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This document provides information about Anamica Ukirde's class and roll number, and summarizes different types of budgets - surplus, deficit, and balanced budgets. It notes that a balanced budget maintains a balance between family income and expenditure. Maintaining a budget through financial planning is important for bringing economic stability and protecting individuals from financial problems, and helps lead to a happy life by reducing worries, stress, and maintaining the budget.
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- 4. INFORMATION: Name: Anamica Ukirde Class: 9th Section: A Roll No.: 76 Seat No.: 998
- 5. Introduction : The word budget is derived from the French word ‘baguette’, which means a ‘small bag containing financial proposals’.
- 6. Types of Budget: Surplus Budget Deficit budget Balanced budget
- 7. It takes place when the total income is more than its total expenditure.
- 8. It takes place when the total income of the family is lesser than total expenditure.
- 9. It takes place when total income of the family is equal to total expenditure. It maintains the balance between income and expenditure of the family.
- 10. Some points to remember :- • Your budget should be tailored as per your needs. • Saving is necessary element of budget to overcome unexpected events. • Don’t panic, if your expenses exceed the income. Revise your budget by reducing expenses. • The budget should be reviewed from time to time.
- 11. 1) Protects individuals from getting into financial problems. 2) Brings economic stability in life, if money is managed efficiently.
- 12. Budgeting is the basic step of financial planning for happiness in life. Happy Life
- 13. 3 steps to Happy life : 1) Remain away from worries and tensions. 2)Be stress free. 3)Maintaining your Budget.
- 14. Expenditure includes money spent on various good and services.
- 15. -Anamica Ukirde