizi pubblici e generare nuove opportunit economiche. I membri del G8 si impegnano a rendere i dati governativi disponibili automaticamente e a collaborare con altre nazioni per amplificare i benefici dei dati aperti.What Is Telemedicine?
What Is Telemedicine?Peter Killcommons
油
Peter Killcommons is the founder and CEO of Medweb. He has donated medical equipment, dental work, and surgeries to villages in Peru. As featured in the San Francisco Chronicle, he helped bring medical imaging to the internet through telemedicine. Holding degrees from City College of New York, Killcommons leads Medweb in providing secure telemedicine solutions. Telemedicine combines telecommunication and information technologies to provide remote medical care, imaging, and health information. It can greatly benefit patients in developing countries and remote areas by allowing doctors to monitor patients remotely and share information. Telemedicine can also reduce medical costs and contagion risks.FInancial Planning (Assignment)
- 13. ANAK KE - 1 Keterangan Total Saat Ini Total Masa Depan Saat Ini Daycare Rp 34.600.000 Rp 34.600.000 2 Tahun TK Rp - Rp - 6 Tahun SD Rp 42.600.000 Rp 98.536.389 8 Tahun SMP Rp 22.000.000 Rp 67.298.503 12 Tahun SMA Rp 26.000.000 Rp 139.106.503 15 Tahun UNIVERSITAS Rp 203.000.000 Rp 1.651.823.511
- 14. Kebutuhan Tahun Ini Rp 34.600.000 Kebutuhan Tahun ke-6 Rp 98.536.389 FVIFA (1,583; 60) 132,548 Investasi per Bulan Rp 743.402 Kebutuhan Tahun ke-8 Rp 67.298.503 FVIFA (1,583; 72) 222,152 Investasi per Bulan Rp 302.939 Kebutuhan Tahun ke-12 Rp 139.106.503 FVIFA (1,583; 132) 543,213 Investasi per Bulan Rp 256.081 Kebutuhan Tahun ke-15 Rp 1.651.823.511 FVIFA (1,583; 168) 1004,175 Investasi per Bulan Rp 1.644.956
- 22. Pendidikan - Akamodasi - Makanan 200,00 Komunikasi 50,00 Asuransi 20,00 TOTAL PENGELUARAN 270,00 TOTAL PEMASUKAN 750,00 SISA (KURANG) 480,00
- 23. Pendidikan 200,00 Akamodasi 350,00 Makanan 500,00 Komunikasi 70,00 Asuransi 55,00 TOTAL PENGELUARAN 1.175,00 TOTAL PEMASUKAN 1.000,00 SISA (KURANG) (175,00)
- 24. KELEBIHAN DANA 2 TAHUN PERTAMA 11.520,00 KEKURANGAN DANA 2 TAHUN KEDUA (4.200,00) SISA DANA 7.320,00 Target Tabungan Kekurangan Dana Thn. 3-4 5.500,00 Penyisihan per Bulan di 2 Tahun Pertama 229,17 Yang Bisa Diinvestasikan dari Sisa Dana 250,83 Kurs EURO - IDR (BNI 06/04/2012) Rp 11.899 NILAI INVESTASI (IDR) PER BULAN Rp 2.984.666