Overview of My Practice
- 1. Christopher B. Oland Morgan Stanley Smith Barney Global Wealth Management Chris manages the wealth of a select group of families throughout the Washington Metropolitan area. In working with his clients he takes on the role as their core advisor by providing asset, liability and transition management in coordination with their outside advisors -- such as accountants and attorneys. Planning Chris believes wealth planning is integral to the relationship he has with his clients. That¡¯s why he doesn¡¯t think you should pay extra for it. Yes, your portfolio may consist of stocks and bonds, some debt, real estate, possibly a business. But, he understands your portfolio is also your life - the places you¡¯d like to visit, the food bank you¡¯d like to grow, and the relationships you¡¯d like to protect. Chris has the ability to manage all your assets and aspirations. With that said, the responsibility of managing his client¡¯s wealth will always begin with a plan. Investments/Transparency Chris understands that every investor has unique investment needs and goals, many of which require targeted solutions. Chris is able to help you select suitable products and position your portfolio around your specific goals. He exclusively invests with third-party asset managers. His investment model does not use any Morgan Stanley products. This open architecture approach affords him the opportunity to offer the highest quality, most objective advice, by allowing him to be brand neutral. Privacy Understanding the need for privacy and security in today¡¯s environment, Chris has implemented exceptional safeguards to pursue a secure and confidential environment for his clients. Specifically, he has the ability to provide a completely paperless information flow, if requested. Also, with your permission, he has the ability to coordinate with your external advisors in a private and secure manner. Wealth preservation With Chris as your advisor, there will be a heavy emphasis on preservation of capital. Chris actively looks for potential pitfalls within the financial markets in order to pursue down-side protection for his clients. He also has access to innovative investment vehicles, such as structured notes, that provide clients with down-side protection while offering up-side opportunity. Cash flow Recognizing that clients need dependable cash flow in order to preserve their lifestyles, Chris structures his client¡¯s investments to facilitate steady and reliable cash flow from year to year. He communicates the exact source and stream of this cash flow to clients by designing an Endowment Spending Policy. Positive impact of wealth transfer Majority of Chris¡¯ clients are wealth generators, and know the value of self-reliance. They often want their children to embrace this value as well. Chris works closely with the patriarch and matriarch of his client¡¯s families to enhance the positive impact of wealth transfer upon children and grandchildren. Ultimately, it is Chris¡¯ goal to ensure that the wealth transfer process has a beneficial impact on future generations. Strategic Alliances Understanding that no one has a monopoly on good ideas and that your needs, goals and values are paramount, Chris has surrounded himself with a team of experienced tax and legal professionals throughout the community. He finds it imperative to coordinate with his client¡¯s tax and legal advisors to assess and deliver on your holistic wealth planning objectives. This includes not only your credit and deposit needs, but also your investment, trust and insurance needs. Christopher B. Oland ? Morgan Stanley Smith Barney Global Wealth Management 410 Severn Avenue, Suite 211 | Annapolis, Maryland 21403 | Office: 410-295-5824 | Fax: 410-295-5800 | Christopher.Oland@mssb.com