This document discusses network marketing and Pancard Clubs Ltd. It provides background on network marketing, noting that it began in China in the 1920s and allows people to generate income with less work. It then lists the advantages of network marketing. The bulk of the document discusses Pancard Clubs Ltd, a network marketing company founded by Sudhir Moraveker. It provides financial data and rankings for the company and discusses how Pancard Clubs empowers ordinary people and has helped many marketing persons become successful entrepreneurs over the last 15 years. It concludes that Pancard Clubs is one of the best network marketing companies in the world and in India.