This document outlines the benefits of a savings plan that provides RM3,600 in savings per year. The key benefits included are a RM180,000 hibah payment, RM30,000 in protection coverage in Saudi Arabia, RM2,000 for death benefits, RM30,000 for Hajj and charity. Additional benefits are RM3,600 in free savings annually, RM10,000 family protection coverage, annual dividends of 8-15%, and RM3,600 tax exemption. The projected 15-year cash value is RM72,000 based on a 30-year-old male participant. Contact information is provided to learn more.