The document introduces Laquity's RetireOne solution, which aims to provide retirees with a simple yet flexible retirement income plan. It notes that pensions have been replaced by 401ks, people are living longer, interest rates are low, and equities can be volatile. Therefore, retirees need help determining where to turn for reliable income. The RetireOne solution combines equity exposure to combat inflation, guaranteed income to protect against downside risk, a simple predictable income stream, keeping assets invested with an advisor, and flexibility to make changes when life demands it.