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Giis financial Newsletter February 22

D
Deepak Jha

We are out with our latest issue of NEWSLETTER by the end of February 2022, world is watching yet another crisis ! Russia Ukraine WAR

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BUDGET WAR & ELECTION BUDGET WAR & ELECTION FEBRUARY 2022 MARKET OFFERS VOLATILITY & OPPORTUNITY INSIDE EDITORIAL INSPIRING CASE STORY INVESTING DURING CRISIS MARKET INDICATORS A MONTHLY NEWSLETTER TO MANAGE YOUR PERSONAL FINANCE Disclaimer : Mutual Fund investments are subject to market risks, read all scheme related documents carefully. MF-UNCLE FIN TALK
As Indian Stock market tanked around 5% on Thursday 24th Feb 2022, amidst Russia Ukraine war situation, most investors got into panic and fear grip. By the time we are publishing this Newsletter, the WAR Crisis is more intensified and the peace talk is looking dim. The Crisis is looking to take an ugly turn if NATO members unite together and push Russia to take some dangerous turn. There are many political and expert comments available in free media which are providing live updates on the situation. However we shared a special note related to this WAR situation and key reasons behind this Crisis. Understanding the key reason for any crisis gives you better control on your emotional decisions related to such event. For our readers, most important thing to understand is that every CRISIS is temporary and is bound to end hence there is a saying Fall is temporary but Growth is permanent . If you look at similar other WAR CRISIS situations in past and see how Nifty50 performed after it , you can find an interesting pattern : When we are out with our latest issue of NEWSLETTER by the end of February 2022, world is watching yet another crisis ! Russia Ukraine WAR Any WAR is bad for people and universe, but as an investor one should control their emotional behaviour and actions to get the best advantage of such CRISIS. We have used a special chapter in this Issue Every CRISIS is an opportunity - learn how to grab it Keep reading our Newsletter and also do share with your friends and relatives who are interested in managing their personal Finance Editor Deepak Jha FEBRUARY 2022 02 Mr. Deepak Jha Managing Director GIIS Financial
GDP CHAPTER 01 CRISIS VS OPPORTUNITY FEBRUARY 2022 03 Every WAR , INVASION or CRISIS brings in lot of human pain and financial damage. However it is bound to end ! Hence in simple words - " CRISIS is temporary, it is bound to end " We have dedicated this special section for your confidence and clarity about wealth creation through Equity Mutual Funds : - if you have invested right, then just sit tight to reap maximum benefit - SIP or STP is the best method to reap the benefit of any unseen CRISIS - Never sell on Fall - try to buy instead If you look at the pattern of Stock Market during this WAR CRISIS - 1st Feb 2022 : SENSEX was 58,862 24th Feb 2022 : SENSEX was 54,529 (Start of WAR) 4th Mar 2022 : SENSEX was 54,333 ( 10th Day of the WAR) If you look at the pattern of this Fall, on 24th Feb '22, actual WAR starting day, SENSEX came down by around 7-8% from its month beginning. However, it is stagnant at same point since last 10 days ! Stock Market always acts in advance. It later settles down when the event takes place - and it rises upwards when the event closes. In case of RUSSIAN - UKRAIN war also, the market has behaved in similar pattern : 7-8 % fall : On the event Day Settled Down : During the event period ........so it will certainly give a sharp rise , as the event closes ! So the words of WISDOM is " Don't redeem or liquidate any of your Equity investments in current scenario or any negative speculations" . Rather top up some of your SIPs or other investments by way of additional purchase. Ask us for easy to invest Online link to add funds to your existing folios.
04 Source : valueresearchonline.com Disclaimer : The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing. Some of of our Readers have requested to post the chart of Equity Fund categories which can be used for additional purchase or even fresh purchase under the recent discount due to WAR Crisis In short term, there can be some immediate upside in metal or energy stocks, due to price rise; however, as a long term investor one should not deviate from their existing investment objective and folios. As a new scheme, you may select from any of the above mentioned fund categories. What to do in GOLD or SILVER funds ? Of Course Gold is an hedge against inflation ! And we clearly see inflation pressure ahead; may be due to high Fiscal deficit of our country or rising interest rates across the Globe or any other reason like WAR etc. Hence experts believe that Gold could be a good addition to the portfolio. Since Mutual Funds have also launched SILVER based FOF , this has opened a new windows of opportunity for investors in this category. FEBRUARY 2022
GDP RUPEE CHAPTER 02 MARKET INDICATORS F O R M O N T H E N D I N G F E B R U A R Y 2 0 2 2 05 FEBRUARY 2022
CHAPTER 02 06 FEBRUARY 2022
CHAPTER 02 07 Source - Morning Star as on 28th FEB 2021 NOTE: This is not a single scheme Fund Performance, this is an Avg. Performance of all the funds in same Category across the MF Industry. However Performance may be different for different scheme under same category, Pls check with your advisor for the TOP Performing funds in above category for various periods.) FEBRUARY 2022
GDP RUPEE CHAPTER 03 INSPIRING STORY O F M R . S A N J A Y J A I N 08 Disclaimer : The name of the Schemes shown in above table are specific to this case story of Mr. Neeraj; and it should not be taken as recommendation or advice from our side. You are advised to select your SIP according to your risk profile and investment tenure. Mutual Fund investments are subject to market risk. Please read the offer document carefully before investing. A SIMPLE YET SUCCESSFUL METHOD FOR KIDS EDUCATION KITTY This is yet another success story of a good SIP ( Systematic Investment Plan). This unique way of investing has really become an easy method for retail investors to achieve all their financial Goals or dreams. In this story of the month, we are sharing the real example of Sanjay Jain, our esteemed customer who smartly used this SIP tool to create a successful Kitty for her daughter's education How did Sanjay started his Investment Plan for education Kitty ? He started his investment plan around 10 years back, in 2012 when his daughter was of 9 yrs of , when he was aged 38 Yrs. When he realised in 2012 that her daughter is more inclined towards IT/Softwares and she may would pursue her career internationally. hence he estimated to taarget a corpus of around Rs 50 Lakhs to be created by 2022. What did Sanjay chose for investing ? Sanjay chose to invest in Equity MFs. He set aside his savings of Rs 20K per month and requested us to estimate the Future value of this Rs 20K per month , after 10 Years i.e by 2022. We presented following simple table of presentation to him about his investments of Rs 20K: approximately Rs 36 Lakhs if the ROI is 8% | approximately Rs 46 Lakhs if the ROI is 12% | approximately Rs 55 Lakhs if the ROI is 15% So as per the above presentation, Sanjay choose to select Equity Mutual Fund for higher Risk Reward proposition. Since his investment tenure was long and the Risk appetite under his Goal was also comparatively high; because he could anytime take education loans against the deficit, if any. Hence Sanjay chose to go for Equity Mutual Funds. And see what ! His Risk paid due reward - see the table below for the latest value of his monthly SIPs started in 2012 : FEBRUARY 2022
GDP 09 Note : We are an AMFI registered Mutual Fund Distributors. We work closely with our customers to help them achieve their Financial dreams by way of savings motivation, correct estimations and quick investment execution. We help you select the SIP according to your risk profile and investment tenure. WHAT ARE THE KEY TAKEAWAYS IN THIS STORY ? Every savings story is inspiring ! And every smart saver invest their funds with a purpose; they fix their financial Goals smartly, before choosing their investment plan. Let us see some very important learning points in the success story of Sanjay Jain's investment. #1 : Visualising the Goal #2 : Creating correct and realistic Goal Value #3 : Choosing the correct Risk - Reward proposition for your investments #4 : Sticking to the plan under all weather conditions #5 : Starting Early We provide complete support to you in terms of fulfilling all your investment objectives or financial plans, by way of motivation - correct calculations and more ! Just call and Fix a formal discussion session with us - we are here to help you. Mind it ! SIP Zaroori Hai FEBRUARY 2022
Disclaimer : Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. CHAPTER 04 SOME HISTORIC SIP VALUES - 20 YRS As the name suggest - Systematic Investment Plan ( SIP) is not a product but it is a method ! A nice method to use your regular savings. A nice method to capture the downside of equity market.....and of course, a nice method to accumulate units to avail the power of compounding. There are many blogs and videos to guide investors for choosing a good SIP or suggesting schemes for SIP. But please make sure to keep following two things in mind, before choosing your SIP scheme : a. The purpose and tenure of your SIP ( perpetual is a default option) b. The Risk - Reward proposition suitable to your profile or Goal We have listed SIP returns of last 20 Years, from some leading Equity Mutual Fund Schemes ( Top 20 as on 4th March 2022) : 10 FEBRUARY 2022 +91-92346-09377, +91-98355-78897 customercare@giisfinancial.com www.giisfinancial.com Pratap Tower, J Road, Bistupur, Jamshedpur - 831001

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Giis financial Newsletter February 22

  • 1. BUDGET WAR & ELECTION BUDGET WAR & ELECTION FEBRUARY 2022 MARKET OFFERS VOLATILITY & OPPORTUNITY INSIDE EDITORIAL INSPIRING CASE STORY INVESTING DURING CRISIS MARKET INDICATORS A MONTHLY NEWSLETTER TO MANAGE YOUR PERSONAL FINANCE Disclaimer : Mutual Fund investments are subject to market risks, read all scheme related documents carefully. MF-UNCLE FIN TALK
  • 2. As Indian Stock market tanked around 5% on Thursday 24th Feb 2022, amidst Russia Ukraine war situation, most investors got into panic and fear grip. By the time we are publishing this Newsletter, the WAR Crisis is more intensified and the peace talk is looking dim. The Crisis is looking to take an ugly turn if NATO members unite together and push Russia to take some dangerous turn. There are many political and expert comments available in free media which are providing live updates on the situation. However we shared a special note related to this WAR situation and key reasons behind this Crisis. Understanding the key reason for any crisis gives you better control on your emotional decisions related to such event. For our readers, most important thing to understand is that every CRISIS is temporary and is bound to end hence there is a saying Fall is temporary but Growth is permanent . If you look at similar other WAR CRISIS situations in past and see how Nifty50 performed after it , you can find an interesting pattern : When we are out with our latest issue of NEWSLETTER by the end of February 2022, world is watching yet another crisis ! Russia Ukraine WAR Any WAR is bad for people and universe, but as an investor one should control their emotional behaviour and actions to get the best advantage of such CRISIS. We have used a special chapter in this Issue Every CRISIS is an opportunity - learn how to grab it Keep reading our Newsletter and also do share with your friends and relatives who are interested in managing their personal Finance Editor Deepak Jha FEBRUARY 2022 02 Mr. Deepak Jha Managing Director GIIS Financial
  • 3. GDP CHAPTER 01 CRISIS VS OPPORTUNITY FEBRUARY 2022 03 Every WAR , INVASION or CRISIS brings in lot of human pain and financial damage. However it is bound to end ! Hence in simple words - " CRISIS is temporary, it is bound to end " We have dedicated this special section for your confidence and clarity about wealth creation through Equity Mutual Funds : - if you have invested right, then just sit tight to reap maximum benefit - SIP or STP is the best method to reap the benefit of any unseen CRISIS - Never sell on Fall - try to buy instead If you look at the pattern of Stock Market during this WAR CRISIS - 1st Feb 2022 : SENSEX was 58,862 24th Feb 2022 : SENSEX was 54,529 (Start of WAR) 4th Mar 2022 : SENSEX was 54,333 ( 10th Day of the WAR) If you look at the pattern of this Fall, on 24th Feb '22, actual WAR starting day, SENSEX came down by around 7-8% from its month beginning. However, it is stagnant at same point since last 10 days ! Stock Market always acts in advance. It later settles down when the event takes place - and it rises upwards when the event closes. In case of RUSSIAN - UKRAIN war also, the market has behaved in similar pattern : 7-8 % fall : On the event Day Settled Down : During the event period ........so it will certainly give a sharp rise , as the event closes ! So the words of WISDOM is " Don't redeem or liquidate any of your Equity investments in current scenario or any negative speculations" . Rather top up some of your SIPs or other investments by way of additional purchase. Ask us for easy to invest Online link to add funds to your existing folios.
  • 4. 04 Source : valueresearchonline.com Disclaimer : The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing. Some of of our Readers have requested to post the chart of Equity Fund categories which can be used for additional purchase or even fresh purchase under the recent discount due to WAR Crisis In short term, there can be some immediate upside in metal or energy stocks, due to price rise; however, as a long term investor one should not deviate from their existing investment objective and folios. As a new scheme, you may select from any of the above mentioned fund categories. What to do in GOLD or SILVER funds ? Of Course Gold is an hedge against inflation ! And we clearly see inflation pressure ahead; may be due to high Fiscal deficit of our country or rising interest rates across the Globe or any other reason like WAR etc. Hence experts believe that Gold could be a good addition to the portfolio. Since Mutual Funds have also launched SILVER based FOF , this has opened a new windows of opportunity for investors in this category. FEBRUARY 2022
  • 5. GDP RUPEE CHAPTER 02 MARKET INDICATORS F O R M O N T H E N D I N G F E B R U A R Y 2 0 2 2 05 FEBRUARY 2022
  • 7. CHAPTER 02 07 Source - Morning Star as on 28th FEB 2021 NOTE: This is not a single scheme Fund Performance, this is an Avg. Performance of all the funds in same Category across the MF Industry. However Performance may be different for different scheme under same category, Pls check with your advisor for the TOP Performing funds in above category for various periods.) FEBRUARY 2022
  • 8. GDP RUPEE CHAPTER 03 INSPIRING STORY O F M R . S A N J A Y J A I N 08 Disclaimer : The name of the Schemes shown in above table are specific to this case story of Mr. Neeraj; and it should not be taken as recommendation or advice from our side. You are advised to select your SIP according to your risk profile and investment tenure. Mutual Fund investments are subject to market risk. Please read the offer document carefully before investing. A SIMPLE YET SUCCESSFUL METHOD FOR KIDS EDUCATION KITTY This is yet another success story of a good SIP ( Systematic Investment Plan). This unique way of investing has really become an easy method for retail investors to achieve all their financial Goals or dreams. In this story of the month, we are sharing the real example of Sanjay Jain, our esteemed customer who smartly used this SIP tool to create a successful Kitty for her daughter's education How did Sanjay started his Investment Plan for education Kitty ? He started his investment plan around 10 years back, in 2012 when his daughter was of 9 yrs of , when he was aged 38 Yrs. When he realised in 2012 that her daughter is more inclined towards IT/Softwares and she may would pursue her career internationally. hence he estimated to taarget a corpus of around Rs 50 Lakhs to be created by 2022. What did Sanjay chose for investing ? Sanjay chose to invest in Equity MFs. He set aside his savings of Rs 20K per month and requested us to estimate the Future value of this Rs 20K per month , after 10 Years i.e by 2022. We presented following simple table of presentation to him about his investments of Rs 20K: approximately Rs 36 Lakhs if the ROI is 8% | approximately Rs 46 Lakhs if the ROI is 12% | approximately Rs 55 Lakhs if the ROI is 15% So as per the above presentation, Sanjay choose to select Equity Mutual Fund for higher Risk Reward proposition. Since his investment tenure was long and the Risk appetite under his Goal was also comparatively high; because he could anytime take education loans against the deficit, if any. Hence Sanjay chose to go for Equity Mutual Funds. And see what ! His Risk paid due reward - see the table below for the latest value of his monthly SIPs started in 2012 : FEBRUARY 2022
  • 9. GDP 09 Note : We are an AMFI registered Mutual Fund Distributors. We work closely with our customers to help them achieve their Financial dreams by way of savings motivation, correct estimations and quick investment execution. We help you select the SIP according to your risk profile and investment tenure. WHAT ARE THE KEY TAKEAWAYS IN THIS STORY ? Every savings story is inspiring ! And every smart saver invest their funds with a purpose; they fix their financial Goals smartly, before choosing their investment plan. Let us see some very important learning points in the success story of Sanjay Jain's investment. #1 : Visualising the Goal #2 : Creating correct and realistic Goal Value #3 : Choosing the correct Risk - Reward proposition for your investments #4 : Sticking to the plan under all weather conditions #5 : Starting Early We provide complete support to you in terms of fulfilling all your investment objectives or financial plans, by way of motivation - correct calculations and more ! Just call and Fix a formal discussion session with us - we are here to help you. Mind it ! SIP Zaroori Hai FEBRUARY 2022
  • 10. Disclaimer : Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. CHAPTER 04 SOME HISTORIC SIP VALUES - 20 YRS As the name suggest - Systematic Investment Plan ( SIP) is not a product but it is a method ! A nice method to use your regular savings. A nice method to capture the downside of equity market.....and of course, a nice method to accumulate units to avail the power of compounding. There are many blogs and videos to guide investors for choosing a good SIP or suggesting schemes for SIP. But please make sure to keep following two things in mind, before choosing your SIP scheme : a. The purpose and tenure of your SIP ( perpetual is a default option) b. The Risk - Reward proposition suitable to your profile or Goal We have listed SIP returns of last 20 Years, from some leading Equity Mutual Fund Schemes ( Top 20 as on 4th March 2022) : 10 FEBRUARY 2022 +91-92346-09377, +91-98355-78897 customercare@giisfinancial.com www.giisfinancial.com Pratap Tower, J Road, Bistupur, Jamshedpur - 831001