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Heath guard brochure

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It offers cashless hospitalization coverage through a network of over 2300 hospitals across India. Premium rates vary based on age and sum insured amount. The policy covers pre-hospitalization and post-hospitalization expenses, as well as ambulance charges up to Rs. 1000 in an emergency. It provides various benefits like family discount, income tax benefits, and cumulative bonus for claim-free years. The policy has waiting periods for certain pre-existing diseases and procedures.

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New & ed v Im pro What would be my premium cost? Get yourself and your family covered Premium - Annual* by Health Guard today and sleep easy. Sum 90 day-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs Cashless facility offered through network hospitals of Bajaj Allianz General Insurance insured Company Ltd. only. Cashless facility is subject to mandatory pre authorisation by Bajaj Allianz and subject to 1,50,000 1,882 2,532 3,272 5,028 policy conditions. * The network of hospitals is subject to change without notice. 2,00,000 2,338 3,283 4,309 6,703 * The company reserves the right to decline any proposal without citing any reason. 3,00,000 3,306 4,430 6,065 8,380 Disclaimer: The above information is only indicative in nature. For details of the coverage & exclusions please contact our nearest office. 4,00,000 4,332 5,130 7,820 12,499 We have signed up with over 2300 hospitals across India. 5,00,000 5,244 6,156 9,576 15,236 Given below are some of the network hospitals 7,50,000 6,688 8,945 11,683 18,588 揃 Ahmedabad: Krishna Heart Institute, Sterling Hospital 揃 Aurangabad: Kamalnayan 10,00,000 8,160 10,913 14,252 23,708 Bajaj Hospital, MGM Medical Centre 揃 Banglore: Manipal Hospital, Sagar Apollo Hospital, M.S. Ramaiah Hospital 揃 Bhopal: Ayushman Hospital 揃 Bhubaneswar: Kalinga Hospital Ltd. 揃 Chennai: Sri Ramachandra Medical Centre, Sankara Nethralaya, Premium - Annual* Dr.Agarwal's Eye Hospital Ltd. 揃 Cochin: Cochin Hospital, Ernakulam Medical Centre, 56-60 yrs 61-65 yrs Gautham Hospital 揃 Coimbatore: KG Hospital, PSG Hospitals 揃 Guwahati: Down Town Sum Insured Hospital Ltd. 揃 Hyderabad: Apollo Hospitals, Yashoda Super Speciality Hospital, Care 1,50,000 7,696 8,849 Hospital 揃 Indore: CHL- ApolloHospitals, Gokuldas Hospitals Ltd. 揃 Jaipur: Apex 2,00,000 10,260 11,800 Hospitals (Pvt.) Ltd., Tongia Heart & General Hospital 揃 Jallandhar: Sacred Heart Hospital, Kapil Hospital 揃 Jammu: Acharya Shri Chander College of Medical Sciences & 3,00,000 12,826 14,749 Hospital 揃 Kanpur: Regency Hospital Ltd. 揃 Kolkata : Apollo Gleneagles Hospitals, 4,00,000 14,999 17,249 Bhagirathi Neotia Hospital 揃 Lucknow: Shekhar Hospital Pvt. Ltd. 揃 Ludhiana: Lifeline 5,00,000 17,879 20,561 Superspeciality Hospital 揃 Madurai: Meenakshi Mission Hospital, Vadamalayan Hospitals 揃 Goa: Vrundavan Hospital, Kerkar Hospital 揃 Mumbai: Dr. Balabhai Nanavati Hospital, Asian Heart Institute, Jaslok Hospital, Dr. L H Hiranandani Hospital 揃 Mysore: *All Premium rates exclusive of Service tax. Considering the medical inflation, Vikram Hospital & Heart Centre 揃 Nasik: Shri Samarth Super Speciality Hospital Bajaj Allianz reserves the right to review the premium rates and revise them by an 揃 New Delhi: Max Hospital, Saroj Hospital & Heart Institute, St. Stephens' Hospital, amount not exceeding 12%. Moolchand Hospital, Rajiv Gandhi Cancer Institute, Pushpawati Singhania Institute, Indraprastha Apollo Hospitals, Escorts Heart Institute 揃 Patna: Sahyog Hospital 揃 Pune: *Is there any option to have voluntary deductibles Deenanath Mangeshkar Hospital, Ruby Hall Clinic, Jehangir Hospital, Poona Hospital, BJAZ-B-0008/1-Aug-10 Sancheti Institute 揃 Raipur: Modern Medical Institute 揃 Rajkot: Yash Hospital 揃 Ranchi: under the policy? Abdur Razzaque Hospital 揃 Trivandrum: Kerala Institute of Medical Sciences This policy has an option of voluntary deductible where discounts are as given below 揃 Vadodara: Bhailal Amin General Hospital 揃 Visakhapatnam: Apollo Hospitals, Care Hospital Contact Details Health Guard Insurance is the subject matter of solicitation Deductible Amount Discount (%) Complete health protection for you and your family Bajaj Allianz General Insurance Company Limited, 10,000 10.0% G.E. Plaza, Airport Road, Yerawada, Pune - 411 006. 15,000 15.0% Tel: (020) 6602 6666. Fax: (020) 6602 6667. 25,000 17.5% www.bajajallianz.com 50,000 20.0% 75,000 22.5% For any queries please contact : 100,000 25.0% BSNL/MTNL Any Mobile & Landline Other 150,000 27.5% (Tollfree) (Tollfree) (Chargeble) 200,000 30.0% 1800 22 5858 1800 209 5858 <Prefix City Code> 3030 5858 250,000 32.5% email: info@bajajallianz.co.in Bajaj Allianz General Insurance Company Limited
Bajaj Allianz The Health Guard Policy in a nutshell Bajaj Allianz General Insurance Company Limited is a joint venture Covers emergency ambulance charges (up to Rs 1000 ) Provides cashless benefit between Bajaj Finserv Limited and Allianz SE. Both enjoy a reputation of Covers pre and post hospitalization expenses 130 daycare procedures are covered expertise, stability and strength. This joint venture company incorporates global expertise with local experience. The comprehensive, Discount in premium if voluntary deductible is opted Family discount of 10% is applicable innovative solutions combine the technical expertise and experience of Lasik surgery covered after 4 year renewals with us Income tax benefit the 110 year old Allianz SE, and indepth market knowledge and good will of Bajaj brand in India. Competitive pricing and quick honest response have earned the company the customer's trust and market leadership in What is the eligible age? + co-payment of the admissible claim to be paid by the member if 10% a very short time. + age for proposer is 18 yrs - 65 yrs. Policy can be renewed upto Entry treatment is taken in a hospital other than a network hospital. Waiver 80 yrs. of the co-payment clause is available on payment of additional The Bajaj Allianz Advantage Children from 3 months to 5 yrs are eligible if both the parents are + premium. insured with Bajaj Allianz. + Co-payment applicable for any insured person aged 56yrs and 20% above, being covered for the first time in the Health Guard policy. HAT : In-house Claim Administration Any restrictions on value of sum insured? +adverse claim ratio maximum 50% loading would be applicable For for the insured member. + insured from Rs. 1.5 lakhs to Rs.10 lakhs can be opted from Sum Global expertise & local knowledge 3 months to 55 yrs. Covers ambulance charges in an emergency subject to limit of + Rs.1000/- + insured from Rs 1.5 lakhs to Rs 5 lakhs can be opted from Sum +daycare procedures are covered subject to terms & conditions 130 56 yrs to 65 yrs. Innovative packages to match individual needs No tests required for SI upto Rs.10 lakhs for age upto 45 yrs (Subject to + E-opinion rider cover inbuilt for sum insured of Rs. 5lacs, Rs. 7.5lacs + clean proposal form.) and Rs. 10 lacs Is there any pre-policy check up for enrolling under What benefits do I get? Quick disbursement of claims Health Guard policy? + discount of 10% is applicable Family No Medical tests upto 45 years, subject to clean proposal form. + Income tax benefit on the premium paid as per section 80-D of the + Income Tax Act Medical tests (pre-policy check up) are mandatory for members 46 + In house 5% Cumulative Bonus benefit for each claim free year, maximum up + years and above. administration to 50%. CB would be passed for Sum Insured Rs 2,00,000/- and above + pre-policy check up would be arranged at our empanelled The continuously renewed with us of hospitalization diagnostic centres. +% cost of pre-policy check up would be refunded if the proposal is 100 Any exclusions? reimbursement accepted & policy is issued. claim + waiting periods applicable for Pre-existing diseases 4 years What are the details of coverage the policy offers? + disease contracted during the first 30 days of commencement of Any + Health Guard, the member has access to cashless facility at the policy With How does the Health Guard policy benefit me? various empanelled hospitals across India. (subject to exclusions Certain diseases such as hernia, piles, cataract , sinusitis shall be + and conditions) covered after a waiting period of 2 years In these times of rising medical costs, Bajaj Allianz's Health Guard Policy Certain diseases such as joint replacement surgery , surgery for + + the member opts for hospitals besides the empanelled ones, In case is the perfect Health protection for you and your family. It takes care of prolapsed inter vertebral disc (unless necessitated due to accident ), the expenses incurred by him shall be reimbursed within 14 working the expensive medical treatment incurred during hospitalization days from submission of all documents. Surgery to correct deviated nasal septum and hypertrophied resulting from serious accident or illness. The policy covers pre and post + and post hospitalization expenses covers relevant medical turbinate , congenital internal diseases or anomalies and laser Pre hospitalization expenses and also ambulance charges in case of an treatment for correction of eye sight due to refractive error will have a expenses incurred 60 days prior to and 90 days after hospitalization. waiting period of 4 years. emergency (subject to a limit of Rs. 1000/-)

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Heath guard brochure

  • 1. New & ed v Im pro What would be my premium cost? Get yourself and your family covered Premium - Annual* by Health Guard today and sleep easy. Sum 90 day-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs Cashless facility offered through network hospitals of Bajaj Allianz General Insurance insured Company Ltd. only. Cashless facility is subject to mandatory pre authorisation by Bajaj Allianz and subject to 1,50,000 1,882 2,532 3,272 5,028 policy conditions. * The network of hospitals is subject to change without notice. 2,00,000 2,338 3,283 4,309 6,703 * The company reserves the right to decline any proposal without citing any reason. 3,00,000 3,306 4,430 6,065 8,380 Disclaimer: The above information is only indicative in nature. For details of the coverage & exclusions please contact our nearest office. 4,00,000 4,332 5,130 7,820 12,499 We have signed up with over 2300 hospitals across India. 5,00,000 5,244 6,156 9,576 15,236 Given below are some of the network hospitals 7,50,000 6,688 8,945 11,683 18,588 揃 Ahmedabad: Krishna Heart Institute, Sterling Hospital 揃 Aurangabad: Kamalnayan 10,00,000 8,160 10,913 14,252 23,708 Bajaj Hospital, MGM Medical Centre 揃 Banglore: Manipal Hospital, Sagar Apollo Hospital, M.S. Ramaiah Hospital 揃 Bhopal: Ayushman Hospital 揃 Bhubaneswar: Kalinga Hospital Ltd. 揃 Chennai: Sri Ramachandra Medical Centre, Sankara Nethralaya, Premium - Annual* Dr.Agarwal's Eye Hospital Ltd. 揃 Cochin: Cochin Hospital, Ernakulam Medical Centre, 56-60 yrs 61-65 yrs Gautham Hospital 揃 Coimbatore: KG Hospital, PSG Hospitals 揃 Guwahati: Down Town Sum Insured Hospital Ltd. 揃 Hyderabad: Apollo Hospitals, Yashoda Super Speciality Hospital, Care 1,50,000 7,696 8,849 Hospital 揃 Indore: CHL- ApolloHospitals, Gokuldas Hospitals Ltd. 揃 Jaipur: Apex 2,00,000 10,260 11,800 Hospitals (Pvt.) Ltd., Tongia Heart & General Hospital 揃 Jallandhar: Sacred Heart Hospital, Kapil Hospital 揃 Jammu: Acharya Shri Chander College of Medical Sciences & 3,00,000 12,826 14,749 Hospital 揃 Kanpur: Regency Hospital Ltd. 揃 Kolkata : Apollo Gleneagles Hospitals, 4,00,000 14,999 17,249 Bhagirathi Neotia Hospital 揃 Lucknow: Shekhar Hospital Pvt. Ltd. 揃 Ludhiana: Lifeline 5,00,000 17,879 20,561 Superspeciality Hospital 揃 Madurai: Meenakshi Mission Hospital, Vadamalayan Hospitals 揃 Goa: Vrundavan Hospital, Kerkar Hospital 揃 Mumbai: Dr. Balabhai Nanavati Hospital, Asian Heart Institute, Jaslok Hospital, Dr. L H Hiranandani Hospital 揃 Mysore: *All Premium rates exclusive of Service tax. Considering the medical inflation, Vikram Hospital & Heart Centre 揃 Nasik: Shri Samarth Super Speciality Hospital Bajaj Allianz reserves the right to review the premium rates and revise them by an 揃 New Delhi: Max Hospital, Saroj Hospital & Heart Institute, St. Stephens' Hospital, amount not exceeding 12%. Moolchand Hospital, Rajiv Gandhi Cancer Institute, Pushpawati Singhania Institute, Indraprastha Apollo Hospitals, Escorts Heart Institute 揃 Patna: Sahyog Hospital 揃 Pune: *Is there any option to have voluntary deductibles Deenanath Mangeshkar Hospital, Ruby Hall Clinic, Jehangir Hospital, Poona Hospital, BJAZ-B-0008/1-Aug-10 Sancheti Institute 揃 Raipur: Modern Medical Institute 揃 Rajkot: Yash Hospital 揃 Ranchi: under the policy? Abdur Razzaque Hospital 揃 Trivandrum: Kerala Institute of Medical Sciences This policy has an option of voluntary deductible where discounts are as given below 揃 Vadodara: Bhailal Amin General Hospital 揃 Visakhapatnam: Apollo Hospitals, Care Hospital Contact Details Health Guard Insurance is the subject matter of solicitation Deductible Amount Discount (%) Complete health protection for you and your family Bajaj Allianz General Insurance Company Limited, 10,000 10.0% G.E. Plaza, Airport Road, Yerawada, Pune - 411 006. 15,000 15.0% Tel: (020) 6602 6666. Fax: (020) 6602 6667. 25,000 17.5% www.bajajallianz.com 50,000 20.0% 75,000 22.5% For any queries please contact : 100,000 25.0% BSNL/MTNL Any Mobile & Landline Other 150,000 27.5% (Tollfree) (Tollfree) (Chargeble) 200,000 30.0% 1800 22 5858 1800 209 5858 <Prefix City Code> 3030 5858 250,000 32.5% email: info@bajajallianz.co.in Bajaj Allianz General Insurance Company Limited
  • 2. Bajaj Allianz The Health Guard Policy in a nutshell Bajaj Allianz General Insurance Company Limited is a joint venture Covers emergency ambulance charges (up to Rs 1000 ) Provides cashless benefit between Bajaj Finserv Limited and Allianz SE. Both enjoy a reputation of Covers pre and post hospitalization expenses 130 daycare procedures are covered expertise, stability and strength. This joint venture company incorporates global expertise with local experience. The comprehensive, Discount in premium if voluntary deductible is opted Family discount of 10% is applicable innovative solutions combine the technical expertise and experience of Lasik surgery covered after 4 year renewals with us Income tax benefit the 110 year old Allianz SE, and indepth market knowledge and good will of Bajaj brand in India. Competitive pricing and quick honest response have earned the company the customer's trust and market leadership in What is the eligible age? + co-payment of the admissible claim to be paid by the member if 10% a very short time. + age for proposer is 18 yrs - 65 yrs. Policy can be renewed upto Entry treatment is taken in a hospital other than a network hospital. Waiver 80 yrs. of the co-payment clause is available on payment of additional The Bajaj Allianz Advantage Children from 3 months to 5 yrs are eligible if both the parents are + premium. insured with Bajaj Allianz. + Co-payment applicable for any insured person aged 56yrs and 20% above, being covered for the first time in the Health Guard policy. HAT : In-house Claim Administration Any restrictions on value of sum insured? +adverse claim ratio maximum 50% loading would be applicable For for the insured member. + insured from Rs. 1.5 lakhs to Rs.10 lakhs can be opted from Sum Global expertise & local knowledge 3 months to 55 yrs. Covers ambulance charges in an emergency subject to limit of + Rs.1000/- + insured from Rs 1.5 lakhs to Rs 5 lakhs can be opted from Sum +daycare procedures are covered subject to terms & conditions 130 56 yrs to 65 yrs. Innovative packages to match individual needs No tests required for SI upto Rs.10 lakhs for age upto 45 yrs (Subject to + E-opinion rider cover inbuilt for sum insured of Rs. 5lacs, Rs. 7.5lacs + clean proposal form.) and Rs. 10 lacs Is there any pre-policy check up for enrolling under What benefits do I get? Quick disbursement of claims Health Guard policy? + discount of 10% is applicable Family No Medical tests upto 45 years, subject to clean proposal form. + Income tax benefit on the premium paid as per section 80-D of the + Income Tax Act Medical tests (pre-policy check up) are mandatory for members 46 + In house 5% Cumulative Bonus benefit for each claim free year, maximum up + years and above. administration to 50%. CB would be passed for Sum Insured Rs 2,00,000/- and above + pre-policy check up would be arranged at our empanelled The continuously renewed with us of hospitalization diagnostic centres. +% cost of pre-policy check up would be refunded if the proposal is 100 Any exclusions? reimbursement accepted & policy is issued. claim + waiting periods applicable for Pre-existing diseases 4 years What are the details of coverage the policy offers? + disease contracted during the first 30 days of commencement of Any + Health Guard, the member has access to cashless facility at the policy With How does the Health Guard policy benefit me? various empanelled hospitals across India. (subject to exclusions Certain diseases such as hernia, piles, cataract , sinusitis shall be + and conditions) covered after a waiting period of 2 years In these times of rising medical costs, Bajaj Allianz's Health Guard Policy Certain diseases such as joint replacement surgery , surgery for + + the member opts for hospitals besides the empanelled ones, In case is the perfect Health protection for you and your family. It takes care of prolapsed inter vertebral disc (unless necessitated due to accident ), the expenses incurred by him shall be reimbursed within 14 working the expensive medical treatment incurred during hospitalization days from submission of all documents. Surgery to correct deviated nasal septum and hypertrophied resulting from serious accident or illness. The policy covers pre and post + and post hospitalization expenses covers relevant medical turbinate , congenital internal diseases or anomalies and laser Pre hospitalization expenses and also ambulance charges in case of an treatment for correction of eye sight due to refractive error will have a expenses incurred 60 days prior to and 90 days after hospitalization. waiting period of 4 years. emergency (subject to a limit of Rs. 1000/-)