Health Insurance Marketplace Infographic
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Open enrollment for health insurance plans through the Marketplace begins on October 1, 2013 and continues until March 31, 2014. Coverage for plans selected during open enrollment will begin on January 1, 2014 if enrollment is completed by December 15, 2013. The Marketplace offers private health insurance plans that cover essential health benefits like doctor visits, prescriptions, and preventative care. Financial assistance in the form of tax credits is available to help offset the cost of premiums based on family size and income. Marketplace plans have four levels - bronze, silver, gold, and platinum - that cover between 60-90% of healthcare costs with higher level plans covering a higher percentage of costs.
Health Insurance Marketplace Infographic
- 1. Open Enrollment Begins Coverage Begins to Take Effect Open Enrollment Ends Beginning on October 1, 2013, you will be able to review and compare different plans and enroll in coverage that best suits your needs. Open enrollment continues until March 31, 2014. If you are enrolled by December 15, your coverage will begin on January 1, 2014. More than 3/4 of the uninsured are in a working family. Of uninsured working families, 62% have at least one family member with a full-time job. 48 million Americans were uninsured in 2012. The Marketplace is a new way to find health coverage that fits your budget and meets your needs. Online: www.healthcare.gov Toll-Free: 1.800.318.2596 In Person: Check Local Listings 1. Ambulatory patient services 2. Emergency services 3. Hospitalization 4. Maternity and newborn care 5. Mental health & substance use services/behavioral health treatment 6. Prescription drugs 7. Rehabilitative services and devices 8. Laboratory services 9. Preventative and wellness services and chronic disease management 10. Pediatric services Insurance plans in the Marketplace are offered by private companies, and they all cover a core set of essential health benefits. You may be eligible for the Advance Premium Tax Credit. The tax credit can be applied directly to your monthly premium. The amount you save depends on your family size and how much money your family earns. You wont be able to get your exact costs for a specific plan until you fill out an application after October 1. Until then, you can estimate your savings with this financial calculator: http://kff.org/interactive/subsidy-calculator. Marketplace plans have four coverage levels. Higher premium plans cover a higher percentage of your costs. All Marketplace plans cover 60%-90% of your health care costs. BronzeSilverGoldPlatinum CHE Trinity Health: www.che.org/healthinsurance | www.trinity-health.org/ACA | www.checarelink.org/Patients/HIX