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KEYNOTE: BUSINESS FINANCING

Andr辿s Cousineau
Andr辿s Cousineau

Raising finance for the poor can be a daunting task. However, social entrepreneurship sites such as KIVA ---and the whole idea of MICROFINANCING---- make a transformative change in millions of lives daily. Make your own loans today. (Note: POWERPOINT NOT THE SAME AS KEYNOTE)

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BUSINESS FINANCE: MICROFINANCING A bank is a place that will lend you money if you can prove that you don't need it. Bob Hope http://en.wikipedia.org/wiki/Staff_Benda_Bilili
FINANCIAL HUMOR (?)
PBS: YUNUS, THE EVOLUTION OF MICROFINANCE NOBLE PRICE WINNER 2006 MICROLENDING = SMALL LENDING TO THE POOR IN DEVELOPING COUNTRIES. vs. LOAN SHARK MICROLENDING NOT NEW: JONATHAN SWIFT GRAMEEN BANK = 5.7 BILLION --- 5.1 BILLION REPAID RECOVERY RATE OF 98.9 % WOMEN = 96% OF 6.7 MILLION MEMBERS CRITIQUES: MURDOCH WWW.PBS.ORG/FRONTLINEWORLD/STORIES/UGANDA601/HISTORY
KIVA: LOANS THAT CHANGE LIVES HTTP://WWW.KIVA.ORG/
KIVA ON VIMEO: What did you do with my $25 LOAN? BE THE CHANGE YOU WANT TO SEE IN THIS WORLD GANDHI HTTP://VIMEO.COM/10076318
KIVA BOOK: THE BANK OF BOB (chapter 3) WAIT - LENDING? YES, LENDING. NOT OUTRIGHT GIVING. THAT SOUNDED ODD. THE SURPRISINGLY HIGH-REPAYMENT RATE. I THINK THAT MAYBE WHY SOME PEOPLE HARDEN AGAINST CHARITABLE APPEALS DOZENS OF FACES PEERED OUT FROM MY SCREEN. MOST WERE WOMEN. WAIT, I THOUGHT. SERIOUSLY? DUDE IS ALMOST MY AGE. I WAS THRILLED TO SEE HE HAD ALREADY BEEN FULLY FUNDED. I FOUND MYSELF LOOKING BACK OVER THE LOANS I卒D ALREADY MADE AND TRYING TO IMAGINE THE LIVES ON THE OTHER END. HTTP://BOINGBOING.NET/2013/03/05/THE-INTERNATIONAL-BANK-OF- BOB.HTML
HBR: KIVA CASE STUDY HTTP://HBR.ORG/PRODUCT/SOCIAL-ENTREPRENEURSHIP- KIVA/AN/P70-PDF-ENG
TED: POVERTY, MONEY --- AND LOVE (KIVA, JESSICA JACKLEY) THE STORIES WE TELL OURSELVES ABOUT EACH OTHER MATTER VERY MUCH. HTTP://WWW.TED.COM/TALKS/JESSICA_JACKLEY_POVERTY_MONEY_AND_ LOVE.HTML
MY LOANS AIDA LUZ Everything in her life is much better that it was before.
QUESTIONING: BUSINESS FINANCING DO YOU THINK MICROFINANCING WORKS? DO YOU KNOW ANYONE WHO HAS BEEN INVOLVED WITH ITS IDEAS? WOULD YOU LOAN USING THIS MODEL? WHY? WHY NOT? DO YOU LIKE THE KIVA WEBSITE? DO YOU TRUST IT? WHO WOULD YOU LEND TO? WOULD YOU BECOME A KIVA FELLOW? (READ CHAPTER 4, THE BANK OF BOB) WHY DO YOU THINK MICROFINANCING IS MORE EFFECTIVE THAN CHARITABLE WORK? DOES MICROFINANCING REACH THE POOREST? WHAT IS IT ABOUT OUR ECONOMIC MODEL THAT MAKES FINANCING THE POOR SO DIFFICULT? CAN WE PROGRESS IN OTHER WAYS? (THINK ABOUT THE HISTORY OF KIVA) IN JACKLEY卒S VIDEO, WHAT DOES SHE MEAN THAT THE STORIES WE TELL ABOUT OTHERS ARE CRUCIALLY IMPORTANT? HOW IS THIS APPLIED TO OUR RELATION TO THE POOR? WHAT ARE THE GENERAL IDEAS WE HAVE ABOUT THE POOR? IN CONTRAST, WHAT DO YOU THINK OF THEIR REPAYMENT RATE? SHOULD WE INVEST MORE ON THE POOR? WHAT DO YOU THINK OF BUNKER ROYS BAREFOOT IDEAS? DO YOU KNOW ABOUT SOCRATES? WHY ARE MOST LENDERS WOMEN? WHAT IS IT ABOUT WOMEN THAT MAKES THEN SUCH GREAT CANDIDATES FOR LOANS ACCORDING TO ROY卒S VIDEO? DO YOU REMEMBER ROY卒S JOKE ABOUT THE BEST WAY TO COMMUNICATE IN THE WOLRD TODAY? (NOT BY TELEPHONE, OR TELEGRAPH, OR TELEVISION, BUT TELL-A-WOMAN) WHAT ARE SOME OF THE IMPORTANT CRITIQUES BY MURDOCH TO THE MICROFINANCING SYSTEM ACCORDING TO THE PBS READING? WHAT PROBLEMS DO YOU FORESEE AS ENTREPRENEUR? CAN MICROFINANCING REACH THE ILL? HOW THEN CAN THE ILL HAVE DIGNITY? BUT MOST IMPORTANT: How ARE YOU RAISING FINANCE FOR THE UNDERPRIVILEGED?
THE BAREFOOT MOVEMENT: BUNKER ROY I WENT TO A VERY ELITIST, SNOBBISH, EXPENSIVE EDUCATION IN INDIA; .... AND THAT ALMOST DESTROYED ME. HTTP://WWW.TED.COM/TALKS/BUNKER_ROY.HTML
You seem, Antiphon, like one who thinks that happiness is luxury and extravagance. But I, for my part, hold that to need nothing is divine (theios), that to need as little as possible is nearest to the divine, and what is divine is best, and that what is nearest to the divine is nearest to what is best. xenophon, Memorabilia I, 6. THANKS SOCRATES http://www.fundacionpiesdescalzos.com/

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KEYNOTE: BUSINESS FINANCING

  • 1. BUSINESS FINANCE: MICROFINANCING A bank is a place that will lend you money if you can prove that you don't need it. Bob Hope http://en.wikipedia.org/wiki/Staff_Benda_Bilili
  • 3. PBS: YUNUS, THE EVOLUTION OF MICROFINANCE NOBLE PRICE WINNER 2006 MICROLENDING = SMALL LENDING TO THE POOR IN DEVELOPING COUNTRIES. vs. LOAN SHARK MICROLENDING NOT NEW: JONATHAN SWIFT GRAMEEN BANK = 5.7 BILLION --- 5.1 BILLION REPAID RECOVERY RATE OF 98.9 % WOMEN = 96% OF 6.7 MILLION MEMBERS CRITIQUES: MURDOCH WWW.PBS.ORG/FRONTLINEWORLD/STORIES/UGANDA601/HISTORY
  • 4. KIVA: LOANS THAT CHANGE LIVES HTTP://WWW.KIVA.ORG/
  • 5. KIVA ON VIMEO: What did you do with my $25 LOAN? BE THE CHANGE YOU WANT TO SEE IN THIS WORLD GANDHI HTTP://VIMEO.COM/10076318
  • 6. KIVA BOOK: THE BANK OF BOB (chapter 3) WAIT - LENDING? YES, LENDING. NOT OUTRIGHT GIVING. THAT SOUNDED ODD. THE SURPRISINGLY HIGH-REPAYMENT RATE. I THINK THAT MAYBE WHY SOME PEOPLE HARDEN AGAINST CHARITABLE APPEALS DOZENS OF FACES PEERED OUT FROM MY SCREEN. MOST WERE WOMEN. WAIT, I THOUGHT. SERIOUSLY? DUDE IS ALMOST MY AGE. I WAS THRILLED TO SEE HE HAD ALREADY BEEN FULLY FUNDED. I FOUND MYSELF LOOKING BACK OVER THE LOANS I卒D ALREADY MADE AND TRYING TO IMAGINE THE LIVES ON THE OTHER END. HTTP://BOINGBOING.NET/2013/03/05/THE-INTERNATIONAL-BANK-OF- BOB.HTML
  • 7. HBR: KIVA CASE STUDY HTTP://HBR.ORG/PRODUCT/SOCIAL-ENTREPRENEURSHIP- KIVA/AN/P70-PDF-ENG
  • 8. TED: POVERTY, MONEY --- AND LOVE (KIVA, JESSICA JACKLEY) THE STORIES WE TELL OURSELVES ABOUT EACH OTHER MATTER VERY MUCH. HTTP://WWW.TED.COM/TALKS/JESSICA_JACKLEY_POVERTY_MONEY_AND_ LOVE.HTML
  • 9. MY LOANS AIDA LUZ Everything in her life is much better that it was before.
  • 10. QUESTIONING: BUSINESS FINANCING DO YOU THINK MICROFINANCING WORKS? DO YOU KNOW ANYONE WHO HAS BEEN INVOLVED WITH ITS IDEAS? WOULD YOU LOAN USING THIS MODEL? WHY? WHY NOT? DO YOU LIKE THE KIVA WEBSITE? DO YOU TRUST IT? WHO WOULD YOU LEND TO? WOULD YOU BECOME A KIVA FELLOW? (READ CHAPTER 4, THE BANK OF BOB) WHY DO YOU THINK MICROFINANCING IS MORE EFFECTIVE THAN CHARITABLE WORK? DOES MICROFINANCING REACH THE POOREST? WHAT IS IT ABOUT OUR ECONOMIC MODEL THAT MAKES FINANCING THE POOR SO DIFFICULT? CAN WE PROGRESS IN OTHER WAYS? (THINK ABOUT THE HISTORY OF KIVA) IN JACKLEY卒S VIDEO, WHAT DOES SHE MEAN THAT THE STORIES WE TELL ABOUT OTHERS ARE CRUCIALLY IMPORTANT? HOW IS THIS APPLIED TO OUR RELATION TO THE POOR? WHAT ARE THE GENERAL IDEAS WE HAVE ABOUT THE POOR? IN CONTRAST, WHAT DO YOU THINK OF THEIR REPAYMENT RATE? SHOULD WE INVEST MORE ON THE POOR? WHAT DO YOU THINK OF BUNKER ROYS BAREFOOT IDEAS? DO YOU KNOW ABOUT SOCRATES? WHY ARE MOST LENDERS WOMEN? WHAT IS IT ABOUT WOMEN THAT MAKES THEN SUCH GREAT CANDIDATES FOR LOANS ACCORDING TO ROY卒S VIDEO? DO YOU REMEMBER ROY卒S JOKE ABOUT THE BEST WAY TO COMMUNICATE IN THE WOLRD TODAY? (NOT BY TELEPHONE, OR TELEGRAPH, OR TELEVISION, BUT TELL-A-WOMAN) WHAT ARE SOME OF THE IMPORTANT CRITIQUES BY MURDOCH TO THE MICROFINANCING SYSTEM ACCORDING TO THE PBS READING? WHAT PROBLEMS DO YOU FORESEE AS ENTREPRENEUR? CAN MICROFINANCING REACH THE ILL? HOW THEN CAN THE ILL HAVE DIGNITY? BUT MOST IMPORTANT: How ARE YOU RAISING FINANCE FOR THE UNDERPRIVILEGED?
  • 11. THE BAREFOOT MOVEMENT: BUNKER ROY I WENT TO A VERY ELITIST, SNOBBISH, EXPENSIVE EDUCATION IN INDIA; .... AND THAT ALMOST DESTROYED ME. HTTP://WWW.TED.COM/TALKS/BUNKER_ROY.HTML
  • 12. You seem, Antiphon, like one who thinks that happiness is luxury and extravagance. But I, for my part, hold that to need nothing is divine (theios), that to need as little as possible is nearest to the divine, and what is divine is best, and that what is nearest to the divine is nearest to what is best. xenophon, Memorabilia I, 6. THANKS SOCRATES http://www.fundacionpiesdescalzos.com/