Group 2 innovation of money
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Money has evolved over time due to changes in technology and society. Originally taking the form of commodity money like gold, money transitioned to paper and coinage as legal tender to become more convenient and durable. Now, digital money such as online banking, credit cards, and mobile payments are increasingly common due to advantages like faster transactions and lower costs. However, most people believe digital forms have not fully replaced traditional currency. Innovation will likely continue as technology advances further.
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Silver One March 2025 Corporate Presentation
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Group 2 innovation of money
- 1. INNOVATION OF MONEY 1 Chan Ka Yee, Kayley (13209000) Chow Tsz Ching, Calvin (13209116) Wong Tsit Ting, Minnie (13214934)
- 2. CONTENT 2
- 3. OBJECTIVES ? Discover the history of money innovation ? Find out the reasons why money is innovating ? Predict the future trend of the use of money 3
- 4. INTRODUCTION Money is any object or record that is generally accepted as payment for goods and services. ? Different payment systems are due to the period of time, culture and society. ? ? Types of money: Commodity money Paper money Coinage Digital money http://prezi.com/xa8lyfwee5_o/?utm_campaign=share&ut m_medium=copy&rc=ex0share 4
- 6. SURVEY RESULTS (1) ? Gold Online bank EPS Credit card Octopus card Most of the respondents used Cash commonly when they were children. ? Q: When you was a child, what kind of money do you use most? Few of them choose the options of Digital money. For example: online bank, EPS, credit card and octopus card Cash 0 20 40 60 6
- 7. SURVEY RESULTS (2) What is your most common currency using nowadays? Rank 1 What is your most common currency using nowadays? Rank 2 40 35 35 30 30 25 25 20 20 15 15 10 10 5 5 0 0 Cash Octopus Credit card Card Cash EPS Online bank Gold Octopus Credit card Card EPS Online bank Gold 7
- 8. SURVEY RESULTS (2) ? Most respondent choose cash as their most common currency nowadays as usual ? But many people also choose octopus card as their second common currency. ? Some of the respondents choose credit card and EPS too. 8
- 9. SURVEY RESULTS (3) ? ? The highest percentage of interviewees use octopus card to pay fee for transportation. Considerably less interviewees use cash as transporting fee. Which do you use more to pay fee during taking the MTR, BUS or any Public Transportation? Octopus Watch 2% Octopus Card 88% Others 6% Cash 6% Others 4% 9
- 10. SURVEY RESULTS (4) Do you have any online bank account? Yes No ? Almost half of the respondents have online bank account. 44% 56% 10
- 11. SURVEY RESULTS (5) Do you think the electronic money can fully replace the traditional money? ? More interviewees think electronic money can not fully replace the traditional money. Yes 39% No 61% 11
- 12. CONCLUSION OF SURVEY RESULTS ? The importance of digital money is rising. ? Digital money even can replace the traditional one in some criteria like transporting. ? But overall, people think digital money cannot fully replace the traditional money in future. 12
- 13. THE REASONS FOR MONEY INNOVATION Barter to commodity money ? No agreed standard measure method ? Need double coincidence of wants 13
- 14. THE REASONS FOR MONEY INNOVATION (2) Commodity money to Legal tender (coinage and banknotes) ? More convenient ? More durable ? Standardize 14
- 15. THE REASONS FOR MONEY INNOVATION (2) Legal tender to Digital money ? Faster payment and trading ? Lower Cost ? More convenient in International trading ? Technological advancement 15
- 16. CONCLUSION ? Money is innovating because of convenient and technological advancement. ? Digital money will take an more important role in future ? But Digital money can’t fully replace the traditional money 16
- 17. JOB DIVISION Objective (Minnie) ? Introduction (Calvin) ? Perzi (Kayley) ? Mindmap (Kayley) ? Survey Result (Kayley, Calvin) ? Reason (Minnie, Calvin) ? Conclusion (Calvin) ? Powerpoint Decoration (Kayley, Minnie) ? 17
- 18. THE END 18