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LIC AGENT meeting for new business geting

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Avinash Singh
Avinash Singh

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PRESENTATION BY: REGIONAL MANAGER – MKTG DEVELOPMENT OFFICER MEET Team Avinash Meeting #no4 Welcome NO 4 20 JAN 2025
LIC AGENT meeting for new business geting
INDEX FUND DISCLOSER
LIC AGENT meeting for new business geting
Test Message Test Message LIC's Jeevan Utsav, is a versatile life insurance policy offering lifelong income and risk cover, with flexible premium payment terms from 5 to 16 years. It features Guaranteed Additions and allows policyholders to select between Regular and Flexi Income Benefits post-premium payment term, ensuring financial flexibility and security. The plan provides a robust life cover, with the death benefit comprising the higher of the Basic Sum Assured or 7 times the annualized premium, also ensuring it's at least 105% of all paid premiums. Policyholders can also enhance their coverage with optional riders and avail loans for additional liquidity. When opting for the Flexi Income Benefit, the policyholder is entitled to receive compounded interest at 5.5% on the remaining amount with LIC. Thus LIC's Jeevan Utsav is an attractive option for those seeking a balanced combination of savings, security, and income continuity in their insurance portfolio. Test Message Jeevan Utsav ( Plan No: 771) Plan presentation customised for... Mr. abc Age: 35 #1 Accidental Death and Disability Benefit rider Sum Assured : 1550000 Premium Payment : 15 years. Deferment Period : 2 years. AD and DB Rider Cover : 0 #1
How the plan works... Mr. abc pays an annual premium of Rs. 1,04,474 for 15 years. Guaranteed Life-long annual survival benefit of Rs. 1,55,000 (@ 10.0% of Sum Assured) shall be paid from the end of18th policy year. Flexibility to withdraw survival benefits every year(Option 1) or reinvest the SB at compound interest rate of 5.5 % per annum (Option 2). Normal Insurance coverage and accidental insurance coverage is available during the term of the policy. Loan and surrender facility is available after one year and at least one full year premium payment. Tax benefits available on premium paid(u/s 80C) and survival and maturity benefits (u/s 10(10D)(Subject to conditions.
Test Message Test Message Benefit Pattern Illustration (1612000 to 2480000) Age: 35 Age: 50 Age: 52 Age: 100 104474 Rs. 155000 When needed
Test Message Guaranteed additions at the rate of 40 per 1000 sum assured shall be available during the premium paying period Test Message Test Message Benefits Amount Sum Assured 15,50,000 Guaranteed Additions (62000 X 15) 9,30,000 Life Long Income(10% of SA) 1,55,000 Deferment period 2 years Income Starting (Age 52) After 17 years Total premium paid: 15,35,610 Policy Year Age Normal Coverage Accident Coverage Yearly Premium Returns Option 1 Loan Cash Value 1 35 1612000 1612000 104474 0 0 0 2 36 1674000 1674000 102224 0 45965 61287 3 37 1736000 1736000 102224 0 83229 110972 4 38 1798000 1798000 102224 0 158853 211804 5 39 1860000 1860000 102224 0 211234 281645 6 40 1922000 1922000 102224 0 288672 384896 7 41 1984000 1984000 102224 0 377840 503787 8 42 2046000 2046000 102224 0 478838 638450 9 43 2108000 2108000 102224 0 591480 788640 10 44 2170000 2170000 102224 0 715976 954634 11 45 2232000 2232000 102224 0 819491 1092654 12 46 2294000 2294000 102224 0 929702 1239603 13 47 2356000 2356000 102224 0 1046993 1395991 14 48 2418000 2418000 102224 0 1171799 1562399 15 49 2480000 2480000 102224 0 1304976 1739968 16 50 2480000 2480000 0 0 1387188 1849584 17 51 2480000 2480000 0 0 1474980 1966640 18 52 2480000 2480000 0 155000 813750 1968128 19 53 2480000 2480000 0 155000 813750 1969616 20 54 2480000 2480000 0 155000 813750 1971103 21 55 2480000 2480000 0 155000 813750 1972592 22 56 2480000 2480000 0 155000 813750 1974080 23 57 2480000 2480000 0 155000 813750 1975568 24 58 2480000 2480000 0 155000 813750 1976808 25 59 2480000 2480000 0 155000 813750 1978296 26 60 2480000 2480000 0 155000 813750 1979536 27 61 2480000 2480000 0 155000 813750 1980775
Test Message Note: All payments including Survival Benefits shall be paid at the end of the respective policy year. Policy Year Age Normal Coverage Accident Coverage Yearly Premium Returns Option 1 Loan Cash Value 28 62 2480000 2480000 0 155000 813750 1982016 29 63 2480000 2480000 0 155000 813750 1983007 30 64 2480000 2480000 0 155000 813750 1984000 31 65 2480000 2480000 0 155000 813750 1984992 32 66 2480000 2480000 0 155000 813750 1985735 33 67 2480000 2480000 0 155000 813750 1986231 34 68 2480000 2480000 0 155000 813750 1986728 35 69 2480000 2480000 0 155000 813750 1987224 36 70 2480000 2480000 0 155000 813750 1987472 37 71 2480000 2480000 0 155000 813750 1987720 38 72 2480000 2480000 0 155000 813750 1987968 39 73 2480000 2480000 0 155000 813750 1988216 40 74 2480000 2480000 0 155000 813750 1988463 41 75 2480000 2480000 0 155000 813750 1988712 42 76 2480000 2480000 0 155000 813750 1988960 43 77 2480000 2480000 0 155000 813750 1989208 44 78 2480000 2480000 0 155000 813750 1989456 45 79 2480000 2480000 0 155000 813750 1989704 46 80 2480000 2480000 0 155000 813750 1989952 47 81 2480000 2480000 0 155000 813750 1990200 48 82 2480000 2480000 0 155000 813750 1990447 49 83 2480000 2480000 0 155000 813750 1990696 50 84 2480000 2480000 0 155000 813750 1990944 51 85 2480000 2480000 0 155000 813750 1991191 52 86 2480000 2480000 0 155000 813750 1991440 53 87 2480000 2480000 0 155000 813750 1991688 54 88 2480000 2480000 0 155000 813750 1991936 55 89 2480000 2480000 0 155000 813750 1992184 56 90 2480000 2480000 0 155000 813750 1992432 57 91 2480000 2480000 0 155000 813750 1992680 58 92 2480000 2480000 0 155000 813750 1992928 59 93 2480000 2480000 0 155000 813750 1993175 60 94 2480000 2480000 0 155000 813750 1993424 61 95 2480000 2480000 0 155000 813750 1993672 62 96 2480000 2480000 0 155000 813750 1993920 63 97 2480000 2480000 0 155000 813750 1994168 64 98 2480000 2480000 0 155000 813750 1994416 65 99 2480000 2480000 0 155000 813750 1994664 66 100 2480000 2480000 0 155000 813750 1994912
Test Message Test Message Plan presentation prepared by: Test Message Test Message Premium Chart First Year Premium Subsequent Year Premiums Mode Basic Premium GST @ 4.5% Total Premium Yearly 99975 4499 104474 Half Yearly 50881 2290 53171 Quarterly 25632 1153 26785 Monthly 8608 387 8995 Mode Basic Premium GST @ 2.25% Total Premium Yearly 99975 2249 102224 Half Yearly 50881 1145 52026 Quarterly 25632 577 26209 Monthly 8608 194 8802 Avinash singh Development officer Dadar, Mumbai E-Mail : avinash.singh1@licindia.com Mobile : 9967398599
Plan presentation prepared by: Test Message Test Message Test Message Avinash singh Development officer Dadar, Mumbai E-Mail : avinash.singh1@licindia.com Mobile : 9967398599
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LIC AGENT meeting for new business geting

  • 1. PRESENTATION BY: REGIONAL MANAGER – MKTG DEVELOPMENT OFFICER MEET Team Avinash Meeting #no4 Welcome NO 4 20 JAN 2025
  • 5. Test Message Test Message LIC's Jeevan Utsav, is a versatile life insurance policy offering lifelong income and risk cover, with flexible premium payment terms from 5 to 16 years. It features Guaranteed Additions and allows policyholders to select between Regular and Flexi Income Benefits post-premium payment term, ensuring financial flexibility and security. The plan provides a robust life cover, with the death benefit comprising the higher of the Basic Sum Assured or 7 times the annualized premium, also ensuring it's at least 105% of all paid premiums. Policyholders can also enhance their coverage with optional riders and avail loans for additional liquidity. When opting for the Flexi Income Benefit, the policyholder is entitled to receive compounded interest at 5.5% on the remaining amount with LIC. Thus LIC's Jeevan Utsav is an attractive option for those seeking a balanced combination of savings, security, and income continuity in their insurance portfolio. Test Message Jeevan Utsav ( Plan No: 771) Plan presentation customised for... Mr. abc Age: 35 #1 Accidental Death and Disability Benefit rider Sum Assured : 1550000 Premium Payment : 15 years. Deferment Period : 2 years. AD and DB Rider Cover : 0 #1
  • 6. How the plan works... Mr. abc pays an annual premium of Rs. 1,04,474 for 15 years. Guaranteed Life-long annual survival benefit of Rs. 1,55,000 (@ 10.0% of Sum Assured) shall be paid from the end of18th policy year. Flexibility to withdraw survival benefits every year(Option 1) or reinvest the SB at compound interest rate of 5.5 % per annum (Option 2). Normal Insurance coverage and accidental insurance coverage is available during the term of the policy. Loan and surrender facility is available after one year and at least one full year premium payment. Tax benefits available on premium paid(u/s 80C) and survival and maturity benefits (u/s 10(10D)(Subject to conditions.
  • 7. Test Message Test Message Benefit Pattern Illustration (1612000 to 2480000) Age: 35 Age: 50 Age: 52 Age: 100 104474 Rs. 155000 When needed
  • 8. Test Message Guaranteed additions at the rate of 40 per 1000 sum assured shall be available during the premium paying period Test Message Test Message Benefits Amount Sum Assured 15,50,000 Guaranteed Additions (62000 X 15) 9,30,000 Life Long Income(10% of SA) 1,55,000 Deferment period 2 years Income Starting (Age 52) After 17 years Total premium paid: 15,35,610 Policy Year Age Normal Coverage Accident Coverage Yearly Premium Returns Option 1 Loan Cash Value 1 35 1612000 1612000 104474 0 0 0 2 36 1674000 1674000 102224 0 45965 61287 3 37 1736000 1736000 102224 0 83229 110972 4 38 1798000 1798000 102224 0 158853 211804 5 39 1860000 1860000 102224 0 211234 281645 6 40 1922000 1922000 102224 0 288672 384896 7 41 1984000 1984000 102224 0 377840 503787 8 42 2046000 2046000 102224 0 478838 638450 9 43 2108000 2108000 102224 0 591480 788640 10 44 2170000 2170000 102224 0 715976 954634 11 45 2232000 2232000 102224 0 819491 1092654 12 46 2294000 2294000 102224 0 929702 1239603 13 47 2356000 2356000 102224 0 1046993 1395991 14 48 2418000 2418000 102224 0 1171799 1562399 15 49 2480000 2480000 102224 0 1304976 1739968 16 50 2480000 2480000 0 0 1387188 1849584 17 51 2480000 2480000 0 0 1474980 1966640 18 52 2480000 2480000 0 155000 813750 1968128 19 53 2480000 2480000 0 155000 813750 1969616 20 54 2480000 2480000 0 155000 813750 1971103 21 55 2480000 2480000 0 155000 813750 1972592 22 56 2480000 2480000 0 155000 813750 1974080 23 57 2480000 2480000 0 155000 813750 1975568 24 58 2480000 2480000 0 155000 813750 1976808 25 59 2480000 2480000 0 155000 813750 1978296 26 60 2480000 2480000 0 155000 813750 1979536 27 61 2480000 2480000 0 155000 813750 1980775
  • 9. Test Message Note: All payments including Survival Benefits shall be paid at the end of the respective policy year. Policy Year Age Normal Coverage Accident Coverage Yearly Premium Returns Option 1 Loan Cash Value 28 62 2480000 2480000 0 155000 813750 1982016 29 63 2480000 2480000 0 155000 813750 1983007 30 64 2480000 2480000 0 155000 813750 1984000 31 65 2480000 2480000 0 155000 813750 1984992 32 66 2480000 2480000 0 155000 813750 1985735 33 67 2480000 2480000 0 155000 813750 1986231 34 68 2480000 2480000 0 155000 813750 1986728 35 69 2480000 2480000 0 155000 813750 1987224 36 70 2480000 2480000 0 155000 813750 1987472 37 71 2480000 2480000 0 155000 813750 1987720 38 72 2480000 2480000 0 155000 813750 1987968 39 73 2480000 2480000 0 155000 813750 1988216 40 74 2480000 2480000 0 155000 813750 1988463 41 75 2480000 2480000 0 155000 813750 1988712 42 76 2480000 2480000 0 155000 813750 1988960 43 77 2480000 2480000 0 155000 813750 1989208 44 78 2480000 2480000 0 155000 813750 1989456 45 79 2480000 2480000 0 155000 813750 1989704 46 80 2480000 2480000 0 155000 813750 1989952 47 81 2480000 2480000 0 155000 813750 1990200 48 82 2480000 2480000 0 155000 813750 1990447 49 83 2480000 2480000 0 155000 813750 1990696 50 84 2480000 2480000 0 155000 813750 1990944 51 85 2480000 2480000 0 155000 813750 1991191 52 86 2480000 2480000 0 155000 813750 1991440 53 87 2480000 2480000 0 155000 813750 1991688 54 88 2480000 2480000 0 155000 813750 1991936 55 89 2480000 2480000 0 155000 813750 1992184 56 90 2480000 2480000 0 155000 813750 1992432 57 91 2480000 2480000 0 155000 813750 1992680 58 92 2480000 2480000 0 155000 813750 1992928 59 93 2480000 2480000 0 155000 813750 1993175 60 94 2480000 2480000 0 155000 813750 1993424 61 95 2480000 2480000 0 155000 813750 1993672 62 96 2480000 2480000 0 155000 813750 1993920 63 97 2480000 2480000 0 155000 813750 1994168 64 98 2480000 2480000 0 155000 813750 1994416 65 99 2480000 2480000 0 155000 813750 1994664 66 100 2480000 2480000 0 155000 813750 1994912
  • 10. Test Message Test Message Plan presentation prepared by: Test Message Test Message Premium Chart First Year Premium Subsequent Year Premiums Mode Basic Premium GST @ 4.5% Total Premium Yearly 99975 4499 104474 Half Yearly 50881 2290 53171 Quarterly 25632 1153 26785 Monthly 8608 387 8995 Mode Basic Premium GST @ 2.25% Total Premium Yearly 99975 2249 102224 Half Yearly 50881 1145 52026 Quarterly 25632 577 26209 Monthly 8608 194 8802 Avinash singh Development officer Dadar, Mumbai E-Mail : avinash.singh1@licindia.com Mobile : 9967398599
  • 11. Plan presentation prepared by: Test Message Test Message Test Message Avinash singh Development officer Dadar, Mumbai E-Mail : avinash.singh1@licindia.com Mobile : 9967398599