Global money application form
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This document contains personal information including name, contact details, employment details, and beneficiary details for an individual. It also includes fields for a user ID number, photo, signature, and confirmation of payment received for an ID application. The form is to be submitted to Global Money for an ID and includes details necessary to identify the individual and process their application.
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Overview:
This comprehensive presentation analyzes Nepal's evolving business landscape, highlighting high-potential investment sectors, critical challenges, and actionable recommendations for sustainable growth. Prepared by Alosh Lama, Kshitiz Parajuli, Saurav Shrestha, and Suraj Chapagain, it combines data-driven insights with policy analysis for investors, policymakers, and entrepreneurs.
Key Opportunities Explored:
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- Tourism: 2025 declared "Special Tourism Year"; 1.2M tourists (2023) spending $40.5/day.
- Agriculture: 24.09% GDP contribution, govt subsidies for processing, and crop insurance.
- Digital Economy: Rapid adoption of e-commerce and fintech.
- Demographic Advantage: Youth-dominated workforce and strategic India-China location.
Critical Challenges:
?? Infrastructure Gaps:
- 72% roads unpaved; 200km transport takes 2-3 days
- 8-10 hour daily power cuts; 15-20% firms face equipment damage from voltage fluctuations
?? Regulatory Hurdles:
- 37+ approvals for hydropower projects; 5-year delays
- FDI bans in retail/media; 5% expat hiring cap
?? Economic Volatility:
- 9.2% food inflation; NPR depreciated 4% vs USD (2024)
- Forex reserves cover only 14 months of imports
?? Legal Burdens:
- 35% effective corporate tax; 6-9 month VAT refund delays
- 45-day minimum profit repatriation
?? Socio-Political Risks:
- 147 major strikes (2024); 5 industrial policy shifts since 2010
Data Highlights:
- ? Hydropower: 97.7% electricity access (2019)
- ?? Tourism: 2% GDP contribution despite growth
- ? Agriculture: 59% cultivable land lacks irrigation
- ? Strike Losses: NPR 850M (15 days for Surya Nepal)
Recommendations for Growth:
1. Streamline Bureaucracy: Adopt Singapore-like business registration
2. Infrastructure Investment: Follow Bangladesh’s model
3. Legal Framework Strengthening: New Zealand-inspired trust-building
4. Workforce Development: Germany’s vocational training system
Conclusion:
Nepal offers significant untapped potential in energy, agribusiness, and tourism but requires urgent reforms in infrastructure, policy stability, and ease of doing business to attract FDI. Sustainable growth hinges on implementing these data-backed solutions.
Relevant For:
Investors, policymakers, entrepreneurs, economists, international trade analysts, and development agencies exploring South Asian markets.
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