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PLATFORM TERMS AND CONDITIONS
1. RECITALS
These terms and conditions (the “Terms”) shall constitute a legally binding agreement
between the Administrator and the User (as these terms are defined below) (the “Parties”)
in respect of the usage of the Platform and the Platform Services (as these terms are
defined below).
By accessing the Platform or consuming any of the Platform Services, or accessing in any
manner, the Platform, you represent, warrant and agree that you give us your irrevocable
written consent to accept these Terms.
Please review these Terms carefully before you decide whether to accept them and use
the Platform.
2. INTERPRETATION
2.1 DEFINITIONS
Unless the context otherwise requires, in these Terms, the following terms shall have the
following meanings:
“Administrator” means E-TRADE HUB, a legal entity incorporated under the laws of the Republic
of Poland, with registration number 0000643545, having its registered office at Zamkneta str,
10, of. 19, Krakow 30-554, Poland, which administers the Platform;
“Balance” means any types of assets, which may be received by the User depending on his
performance as provided in the documents, which specify the terms and conditions related to
the operation of the relevant Project;
“Business Day” means a day, when the Platform is operational as set by the Administrator at
its sole discretion;
“Communication Business Day” means a day other than Saturday and Sunday or public holiday
in the Republic of Poland on which banks generally are open in Krakow (Poland);
“Force Majeure” means extraordinary events, which are beyond the reasonable control of the
Party, which occur after the acceptance of these Terms by the Parties, and which the Parties
could not reasonably foresee or prevent. In particular, the following events shall constitute an
extraordinary event:
acts of God, flood, drought, earthquake, explosion or other natural disaster;

acts of terrorism, civil war, civil commotion or riots, war (declared or undeclared), threat of or
preparation for war, armed conflict, imposition of sanctions, embargo, breaking off of
diplomatic relations, invasion, acts of foreign enemies, hostilities (whether war is declared or
not), rebellion, revolution, insurrection of military or usurped power, requisition or compulsory
acquisition by any governmental or competent authority;
any law or any action taken by a government or public authority in effect on or after the date
of these Terms (which impede fulfilment of obligations by the Parties under these Terms),
including without limitation imposing an export or import restriction, currency restriction,
quota or prohibition, or failing to grant a necessary licence or consent; and
collapse of buildings, fire, explosion or accident; national or regional emergency, strikes,
labour stoppages or slowdowns or other industrial disturbances;
epidemic or pandemic;
ionising radiation or contamination, radio activity from any nuclear fuel or from any nuclear
waste from the combustion of nuclear fuel, radioactive toxic explosive or other hazardous
properties of any explosive assembly or nuclear component; or
pressure waves caused by aircraft or other aerial devices traveling at sonic or supersonic
speeds;
“User” means any person, who has fulfilled all applicable condition (-s) precedent (-s) for
opening of the Account and is admitted to participation in at least one Project;
“Personal Account” means the personal account of the User registered within the Platform;
“Platform” means platform “Synterium”, which provides Platform Services;
“Platform Services” means the Project Services and User Services;
“Privacy Policy” means policy governing the processing of personal data, we obtain when you
open the Personal Account, as may be amended from time to time;
“Project” means any entrepreneurial, passive interest, social or other project, which was
admitted by the Administrator to the Platform and is available for the User, which holds the
Personal Account;
“Project Documents” means any documents, which provide the terms and conditions related
to the operation of the relevant Project and participation in the Project and any other
agreements or deeds regarding the Project;

“Terms of Personal Account” means the Personal Account terms and conditions, which are
available for the User at the Platform;
“we”, “us”, “our” means the Administrator; and
“you”, “your” means the User.
2.2 MEANING OF REFERENCES
In these Terms, except where the context otherwise requires:
words importing one gender shall be treated as importing any gender, words importing
the singular shall be treated as importing the plural and vice versa, and words
importing the whole shall be treated as including a reference to any part thereof;
references to any document (including these Terms) are references to that document
as amended, consolidated, supplemented, novated or replaced from time to time;
references to the word “include” or “including” or “in particular” (or any similar term)
are not to be construed as implying any limitation, except where made together with
words like “exclusively” (or any similar term) and general words introduced by the word
“other” (or any similar term) shall not be given a restrictive meaning by reason of the
fact that they are preceded by words indicating a particular class of acts, matters or
things;
references to a “person” or “entity” shall include any individual, firm, body corporate,
unincorporated association, government, state or agency of state, association, joint
venture or partnership, in each case whether or not having a separate legal personality;
if a period of time is specified as from a given day, or from the day of an act or event,
it shall be calculated exclusive of that day; and
any obligation in these Terms on a person not to do something includes an obligation
not to agree or allow that thing to be done.
2.3 HEADINGS
Clause, paragraph, and section headings are inserted for ease of reference only and shall not
affect construction.
2.4 MEANING OF UNDEFINED TERMS
If a word or term used in these Terms is not defined in this section 2, it shall have the meaning
given in the text of these Terms.

2.5 NO STRICT CONSTRUCTION
In the event that an ambiguity or question of intent or interpretation arises, no presumption
or burden of proof shall arise favouring or disfavouring any party by virtue of the authorship
of any provisions of these Terms.
3. NO OFFER
For the avoidance of doubts, any information available on the Website, except for the Project
Documents (as applicable), shall not constitute an offer to participate in any Project or
support the Project in any manner.
4. PLATFORM
4.1 PLATFORM
The Platform is a virtual platform for the marketing promotion of goods and services,
which allows reaching the new consumer markets worldwide.
The Platform may provide both Project Services and User Services at its sole discretion.
4.2 PLATFORM ACCESS
The Platform shall be available for the access by the Users at all times.
4.3 NO LIABILITY
For the avoidance of doubts, by providing the Platform Services the Platform shall not be
liable to any Project or User for any matters related to or consequences of consumption of
the Platform Services.
5. PROJECT SERVICES
The Platform may provide to the Projects the following services at its own discretion:
marketing promotion of the relevant Project;
accounting of the respective financial commitments of the third parties towards
the Users of the relevant Project;
integration of different services necessary for the proper functioning of the
relevant Project; and

other services, which the Platform may provide to the Projects from time to time
(the “Projects Services”).
For the avoidance of doubts, by providing the Project Services the Platform shall not
be liable to any User for any matters related to or consequences of his participation in
any Project available on the Platform.
6. COOPERATION WITH PROJECTS
The terms and conditions of the cooperation between the Platform and the Project shall
be specified in the relevant agreement between the Administrator and the owner of the
relevant Project.
The agreement between the Administrator and the owner of the relevant Project shall
be confidential and shall not be disclosed by its parties, unless otherwise is required
by the applicable law.
7. USER SERVICES
The Platform may provide to the Users the following services at its own discretion:
ability to propose the new Project for the consideration of the Administrator;
opening and maintenance of the Personal Account; and
other services, which the Platform may provide to the Users from time to time (the
“User Services”).
8. PROJECT PROPOSAL
8.1 PROJECT PROPOSAL
The User shall have the right to propose the Project for consideration of the Administrator by
contacting the Administrator through the “Contact us” facility on the Platform.
8.2 FEEDBACK ON PROPOSED PROJECT
For the avoidance of doubts, it is the sole discretion of the Administrator to provide any
feedback in respect of the Project proposed by such User and Administrator’s consideration
of the Project proposed by the User shall not constitute the consent of the Administrator to
implement such Project or promote such Project in any manner.

8.3 ILLEGAL PROJECT
For the avoidance of doubts, the Administrator shall reserve the right to notify any law-
enforcement authorities or any other authorities (as applicable) of the Project proposed by
the User if such Project, as determined at Administrator’s sole discretion, may be deemed
illegal or infringing the rights of the Administrator or its affiliates.
9. PERSONAL ACCOUNT
9.1 PLATFORM FUNCTIONALITY
The complete functionality of the Platform shall be available to the User upon opening of the
Personal Account.
9.2 PERSONAL ACCOUNT
The terms of opening and functionality of the Personal Account shall be provided in the Terms
of Personal Account.
10. PROHIBITED ACTIVITIES
It is strictly forbidden to use the Platform to propose the Project, which does not comply with
the laws and regulations applicable to the relevant User.
10.1 PROHIBITED COUNTRIES OF RESIDENCE
You may not use the Platform if you are residing in any of the following countries:
Afghanistan, Cuba, Eritrea, Iran, Iraq, Libya, North Korea, South Sudan, Sudan, Syria or Crimea.
This list is not exhaustive and we may, at our sole discretion, decide to discontinue or restrict
access to the Platform in other countries at any time and without prior notice. We reserve the
right to block your access to the Platform at any time if we reasonably believe to be required
to do so by law or to comply with recommendations issued by a relevant government
authority or recognised body for the prevention of financial crime.
11. CHANGES TO TERMS
11.1 CHANGES TO TERMS
These Terms and any additional terms and conditions that may apply are subject to change.
Changes will be implemented with notice from us under the procedure set forth in this section
11.

11.2 NOTIFICATION ON CHANGES TO TERMS
We shall notify you on any proposed change by publishing a relevant message in your Personal
Account.
11.3 EFFECTIVE DATE OF CHANGES TO TERMS
The proposed changes to the Terms shall come into effect immediately after publication on
the Website and you shall not have the right to object to such a change.
12. ENTREPRENEURIAL RISKS
The User hereby confirms that he understands and takes all entrepreneurial risks
related to participation in any Project and that the participation in any Project does not
automatically grant any Balance. For the avoidance of doubts, the Administrator does
not provide any guarantee as to the receipt of any Balance due to User’s participation
in any Project, and administration of the Platform by the Administrator shall not
constitute such guarantee.
For the avoidance of doubts, neither the Platform, nor the Administrator shall regulate
the relations between the Users of the relevant Project. The Platform and the
Administrator shall not be liable for any damages incurred to the User by another User
or any third parties.
13. COMMUNICATION
We usually contact you via e-mail. For this purpose, you must at all times maintain at least one
valid e-mail address in your Personal Account profile. You are required to check for incoming
messages regularly and frequently. E-mails may contain links to further communication on the
Website. Any communication or notice sent by e-mail will be deemed received by you on the same
day if it is received in your e-mail inbox before 5.30 pm on a Business Day. If it is received in your
e-mail inbox after 5:30 pm on a Business Day or at any other time, it will be deemed received on
the next Business Day.
13.1 ACCESS TO E-MAILS
To view e-mails you need a computer with email software that can display emails in HTML
format.
13.2 COMMUNICATION LANGUAGE
We will communicate to you in English and will always accept communications made to
us in English. Documents or communications in any other languages are for

convenience only and shall not constitute an obligation on us to conduct any further
communication in that language
The User shall communicate us in English only.
13.3 ADMINISTRATOR CONTACT DETAILS
You may contact us during Business Hours via the “Contact us” facility on the Platform.
14. NO WARRANTY
THE PLATFORM, AS WELL AS THE PLATFORM SERVICES ARE PROVIDED “AS IS” AND “AS
AVAILABLE”, WITHOUT ANY REPRESENTATION OF WARRANTY, WHETHER EXPRESS, IMPLIED, OR
STATUTORY. USE OF THE PLATFORM AS WELL AS THE PLATFORM SERVICES IS AT YOUR OWN
RISK. THE ADMINISTRATOR AND OUR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, EMPLOYEES,
AND SUPPLIERS, SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NEITHER THE
ADMINISTRATOR, NOR ITS AFFILIATES HAVE CONTROL OF, OR LIABILITY FOR, SERVICES THAT ARE
PAID FOR USING THE PLATFORM AS WELL AS THE PLATFORM SERVICES AND CANNOT ENSURE
THAT ANY THIRD PARTY YOU TRANSACT WITH WILL COMPLETE THE TRANSACTION. NEITHER THE
ADMINISTRATOR, NOR ITS AFFILIATES REPRESENT OR WARRANT THAT THE PLATFORM AS WELL
AS THE PLATFORM SERVICES WILL MEET YOUR REQUIREMENTS, BE CONTINUOUS,
UNINTERRUPTED, SECURE, TIMELY, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. NO
ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE
ADMINISTRATOR, OR ITS AFFILIATES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN
THESE TERMS. NEITHER THE ADMINISTRATOR, NOR ITS AFFILIATES SHALL BE RESPONSIBLE FOR
ANY SERVICE INTERRUPTIONS OR SYSTEM FAILURES THAT MAY AFFECT THE PROCESSING,
COMPLETION, OR SETTLEMENT OF TRANSACTIONS. THIS DISCLAIMER OF WARRANTY SECTION
SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.
15. NO PARTNERSHIP OR AGENCY
Nothing in these Terms shall be deemed to constitute a partnership between the Parties or
constitute any Party the agent of any other Party for any purpose.
16. FORCE MAJEURE
You understand and agree that we shall not be held liable for any losses or damages resulting
from suspension of the Platform Services due to Force Majeure events.
17. ENTIRE AGREEMENT
Subject to any terms implied by the applicable law, these Terms represent the whole and only

agreement between the Parties in relation to the Platform Services and supersede any previous
agreement (whether written or oral) between the Parties in relation to the subject matter of
any such document, save that nothing in these Terms shall exclude any liability for, or remedy
in respect of, fraudulent misrepresentation.
18. THIRD PARTY RIGHTS
The Parties do not intend that any term of these Terms shall be enforceable by virtue of the
Contracts (Rights of Third Parties) Act 1999 by any person who is not a party to these Terms.
19. SEVERABILITY
If any provision of these Terms is held by a court of competent jurisdiction to be illegal, invalid
or unenforceable in any respect under the law of any jurisdiction, then such provision shall (so
far as it is invalid or unenforceable) be given no effect and shall be deemed not to be included
in these Terms but without invalidating any of the remaining provisions of these Terms. Any
provision of these Terms held invalid or unenforceable only in part or degree will remain in
full force and effect to the extent not held invalid or unenforceable. The Parties shall then use
all reasonable efforts to replace the invalid or unenforceable provision(s) by a valid and
enforceable substitute provision the effect of which is as close as possible to the intended
effect of the invalid or unenforceable provision.
20. JURISDICTION
Any dispute arising out of or in connection with these Terms (including a dispute relating to
the existence, validity or termination of these Terms) shall be referred to the courts of Poland
subject to the applicable jurisdiction rules.
21. GOVERNING LAW
The construction, validity and performance of these Terms and all non-contractual obligations
arising from, or connected with, these Terms shall be governed by Polish law.
07 December 2017

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