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5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 1
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 2
OVERVIEW
PayFuseNet gives your members freedom of choice while
maximizing your savings through our cost-plus methodology.
 Network presence established across the USA,
Puerto Rico, the Caribbean, Latin America, Europe,
Asia, New Zealand and South Africa.
 Directly contracted and managed to ensure strong
provider relationships and attain the most value for
our clients.
 Fully compliant with all USA federal and state
regulations.
 Zero-balance billing guarantee, worry-free access to
care.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 3
OVERVIEW
A provider network is only as strong the connections
between all parties in the healthcare equation.
Advocacy on behalf of patients and plan sponsors to address
care needs and maximize opportunities for cost savings. We
can coordinate care in advance and work with all parties to
manage claims already incurred or in process.
Expertise attained through over 75 years of combined
experience on all sides of the healthcare business means
theres never a situation we cant handle.
Compliance - Each claim that we adjudicate is validated
relative to regulatory and compliance guidelines to ensure
viability of payment based on the requirements of federal and
state guidelines.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 4
PROVIDER NETWORK OPTIONS
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 5
THE NETWORK WITHOUT WALLS
With PayFuseNet, there is no such thing as an
out-of-network provider.
 Providers are contracted on a cost-plus basis
with a competitive fee schedule that is fair to all
parties.
 Our cost-plus reimbursement methodology
utilizes real cost & quality data to determine a
fair retail price for medical services. This
approach leads to fair and sustainable pricing
for plan sponsors and their members.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 6
THE NETWORK WITHOUT WALLS
Our approach is the key to your savings, not provider
membership and discounts on inflated charges.
 When a member visits a
provider that has not been
contracted, we will invite the
provider to join our network
 With those not ready to join
the network, we will settle the
claim on a cost-plus basis and
offer immediate payment as an
incentive to reduce the billed
charges down to cost-plus
pricing.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 7
COST-PLUS REIMBURSEMENT
Cost-Plus reimbursement creates significant savings for
plan sponsors while allowing providers a fair profit based
on the actual cost of service.
 Each claim is compared to national data reported by state and
federal agencies, as well as to our own proprietary database
 Utilizing this data, we determine the actual cost of
service, needs of the provider to offset losses from providing
under-funded care and the fair retail cost of the service
provided.
 Our expertise and experience on all sides of the healthcare
industry gives us an invaluable advantage in negotiating
effectively and maintaining long-term relationships.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 8
COST-PLUS REIMBURSEMENT
Rather than pursuing discounts
on continually inflating prices,
we leverage real cost and quality
data, mined with our own
unique algorithm to achieve
superior and fair pricing.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 9
PAYFUSENET VERSUS PPO
PPO networks simply do not address the realities of todays
policies and the new challenges of the healthcare landscape.
 PPOs were designed for policies that are PPO in nature which
carry differentials and incentives for in & out of network access.
 These networks are now being used as a desperate means to
achieve discounts on highly inflated retail prices. PPO networks
are not concerned with the true cost of healthcare services.
 With PPO networks becoming so extensive, the concept of
discount for volume is nonexistent. Without this leverage, PPO
networks cannot effectively control billed charges and chase
discounts on inflated prices that continue to increase.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 10
KEY ADVANTAGES
PayFuseNet is designed to meet challenges and changes
of todays healthcare environment.
 Specifically developed for self-funded
employers and international insurers seeking
the freedom of an open access plan without
the premium price.
 Our approach removes all network barriers
because the reductions achieved are not
contingent upon provider network
membership.
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 11
KEY ADVANTAGES
PayFuseNet focuses on the needs of all parties in the
healthcare equation- payer, patient & provider!
 Our cost-plus reimbursement methodology
combined with innovative claims
administration strategies results in the fair and
stable pricing of healthcare services.
 We provide plan sponsors and members with
the highest level of customer service to ensure
a hassle-free and positive experience
5200 Blue Lagoon Dr. Suite #100  Miami, FL 33126  (305) 760 - 8739www.payerfusenet.com 12

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  • 1. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 1
  • 2. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 2 OVERVIEW PayFuseNet gives your members freedom of choice while maximizing your savings through our cost-plus methodology. Network presence established across the USA, Puerto Rico, the Caribbean, Latin America, Europe, Asia, New Zealand and South Africa. Directly contracted and managed to ensure strong provider relationships and attain the most value for our clients. Fully compliant with all USA federal and state regulations. Zero-balance billing guarantee, worry-free access to care.
  • 3. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 3 OVERVIEW A provider network is only as strong the connections between all parties in the healthcare equation. Advocacy on behalf of patients and plan sponsors to address care needs and maximize opportunities for cost savings. We can coordinate care in advance and work with all parties to manage claims already incurred or in process. Expertise attained through over 75 years of combined experience on all sides of the healthcare business means theres never a situation we cant handle. Compliance - Each claim that we adjudicate is validated relative to regulatory and compliance guidelines to ensure viability of payment based on the requirements of federal and state guidelines.
  • 4. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 4 PROVIDER NETWORK OPTIONS
  • 5. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 5 THE NETWORK WITHOUT WALLS With PayFuseNet, there is no such thing as an out-of-network provider. Providers are contracted on a cost-plus basis with a competitive fee schedule that is fair to all parties. Our cost-plus reimbursement methodology utilizes real cost & quality data to determine a fair retail price for medical services. This approach leads to fair and sustainable pricing for plan sponsors and their members.
  • 6. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 6 THE NETWORK WITHOUT WALLS Our approach is the key to your savings, not provider membership and discounts on inflated charges. When a member visits a provider that has not been contracted, we will invite the provider to join our network With those not ready to join the network, we will settle the claim on a cost-plus basis and offer immediate payment as an incentive to reduce the billed charges down to cost-plus pricing.
  • 7. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 7 COST-PLUS REIMBURSEMENT Cost-Plus reimbursement creates significant savings for plan sponsors while allowing providers a fair profit based on the actual cost of service. Each claim is compared to national data reported by state and federal agencies, as well as to our own proprietary database Utilizing this data, we determine the actual cost of service, needs of the provider to offset losses from providing under-funded care and the fair retail cost of the service provided. Our expertise and experience on all sides of the healthcare industry gives us an invaluable advantage in negotiating effectively and maintaining long-term relationships.
  • 8. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 8 COST-PLUS REIMBURSEMENT Rather than pursuing discounts on continually inflating prices, we leverage real cost and quality data, mined with our own unique algorithm to achieve superior and fair pricing.
  • 9. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 9 PAYFUSENET VERSUS PPO PPO networks simply do not address the realities of todays policies and the new challenges of the healthcare landscape. PPOs were designed for policies that are PPO in nature which carry differentials and incentives for in & out of network access. These networks are now being used as a desperate means to achieve discounts on highly inflated retail prices. PPO networks are not concerned with the true cost of healthcare services. With PPO networks becoming so extensive, the concept of discount for volume is nonexistent. Without this leverage, PPO networks cannot effectively control billed charges and chase discounts on inflated prices that continue to increase.
  • 10. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 10 KEY ADVANTAGES PayFuseNet is designed to meet challenges and changes of todays healthcare environment. Specifically developed for self-funded employers and international insurers seeking the freedom of an open access plan without the premium price. Our approach removes all network barriers because the reductions achieved are not contingent upon provider network membership.
  • 11. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 11 KEY ADVANTAGES PayFuseNet focuses on the needs of all parties in the healthcare equation- payer, patient & provider! Our cost-plus reimbursement methodology combined with innovative claims administration strategies results in the fair and stable pricing of healthcare services. We provide plan sponsors and members with the highest level of customer service to ensure a hassle-free and positive experience
  • 12. 5200 Blue Lagoon Dr. Suite #100 Miami, FL 33126 (305) 760 - 8739www.payerfusenet.com 12