ºÝºÝߣ

ºÝºÝߣShare a Scribd company logo
1
§±§²§¡§£§ª§­§¡
§±§â§à§Ô§â§Ñ§Þ§Þ§í ?§¨§¬§· §¢§à§ß§å§ã?
1. §´§Ö§â§Þ§Ú§ß§í §Ú §à§á§â§Ö§Õ§Ö§Ý§Ö§ß§Ú§ñ
§¡§Ü§è§Ú§ñ ¨C §Þ§Ñ§â§Ü§Ö§ä§Ú§ß§Ô§à§Ó§à§Ö §Ú/§Ú§Ý§Ú §â§Ö§Ü§Ý§Ñ§Þ§ß§à§Ö §Þ§Ö§â§à§á§â§Ú§ñ§ä§Ú§Ö, §ã§à§á§â§à§Ó§à§Ø§Õ§Ñ§ð§ë§Ö§Ö§ã§ñ §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö§Þ
§¢§à§ß§å§ã§à§Ó.
§¢§Ñ§ß§Ü ¨C §°§ä§Ü§â§í§ä§à§Ö §Ñ§Ü§è§Ú§à§ß§Ö§â§ß§à§Ö §à§Ò§ë§Ö§ã§ä§Ó§à ?§£§à§ã§ä§à§é§ß§í§Û §ï§Ü§ã§á§â§Ö§ã§ã §Ò§Ñ§ß§Ü? (§°§¡§° §¬§¢
?§£§à§ã§ä§à§é§ß§í§Û?), §¤§Ö§ß§Ö§â§Ñ§Ý§î§ß§Ñ§ñ §Ý§Ú§è§Ö§ß§Ù§Ú§ñ §¸§¢ §²§¶ ¡í 1460 §à§ä 16.07.2012 §Ô.
§¢§à§ß§å§ã ¨C §å§ã§Ý§à§Ó§ß§Ñ§ñ §Ö§Õ§Ú§ß§Ú§è§Ñ, §Ù§Ñ§é§Ú§ã§Ý§ñ§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §ß§Ñ §ã§á§Ö§è§Ú§Ñ§Ý§î§ß§í§Û §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ú §ã§á§Ú§ã§í§Ó§Ñ§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §ã §¢§à§ß§å§ã§ß§à§Ô§à §ã§é§Ö§ä§Ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §Ú
§Õ§Ñ§ð§ë§Ñ§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §á§â§Ñ§Ó§à §ß§Ñ §á§à§Ý§å§é§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ. §¢§à§ß§å§ã§í §Ú§ã§á§à§Ý§î§Ù§å§ð§ä§ã§ñ §ä§à§Ý§î§Ü§à §Ó
§å§é§Ö§ä§ß§í§ç §è§Ö§Ý§ñ§ç §Ú §ß§Ö §ñ§Ó§Ý§ñ§ð§ä§ã§ñ §Ú §ß§Ö §Þ§à§Ô§å§ä §ñ§Ó§Ý§ñ§ä§î§ã§ñ §ã§â§Ö§Õ§ã§ä§Ó§à§Þ §á§Ý§Ñ§ä§Ö§Ø§Ñ, §Ü§Ñ§Ü§Ú§Þ-§Ý§Ú§Ò§à §Ó§Ú§Õ§à§Þ
§Ó§Ñ§Ý§ð§ä§í §Ú§Ý§Ú §è§Ö§ß§ß§à§Û §Ò§å§Þ§Ñ§Ô§à§Û, §ß§Ö §Þ§à§Ô§å§ä §Ò§í§ä§î §à§Ò§ß§Ñ§Ý§Ú§é§Ö§ß§í, §á§à§Õ§Ñ§â§Ö§ß§í §ä§â§Ö§ä§î§Ú§Þ §Ý§Ú§è§Ñ§Þ §Ú§Ý§Ú
§á§Ö§â§Ö§Õ§Ñ§ß§í §á§à §ß§Ñ§ã§Ý§Ö§Õ§ã§ä§Ó§å.
§¢§à§ß§å§ã§ß§à§Ö §£§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö ¨C §Ó§í§â§Ñ§Ø§Ö§ß§ß§à§Ö §Ó §â§å§Ò§Ý§ñ§ç §é§Ñ§ã§ä§Ú§é§ß§à§Ö §Ú§Ý§Ú §á§à§Ý§ß§à§Ö §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö
§¢§Ñ§ß§Ü§à§Þ §ã§å§Þ§Þ§í, §ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§ß§à§Û §ã§à §³§é§Ö§ä§Ñ §å§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ß§Ñ §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·.
§¢§à§ß§å§ã§ß§Ñ§ñ §°§á§Ö§â§Ñ§è§Ú§ñ ¨C §ã§à§Ó§Ö§â§ê§Ö§ß§ß§Ñ§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ñ§ñ §à§á§Ö§â§Ñ§è§Ú§ñ, §ñ§Ó§Ý§ñ§ð§ë§Ñ§ñ§ã§ñ §Ó
§ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §à§ã§ß§à§Ó§Ñ§ß§Ú§Ö§Þ §Õ§Ý§ñ §Ù§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ
§ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ö§Ô§à §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§Ñ §¢§à§ß§å§ã§à§Ó
§¢§à§ß§å§ã§ß§í§Û §³§é§Ö§ä ¨C §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §ß§Ñ §Ü§à§ä§à§â§í§Û §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §¢§Ñ§ß§Ü§à§Þ
§Ù§Ñ§é§Ú§ã§Ý§ñ§ð§ä§ã§ñ §Ú §ã §Ü§à§ä§à§â§à§Ô§à §¢§Ñ§ß§Ü§à§Þ §ã§á§Ú§ã§í§Ó§Ñ§ð§ä§ã§ñ §¢§à§ß§å§ã§í. §¢§à§ß§å§ã§ß§í§Û §³§é§Ö§ä §ß§Ö §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ú§Þ
§ã§é§Ö§ä§à§Þ, §Ü §Ü§à§ä§à§â§à§Þ§å §ï§Þ§Ú§ä§Ú§â§à§Ó§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ.
§¬§Ñ§â§ä§Ñ ¨C §ï§Þ§Ú§ä§Ú§â§å§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ñ§ñ §Ü§Ñ§â§ä§Ñ, §á§â§Ú §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ú §Ü§à§ä§à§â§à§Û, §Ó §ã§Ý§å§é§Ñ§Ö
§á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ §¢§Ñ§ß§Ü§Ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §ã§à§Ô§Ý§Ñ§ã§ß§à §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ §Ú §´§Ñ§â§Ú§æ§Ñ§Þ §¢§Ñ§ß§Ü§Ñ
§á§â§à§Ú§Ù§Ó§à§Õ§ñ§ä§ã§ñ §±§â§à§è§Ö§Õ§å§â§í §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ú §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó, §Ú §Ü§à§ä§à§â§Ñ§ñ §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ý§ñ§Ö§ä §á§â§Ñ§Ó§à
§µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ó§à§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ä§î§ã§ñ §¢§à§ß§å§ã§ß§í§Þ §£§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö§Þ.
§¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ ¨C §æ§Ú§Ù§Ú§é§Ö§ã§Ü§à§Ö §Ý§Ú§è§à, §Ù§Ñ§Ü§Ý§ð§é§Ú§Ó§ê§Ö§Ö §ã §¢§Ñ§ß§Ü§à§Þ §Õ§à§Ô§à§Ó§à§â, §á§à §å§ã§Ý§à§Ó§Ú§ñ§Þ §Ü§à§ä§à§â§à§Ô§à
§¢§Ñ§ß§Ü §à§ä§Ü§â§í§Ý §¬§Ý§Ú§Ö§ß§ä§å §³§é§Ö§ä §Ú §Ó§í§á§å§ã§ä§Ú§Ý §Ü §ß§Ö§Þ§å §¬§Ñ§â§ä§å.
§­§Ú§Þ§Ú§ä §Ñ§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú ¨C §°§ã§ä§Ñ§ä§à§Ü §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§ç§ã§ñ §ß§Ñ §³§é§Ö§ä§Ö §¬§Ý§Ú§Ö§ß§ä§Ñ, §Ñ
§ä§Ñ§Ü§Ø§Ö §ã§å§Þ§Þ§Ñ §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§ß§à§Ô§à §­§Ú§Þ§Ú§ä§Ñ §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ (§á§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú), §Õ§à§ã§ä§å§á§ß§í§Ö §Õ§Ý§ñ
§ã§à§Ó§Ö§â§ê§Ö§ß§Ú§ñ §à§á§Ö§â§Ñ§è§Ú§Û c §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä§í §Ú §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§í§Ö §Ó §á§â§à§è§Ö§ã§ã§Ú§ß§Ô§à§Ó§à§Þ §è§Ö§ß§ä§â§Ö
§¢§Ñ§ß§Ü§Ñ.
§°§á§Ö§â§Ñ§è§Ú§à§ß§ß§í§Û §Õ§Ö§ß§î ¨C §Ó§â§Ö§Þ§Ö§ß§ß§à§Û §á§Ö§â§Ú§à§Õ, §Ó §ä§Ö§é§Ö§ß§Ú§Ö §Ü§à§ä§à§â§à§Ô§à §¢§Ñ§ß§Ü §á§â§Ú§ß§Ú§Þ§Ñ§Ö§ä §Ú
§Ú§ã§á§à§Ý§ß§ñ§Ö§ä §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ. §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§í§Û §Õ§Ö§ß§î §à§á§â§Ö§Õ§Ö§Ý§ñ§Ö§ä§ã§ñ §á§à §Þ§Ö§ã§ä§å §à§ä§Ü§â§í§ä§Ú§ñ §³§é§Ö§ä§Ñ.
§±§â§Ñ§Ó§Ú§Ý§Ñ ¨C §ß§Ñ§ã§ä§à§ñ§ë§Ú§Û §Õ§à§Ü§å§Þ§Ö§ß§ä, §à§á§â§Ö§Õ§Ö§Ý§ñ§ð§ë§Ú§Û §å§ã§Ý§à§Ó§Ú§ñ §Ú §á§à§â§ñ§Õ§à§Ü §å§é§Ñ§ã§ä§Ú§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç
§Ý§Ú§è §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö.
§±§â§à§Ô§â§Ñ§Þ§Þ§Ñ ¨C §â§Ö§Ñ§Ý§Ú§Ù§å§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §á§â§à§Ô§â§Ñ§Þ§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú ?§¨§¬§· §¢§à§ß§å§ã?, §á§à§ã§ä§â§à§Ö§ß§ß§Ñ§ñ §ß§Ñ
§ã§Ú§ã§ä§Ö§Þ§Ö §ß§Ñ§Ü§à§á§Ý§Ö§ß§Ú§ñ §Ú §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó.
§±§â§à§è§Ö§Õ§å§â§Ñ §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó ¨C §á§â§à§è§Ö§Õ§å§â§Ñ, §Ó §â§Ö§Ù§å§Ý§î§ä§Ñ§ä§Ö §Ü§à§ä§à§â§à§Û §á§â§à§Ú§ã§ç§à§Õ§Ú§ä
§å§Ó§Ö§Ý§Ú§é§Ö§ß§Ú§Ö §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§Ñ §¢§à§ß§å§ã§à§Ó §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §³§é§Ö§ä§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §á§à §à§ã§ß§à§Ó§Ñ§ß§Ú§ñ§Þ,
§á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Þ §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ§ç.
§±§â§à§è§Ö§Õ§å§â§Ñ §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó ¨C §á§â§à§è§Ö§Õ§å§â§Ñ, §Ó §â§Ö§Ù§å§Ý§î§ä§Ñ§ä§Ö §Ü§à§ä§à§â§à§Û §á§â§à§Ú§ã§ç§à§Õ§Ú§ä
§å§Þ§Ö§ß§î§ê§Ö§ß§Ú§Ö §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§Ñ §¢§à§ß§å§ã§à§Ó §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §³§é§Ö§ä§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §á§à §à§ã§ß§à§Ó§Ñ§ß§Ú§ñ§Þ,
§á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Þ §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ§ç.
§±§â§à§è§Ö§Õ§å§â§Ñ §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó ¨C §à§ä§Þ§Ö§ß§Ñ §á§â§Ñ§Ó§Ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ß§Ñ §á§à§Ý§å§é§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à
§Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §á§à §¢§à§ß§å§ã§Ñ§Þ, §â§Ñ§ß§Ö§Ö §Ù§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§Þ §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä, §á§å§ä§Ö§Þ §á§â§à§Ó§Ö§Õ§Ö§ß§Ú§ñ §±§â§à§è§Ö§Õ§å§â§í
§³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó §ã §¢§à§ß§å§ã§ß§à§Ô§à §ã§é§Ö§ä§Ñ.
§³§é§Ö§ä ¨C §ä§Ö§Ü§å§ë§Ú§Û §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ú§Û §ã§é§Ö§ä, §à§ä§Ü§â§í§ä§í§Û §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §¢§Ñ§ß§Ü§Ö, §Ü §Ü§à§ä§à§â§à§Þ§å
§ï§Þ§Ú§ä§Ú§â§à§Ó§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ.
§µ§ã§Ý§å§Ô§Ú §¨§¬§· ¨C §ï§Ý§Ö§Ü§ä§â§à§ã§ß§Ñ§Ò§Ø§Ö§ß§Ú§Ö, §Ó§à§Õ§à§ã§ß§Ñ§Ò§Ø§Ö§ß§Ú§Ö §Ú §Ó§à§Õ§à§à§ä§Ó§Ö§Õ§Ö§ß§Ú§Ö, §Ý§Ú§æ§ä§à§Ó§à§Ö §ç§à§Ù§ñ§Û§ã§ä§Ó§à,
§ã§Ý§Ñ§Ò§à§ä§à§é§ß§í§Ö §ã§Ö§ä§Ú (§Ó §ä.§é. §ä§Ö§Ý§Ö§Ü§à§Þ§Þ§å§ß§Ú§Ü§Ñ§è§Ú§à§ß§ß§í§Ö), §Ó§í§Ó§à§Ù §Þ§å§ã§à§â§Ñ, §Ü§Ñ§á§Ú§ä§Ñ§Ý§î§ß§í§Û §Ú §ä§Ö§Ü§å§ë§Ú§Û
2
§â§Ö§Þ§à§ß§ä §Ù§Õ§Ñ§ß§Ú§Û, §ä§Ö§Ü§å§ë§Ñ§ñ §å§Ò§à§â§Ü§Ñ, §ã§à§Õ§Ö§â§Ø§Ñ§ß§Ú§Ö §á§â§Ú§Õ§à§Þ§à§Ó§í§ç §ä§Ö§â§â§Ú§ä§à§â§Ú§Û §Ú §Ú§ß§í§Ö §å§ã§Ý§å§Ô§Ú, §ã§Ó§ñ§Ù§Ñ§ß§ß§í§Ö
§ã §æ§å§ß§Ü§è§Ú§à§ß§Ú§â§à§Ó§Ñ§ß§Ú§Ö§Þ §Ú§ß§Ø§Ö§ß§Ö§â§ß§à§Û §Ú§ß§æ§â§Ñ§ã§ä§â§å§Ü§ä§å§â§í §Ù§Õ§Ñ§ß§Ú§Û, §à§Ò§Ö§ã§á§Ö§é§Ö§ß§Ú§Ö§Þ §å§Õ§à§Ò§ã§ä§Ó§Ñ §Ú
§Ü§à§Þ§æ§à§â§ä§Ñ§Ò§Ö§Ý§î§ß§à§ã§ä§Ú §á§â§à§Ø§Ú§Ó§Ñ§ß§Ú§ñ §Ú §ß§Ñ§ç§à§Ø§Õ§Ö§ß§Ú§ñ §Ó §ß§Ú§ç §Ý§ð§Õ§Ö§Û.
§µ§é§Ñ§ã§ä§ß§Ú§Ü §±§â§à§Ô§â§Ñ§Þ§Þ§í (§µ§é§Ñ§ã§ä§ß§Ú§Ü) ¨C §¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§Û§ã§ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö
§å§Ü§Ñ§Ù§Ñ§ß§ß§í§Þ §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ú§ç §±§â§Ñ§Ó§Ú§Ý§Ñ§ç §ã§á§à§ã§à§Ò§à§Þ.
2. §°§Ò§ë§Ú§Ö §á§à§Ý§à§Ø§Ö§ß§Ú§ñ
2.1.§¯§Ñ§ã§ä§à§ñ§ë§Ú§Ö §±§â§Ñ§Ó§Ú§Ý§Ñ §á§â§à§Ô§â§Ñ§Þ§Þ§í ?§¨§¬§· §¢§à§ß§å§ã? §à§á§â§Ö§Õ§Ö§Ý§ñ§ð§ä §å§ã§Ý§à§Ó§Ú§ñ §Ú §á§à§â§ñ§Õ§à§Ü
§å§é§Ñ§ã§ä§Ú§ñ §Ü§Ý§Ú§Ö§ß§ä§à§Ó §¢§Ñ§ß§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö.
2.2.§¥§Ö§Û§ã§ä§Ó§Ú§Ö §±§â§à§Ô§â§Ñ§Þ§Þ§í §â§Ñ§ã§á§â§à§ã§ä§â§Ñ§ß§ñ§Ö§ä§ã§ñ §ß§Ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§ç§ã§ñ §Ü
§±§â§à§Ô§â§Ñ§Þ§Þ§Ö.
2.3.§©§Ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ö §Ó §á§Ö§â§Ú§à§Õ §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §Ü§Ñ§Ø§Õ§à§Û §¢§à§ß§å§ã§ß§à§Û §°§á§Ö§â§Ñ§è§Ú§Ú §¢§Ñ§ß§Ü
§ß§Ñ§é§Ú§ã§Ý§ñ§Ö§ä §¢§à§ß§å§ã§í §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §á§à§â§ñ§Õ§Ü§Ö, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§à§Þ §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú.
2.4.§±§â§à§Ô§â§Ñ§Þ§Þ§Ñ §ß§Ö §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §Ý§à§ä§Ö§â§Ö§Ö§Û.
2.5.§³§â§à§Ü §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §ß§Ö §à§Ô§â§Ñ§ß§Ú§é§Ö§ß. §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §Ý§ð§Ò§à§Û §Þ§à§Þ§Ö§ß§ä §Ò§Ö§Ù
§à§Ò§ì§ñ§ã§ß§Ö§ß§Ú§ñ §á§â§Ú§é§Ú§ß §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §á§â§Ö§Ü§â§Ñ§ä§Ú§ä§î §Õ§Ö§Û§ã§ä§Ó§Ú§Ö §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã
§á§à§â§ñ§Õ§Ü§à§Þ, §Ú§Ù§Ý§à§Ø§Ö§ß§ß§í§Þ §Ó §â§Ñ§Ù§Õ§Ö§Ý§Ö 10 §±§â§Ñ§Ó§Ú§Ý.
3. §²§Ö§Ô§Ú§ã§ä§â§Ñ§è§Ú§ñ §Ú §Ñ§Ü§ä§Ú§Ó§Ñ§è§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö
3.1.§¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ §Ó§á§â§Ñ§Ó§Ö §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§ä§î§ã§ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §Ó §ã§Ý§å§é§Ñ§Ö, §Ö§ã§Ý§Ú §´§Ñ§â§Ú§æ§ß§í§Þ §á§Ý§Ñ§ß§à§Þ,
§Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §Ü§à§ä§à§â§í§Þ §¬§Ý§Ú§Ö§ß§ä§å §Ó§í§á§å§ë§Ö§ß§Ñ §¬§Ñ§â§ä§Ñ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§Ñ §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§î §å§é§Ñ§ã§ä§Ú§ñ §Ó
§±§â§à§Ô§â§Ñ§Þ§Þ§Ö. §±§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§Ö §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §á§å§ä§Ö§Þ §á§à§Õ§Ñ§é§Ú §¬§Ý§Ú§Ö§ß§ä§à§Þ §¢§Ñ§ß§Ü§å
§ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §Õ§à§Ü§å§Þ§Ö§ß§ä§à§Ó §Ó §ã§à§Ó§à§Ü§å§á§ß§à§ã§ä§Ú:
? §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §à §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§Ú §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö;
? §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §à§Ò §à§ã§å§ë§Ö§ã§ä§Ó§Ý§Ö§ß§Ú§Ú §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó
§à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·;
? §á§Ý§Ñ§ä§Ö§Ø§ß§í§Û §Õ§à§Ü§å§Þ§Ö§ß§ä (§ã§é§Ö§ä, §Ü§Ó§Ú§ä§Ñ§ß§è§Ú§ñ §Ú §Õ§â.) §ß§Ñ §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·.
§µ§Ü§Ñ§Ù§Ñ§ß§ß§í§Ö §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ö§Þ §á§å§ß§Ü§ä§Ö §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §ã§à§ã§ä§Ñ§Ó§Ý§ñ§ð§ä§ã§ñ §á§à §æ§à§â§Þ§Ö §¢§Ñ§ß§Ü§Ñ §Ú §Þ§à§Ô§å§ä §Ò§í§ä§î
§à§æ§à§â§Þ§Ý§Ö§ß§í §Ó §Ó§Ú§Õ§Ö §à§Õ§ß§à§Ô§à §Õ§à§Ü§å§Þ§Ö§ß§ä§Ñ.
3.2.§±§â§Ú§ã§à§Ö§Õ§Ú§ß§ñ§ñ§ã§î §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ, §ä§Ñ§Ü§Ú§Þ §à§Ò§â§Ñ§Ù§à§Þ, §á§à§Õ§ä§Ó§Ö§â§Ø§Õ§Ñ§Ö§ä, §é§ä§à §à§ß
§à§Ù§ß§Ñ§Ü§à§Þ§Ú§Ý§ã§ñ §ã §ß§Ñ§ã§ä§à§ñ§ë§Ú§Þ§Ú §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú, §á§â§Ú§ß§Ú§Þ§Ñ§Ö§ä §å§ã§Ý§à§Ó§Ú§ñ §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §ã§à§Ô§Ý§Ñ§ã§Ö§ß §ã
§ß§Ú§Þ§Ú §Ú §à§Ò§ñ§Ù§å§Ö§ä§ã§ñ §Ú§ç §ã§à§Ò§Ý§ð§Õ§Ñ§ä§î.
4. §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó
4.1.§¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §á§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç
§Ó§Ú§Õ§à§Ó §¢§à§ß§å§ã§ß§í§ç §°§á§Ö§â§Ñ§è§Ú§Û:
? §á§Ö§â§Ö§Ó§à§Õ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §ã §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä§í §Ó §ã§é§Ö§ä §à§á§Ý§Ñ§ä§í §ä§à§Ó§Ñ§â§à§Ó
§Ú§Ý§Ú §å§ã§Ý§å§Ô (§â§Ñ§ã§é§Ö§ä§í §á§à §¬§Ñ§â§ä§Ö §Ó §ä§à§â§Ô§à§Ó§à-§â§à§Ù§ß§Ú§é§ß§à§Û §ã§Ö§ä§Ú);
? §á§à§Ý§å§é§Ö§ß§Ú§Ö §ß§Ñ§Ý§Ú§é§ß§í§ç §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §ã §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä§í §Ó
§Ò§Ñ§ß§Ü§à§Þ§Ñ§ä§Ñ§ç §¢§Ñ§ß§Ü§Ñ, §Ñ §ä§Ñ§Ü§Ø§Ö §Ó §Ò§Ñ§ß§Ü§à§Þ§Ñ§ä§Ñ§ç §Ú §á§å§ß§Ü§ä§Ñ§ç §Ó§í§Õ§Ñ§é§Ú §ß§Ñ§Ý§Ú§é§ß§í§ç §Ú§ß§í§ç §Ü§â§Ö§Õ§Ú§ä§ß§í§ç
§à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û.
4.2.§¢§à§ß§å§ã§í §ß§Ñ§é§Ú§ã§Ý§ñ§ð§ä§ã§ñ §Ù§Ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§í§ç §à§á§Ö§â§Ñ§è§Ú§Û §ã §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä,
§Ñ§Ü§ä§Ú§Ó§Ú§â§à§Ó§Ñ§ß§ß§í§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §á§à§ã§Ý§Ö ?04? §Ñ§á§â§Ö§Ý§ñ 2014 §Ô., §ã §Þ§à§Þ§Ö§ß§ä§Ñ §Ñ§Ü§ä§Ú§Ó§Ñ§è§Ú§Ú §¬§Ñ§â§ä§í
§ß§Ö§Ù§Ñ§Ó§Ú§ã§Ú§Þ§à §à§ä §Õ§Ñ§ä§í §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö.
4.3.§²§Ñ§Ù§Þ§Ö§â §¢§à§ß§å§ã§Ñ §Ù§Ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Û §Ó §á.4.1 §±§â§Ñ§Ó§Ú§Ý
§ã§à§ã§ä§Ñ§Ó§Ý§ñ§Ö§ä:
? §á§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §à§á§Ö§â§Ñ§è§Ú§Ú §á§à §á§Ö§â§Ö§Ó§à§Õ§å §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó ¨C 4 (§¹§Ö§ä§í§â§Ö) §á§â§à§è§Ö§ß§ä§Ñ §à§ä
§ã§å§Þ§Þ§í §à§á§Ö§â§Ñ§è§Ú§Ú;
? §á§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §à§á§Ö§â§Ñ§è§Ú§Ú §á§à §á§à§Ý§å§é§Ö§ß§Ú§ð §ß§Ñ§Ý§Ú§é§ß§í§ç §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó ¨C 1,5 (§°§Õ§ß§Ñ
§è§Ö§Ý§Ñ§ñ §á§ñ§ä§î §Õ§Ö§ã§ñ§ä§í§ç) §á§â§à§è§Ö§ß§ä§Ñ §à§ä §ã§å§Þ§Þ§í §à§á§Ö§â§Ñ§è§Ú§Ú.
4.4.§¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§Ñ §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §Ú§Ù §â§Ñ§ã§é§Ö§ä§Ñ 1 §â§å§Ò§Ý§î=1 §Ò§à§ß§å§ã. §±§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú
§¢§à§ß§å§ã§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú §ã§å§Þ§Þ§Ñ §Ò§à§ß§å§ã§Ñ §Ù§Ñ§é§Ú§ã§Ý§ñ§Ö§ä§ã§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ
3
4.5.§£ §ã§Ý§å§é§Ñ§Ö §Ö§ã§Ý§Ú §¢§à§ß§å§ã§ß§à§Ö §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §ß§Ö §Ó§í§á§Ý§Ñ§é§Ö§ß§à §¬§Ý§Ú§Ö§ß§ä§å §Ó §ä§Ö§é§Ö§ß§Ú§Ö 6 (§º§Ö§ã§ä§Ú)
§Þ§Ö§ã§ñ§è§Ö§Ó §ã §Þ§à§Þ§Ö§ß§ä§Ñ §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó, §¢§Ñ§ß§Ü §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä §á§â§à§è§Ö§Õ§å§â§å §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ §ï§ä§Ú§ç
§¢§à§ß§å§ã§à§Ó.
4.6.§µ§é§Ö§ä §à§ã§ä§Ñ§ä§Ü§Ñ §¢§à§ß§å§ã§à§Ó, §à§Ò§â§Ñ§Ù§à§Ó§Ñ§Ó§ê§Ö§Ô§à§ã§ñ §Ó §â§Ö§Ù§å§Ý§î§ä§Ñ§ä§Ö §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ú/§Ú§Ý§Ú §ã§á§Ú§ã§Ñ§ß§Ú§ñ
§¢§Ñ§ß§Ü§à§Þ §¢§à§ß§å§ã§à§Ó §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §Ó§Ö§Õ§Ö§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §³§é§Ö§ä§Ö.
4.7.§¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó §á§à §¢§à§ß§å§ã§ß§í§Þ §°§á§Ö§â§Ñ§è§Ú§ñ§Þ (§å§Ó§Ö§Ý§Ú§é§Ö§ß§Ú§Ö §à§ã§ä§Ñ§ä§Ü§Ñ §¢§à§ß§å§ã§ß§à§Ô§à §ã§é§Ö§ä§Ñ)
§á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §Ó §ä§Ö§é§Ö§ß§Ú§Ö 10 (§¥§Ö§ã§ñ§ä§Ú) §â§Ñ§Ò§à§é§Ú§ç §Õ§ß§Ö§Û §ã§à §Õ§ß§ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§ñ §¢§à§ß§å§ã§ß§à§Û
§à§á§Ö§â§Ñ§è§Ú§Ú.
4.8.§¬§â§à§Þ§Ö §ä§à§Ô§à, §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §ß§Ñ§é§Ú§ã§Ý§ñ§ä§î §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Õ§à§á§à§Ý§ß§Ú§ä§Ö§Ý§î§ß§í§Ö §¢§à§ß§å§ã§í, §ß§Ö
§á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Ö §á.4.1 §±§â§Ñ§Ó§Ú§Ý, §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §ã§á§Ö§è§Ú§Ñ§Ý§î§ß§í§ç
§¡§Ü§è§Ú§Û.
5. §±§à§Ý§å§é§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ
5.1.§µ§é§Ñ§ã§ä§ß§Ú§Ü §á§à§Ý§å§é§Ñ§Ö§ä §¢§à§ß§å§ã§ß§à§Ö §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §Ù§Ñ §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §á§â§Ú §à§Õ§ß§à§Ó§â§Ö§Þ§Ö§ß§ß§à§Þ
§Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §å§ã§Ý§à§Ó§Ú§Û:
? §ª§ã§á§à§Ý§ß§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§à§Þ §Ó §à§ä§é§Ö§ä§ß§à§Þ §á§Ö§â§Ú§à§Õ§Ö §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú
§á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à (§Ö§Ø§Ö§Þ§Ö§ã§ñ§é§ß§à§Ô§à) §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·.
§°§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §â§Ñ§Ó§Ö§ß §à§Õ§ß§à§Þ§å §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§à§Þ§å §Þ§Ö§ã§ñ§è§å. §±§â§Ú §ï§ä§à§Þ §¢§Ñ§ß§Ü §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä §á§Ö§â§Ó§à§Ö
§Ú§ã§á§à§Ý§ß§Ö§ß§Ú§Ö §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Õ§Ý§ñ §è§Ö§Ý§Ö§Û §±§â§à§Ô§â§Ñ§Þ§Þ§í §ß§Ö §â§Ñ§ß§Ö§Ö, §é§Ö§Þ §é§Ö§â§Ö§Ù 2(§Õ§Ó§Ñ) §Þ§Ö§ã§ñ§è§Ñ §ã
§Õ§Ñ§ä§í §Ù§Ñ§Ü§Ý§ð§é§Ö§ß§Ú§ñ §Õ§à§Ô§à§Ó§à§â§Ñ §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ, §á§â§Ö§Õ§å§ã§Þ§Ñ§ä§â§Ú§Ó§Ñ§ð§ë§Ö§Ô§à §à§ä§Ü§â§í§ä§Ú§Ö §³§é§Ö§ä§Ñ, §ã §Ü§à§ä§à§â§à§Ô§à
§à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §à§á§Ý§Ñ§ä§Ñ §å§ã§Ý§å§Ô §¨§¬§·.
? §°§ä§ã§å§ä§ã§ä§Ó§Ú§Ö §ß§Ñ §Õ§Ñ§ä§å §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô
§¨§¬§· §á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §á§à §Ó§à§Ù§Ó§â§Ñ§ä§å §Ü§â§Ö§Õ§Ú§ä§Ñ, §å§á§Ý§Ñ§ä§Ö §á§â§à§è§Ö§ß§ä§à§Ó §Ú §Ú§ß§í§ç §á§Ý§Ñ§ä§Ö§Ø§Ö§Û §á§à
§¥§à§Ô§à§Ó§à§â§å §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ, §ß§Ñ §à§ã§ß§à§Ó§Ñ§ß§Ú§Ú §Ü§à§ä§à§â§à§Ô§à §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ó§í§Õ§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ.
5.1.1.§£§í§á§Ý§Ñ§ä§Ñ §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §á§â§Ú §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á.5.1
§±§â§Ñ§Ó§Ú§Ý §å§ã§Ý§à§Ó§Ú§Û.
5.2.§±§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §ß§Ö§Ú§ã§á§à§Ý§ß§Ö§ß§ß§à§Ô§à §á§à§â§å§é§Ö§ß§Ú§ñ (§Ö§ã§Ý§Ú §Ó §ä§Ö§é§Ö§ß§Ú§Ö 10 (§¥§Ö§ã§ñ§ä§Ú) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç
§Õ§ß§Ö§Û §ß§Ö §á§à§ã§ä§å§á§Ú§Ý§Ú §ã§â§Ö§Õ§ã§ä§Ó§Ñ §Õ§à§ã§ä§Ñ§ä§à§é§ß§í§Ö §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ) §Ú/§Ú§Ý§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú
§á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú, §ã§å§Þ§Þ§Ñ §ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç §¢§à§ß§å§ã§à§Ó §Ù§Ñ §á§â§à§ê§Ö§Õ§ê§Ú§Û §Þ§Ö§ã§ñ§è ?§ß§Ö §ã§Ô§à§â§Ñ§Ö§ä?,
§¢§à§ß§å§ã§í §á§â§à§Õ§à§Ý§Ø§Ñ§ð§ä §ß§Ñ§é§Ú§ã§Ý§ñ§ä§î§ã§ñ §Ú §Þ§à§Ô§å§ä §Ò§í§ä§î §Ó§í§á§Ý§Ñ§é§Ö§ß§í §¬§Ý§Ú§Ö§ß§ä§å §Ó §ã§Ý§Ö§Õ§å§ð§ë§Ö§Þ §Þ§Ö§ã§ñ§è§Ö (§Ù§Ñ 2
(§¥§Ó§Ñ) §Þ§Ö§ã§ñ§è§Ñ) §á§â§Ú §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á.5.1 §Ú 5.4 §±§â§Ñ§Ó§Ú§Ý §å§ã§Ý§à§Ó§Ú§Û.
5.3.§©§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ß§Ñ §³§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ
§à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §ß§Ö §á§à§Ù§Õ§ß§Ö§Ö §Ò§Ý§Ú§Ø§Ñ§Û§ê§Ö§Ô§à §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§à§Ô§à §Õ§ß§ñ, §ã§Ý§Ö§Õ§å§ð§ë§Ö§Ô§à §Ù§Ñ §Õ§ß§Ö§Þ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ
§â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §á. 5.1 §±§â§Ñ§Ó§Ú§Ý, §ã §å§é§Ö§ä§à§Þ §á.5.1.1 §±§â§Ñ§Ó§Ú§Ý. §©§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö
§¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ß§Ñ §³§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §ã §à§Õ§ß§à§Ó§â§Ö§Þ§Ö§ß§ß§í§Þ §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ö§Þ
§±§â§à§è§Ö§Õ§å§â§í §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó.
5.4.§³§å§Þ§Þ§Ñ §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §â§Ñ§ã§ã§é§Ú§ä§í§Ó§Ñ§Ö§ä§ã§ñ
§ã§Ý§Ö§Õ§å§ð§ë§Ú§Þ §à§Ò§â§Ñ§Ù§à§Þ. §¢§Ñ§ß§Ü §à§á§â§Ö§Õ§Ö§Ý§ñ§Ö§ä §ß§Ñ§Ú§Þ§Ö§ß§î§ê§å§ð §Ú§Ù §Õ§Ó§å§ç §Ó§Ö§Ý§Ú§é§Ú§ß ¨C §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§à §¢§à§ß§å§ã§à§Ó,
§ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §ß§Ñ §Þ§à§Þ§Ö§ß§ä §³§á§Ú§ã§Ñ§ß§Ú§ñ §Ò§à§ß§å§ã§à§Ó §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ, §ß§à
§ß§Ö §Ò§à§Ý§Ö§Ö 10 000 §¢§à§ß§å§ã§à§Ó, §Ú§Ý§Ú §ã§å§Þ§Þ§Ñ §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à (§Ö§Ø§Ö§Þ§Ö§ã§ñ§é§ß§à§Ô§à) §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç
§ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §å§ã§Ý§å§Ô §¨§¬§· §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ. §¯§Ñ§Ú§Þ§Ö§ß§î§ê§Ñ§ñ §Ú§Ù §ï§ä§Ú§ç §Õ§Ó§å§ç
§Ó§Ö§Ý§Ú§é§Ú§ß §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §ã§å§Þ§Þ§à§Û §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ (§á§à §Ü§å§â§ã§å 1
§Ò§à§ß§å§ã = 1 §â§å§Ò§Ý§î).
5.5.§±§â§Ú §à§Ò§â§Ñ§Ù§à§Ó§Ñ§ß§Ú§Ú §à§ã§ä§Ñ§ä§Ü§Ñ §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §ã§é§Ö§ä§Ö §á§à§ã§Ý§Ö §Ó§í§á§à§Ý§ß§Ö§ß§Ú§ñ §±§â§à§è§Ö§Õ§å§â§í §ã§á§Ú§ã§Ñ§ß§Ú§ñ
§¢§à§ß§å§ã§à§Ó §ã§å§Þ§Þ§Ñ §à§ã§ä§Ñ§Ó§ê§Ú§ç§ã§ñ §¢§à§ß§å§ã§à§Ó §á§â§à§Õ§à§Ý§Ø§Ñ§Ö§ä §ç§â§Ñ§ß§Ú§ä§î§ã§ñ §Õ§à §Þ§à§Þ§Ö§ß§ä§Ñ §Ú§ç §³§á§Ú§ã§Ñ§ß§Ú§ñ §Ý§Ú§Ò§à
§¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ.
5.6.§±§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §å §¬§Ý§Ú§Ö§ß§ä§Ñ §ß§Ö§ã§Ü§à§Ý§î§Ü§Ú§ç §¬§Ñ§â§ä, §´§Ñ§â§Ú§æ§ß§í§Þ§Ú §á§Ý§Ñ§ß§Ñ§Þ§Ú §Ü§à§ä§à§â§í§ç
§á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§à §å§é§Ñ§ã§ä§Ú§Ö §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §¢§à§ß§å§ã§ß§í§Ö §Ò§Ñ§Ý§Ý§í §ã§à §Ó§ã§Ö§ç §¬§Ñ§â§ä §ã§å§Þ§Þ§Ú§â§å§ð§ä§ã§ñ §Ú
§Ó§í§á§Ý§Ñ§é§Ú§Ó§Ñ§ð§ä§ã§ñ §ß§Ñ §³§é§Ö§ä, §ã §Ü§à§ä§à§â§à§Ô§à §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §à§á§Ý§Ñ§ä§Ñ §µ§ã§Ý§å§Ô §¨§¬§·.
6. §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó
4
6.1.§¢§Ñ§ß§Ü §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä §±§â§à§è§Ö§Õ§å§â§å §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó §á§à §ã§Ý§Ö§Õ§å§ð§ë§Ú§Þ §à§ã§ß§à§Ó§Ñ§ß§Ú§ñ§Þ:
6.1.1.§£ §ã§Ý§å§é§Ñ§ñ§ç, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§ç §á.4.5 §±§â§Ñ§Ó§Ú§Ý;
6.1.2.§£ §ã§Ý§å§é§Ñ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §å§é§Ñ§ã§ä§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §á§à §Ú§ß§Ú§è§Ú§Ñ§ä§Ú§Ó§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ;
6.1.3.§£ §ã§Ý§å§é§Ñ§Ö §Ù§Ñ§Ü§â§í§ä§Ú§ñ §³§é§Ö§ä§Ñ §¬§Ý§Ú§Ö§ß§ä§Ñ, §ã §Ü§à§ä§à§â§à§Ô§à §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §á§Ö§â§Ö§Ó§à§Õ §Õ§Ö§ß§Ö§Ø§ß§í§ç
§ã§â§Ö§Õ§ã§ä§Ó §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§· §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á.5.1 §±§â§Ñ§Ó§Ú§Ý;
6.1.4.§£ §ã§Ý§å§é§Ñ§Ö §Õ§à§á§å§ë§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §á§à §Ó§à§Ù§Ó§â§Ñ§ä§å §Ü§â§Ö§Õ§Ú§ä§Ñ,
§å§á§Ý§Ñ§ä§Ö §á§â§à§è§Ö§ß§ä§à§Ó §Ú §Ú§ß§í§ç §á§Ý§Ñ§ä§Ö§Ø§Ö§Û §á§à §¥§à§Ô§à§Ó§à§â§å §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ, §ß§Ñ §à§ã§ß§à§Ó§Ñ§ß§Ú§Ú §Ü§à§ä§à§â§à§Ô§à
§µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ó§í§Õ§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ, §ã§â§à§Ü§à§Þ §ã§Ó§í§ê§Ö 60 (§º§Ö§ã§ä§Ú§Õ§Ö§ã§ñ§ä§Ú) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û. §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§Ö
§¢§à§ß§å§ã§ß§í§ç §Ò§Ñ§Ý§Ý§à§Ó §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §ä§à§Ý§î§Ü§à §á§à §Õ§Ñ§ß§ß§à§Û §¬§Ñ§â§ä§Ö, §á§à §à§ã§ä§Ñ§Ý§î§ß§í§Þ §¬§Ñ§â§ä§Ñ§Þ §¢§à§ß§å§ã§ß§í§Ö §Ò§Ñ§Ý§Ý§í
§ß§Ö §ã§Ô§à§â§Ñ§ð§ä.
6.1.5.§£ §ã§Ý§å§é§Ñ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §¢§Ñ§ß§Ü§à§Þ.
6.2.§±§â§Ú §ß§Ñ§ã§ä§å§á§Ý§Ö§ß§Ú§Ú §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á.6.1 §±§â§Ñ§Ó§Ú§Ý §ã§à§Ò§í§ä§Ú§Û, §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§ß§í§Ö
§µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ§Þ§Ú §¢§à§ß§å§ã§í, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§Ö§ã§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§ç §ã§é§Ö§ä§Ñ§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó, §ã§Ô§à§â§Ñ§ð§ä §Ò§Ö§Ù §Ó§í§á§Ý§Ñ§ä§í
§Ü§Ñ§Ü§à§Ô§à-§Ý§Ú§Ò§à §ï§Ü§Ó§Ú§Ó§Ñ§Ý§Ö§ß§ä§Ñ §Ñ§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§ß§í§ç §¢§à§ß§å§ã§à§Ó.
7. §µ§á§â§Ñ§Ó§Ý§Ö§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§à§Þ §à§á§Ý§Ñ§ä§à§Û §µ§ã§Ý§å§Ô §¨§¬§·
7.1. §©§Ñ 5 (§±§ñ§ä§î) §Õ§ß§Ö§Û §Õ§à §ß§Ñ§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §±§Ö§â§Ú§à§Õ§Ñ §á§Ý§Ñ§ä§Ö§Ø§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ,
§¬§Ý§Ú§Ö§ß§ä§å §à§ä§á§â§Ñ§Ó§Ý§ñ§ð§ä§ã§ñ SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §à §ä§à§Þ, §é§ä§à §¢§Ñ§ß§Ü §á§Ý§Ñ§ß§Ú§â§å§Ö§ä §à§ã§å§ë§Ö§ã§ä§Ó§Ú§ä§î §á§Ý§Ñ§ä§Ö§Ø §Ó
§à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §¬§à§Ý§Ú§é§Ö§ã§ä§Ó§à SMS-§ã§à§à§Ò§ë§Ö§ß§Ú§Û, §à§ä§á§â§Ñ§Ó§Ý§ñ§Ö§Þ§í§ç §¬§Ý§Ú§Ö§ß§ä§å, §â§Ñ§Ó§ß§à §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§å
§Ù§Ñ§â§Ö§Ô§Ú§ã§ä§â§Ú§â§à§Ó§Ñ§ß§ß§í§ç §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Û §Ó §á§à§â§å§é§Ö§ß§Ú§Ú. §³§à§à§Ò§ë§Ö§ß§Ú§Ö §ã§à§Õ§Ö§â§Ø§Ú§ä §ã§Ý§Ö§Õ§å§ð§ë§å§ð
§Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð1
:
? §Ú§Õ§Ö§ß§ä§Ú§æ§Ú§Ü§Ñ§ä§à§â §á§à§Ý§å§é§Ñ§ä§Ö§Ý§ñ §ã§â§Ö§Õ§ã§ä§Ó, §Ü§à§ä§à§â§à§Þ§å §á§Ý§Ñ§ß§Ú§â§å§Ö§ä§ã§ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ú§ä§î
§á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Ö. §ª§Õ§Ö§ß§ä§Ú§æ§Ú§Ü§Ñ§ä§à§â §Ò§í§Ý §à§á§â§Ö§Õ§Ö§Ý§Ö§ß §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§â§Ú §à§æ§à§â§Þ§Ý§Ö§ß§Ú§Ú §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ.
? §á§Ý§Ñ§ß§Ú§â§å§Ö§Þ§Ñ§ñ §ã§å§Þ§Þ§Ñ §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Õ§Ñ§ß§ß§à§Þ§å §á§à§Ý§å§é§Ñ§ä§Ö§Ý§ð §ã§â§Ö§Õ§ã§ä§Ó, §Ü§à§ä§à§â§å§ð §¬§Ý§Ú§Ö§ß§ä
§Þ§à§Ø§Ö§ä §ã§Ü§à§â§â§Ö§Ü§ä§Ú§â§à§Ó§Ñ§ä§î §Ó §à§ä§Ó§Ö§ä§ß§à§Þ §ã§à§à§Ò§ë§Ö§ß§Ú§Ú;
? §á§Ö§â§Ú§à§Õ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§ñ §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ;
? §ß§à§Þ§Ö§â §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ú§Ù §á§à§â§å§é§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ.
§£§ã§Ö SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §ß§Ñ§á§â§Ñ§Ó§Ý§ñ§ð§ä§ã§ñ §ß§Ñ §ß§à§Þ§Ö§â, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§Û §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ.
7.2. §±§â§Ú §á§à§ã§ä§å§á§Ý§Ö§ß§Ú§Ú §à§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §ã§à§à§Ò§ë§Ö§ß§Ú§ñ2
§ã §ß§à§Ó§à§Û §ã§å§Þ§Þ§à§Û §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ §¢§Ñ§ß§Ü
§à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä §á§Ö§â§Ö§Ó§à§Õ §ã §å§é§Ö§ä§à§Þ §Ü§à§â§â§Ö§Ü§ä§Ú§â§à§Ó§Ü§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ.
7.3. §±§â§Ú §á§à§ã§ä§å§á§Ý§Ö§ß§Ú§Ú §à§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §ã§à§à§Ò§ë§Ö§ß§Ú§ñ3
§ã §à§ä§Ü§Ñ§Ù§à§Þ, §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Ö §Ó §ä§Ö§Ü§å§ë§Ö§Þ §Þ§Ö§ã§ñ§è§Ö
§ß§Ö §Ú§ã§á§à§Ý§ß§ñ§Ö§ä§ã§ñ.
7.4. §³§à§Õ§Ö§â§Ø§Ñ§ß§Ú§Ö §ã§à§à§Ò§ë§Ö§ß§Ú§Û §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§ç §á.7.2 §Ú 7.3, §Õ§à§Ý§Ø§ß§à §à§ä§Ó§Ö§é§Ñ§ä§î
§æ§à§â§Þ§Ñ§ä§å, §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§à§Þ§å §Ó §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Ú §¢§Ñ§ß§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Þ§å §Ó §á.7.1 §±§â§Ñ§Ó§Ú§Ý. §³§à§à§Ò§ë§Ö§ß§Ú§ñ,
§á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Ö §á.7.2 §Ú 7.3, §Õ§à§Ý§Ø§ß§í §ß§Ñ§á§â§Ñ§Ó§Ý§ñ§ä§î§ã§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §ã §ß§à§Þ§Ö§â§Ñ §ä§Ö§Ý§Ö§æ§à§ß§Ñ, §ß§Ñ §Ü§à§ä§à§â§í§Û
§ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§à §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ö §Ó §á.7.1. §³§â§à§Ü §ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §ã§à§à§Ò§ë§Ö§ß§Ú§Û,
§á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§ç §á.7.2 §Ú 7.3, §ß§Ö §á§à§Ù§Õ§ß§Ö§Ö §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§à§Ô§à §Õ§ß§ñ, §á§â§Ö§Õ§ê§Ö§ã§ä§Ó§å§ð§ë§Ö§Ô§à §Õ§Ñ§ä§Ö §ß§Ñ§é§Ñ§Ý§Ñ
§å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ §±§Ö§â§Ú§à§Õ§Ñ §á§Ý§Ñ§ä§Ö§Ø§Ñ. §±§â§Ú §ß§Ö§Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§à§Þ §ä§â§Ö§Ò§à§Ó§Ñ§ß§Ú§Û,
§å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§í§ç §ß§Ñ§ã§ä§à§ñ§ë§Ú§Þ §á§å§ß§Ü§ä§à§Þ, §¢§Ñ§ß§Ü §Ú§ã§á§à§Ý§ß§ñ§Ö§ä §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú
§á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à §á§Ö§â§Ö§Ó§à§Õ§Ñ §ß§Ñ §å§ã§Ý§à§Ó§Ú§ñ§ç, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á§â§Ö§Õ§í§Õ§å§ë§Ö§Þ §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§Ú §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à
§ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à §á§Ö§â§Ö§Ó§à§Õ§Ñ.
7.5. §±§Ö§â§Ö§Ó§à§Õ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §á§à §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ð §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Þ§å §Ó §á.5.1
§±§â§Ñ§Ó§Ú§Ý, §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §Ó §á§â§Ö§Õ§Ö§Ý§Ñ§ç §à§ã§ä§Ñ§ä§Ü§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§ç§ã§ñ §ß§Ñ §³§é§Ö§ä§Ö §ß§Ñ §ß§Ñ§é§Ñ§Ý§à
§Õ§ß§ñ, §Ñ §ä§Ñ§Ü§Ø§Ö §ã §å§é§Ö§ä§à§Þ §ã§â§Ö§Õ§ã§ä§Ó §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§ß§à§Ô§à §­§Ú§Þ§Ú§ä§Ñ §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ (§á§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú).
7.6. §±§â§Ú §à§ä§ã§å§ä§ã§ä§Ó§Ú§Ú §Ú§Ý§Ú §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §ß§Ñ §³§é§Ö§ä§Ö §Õ§Ý§ñ §á§â§à§Ó§Ö§Õ§Ö§ß§Ú§ñ §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Û
1
§±§â§Ú§Þ§Ö§â §ä§Ö§Ü§ã§ä§Ñ SMS (§Þ§à§Ø§Ö§ä §Ò§í§ä§î §Ú§Ù§Þ§Ö§ß§Ö§ß §¢§Ñ§ß§Ü§à§Þ): §µ§Ó§Ñ§Ø§Ñ§Ö§Þ§í§Û §¬§Ý§Ú§Ö§ß§ä! §¢§Ñ§ß§Ü §á§Ý§Ñ§ß§Ú§â§å§Ö§ä §à§ã§å§ë§Ö§ã§ä§Ó§Ú§ä§î §á§Ý§Ñ§ä§Ö§Ø §ã §Ó§Ñ§ê§Ö§Ô§à
§ã§é§Ö§ä§Ñ 40817 §ß§Ñ §à§á§Ý§Ñ§ä§å §å§ã§Ý§å§Ô §¨§¬§·: §Ù§Ñ §Ô§Ñ§Ù 500 §â§å§Ò§Ý§Ö§Û. §¦§ã§Ý§Ú §Ó§í §ã§à§Ô§Ý§Ñ§ã§ß§í ¨C §ß§Ö §à§ä§Ó§Ö§é§Ñ§Û§ä§Ö §ß§Ñ SMS. §¦§ã§Ý§Ú §Ó§í §ç§à§ä§Ú§ä§Ö §ã§Ü§à§â§â§Ö§Ü§ä§Ú§â§à§Ó§Ñ§ä§î
§ã§å§Þ§Þ§å §á§Ý§Ñ§ä§Ö§Ø§Ñ §Ù§Ñ §Ô§Ñ§Ù ¨C §á§â§Ú§ê§Ý§Ú§ä§Ö §¨§¬§·;1; §ã§å§Þ§Þ§Ñ §á§Ý§Ñ§ä§Ö§Ø§Ñ. §¦§ã§Ý§Ú §Ó§í §ç§à§ä§Ú§ä§Ö §á§â§à§á§å§ã§ä§Ú§ä§î §á§Ý§Ñ§ä§Ö§Ø §Ó §ï§ä§à§Þ §Þ§Ö§ã§ñ§è§Ö ¨C §á§â§Ú§ê§Ý§Ú§ä§Ö
§¨§¬§·;1;§à§ä§Ü§Ñ§Ù.
2
§³§ä§à§Ú§Þ§à§ã§ä§î §Ú§ã§ç§à§Õ§ñ§ë§Ö§Ô§à SMS-§ã§à§à§Ò§ë§Ö§ß§Ú§ñ §à§á§Ý§Ñ§é§Ú§Ó§Ñ§Ö§ä§ã§ñ §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§à §ä§Ñ§â§Ú§æ§å §à§á§Ö§â§Ñ§ä§à§â§Ñ §ã§à§ä§à§Ó§à§Û §ã§Ó§ñ§Ù§Ú.
3
§³§ä§à§Ú§Þ§à§ã§ä§î §Ú§ã§ç§à§Õ§ñ§ë§Ö§Ô§à SMS-§ã§à§à§Ò§ë§Ö§ß§Ú§ñ §à§á§Ý§Ñ§é§Ú§Ó§Ñ§Ö§ä§ã§ñ §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§à §ä§Ñ§â§Ú§æ§å §à§á§Ö§â§Ñ§ä§à§â§Ñ §ã§à§ä§à§Ó§à§Û §ã§Ó§ñ§Ù§Ú.
5
§à§á§Ö§â§Ñ§è§Ú§Ú/§ã§á§Ú§ã§Ñ§ß§Ú§ñ §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§à§Û §´§Ñ§â§Ú§æ§Ñ§Þ§Ú §¢§Ñ§ß§Ü§Ñ §á§Ý§Ñ§ä§í §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §á§Ö§â§Ö§Ó§Ö§ã§ä§Ú §Ú§ç §Ú§Ù
§­§Ú§Þ§Ú§ä§Ñ §¡§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ, §á§â§Ú §å§ã§Ý§à§Ó§Ú§Ú, §é§ä§à §Ú§Þ§Ö§ð§ë§Ú§ç§ã§ñ §Ó §­§Ú§Þ§Ú§ä§Ö §Ñ§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú
§Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §Õ§à§ã§ä§Ñ§ä§à§é§ß§à §Õ§Ý§ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§Ö§ß§Ú§ñ §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú. §¢§Ñ§ß§Ü §Ú§ß§æ§à§â§Þ§Ú§â§å§Ö§ä
§¬§Ý§Ú§Ö§ß§ä§Ñ §à §á§Ö§â§Ö§Ó§à§Õ§Ö §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §Ñ§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §á§å§ä§Ö§Þ
§ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§Ú§ñ SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §ß§Ñ §ß§à§Þ§Ö§â §ä§Ö§Ý§Ö§æ§à§ß§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§Û §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ4
.
7.6.1. §±§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §ß§Ö§ã§Ü§à§Ý§î§Ü§Ú§ç §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Û §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§· §ã§à §³§é§Ö§ä§Ñ §à§Õ§ß§à§Û
§¬§Ñ§â§ä§í §Ú §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à§ã§ä§Ú §à§ä§Ù§í§Ó§Ñ §ã§â§Ö§Õ§ã§ä§Ó §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §¡§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §à§ä§Ù§í§Ó §ã§â§Ö§Õ§ã§ä§Ó
§à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §Ó §ã§å§Þ§Þ§Ö, §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à§Û §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §Ó§ã§Ö§ç §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Û §Ó §á§à§â§å§é§Ö§ß§Ú§Ú.
7.6.2. §±§â§Ú §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §à§á§Ý§Ñ§ä§í §å§ã§Ý§å§Ô §¨§¬§· §Ó §á§à§Ý§ß§à§Þ §à§Ò§ì§Ö§Þ§Ö §é§Ñ§ã§ä§Ú§é§ß§à§Ö
§Ú§ã§á§à§Ý§ß§Ö§ß§Ú§Ö §á§à§â§å§é§Ö§ß§Ú§ñ §ß§Ö §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ, §ã§â§Ö§Õ§ã§ä§Ó§Ñ §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §¡§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §ß§Ö
§à§ä§Ù§í§Ó§Ñ§ð§ä§ã§ñ, §¢§Ñ§ß§Ü §Ú§ß§æ§à§â§Þ§Ú§â§å§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §à §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ
§Ó §á§à§â§ñ§Õ§Ü§Ö, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Þ §Ó §á.8.1.3 §±§â§Ñ§Ó§Ú§Ý.
8. §ª§ß§æ§à§â§Þ§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§à§Ó
8.1.§¢§Ñ§ß§Ü §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä §Ú§ß§æ§à§â§Þ§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§Ñ:
8.1.1.§° §â§Ñ§Ù§Þ§Ö§â§Ö §ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç §Ú §Ó§í§á§Ý§Ñ§é§Ö§ß§ß§í§ç §¢§à§ß§å§ã§ß§í§ç §Ò§Ñ§Ý§Ý§à§Ó. §ª§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §à
§ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç/§Ó§í§á§Ý§Ñ§é§Ö§ß§ß§í§ç §¢§à§ß§å§ã§Ñ§ç §Õ§à§ã§ä§å§á§ß§Ñ §¬§Ý§Ú§Ö§ß§ä§å §Ó §°§ä§Õ§Ö§Ý§Ö§ß§Ú§ñ§ç §¢§Ñ§ß§Ü§Ñ §Ú §³§Ö§â§Ó§Ú§ã§Ñ§ç §¥§¢§°5
§á§â§Ú §å§ã§Ý§à§Ó§Ú§Ú, §é§ä§à §¬§Ý§Ú§Ö§ß§ä §á§à§Õ§Ü§Ý§ð§é§Ö§ß §Ü §¥§Ú§ã§ä§Ñ§ß§è§Ú§à§ß§ß§à§Þ§å §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§à§Þ§å §à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ð6
.
8.1.2.§°§Ò §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§Ú §á§à§â§å§é§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ §ß§Ñ §á§Ö§â§Ö§Ó§à§Õ §ã§â§Ö§Õ§ã§ä§Ó §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·.
§ª§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §Õ§à§ã§ä§å§á§ß§Ñ §¬§Ý§Ú§Ö§ß§ä§å §Ó §Ó§í§á§Ú§ã§Ü§Ö §á§à §³§é§Ö§ä§å, §æ§à§â§Þ§Ú§â§å§Ö§Þ§à§Û §Ó §³§Ö§â§Ó§Ú§ã§Ñ§ç §¥§¢§° §Ú
§°§ä§Õ§Ö§Ý§Ö§ß§Ú§ñ§ç §¢§Ñ§ß§Ü§Ñ.
8.1.3.§° §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §ß§Ñ §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §£
§ã§Ý§å§é§Ñ§Ö §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Ó §Õ§Ñ§ä§å §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§å §ß§Ñ§á§â§Ñ§Ó§Ý§ñ§Ö§ä§ã§ñ SMS-
§ã§à§à§Ò§ë§Ö§ß§Ú§Ö §à §ä§à§Þ, §é§ä§à §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §ß§Ö §ç§Ó§Ñ§ä§Ñ§Ö§ä §ã§â§Ö§Õ§ã§ä§Ó, §Ú §Õ§Ý§ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§Ö§ß§Ú§ñ
§á§Ö§â§Ö§Ó§à§Õ§Ñ §¬§Ý§Ú§Ö§ß§ä§å §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à §á§à§á§à§Ý§ß§Ú§ä§î §³§é§Ö§ä §Ó §ä§Ö§é§Ö§ß§Ú§Ö 10 (§¥§Ö§ã§ñ§ä§Ú) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û. SMS-
§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§å §à§ä§á§â§Ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §ß§Ñ §ã§Ý§Ö§Õ§å§ð§ë§Ö§Û §Õ§Ö§ß§î §á§à§ã§Ý§Ö §á§Ý§Ñ§ß§à§Ó§à§Û §Õ§Ñ§ä§í §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ
§á§à§â§å§é§Ö§ß§Ú§ñ §Ú §á§à§Ó§ä§à§â§ß§à §é§Ö§â§Ö§Ù 5 (§±§ñ§ä§î) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §á§à§ã§Ý§Ö §á§Ý§Ñ§ß§à§Ó§à§Û §Õ§Ñ§ä§í (§Ó §ã§Ý§å§é§Ñ§Ö
§ß§Ö§Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ).
9. §±§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§Ö §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö
9.1.§µ§é§Ñ§ã§ä§ß§Ú§Ü §Ó§á§â§Ñ§Ó§Ö §à§ä§Ü§Ñ§Ù§Ñ§ä§î§ã§ñ §à§ä §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §Ó §Ý§ð§Ò§à§Ö §Ó§â§Ö§Þ§ñ. §¯§Ö§à§Ò§ç§à§Õ§Ú§Þ§à §Ó
§à§ä§Õ§Ö§Ý§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§Ñ §à§æ§à§â§Þ§Ú§ä§î §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ö §ß§Ñ §à§ä§Ü§Ý§ð§é§Ö§ß§Ú§Ö §à§ä §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §ã§Ó§à§Ò§à§Õ§ß§à§Û §æ§à§â§Þ§Ö.
§¯§Ñ §à§ã§ß§à§Ó§Ñ§ß§Ú§Ú §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §ß§Ñ §à§ä§Ü§Ý§ð§é§Ö§ß§Ú§Ö §à§ä §±§â§à§Ô§â§Ñ§Þ§Þ§í §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä§ã§ñ §é§Ý§Ö§ß§ã§ä§Ó§à
§µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. §¢§Ñ§ß§Ü §Ñ§ß§ß§å§Ý§Ú§â§å§Ö§ä §¢§à§ß§å§ã§í §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ú §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §ß§à§Ó§í§ç
§¢§à§ß§å§ã§à§Ó. §µ§é§Ñ§ã§ä§ß§Ú§Ü §ß§Ö §Ú§Þ§Ö§Ö§ä §á§â§Ñ§Ó§Ñ §ß§Ñ §á§à§Ý§å§é§Ö§ß§Ú§Ö §Ü§Ñ§Ü§à§Ô§à-§Ý§Ú§Ò§à §ï§Ü§Ó§Ú§Ó§Ñ§Ý§Ö§ß§ä§Ñ §Ñ§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§ß§í§ç
§¢§à§ß§å§ã§à§Ó.
9.2.§µ§é§Ñ§ã§ä§Ú§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä§ã§ñ §Ó §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §ã§Ý§å§é§Ñ§ñ§ç:
? §á§â§Ú §à§ä§Ü§Ñ§Ù§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á.9.1 §±§â§Ñ§Ó§Ú§Ý;
? §á§â§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§Ú §¢§Ñ§ß§Ü§à§Þ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í ¨C §å§é§Ñ§ã§ä§Ú§Ö §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä§ã§ñ §Ó §Õ§Ö§ß§î
§á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í;
? §á§â§Ú §Ù§Ñ§Ü§â§í§ä§Ú§Ú §³§é§Ö§ä§Ñ §¬§Ý§Ú§Ö§ß§ä§Ñ, §ã §Ü§à§ä§à§â§à§Ô§à §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á§à§â§å§é§Ö§ß§Ú§Ö§Þ §¬§Ý§Ú§Ö§ß§ä§Ñ
§á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §à§á§Ý§Ñ§ä§Ñ §µ§ã§Ý§å§Ô §¨§¬§·.
9.3.§¬§Ý§Ú§Ö§ß§ä, §â§Ñ§ß§Ö§Ö §à§ä§Ü§Ý§ð§é§Ú§Ó§ê§Ú§Û§ã§ñ §à§ä §±§â§à§Ô§â§Ñ§Þ§Þ§í, §Þ§à§Ø§Ö§ä §á§à§Ó§ä§à§â§ß§à §á§à§Õ§Ü§Ý§ð§é§Ú§ä§î§ã§ñ §Ü §ß§Ö§Û §Ó
§á§à§â§ñ§Õ§Ü§Ö, §à§á§â§Ö§Õ§Ö§Ý§Ö§ß§ß§à§Þ §Ó §â§Ñ§Ù§Õ§Ö§Ý§Ö 3 §±§â§Ñ§Ó§Ú§Ý.
10. §±§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§Ö §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í
10.1. §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ú§ä§î §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ä§Ú§ä§î §â§Ö§Ñ§Ý§Ú§Ù§Ñ§è§Ú§ð
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §Ý§ð§Ò§à§Ö §Ó§â§Ö§Þ§ñ §á§à §ã§Ó§à§Ö§Þ§å §å§ã§Þ§à§ä§â§Ö§ß§Ú§ð §á§â§Ú §å§ã§Ý§à§Ó§Ú§Ú §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó §ß§Ö
4
§¦§ã§Ý§Ú §ß§à§Þ§Ö§â §ä§Ö§Ý§Ö§æ§à§ß§Ñ §á§à§Õ§Ü§Ý§ð§é§Ö§ß §å §³§Ö§â§Ó§Ú§ã§å ?SMS-§Ò§Ñ§ß§Ü?.
5
§ª§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §Õ§à§ã§ä§å§á§ß§Ñ §Ó §³§Ö§â§Ó§Ú§ã§Ñ§ç ?§ª§ß§ä§Ö§â§ß§Ö§ä-§Ò§Ñ§ß§Ü?, ?§®§à§Ò§Ú§Ý§î§ß§í§Û §Ò§Ñ§ß§Ü? §Ú ?SMS-§Ò§Ñ§ß§Ü?.
6
§±§à§Õ§â§à§Ò§ß§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §à §á§à§Õ§Ü§Ý§ð§é§Ö§ß§Ú§Ú §â§Ñ§Ù§Þ§Ö§ë§Ö§ß§Ñ §ß§Ñ §ã§Ñ§Û§ä§Ö §¢§Ñ§ß§Ü§Ñ www.express-bank.ru §Ó ?§±§â§Ñ§Ó§Ú§Ý§Ñ§ç §Õ§Ú§ã§ä§Ñ§ß§è§Ú§à§ß§ß§à§Ô§à §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§à§Ô§à §à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §Ó §°§¡§° ?§¬§¢
?§£§à§ã§ä§à§é§ß§í§Û?.
6
§Þ§Ö§ß§Ö§Ö §é§Ö§Þ §Ù§Ñ 30 (§´§â§Ú§Õ§è§Ñ§ä§î) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §Õ§à §á§â§Ö§Õ§á§à§Ý§Ñ§Ô§Ñ§Ö§Þ§à§Û §Õ§Ñ§ä§í §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§Ú§ñ §Ú§Ý§Ú
§á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§ð§Ò§í§Þ §Ú§Ù §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §ã§á§à§ã§à§Ò§à§Ó:
? §á§å§ä§Ö§Þ §â§Ñ§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ö§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §ß§Ñ §³§Ñ§Û§ä§Ö §¢§Ñ§ß§Ü§Ñ §á§à §Ñ§Õ§â§Ö§ã§å:
www.express-bank.ru;
? §Ó §å§ã§ä§â§à§Û§ã§ä§Ó§Ñ§ç §ã§Ñ§Þ§à§à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ;
? §Ú§ß§í§Þ §ã§á§à§ã§à§Ò§à§Þ, §á§à§Ù§Ó§à§Ý§ñ§ð§ë§Ú§Þ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §á§à§Ý§å§é§Ú§ä§î §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð §Ú §å§ã§ä§Ñ§ß§à§Ó§Ú§ä§î, §é§ä§à
§à§ß§Ñ §Ú§ã§ç§à§Õ§Ú§ä §à§ä §¢§Ñ§ß§Ü§Ñ.
10.2. §´§Ñ§Ü§Ø§Ö §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ú§ä§î §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ä§Ú§ä§î
§Õ§Ö§Û§ã§ä§Ó§Ú§Ö §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §à§ä§ß§à§ê§Ö§ß§Ú§Ú §ä§Ö§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó, §Ü§à§ä§à§â§í§Ö §Õ§à§á§å§ã§ä§Ú§Ý§Ú §à§Ò§â§Ñ§Ù§à§Ó§Ñ§ß§Ú§Ö
§á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §á§à §Ý§ð§Ò§à§Þ§å §Õ§à§Ô§à§Ó§à§â§å, §Ù§Ñ§Ü§Ý§ð§é§Ö§ß§ß§à§Þ§å §ã §¢§Ñ§ß§Ü§à§Þ §Ú
§á§â§Ö§Õ§å§ã§Þ§Ñ§ä§â§Ú§Ó§Ñ§ð§ë§Ö§Þ§å §Ó§í§Õ§Ñ§é§å §¢§Ñ§ß§Ü§à§Þ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ü§â§Ö§Õ§Ú§ä§Ñ.
10.3. §£ §ã§Ý§å§é§Ñ§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ü§Ú §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §á§à §á§â§Ú§é§Ú§ß§Ñ§Þ,
§å§Ü§Ñ§Ù§Ñ§ß§ß§í§Þ §Ó §á.10.2 §±§â§Ñ§Ó§Ú§Ý, §¢§Ñ§ß§Ü §Ú§ß§æ§à§â§Þ§Ú§â§å§Ö§ä §Ü§Ý§Ú§Ö§ß§ä§Ñ §á§å§ä§Ö§Þ §à§ä§á§â§Ñ§Ó§Ü§Ú SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ
§á§à§ã§Ý§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ü§Ú §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í.
10.4. §£ §ã§Ý§å§é§Ñ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ú §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ú §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ§Þ§Ú §¢§à§ß§å§ã§à§Ó,
§ß§Ñ§ç§à§Õ§ñ§ë§Ú§Ö§ã§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§ç §ã§é§Ö§ä§Ñ§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó §¢§à§ß§å§ã§í §Ñ§ß§ß§å§Ý§Ú§â§å§ð§ä§ã§ñ §Ó §á§à§Ý§ß§à§Þ §à§Ò§ì§Ö§Þ§Ö.
11. §ª§Ù§Þ§Ö§ß§Ö§ß§Ú§Ö §±§â§Ñ§Ó§Ú§Ý §±§â§à§Ô§â§Ñ§Þ§Þ§í
11.1. §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §Ó§ß§à§ã§Ú§ä§î §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ §Ó §å§ã§Ý§à§Ó§Ú§ñ §ß§Ñ§ã§ä§à§ñ§ë§Ú§ç
§±§â§Ñ§Ó§Ú§Ý (§â§Ñ§Ù§Þ§Ö§â §Ú §Ü§å§â§ã §¢§à§ß§å§ã§Ñ, §å§ã§Ý§à§Ó§Ú§ñ §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ò§à§ß§å§ã§à§Ó, §á§Ö§â§Ö§é§Ö§ß§î §¢§à§ß§å§ã§ß§í§ç §°§á§Ö§â§Ñ§è§Ú§Û,
§á§â§à§é§Ö§Ö).
11.2. §¥§Ý§ñ §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ó §ã§Ú§Ý§å §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§Û §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§Û, §Ó§ß§à§ã§Ú§Þ§í§ç §¢§Ñ§ß§Ü§à§Þ §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ, §¢§Ñ§ß§Ü
§ã§à§Ò§Ý§ð§Õ§Ñ§Ö§ä §á§â§à§è§Ö§Õ§å§â§å §â§Ñ§ã§Ü§â§í§ä§Ú§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú. §±§â§Ö§Õ§Ó§Ñ§â§Ú§ä§Ö§Ý§î§ß§à§Ö §â§Ñ§ã§Ü§â§í§ä§Ú§Ö §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú
§à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §ß§Ö §Þ§Ö§ß§Ö§Ö §é§Ö§Þ §Ù§Ñ 10 (§¥§Ö§ã§ñ§ä§î) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §Õ§à §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ó §ã§Ú§Ý§å
§Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§Û §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§Û §±§â§Ñ§Ó§Ú§Ý.
11.3. §£§ã§Ö §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§ñ, §Ó§ß§à§ã§Ú§Þ§í§Ö §¢§Ñ§ß§Ü§à§Þ §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ú§Ö §±§â§Ñ§Ó§Ú§Ý§Ñ, §Ó§ã§ä§å§á§Ñ§ð§ä §Ó
§ã§Ú§Ý§å §ß§Ñ§é§Ú§ß§Ñ§ñ §ã§à §Õ§ß§ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §ã§à§à§Ò§ë§Ö§ß§Ú§Ú §á§â§Ú §â§Ñ§ã§Ü§â§í§ä§Ú§Ú §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú.
11.4. §¢§Ñ§ß§Ü §ã §è§Ö§Ý§î§ð §à§Ù§ß§Ñ§Ü§à§Þ§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó §ã §å§ã§Ý§à§Ó§Ú§ñ§Þ§Ú (§Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ§Þ§Ú) §±§â§Ñ§Ó§Ú§Ý
§â§Ñ§Ù§Þ§Ö§ë§Ñ§Ö§ä §±§â§Ñ§Ó§Ú§Ý§Ñ §á§å§ä§Ö§Þ §á§â§Ö§Õ§Ó§Ñ§â§Ú§ä§Ö§Ý§î§ß§à§Ô§à §â§Ñ§ã§Ü§â§í§ä§Ú§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §Ý§ð§Ò§í§Þ §Ú§Ù §ß§Ú§Ø§Ö§å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç
§ã§á§à§ã§à§Ò§à§Ó:
? §á§å§ä§Ö§Þ §â§Ñ§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ö§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §ß§Ñ §³§Ñ§Û§ä§Ö §¢§Ñ§ß§Ü§Ñ §á§à §Ñ§Õ§â§Ö§ã§å:
www.express-bank.ru,
? §Ó §å§ã§ä§â§à§Û§ã§ä§Ó§Ñ§ç §ã§Ñ§Þ§à§à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ,
? §Ú§ß§í§Þ §ã§á§à§ã§à§Ò§à§Þ, §á§à§Ù§Ó§à§Ý§ñ§ð§ë§Ú§Þ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §á§à§Ý§å§é§Ú§ä§î §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð §Ú §å§ã§ä§Ñ§ß§à§Ó§Ú§ä§î, §é§ä§à
§à§ß§Ñ §Ú§ã§ç§à§Õ§Ú§ä §à§ä §¢§Ñ§ß§Ü§Ñ.
11.5. §®§à§Þ§Ö§ß§ä§à§Þ §à§Ù§ß§Ñ§Ü§à§Þ§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ã §à§á§å§Ò§Ý§Ú§Ü§à§Ó§Ñ§ß§ß§à§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ö§Û §ã§é§Ú§ä§Ñ§Ö§ä§ã§ñ
§Ó§â§Ö§Þ§ñ, §ã §Ü§à§ä§à§â§à§Ô§à §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §Õ§à§ã§ä§å§á§ß§Ñ §Õ§Ý§ñ §¬§Ý§Ú§Ö§ß§ä§à§Ó §¢§Ñ§ß§Ü§Ñ.
11.6. §³ §è§Ö§Ý§î§ð §à§Ò§Ö§ã§á§Ö§é§Ö§ß§Ú§ñ §Ô§Ñ§â§Ñ§ß§ä§Ú§â§à§Ó§Ñ§ß§ß§à§Ô§à §à§Ù§ß§Ñ§Ü§à§Þ§Ý§Ö§ß§Ú§ñ §Ó§ã§Ö§ç §Ý§Ú§è, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§ç§ã§ñ
§Ü §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ, §µ§é§Ñ§ã§ä§ß§Ú§Ü §à§Ò§ñ§Ù§Ñ§ß §Ö§Ø§Ö§Þ§Ö§ã§ñ§é§ß§à §ã§Ñ§Þ§à§ã§ä§à§ñ§ä§Ö§Ý§î§ß§à §Ú§Ý§Ú §é§Ö§â§Ö§Ù §å§á§à§Ý§ß§à§Þ§à§é§Ö§ß§ß§í§ç §Ý§Ú§è
§à§Ò§â§Ñ§ë§Ñ§ä§î§ã§ñ §Ó §¢§Ñ§ß§Ü §Õ§Ý§ñ §á§à§Ý§å§é§Ö§ß§Ú§ñ §ã§Ó§Ö§Õ§Ö§ß§Ú§Û §à§Ò §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ§ç §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§ñ§ç, §Ó§ß§Ö§ã§Ö§ß§ß§í§ç §Ó
§±§â§Ñ§Ó§Ú§Ý§Ñ.
11.7. §­§ð§Ò§í§Ö §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§ñ §±§â§Ñ§Ó§Ú§Ý §ã §Þ§à§Þ§Ö§ß§ä§Ñ §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ú§ç §Ó §ã§Ú§Ý§å / §Ó§Ó§à§Õ§Ñ §Ó
§Õ§Ö§Û§ã§ä§Ó§Ú§Ö §â§Ñ§ã§á§â§à§ã§ä§â§Ñ§ß§ñ§ð§ä§ã§ñ §ß§Ñ §Ó§ã§Ö§ç §Ý§Ú§è, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§ç§ã§ñ §Ü §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ, §Ó §ä§à§Þ §é§Ú§ã§Ý§Ö §â§Ñ§ß§Ö§Ö
§Õ§Ñ§ä§í §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ó §ã§Ú§Ý§å §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§Û §±§â§Ñ§Ó§Ú§Ý.
12. §±§â§à§é§Ú§Ö §å§ã§Ý§à§Ó§Ú§ñ
12.1. §£§ã§Ö §ã§á§à§â§í §Ú §â§Ñ§Ù§ß§à§Ô§Ý§Ñ§ã§Ú§ñ, §ã§Ó§ñ§Ù§Ñ§ß§ß§í§Ö §ã §å§é§Ñ§ã§ä§Ú§Ö§Þ §¬§Ý§Ú§Ö§ß§ä§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §á§à§Õ§Ý§Ö§Ø§Ñ§ä
§â§Ñ§ã§ã§Þ§à§ä§â§Ö§ß§Ú§ð §Ó §ã§å§Õ§Ö §Ó §á§à§â§ñ§Õ§Ü§Ö, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§à§Þ §Ù§Ñ§Ü§à§ß§à§Õ§Ñ§ä§Ö§Ý§î§ã§ä§Ó§à§Þ §²§à§ã§ã§Ú§Û§ã§Ü§à§Û §¶§Ö§Õ§Ö§â§Ñ§è§Ú§Ú.
12.2. §£§ã§Ö, §é§ä§à §ß§Ö §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§à §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú, §â§Ö§Ô§å§Ý§Ú§â§å§Ö§ä§ã§ñ §Ù§Ñ§Ü§à§ß§à§Õ§Ñ§ä§Ö§Ý§î§ã§ä§Ó§à§Þ
§²§à§ã§ã§Ú§Û§ã§Ü§à§Û §¶§Ö§Õ§Ö§â§Ñ§è§Ú§Ú §Ú §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§í§Þ§Ú §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §ß§Ú§Þ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ú§Þ§Ú §á§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú.

More Related Content

Similar to Pravila programmy-zhkh-bonus (20)

§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6
§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6
§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6
minfingovkz
?
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...
RapidSoft
?
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
dmitry_m
?
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
dmitry_m
?
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)
Prostobank Consulting
?
§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û
§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û
§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û
socamp2011
?
Art bank presentation-credit_card_products
Art bank presentation-credit_card_productsArt bank presentation-credit_card_products
Art bank presentation-credit_card_products
ART BANK
?
Deposits from web
Deposits from webDeposits from web
Deposits from web
Vladimir Yuzhakov
?
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ
yanaosadchayaTAS
?
§Ú§Þ§ñ
§Ú§Þ§ñ§Ú§Þ§ñ
§Ú§Þ§ñ
extrimfan
?
Gazeta ¡í1 sait
Gazeta ¡í1 saitGazeta ¡í1 sait
Gazeta ¡í1 sait
Valeriy Kardashov
?
§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1
§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1
§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1
CB Transportny
?
§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü
§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü
§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü
Alexander Salnikov
?
§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú
§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú
§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú
Tabtabusconf
?
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ
platonovkr
?
§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"
§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"
§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"
§¯§¿§±§¬ "§³§°§À§© "§¡§´§¡§®§¦§¬§¦§¯"
?
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...
RapidSoft
?
§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6
§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6
§±§±§¬§²§£_§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ 6
minfingovkz
?
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §Ò§à§ß§å§ã§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Õ§Ý§ñ §â§à§Ù§ß§Ú§è§í §Ú §Ò§Ñ§ß§Ü§à§Ó: §ß§à§Ó§í§Ö §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §á§â§Ú§Ó§Ý§Ö...
RapidSoft
?
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
dmitry_m
?
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
§á§â§à§è§Ö§ß§ä§í §á§à §Ü§â§Ö§Õ§Ú§ä§Ñ§Þ
dmitry_m
?
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)
§±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú §Ó §Ò§Ñ§ß§Ü§Ñ§ç (§Ú§ã§ã§Ý§Ö§Õ§à§Ó§Ñ§ß§Ú§Ö §ß§Ñ 24.10.2014)
Prostobank Consulting
?
§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û
§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û
§®§´§³ §Ú §ã§Ò§à§â §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ò§Ý§Ñ§Ô§à§ä§Ó§à§â§Ú§ä§Ö§Ý§î§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û
socamp2011
?
Art bank presentation-credit_card_products
Art bank presentation-credit_card_productsArt bank presentation-credit_card_products
Art bank presentation-credit_card_products
ART BANK
?
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§à §Ü§Ü §Ò§à§Ý§î§ê§Ñ§ñ §á§ñ§ä§Ö§â§Ü§Ñ
yanaosadchayaTAS
?
§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1
§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1
§¤§Ñ§Ù§Ö§ä§Ñ "§¶§Ú§ß§Ñ§ß§ã§í §Õ§Ý§ñ §Ý§ð§Õ§Ö§Û" ¡í1
CB Transportny
?
§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü
§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü
§±§â§Ö§Õ§á§â§Ú§ß§Ú§Þ§Ñ§ä§Ö§Ý§î §Ú §Ò§Ñ§ß§Ü
Alexander Salnikov
?
§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú
§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú
§²§à§ã§ä §á§â§à§Õ§Ñ§Ø §ã §Ú§ß§ä§Ö§â§ß§Ö§ä §Þ§Ñ§Ô§Ñ§Ù§Ú§ß§à§Þ. §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú
Tabtabusconf
?
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ
§á§â§Ö§Ù§Ö§ß§ä§Ñ§è§Ú§ñ §á§Ñ§â§ä§ß§Ö§â§í §á§à§ã §ß§à§Ó§Ñ§ñ
platonovkr
?
§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"
§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"
§¬§â§Ñ§ä§Ü§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §á§à "§¥§à§â§à§Ø§ß§à§Û §Ü§Ñ§â§ä§Ö §Ò§Ú§Ù§ß§Ö§ã§Ñ - 2020"
§¯§¿§±§¬ "§³§°§À§© "§¡§´§¡§®§¦§¬§¦§¯"
?
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...
§µ§ß§Ú§Ó§Ö§â§ã§Ñ§Ý§î§ß§Ñ§ñ §ã§Ú§ã§ä§Ö§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú: §ã§Ú§ß§Ö§â§Ô§Ú§ñ §Ò§Ñ§ß§Ü§à§Ó, §ä§à§â§Ô§à§Ó§í§ç §Ü§à§Þ§á§Ñ§ß§Ú§Û §Ú §Ü§Ý§Ú§Ö§ß§ä...
RapidSoft
?

Pravila programmy-zhkh-bonus

  • 1. 1 §±§²§¡§£§ª§­§¡ §±§â§à§Ô§â§Ñ§Þ§Þ§í ?§¨§¬§· §¢§à§ß§å§ã? 1. §´§Ö§â§Þ§Ú§ß§í §Ú §à§á§â§Ö§Õ§Ö§Ý§Ö§ß§Ú§ñ §¡§Ü§è§Ú§ñ ¨C §Þ§Ñ§â§Ü§Ö§ä§Ú§ß§Ô§à§Ó§à§Ö §Ú/§Ú§Ý§Ú §â§Ö§Ü§Ý§Ñ§Þ§ß§à§Ö §Þ§Ö§â§à§á§â§Ú§ñ§ä§Ú§Ö, §ã§à§á§â§à§Ó§à§Ø§Õ§Ñ§ð§ë§Ö§Ö§ã§ñ §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö§Þ §¢§à§ß§å§ã§à§Ó. §¢§Ñ§ß§Ü ¨C §°§ä§Ü§â§í§ä§à§Ö §Ñ§Ü§è§Ú§à§ß§Ö§â§ß§à§Ö §à§Ò§ë§Ö§ã§ä§Ó§à ?§£§à§ã§ä§à§é§ß§í§Û §ï§Ü§ã§á§â§Ö§ã§ã §Ò§Ñ§ß§Ü? (§°§¡§° §¬§¢ ?§£§à§ã§ä§à§é§ß§í§Û?), §¤§Ö§ß§Ö§â§Ñ§Ý§î§ß§Ñ§ñ §Ý§Ú§è§Ö§ß§Ù§Ú§ñ §¸§¢ §²§¶ ¡í 1460 §à§ä 16.07.2012 §Ô. §¢§à§ß§å§ã ¨C §å§ã§Ý§à§Ó§ß§Ñ§ñ §Ö§Õ§Ú§ß§Ú§è§Ñ, §Ù§Ñ§é§Ú§ã§Ý§ñ§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §ß§Ñ §ã§á§Ö§è§Ú§Ñ§Ý§î§ß§í§Û §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ú §ã§á§Ú§ã§í§Ó§Ñ§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §ã §¢§à§ß§å§ã§ß§à§Ô§à §ã§é§Ö§ä§Ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §Ú §Õ§Ñ§ð§ë§Ñ§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §á§â§Ñ§Ó§à §ß§Ñ §á§à§Ý§å§é§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ. §¢§à§ß§å§ã§í §Ú§ã§á§à§Ý§î§Ù§å§ð§ä§ã§ñ §ä§à§Ý§î§Ü§à §Ó §å§é§Ö§ä§ß§í§ç §è§Ö§Ý§ñ§ç §Ú §ß§Ö §ñ§Ó§Ý§ñ§ð§ä§ã§ñ §Ú §ß§Ö §Þ§à§Ô§å§ä §ñ§Ó§Ý§ñ§ä§î§ã§ñ §ã§â§Ö§Õ§ã§ä§Ó§à§Þ §á§Ý§Ñ§ä§Ö§Ø§Ñ, §Ü§Ñ§Ü§Ú§Þ-§Ý§Ú§Ò§à §Ó§Ú§Õ§à§Þ §Ó§Ñ§Ý§ð§ä§í §Ú§Ý§Ú §è§Ö§ß§ß§à§Û §Ò§å§Þ§Ñ§Ô§à§Û, §ß§Ö §Þ§à§Ô§å§ä §Ò§í§ä§î §à§Ò§ß§Ñ§Ý§Ú§é§Ö§ß§í, §á§à§Õ§Ñ§â§Ö§ß§í §ä§â§Ö§ä§î§Ú§Þ §Ý§Ú§è§Ñ§Þ §Ú§Ý§Ú §á§Ö§â§Ö§Õ§Ñ§ß§í §á§à §ß§Ñ§ã§Ý§Ö§Õ§ã§ä§Ó§å. §¢§à§ß§å§ã§ß§à§Ö §£§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö ¨C §Ó§í§â§Ñ§Ø§Ö§ß§ß§à§Ö §Ó §â§å§Ò§Ý§ñ§ç §é§Ñ§ã§ä§Ú§é§ß§à§Ö §Ú§Ý§Ú §á§à§Ý§ß§à§Ö §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§à§Þ §ã§å§Þ§Þ§í, §ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§ß§à§Û §ã§à §³§é§Ö§ä§Ñ §å§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ß§Ñ §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §¢§à§ß§å§ã§ß§Ñ§ñ §°§á§Ö§â§Ñ§è§Ú§ñ ¨C §ã§à§Ó§Ö§â§ê§Ö§ß§ß§Ñ§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ñ§ñ §à§á§Ö§â§Ñ§è§Ú§ñ, §ñ§Ó§Ý§ñ§ð§ë§Ñ§ñ§ã§ñ §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §à§ã§ß§à§Ó§Ñ§ß§Ú§Ö§Þ §Õ§Ý§ñ §Ù§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ö§Ô§à §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§Ñ §¢§à§ß§å§ã§à§Ó §¢§à§ß§å§ã§ß§í§Û §³§é§Ö§ä ¨C §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §ß§Ñ §Ü§à§ä§à§â§í§Û §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §¢§Ñ§ß§Ü§à§Þ §Ù§Ñ§é§Ú§ã§Ý§ñ§ð§ä§ã§ñ §Ú §ã §Ü§à§ä§à§â§à§Ô§à §¢§Ñ§ß§Ü§à§Þ §ã§á§Ú§ã§í§Ó§Ñ§ð§ä§ã§ñ §¢§à§ß§å§ã§í. §¢§à§ß§å§ã§ß§í§Û §³§é§Ö§ä §ß§Ö §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ú§Þ §ã§é§Ö§ä§à§Þ, §Ü §Ü§à§ä§à§â§à§Þ§å §ï§Þ§Ú§ä§Ú§â§à§Ó§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ. §¬§Ñ§â§ä§Ñ ¨C §ï§Þ§Ú§ä§Ú§â§å§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ñ§ñ §Ü§Ñ§â§ä§Ñ, §á§â§Ú §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ú §Ü§à§ä§à§â§à§Û, §Ó §ã§Ý§å§é§Ñ§Ö §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ §¢§Ñ§ß§Ü§Ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §ã§à§Ô§Ý§Ñ§ã§ß§à §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ §Ú §´§Ñ§â§Ú§æ§Ñ§Þ §¢§Ñ§ß§Ü§Ñ §á§â§à§Ú§Ù§Ó§à§Õ§ñ§ä§ã§ñ §±§â§à§è§Ö§Õ§å§â§í §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ú §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó, §Ú §Ü§à§ä§à§â§Ñ§ñ §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ý§ñ§Ö§ä §á§â§Ñ§Ó§à §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ó§à§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ä§î§ã§ñ §¢§à§ß§å§ã§ß§í§Þ §£§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö§Þ. §¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ ¨C §æ§Ú§Ù§Ú§é§Ö§ã§Ü§à§Ö §Ý§Ú§è§à, §Ù§Ñ§Ü§Ý§ð§é§Ú§Ó§ê§Ö§Ö §ã §¢§Ñ§ß§Ü§à§Þ §Õ§à§Ô§à§Ó§à§â, §á§à §å§ã§Ý§à§Ó§Ú§ñ§Þ §Ü§à§ä§à§â§à§Ô§à §¢§Ñ§ß§Ü §à§ä§Ü§â§í§Ý §¬§Ý§Ú§Ö§ß§ä§å §³§é§Ö§ä §Ú §Ó§í§á§å§ã§ä§Ú§Ý §Ü §ß§Ö§Þ§å §¬§Ñ§â§ä§å. §­§Ú§Þ§Ú§ä §Ñ§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú ¨C §°§ã§ä§Ñ§ä§à§Ü §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§ç§ã§ñ §ß§Ñ §³§é§Ö§ä§Ö §¬§Ý§Ú§Ö§ß§ä§Ñ, §Ñ §ä§Ñ§Ü§Ø§Ö §ã§å§Þ§Þ§Ñ §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§ß§à§Ô§à §­§Ú§Þ§Ú§ä§Ñ §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ (§á§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú), §Õ§à§ã§ä§å§á§ß§í§Ö §Õ§Ý§ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§ñ §à§á§Ö§â§Ñ§è§Ú§Û c §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä§í §Ú §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§í§Ö §Ó §á§â§à§è§Ö§ã§ã§Ú§ß§Ô§à§Ó§à§Þ §è§Ö§ß§ä§â§Ö §¢§Ñ§ß§Ü§Ñ. §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§í§Û §Õ§Ö§ß§î ¨C §Ó§â§Ö§Þ§Ö§ß§ß§à§Û §á§Ö§â§Ú§à§Õ, §Ó §ä§Ö§é§Ö§ß§Ú§Ö §Ü§à§ä§à§â§à§Ô§à §¢§Ñ§ß§Ü §á§â§Ú§ß§Ú§Þ§Ñ§Ö§ä §Ú §Ú§ã§á§à§Ý§ß§ñ§Ö§ä §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ. §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§í§Û §Õ§Ö§ß§î §à§á§â§Ö§Õ§Ö§Ý§ñ§Ö§ä§ã§ñ §á§à §Þ§Ö§ã§ä§å §à§ä§Ü§â§í§ä§Ú§ñ §³§é§Ö§ä§Ñ. §±§â§Ñ§Ó§Ú§Ý§Ñ ¨C §ß§Ñ§ã§ä§à§ñ§ë§Ú§Û §Õ§à§Ü§å§Þ§Ö§ß§ä, §à§á§â§Ö§Õ§Ö§Ý§ñ§ð§ë§Ú§Û §å§ã§Ý§à§Ó§Ú§ñ §Ú §á§à§â§ñ§Õ§à§Ü §å§é§Ñ§ã§ä§Ú§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. §±§â§à§Ô§â§Ñ§Þ§Þ§Ñ ¨C §â§Ö§Ñ§Ý§Ú§Ù§å§Ö§Þ§Ñ§ñ §¢§Ñ§ß§Ü§à§Þ §á§â§à§Ô§â§Ñ§Þ§Þ§Ñ §Ý§à§ñ§Ý§î§ß§à§ã§ä§Ú ?§¨§¬§· §¢§à§ß§å§ã?, §á§à§ã§ä§â§à§Ö§ß§ß§Ñ§ñ §ß§Ñ §ã§Ú§ã§ä§Ö§Þ§Ö §ß§Ñ§Ü§à§á§Ý§Ö§ß§Ú§ñ §Ú §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó. §±§â§à§è§Ö§Õ§å§â§Ñ §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó ¨C §á§â§à§è§Ö§Õ§å§â§Ñ, §Ó §â§Ö§Ù§å§Ý§î§ä§Ñ§ä§Ö §Ü§à§ä§à§â§à§Û §á§â§à§Ú§ã§ç§à§Õ§Ú§ä §å§Ó§Ö§Ý§Ú§é§Ö§ß§Ú§Ö §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§Ñ §¢§à§ß§å§ã§à§Ó §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §³§é§Ö§ä§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §á§à §à§ã§ß§à§Ó§Ñ§ß§Ú§ñ§Þ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Þ §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ§ç. §±§â§à§è§Ö§Õ§å§â§Ñ §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó ¨C §á§â§à§è§Ö§Õ§å§â§Ñ, §Ó §â§Ö§Ù§å§Ý§î§ä§Ñ§ä§Ö §Ü§à§ä§à§â§à§Û §á§â§à§Ú§ã§ç§à§Õ§Ú§ä §å§Þ§Ö§ß§î§ê§Ö§ß§Ú§Ö §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§Ñ §¢§à§ß§å§ã§à§Ó §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §³§é§Ö§ä§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §á§à §à§ã§ß§à§Ó§Ñ§ß§Ú§ñ§Þ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Þ §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ§ç. §±§â§à§è§Ö§Õ§å§â§Ñ §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó ¨C §à§ä§Þ§Ö§ß§Ñ §á§â§Ñ§Ó§Ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ß§Ñ §á§à§Ý§å§é§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §á§à §¢§à§ß§å§ã§Ñ§Þ, §â§Ñ§ß§Ö§Ö §Ù§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§Þ §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä, §á§å§ä§Ö§Þ §á§â§à§Ó§Ö§Õ§Ö§ß§Ú§ñ §±§â§à§è§Ö§Õ§å§â§í §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó §ã §¢§à§ß§å§ã§ß§à§Ô§à §ã§é§Ö§ä§Ñ. §³§é§Ö§ä ¨C §ä§Ö§Ü§å§ë§Ú§Û §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ú§Û §ã§é§Ö§ä, §à§ä§Ü§â§í§ä§í§Û §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §¢§Ñ§ß§Ü§Ö, §Ü §Ü§à§ä§à§â§à§Þ§å §ï§Þ§Ú§ä§Ú§â§à§Ó§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ. §µ§ã§Ý§å§Ô§Ú §¨§¬§· ¨C §ï§Ý§Ö§Ü§ä§â§à§ã§ß§Ñ§Ò§Ø§Ö§ß§Ú§Ö, §Ó§à§Õ§à§ã§ß§Ñ§Ò§Ø§Ö§ß§Ú§Ö §Ú §Ó§à§Õ§à§à§ä§Ó§Ö§Õ§Ö§ß§Ú§Ö, §Ý§Ú§æ§ä§à§Ó§à§Ö §ç§à§Ù§ñ§Û§ã§ä§Ó§à, §ã§Ý§Ñ§Ò§à§ä§à§é§ß§í§Ö §ã§Ö§ä§Ú (§Ó §ä.§é. §ä§Ö§Ý§Ö§Ü§à§Þ§Þ§å§ß§Ú§Ü§Ñ§è§Ú§à§ß§ß§í§Ö), §Ó§í§Ó§à§Ù §Þ§å§ã§à§â§Ñ, §Ü§Ñ§á§Ú§ä§Ñ§Ý§î§ß§í§Û §Ú §ä§Ö§Ü§å§ë§Ú§Û
  • 2. 2 §â§Ö§Þ§à§ß§ä §Ù§Õ§Ñ§ß§Ú§Û, §ä§Ö§Ü§å§ë§Ñ§ñ §å§Ò§à§â§Ü§Ñ, §ã§à§Õ§Ö§â§Ø§Ñ§ß§Ú§Ö §á§â§Ú§Õ§à§Þ§à§Ó§í§ç §ä§Ö§â§â§Ú§ä§à§â§Ú§Û §Ú §Ú§ß§í§Ö §å§ã§Ý§å§Ô§Ú, §ã§Ó§ñ§Ù§Ñ§ß§ß§í§Ö §ã §æ§å§ß§Ü§è§Ú§à§ß§Ú§â§à§Ó§Ñ§ß§Ú§Ö§Þ §Ú§ß§Ø§Ö§ß§Ö§â§ß§à§Û §Ú§ß§æ§â§Ñ§ã§ä§â§å§Ü§ä§å§â§í §Ù§Õ§Ñ§ß§Ú§Û, §à§Ò§Ö§ã§á§Ö§é§Ö§ß§Ú§Ö§Þ §å§Õ§à§Ò§ã§ä§Ó§Ñ §Ú §Ü§à§Þ§æ§à§â§ä§Ñ§Ò§Ö§Ý§î§ß§à§ã§ä§Ú §á§â§à§Ø§Ú§Ó§Ñ§ß§Ú§ñ §Ú §ß§Ñ§ç§à§Ø§Õ§Ö§ß§Ú§ñ §Ó §ß§Ú§ç §Ý§ð§Õ§Ö§Û. §µ§é§Ñ§ã§ä§ß§Ú§Ü §±§â§à§Ô§â§Ñ§Þ§Þ§í (§µ§é§Ñ§ã§ä§ß§Ú§Ü) ¨C §¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§Û§ã§ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §å§Ü§Ñ§Ù§Ñ§ß§ß§í§Þ §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ú§ç §±§â§Ñ§Ó§Ú§Ý§Ñ§ç §ã§á§à§ã§à§Ò§à§Þ. 2. §°§Ò§ë§Ú§Ö §á§à§Ý§à§Ø§Ö§ß§Ú§ñ 2.1.§¯§Ñ§ã§ä§à§ñ§ë§Ú§Ö §±§â§Ñ§Ó§Ú§Ý§Ñ §á§â§à§Ô§â§Ñ§Þ§Þ§í ?§¨§¬§· §¢§à§ß§å§ã? §à§á§â§Ö§Õ§Ö§Ý§ñ§ð§ä §å§ã§Ý§à§Ó§Ú§ñ §Ú §á§à§â§ñ§Õ§à§Ü §å§é§Ñ§ã§ä§Ú§ñ §Ü§Ý§Ú§Ö§ß§ä§à§Ó §¢§Ñ§ß§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. 2.2.§¥§Ö§Û§ã§ä§Ó§Ú§Ö §±§â§à§Ô§â§Ñ§Þ§Þ§í §â§Ñ§ã§á§â§à§ã§ä§â§Ñ§ß§ñ§Ö§ä§ã§ñ §ß§Ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§ç§ã§ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. 2.3.§©§Ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ö §Ó §á§Ö§â§Ú§à§Õ §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §Ü§Ñ§Ø§Õ§à§Û §¢§à§ß§å§ã§ß§à§Û §°§á§Ö§â§Ñ§è§Ú§Ú §¢§Ñ§ß§Ü §ß§Ñ§é§Ú§ã§Ý§ñ§Ö§ä §¢§à§ß§å§ã§í §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §á§à§â§ñ§Õ§Ü§Ö, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§à§Þ §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú. 2.4.§±§â§à§Ô§â§Ñ§Þ§Þ§Ñ §ß§Ö §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §Ý§à§ä§Ö§â§Ö§Ö§Û. 2.5.§³§â§à§Ü §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §ß§Ö §à§Ô§â§Ñ§ß§Ú§é§Ö§ß. §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §Ý§ð§Ò§à§Û §Þ§à§Þ§Ö§ß§ä §Ò§Ö§Ù §à§Ò§ì§ñ§ã§ß§Ö§ß§Ú§ñ §á§â§Ú§é§Ú§ß §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §á§â§Ö§Ü§â§Ñ§ä§Ú§ä§î §Õ§Ö§Û§ã§ä§Ó§Ú§Ö §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á§à§â§ñ§Õ§Ü§à§Þ, §Ú§Ù§Ý§à§Ø§Ö§ß§ß§í§Þ §Ó §â§Ñ§Ù§Õ§Ö§Ý§Ö 10 §±§â§Ñ§Ó§Ú§Ý. 3. §²§Ö§Ô§Ú§ã§ä§â§Ñ§è§Ú§ñ §Ú §Ñ§Ü§ä§Ú§Ó§Ñ§è§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö 3.1.§¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ §Ó§á§â§Ñ§Ó§Ö §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§ä§î§ã§ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §Ó §ã§Ý§å§é§Ñ§Ö, §Ö§ã§Ý§Ú §´§Ñ§â§Ú§æ§ß§í§Þ §á§Ý§Ñ§ß§à§Þ, §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §Ü§à§ä§à§â§í§Þ §¬§Ý§Ú§Ö§ß§ä§å §Ó§í§á§å§ë§Ö§ß§Ñ §¬§Ñ§â§ä§Ñ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§Ñ §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§î §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. §±§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§Ö §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §á§å§ä§Ö§Þ §á§à§Õ§Ñ§é§Ú §¬§Ý§Ú§Ö§ß§ä§à§Þ §¢§Ñ§ß§Ü§å §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §Õ§à§Ü§å§Þ§Ö§ß§ä§à§Ó §Ó §ã§à§Ó§à§Ü§å§á§ß§à§ã§ä§Ú: ? §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §à §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§Ú §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö; ? §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §à§Ò §à§ã§å§ë§Ö§ã§ä§Ó§Ý§Ö§ß§Ú§Ú §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·; ? §á§Ý§Ñ§ä§Ö§Ø§ß§í§Û §Õ§à§Ü§å§Þ§Ö§ß§ä (§ã§é§Ö§ä, §Ü§Ó§Ú§ä§Ñ§ß§è§Ú§ñ §Ú §Õ§â.) §ß§Ñ §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §µ§Ü§Ñ§Ù§Ñ§ß§ß§í§Ö §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ö§Þ §á§å§ß§Ü§ä§Ö §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §ã§à§ã§ä§Ñ§Ó§Ý§ñ§ð§ä§ã§ñ §á§à §æ§à§â§Þ§Ö §¢§Ñ§ß§Ü§Ñ §Ú §Þ§à§Ô§å§ä §Ò§í§ä§î §à§æ§à§â§Þ§Ý§Ö§ß§í §Ó §Ó§Ú§Õ§Ö §à§Õ§ß§à§Ô§à §Õ§à§Ü§å§Þ§Ö§ß§ä§Ñ. 3.2.§±§â§Ú§ã§à§Ö§Õ§Ú§ß§ñ§ñ§ã§î §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §¬§Ý§Ú§Ö§ß§ä §¢§Ñ§ß§Ü§Ñ, §ä§Ñ§Ü§Ú§Þ §à§Ò§â§Ñ§Ù§à§Þ, §á§à§Õ§ä§Ó§Ö§â§Ø§Õ§Ñ§Ö§ä, §é§ä§à §à§ß §à§Ù§ß§Ñ§Ü§à§Þ§Ú§Ý§ã§ñ §ã §ß§Ñ§ã§ä§à§ñ§ë§Ú§Þ§Ú §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú, §á§â§Ú§ß§Ú§Þ§Ñ§Ö§ä §å§ã§Ý§à§Ó§Ú§ñ §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §ã§à§Ô§Ý§Ñ§ã§Ö§ß §ã §ß§Ú§Þ§Ú §Ú §à§Ò§ñ§Ù§å§Ö§ä§ã§ñ §Ú§ç §ã§à§Ò§Ý§ð§Õ§Ñ§ä§î. 4. §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó 4.1.§¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §á§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §Ó§Ú§Õ§à§Ó §¢§à§ß§å§ã§ß§í§ç §°§á§Ö§â§Ñ§è§Ú§Û: ? §á§Ö§â§Ö§Ó§à§Õ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §ã §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä§í §Ó §ã§é§Ö§ä §à§á§Ý§Ñ§ä§í §ä§à§Ó§Ñ§â§à§Ó §Ú§Ý§Ú §å§ã§Ý§å§Ô (§â§Ñ§ã§é§Ö§ä§í §á§à §¬§Ñ§â§ä§Ö §Ó §ä§à§â§Ô§à§Ó§à-§â§à§Ù§ß§Ú§é§ß§à§Û §ã§Ö§ä§Ú); ? §á§à§Ý§å§é§Ö§ß§Ú§Ö §ß§Ñ§Ý§Ú§é§ß§í§ç §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §ã §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä§í §Ó §Ò§Ñ§ß§Ü§à§Þ§Ñ§ä§Ñ§ç §¢§Ñ§ß§Ü§Ñ, §Ñ §ä§Ñ§Ü§Ø§Ö §Ó §Ò§Ñ§ß§Ü§à§Þ§Ñ§ä§Ñ§ç §Ú §á§å§ß§Ü§ä§Ñ§ç §Ó§í§Õ§Ñ§é§Ú §ß§Ñ§Ý§Ú§é§ß§í§ç §Ú§ß§í§ç §Ü§â§Ö§Õ§Ú§ä§ß§í§ç §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Û. 4.2.§¢§à§ß§å§ã§í §ß§Ñ§é§Ú§ã§Ý§ñ§ð§ä§ã§ñ §Ù§Ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§í§ç §à§á§Ö§â§Ñ§è§Ú§Û §ã §Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ö§Þ §¬§Ñ§â§ä, §Ñ§Ü§ä§Ú§Ó§Ú§â§à§Ó§Ñ§ß§ß§í§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §á§à§ã§Ý§Ö ?04? §Ñ§á§â§Ö§Ý§ñ 2014 §Ô., §ã §Þ§à§Þ§Ö§ß§ä§Ñ §Ñ§Ü§ä§Ú§Ó§Ñ§è§Ú§Ú §¬§Ñ§â§ä§í §ß§Ö§Ù§Ñ§Ó§Ú§ã§Ú§Þ§à §à§ä §Õ§Ñ§ä§í §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ §Ü §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. 4.3.§²§Ñ§Ù§Þ§Ö§â §¢§à§ß§å§ã§Ñ §Ù§Ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Û §Ó §á.4.1 §±§â§Ñ§Ó§Ú§Ý §ã§à§ã§ä§Ñ§Ó§Ý§ñ§Ö§ä: ? §á§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §à§á§Ö§â§Ñ§è§Ú§Ú §á§à §á§Ö§â§Ö§Ó§à§Õ§å §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó ¨C 4 (§¹§Ö§ä§í§â§Ö) §á§â§à§è§Ö§ß§ä§Ñ §à§ä §ã§å§Þ§Þ§í §à§á§Ö§â§Ñ§è§Ú§Ú; ? §á§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §à§á§Ö§â§Ñ§è§Ú§Ú §á§à §á§à§Ý§å§é§Ö§ß§Ú§ð §ß§Ñ§Ý§Ú§é§ß§í§ç §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó ¨C 1,5 (§°§Õ§ß§Ñ §è§Ö§Ý§Ñ§ñ §á§ñ§ä§î §Õ§Ö§ã§ñ§ä§í§ç) §á§â§à§è§Ö§ß§ä§Ñ §à§ä §ã§å§Þ§Þ§í §à§á§Ö§â§Ñ§è§Ú§Ú. 4.4.§¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§Ñ §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §Ú§Ù §â§Ñ§ã§é§Ö§ä§Ñ 1 §â§å§Ò§Ý§î=1 §Ò§à§ß§å§ã. §±§â§Ú §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §¢§à§ß§å§ã§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú §ã§å§Þ§Þ§Ñ §Ò§à§ß§å§ã§Ñ §Ù§Ñ§é§Ú§ã§Ý§ñ§Ö§ä§ã§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ
  • 3. 3 4.5.§£ §ã§Ý§å§é§Ñ§Ö §Ö§ã§Ý§Ú §¢§à§ß§å§ã§ß§à§Ö §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §ß§Ö §Ó§í§á§Ý§Ñ§é§Ö§ß§à §¬§Ý§Ú§Ö§ß§ä§å §Ó §ä§Ö§é§Ö§ß§Ú§Ö 6 (§º§Ö§ã§ä§Ú) §Þ§Ö§ã§ñ§è§Ö§Ó §ã §Þ§à§Þ§Ö§ß§ä§Ñ §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó, §¢§Ñ§ß§Ü §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä §á§â§à§è§Ö§Õ§å§â§å §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ §ï§ä§Ú§ç §¢§à§ß§å§ã§à§Ó. 4.6.§µ§é§Ö§ä §à§ã§ä§Ñ§ä§Ü§Ñ §¢§à§ß§å§ã§à§Ó, §à§Ò§â§Ñ§Ù§à§Ó§Ñ§Ó§ê§Ö§Ô§à§ã§ñ §Ó §â§Ö§Ù§å§Ý§î§ä§Ñ§ä§Ö §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ú/§Ú§Ý§Ú §ã§á§Ú§ã§Ñ§ß§Ú§ñ §¢§Ñ§ß§Ü§à§Þ §¢§à§ß§å§ã§à§Ó §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §Ó§Ö§Õ§Ö§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §³§é§Ö§ä§Ö. 4.7.§¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó §á§à §¢§à§ß§å§ã§ß§í§Þ §°§á§Ö§â§Ñ§è§Ú§ñ§Þ (§å§Ó§Ö§Ý§Ú§é§Ö§ß§Ú§Ö §à§ã§ä§Ñ§ä§Ü§Ñ §¢§à§ß§å§ã§ß§à§Ô§à §ã§é§Ö§ä§Ñ) §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §Ó §ä§Ö§é§Ö§ß§Ú§Ö 10 (§¥§Ö§ã§ñ§ä§Ú) §â§Ñ§Ò§à§é§Ú§ç §Õ§ß§Ö§Û §ã§à §Õ§ß§ñ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§ñ §¢§à§ß§å§ã§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú. 4.8.§¬§â§à§Þ§Ö §ä§à§Ô§à, §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §ß§Ñ§é§Ú§ã§Ý§ñ§ä§î §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Õ§à§á§à§Ý§ß§Ú§ä§Ö§Ý§î§ß§í§Ö §¢§à§ß§å§ã§í, §ß§Ö §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Ö §á.4.1 §±§â§Ñ§Ó§Ú§Ý, §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú §ã§á§Ö§è§Ú§Ñ§Ý§î§ß§í§ç §¡§Ü§è§Ú§Û. 5. §±§à§Ý§å§é§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ 5.1.§µ§é§Ñ§ã§ä§ß§Ú§Ü §á§à§Ý§å§é§Ñ§Ö§ä §¢§à§ß§å§ã§ß§à§Ö §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§Ö §Ù§Ñ §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §á§â§Ú §à§Õ§ß§à§Ó§â§Ö§Þ§Ö§ß§ß§à§Þ §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §å§ã§Ý§à§Ó§Ú§Û: ? §ª§ã§á§à§Ý§ß§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§à§Þ §Ó §à§ä§é§Ö§ä§ß§à§Þ §á§Ö§â§Ú§à§Õ§Ö §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à (§Ö§Ø§Ö§Þ§Ö§ã§ñ§é§ß§à§Ô§à) §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §°§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §â§Ñ§Ó§Ö§ß §à§Õ§ß§à§Þ§å §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§à§Þ§å §Þ§Ö§ã§ñ§è§å. §±§â§Ú §ï§ä§à§Þ §¢§Ñ§ß§Ü §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä §á§Ö§â§Ó§à§Ö §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§Ö §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Õ§Ý§ñ §è§Ö§Ý§Ö§Û §±§â§à§Ô§â§Ñ§Þ§Þ§í §ß§Ö §â§Ñ§ß§Ö§Ö, §é§Ö§Þ §é§Ö§â§Ö§Ù 2(§Õ§Ó§Ñ) §Þ§Ö§ã§ñ§è§Ñ §ã §Õ§Ñ§ä§í §Ù§Ñ§Ü§Ý§ð§é§Ö§ß§Ú§ñ §Õ§à§Ô§à§Ó§à§â§Ñ §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ, §á§â§Ö§Õ§å§ã§Þ§Ñ§ä§â§Ú§Ó§Ñ§ð§ë§Ö§Ô§à §à§ä§Ü§â§í§ä§Ú§Ö §³§é§Ö§ä§Ñ, §ã §Ü§à§ä§à§â§à§Ô§à §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §à§á§Ý§Ñ§ä§Ñ §å§ã§Ý§å§Ô §¨§¬§·. ? §°§ä§ã§å§ä§ã§ä§Ó§Ú§Ö §ß§Ñ §Õ§Ñ§ä§å §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§· §á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §á§à §Ó§à§Ù§Ó§â§Ñ§ä§å §Ü§â§Ö§Õ§Ú§ä§Ñ, §å§á§Ý§Ñ§ä§Ö §á§â§à§è§Ö§ß§ä§à§Ó §Ú §Ú§ß§í§ç §á§Ý§Ñ§ä§Ö§Ø§Ö§Û §á§à §¥§à§Ô§à§Ó§à§â§å §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ, §ß§Ñ §à§ã§ß§à§Ó§Ñ§ß§Ú§Ú §Ü§à§ä§à§â§à§Ô§à §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ó§í§Õ§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ. 5.1.1.§£§í§á§Ý§Ñ§ä§Ñ §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §á§â§Ú §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á.5.1 §±§â§Ñ§Ó§Ú§Ý §å§ã§Ý§à§Ó§Ú§Û. 5.2.§±§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §ß§Ö§Ú§ã§á§à§Ý§ß§Ö§ß§ß§à§Ô§à §á§à§â§å§é§Ö§ß§Ú§ñ (§Ö§ã§Ý§Ú §Ó §ä§Ö§é§Ö§ß§Ú§Ö 10 (§¥§Ö§ã§ñ§ä§Ú) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §ß§Ö §á§à§ã§ä§å§á§Ú§Ý§Ú §ã§â§Ö§Õ§ã§ä§Ó§Ñ §Õ§à§ã§ä§Ñ§ä§à§é§ß§í§Ö §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ) §Ú/§Ú§Ý§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú, §ã§å§Þ§Þ§Ñ §ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç §¢§à§ß§å§ã§à§Ó §Ù§Ñ §á§â§à§ê§Ö§Õ§ê§Ú§Û §Þ§Ö§ã§ñ§è ?§ß§Ö §ã§Ô§à§â§Ñ§Ö§ä?, §¢§à§ß§å§ã§í §á§â§à§Õ§à§Ý§Ø§Ñ§ð§ä §ß§Ñ§é§Ú§ã§Ý§ñ§ä§î§ã§ñ §Ú §Þ§à§Ô§å§ä §Ò§í§ä§î §Ó§í§á§Ý§Ñ§é§Ö§ß§í §¬§Ý§Ú§Ö§ß§ä§å §Ó §ã§Ý§Ö§Õ§å§ð§ë§Ö§Þ §Þ§Ö§ã§ñ§è§Ö (§Ù§Ñ 2 (§¥§Ó§Ñ) §Þ§Ö§ã§ñ§è§Ñ) §á§â§Ú §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á.5.1 §Ú 5.4 §±§â§Ñ§Ó§Ú§Ý §å§ã§Ý§à§Ó§Ú§Û. 5.3.§©§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ß§Ñ §³§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §ß§Ö §á§à§Ù§Õ§ß§Ö§Ö §Ò§Ý§Ú§Ø§Ñ§Û§ê§Ö§Ô§à §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§à§Ô§à §Õ§ß§ñ, §ã§Ý§Ö§Õ§å§ð§ë§Ö§Ô§à §Ù§Ñ §Õ§ß§Ö§Þ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §á. 5.1 §±§â§Ñ§Ó§Ú§Ý, §ã §å§é§Ö§ä§à§Þ §á.5.1.1 §±§â§Ñ§Ó§Ú§Ý. §©§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ß§Ñ §³§é§Ö§ä §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §ã §à§Õ§ß§à§Ó§â§Ö§Þ§Ö§ß§ß§í§Þ §Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ö§Þ §±§â§à§è§Ö§Õ§å§â§í §³§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó. 5.4.§³§å§Þ§Þ§Ñ §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ §â§Ñ§ã§ã§é§Ú§ä§í§Ó§Ñ§Ö§ä§ã§ñ §ã§Ý§Ö§Õ§å§ð§ë§Ú§Þ §à§Ò§â§Ñ§Ù§à§Þ. §¢§Ñ§ß§Ü §à§á§â§Ö§Õ§Ö§Ý§ñ§Ö§ä §ß§Ñ§Ú§Þ§Ö§ß§î§ê§å§ð §Ú§Ù §Õ§Ó§å§ç §Ó§Ö§Ý§Ú§é§Ú§ß ¨C §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§à §¢§à§ß§å§ã§à§Ó, §ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç §ß§Ñ §¢§à§ß§å§ã§ß§í§Û §ã§é§Ö§ä §ß§Ñ §Þ§à§Þ§Ö§ß§ä §³§á§Ú§ã§Ñ§ß§Ú§ñ §Ò§à§ß§å§ã§à§Ó §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ, §ß§à §ß§Ö §Ò§à§Ý§Ö§Ö 10 000 §¢§à§ß§å§ã§à§Ó, §Ú§Ý§Ú §ã§å§Þ§Þ§Ñ §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à (§Ö§Ø§Ö§Þ§Ö§ã§ñ§é§ß§à§Ô§à) §á§Ö§â§Ö§Ó§à§Õ§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §ã§à §³§é§Ö§ä§Ñ §Ó §à§á§Ý§Ñ§ä§å §å§ã§Ý§å§Ô §¨§¬§· §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ. §¯§Ñ§Ú§Þ§Ö§ß§î§ê§Ñ§ñ §Ú§Ù §ï§ä§Ú§ç §Õ§Ó§å§ç §Ó§Ö§Ý§Ú§é§Ú§ß §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §ã§å§Þ§Þ§à§Û §¢§à§ß§å§ã§ß§à§Ô§à §Ó§à§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §Ù§Ñ §ä§Ö§Ü§å§ë§Ú§Û §à§ä§é§Ö§ä§ß§í§Û §á§Ö§â§Ú§à§Õ (§á§à §Ü§å§â§ã§å 1 §Ò§à§ß§å§ã = 1 §â§å§Ò§Ý§î). 5.5.§±§â§Ú §à§Ò§â§Ñ§Ù§à§Ó§Ñ§ß§Ú§Ú §à§ã§ä§Ñ§ä§Ü§Ñ §ß§Ñ §¢§à§ß§å§ã§ß§à§Þ §ã§é§Ö§ä§Ö §á§à§ã§Ý§Ö §Ó§í§á§à§Ý§ß§Ö§ß§Ú§ñ §±§â§à§è§Ö§Õ§å§â§í §ã§á§Ú§ã§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó §ã§å§Þ§Þ§Ñ §à§ã§ä§Ñ§Ó§ê§Ú§ç§ã§ñ §¢§à§ß§å§ã§à§Ó §á§â§à§Õ§à§Ý§Ø§Ñ§Ö§ä §ç§â§Ñ§ß§Ú§ä§î§ã§ñ §Õ§à §Þ§à§Þ§Ö§ß§ä§Ñ §Ú§ç §³§á§Ú§ã§Ñ§ß§Ú§ñ §Ý§Ú§Ò§à §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ. 5.6.§±§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §å §¬§Ý§Ú§Ö§ß§ä§Ñ §ß§Ö§ã§Ü§à§Ý§î§Ü§Ú§ç §¬§Ñ§â§ä, §´§Ñ§â§Ú§æ§ß§í§Þ§Ú §á§Ý§Ñ§ß§Ñ§Þ§Ú §Ü§à§ä§à§â§í§ç §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§à §å§é§Ñ§ã§ä§Ú§Ö §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §¢§à§ß§å§ã§ß§í§Ö §Ò§Ñ§Ý§Ý§í §ã§à §Ó§ã§Ö§ç §¬§Ñ§â§ä §ã§å§Þ§Þ§Ú§â§å§ð§ä§ã§ñ §Ú §Ó§í§á§Ý§Ñ§é§Ú§Ó§Ñ§ð§ä§ã§ñ §ß§Ñ §³§é§Ö§ä, §ã §Ü§à§ä§à§â§à§Ô§à §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §à§á§Ý§Ñ§ä§Ñ §µ§ã§Ý§å§Ô §¨§¬§·. 6. §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¢§à§ß§å§ã§à§Ó
  • 4. 4 6.1.§¢§Ñ§ß§Ü §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä §±§â§à§è§Ö§Õ§å§â§å §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§ñ §¢§à§ß§å§ã§à§Ó §á§à §ã§Ý§Ö§Õ§å§ð§ë§Ú§Þ §à§ã§ß§à§Ó§Ñ§ß§Ú§ñ§Þ: 6.1.1.§£ §ã§Ý§å§é§Ñ§ñ§ç, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§ç §á.4.5 §±§â§Ñ§Ó§Ú§Ý; 6.1.2.§£ §ã§Ý§å§é§Ñ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §å§é§Ñ§ã§ä§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §á§à §Ú§ß§Ú§è§Ú§Ñ§ä§Ú§Ó§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ; 6.1.3.§£ §ã§Ý§å§é§Ñ§Ö §Ù§Ñ§Ü§â§í§ä§Ú§ñ §³§é§Ö§ä§Ñ §¬§Ý§Ú§Ö§ß§ä§Ñ, §ã §Ü§à§ä§à§â§à§Ô§à §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §á§Ö§â§Ö§Ó§à§Õ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§· §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á.5.1 §±§â§Ñ§Ó§Ú§Ý; 6.1.4.§£ §ã§Ý§å§é§Ñ§Ö §Õ§à§á§å§ë§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §á§à §Ó§à§Ù§Ó§â§Ñ§ä§å §Ü§â§Ö§Õ§Ú§ä§Ñ, §å§á§Ý§Ñ§ä§Ö §á§â§à§è§Ö§ß§ä§à§Ó §Ú §Ú§ß§í§ç §á§Ý§Ñ§ä§Ö§Ø§Ö§Û §á§à §¥§à§Ô§à§Ó§à§â§å §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ, §ß§Ñ §à§ã§ß§à§Ó§Ñ§ß§Ú§Ú §Ü§à§ä§à§â§à§Ô§à §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ó§í§Õ§Ñ§ß§Ñ §¬§Ñ§â§ä§Ñ, §ã§â§à§Ü§à§Þ §ã§Ó§í§ê§Ö 60 (§º§Ö§ã§ä§Ú§Õ§Ö§ã§ñ§ä§Ú) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û. §¡§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¢§à§ß§å§ã§ß§í§ç §Ò§Ñ§Ý§Ý§à§Ó §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §ä§à§Ý§î§Ü§à §á§à §Õ§Ñ§ß§ß§à§Û §¬§Ñ§â§ä§Ö, §á§à §à§ã§ä§Ñ§Ý§î§ß§í§Þ §¬§Ñ§â§ä§Ñ§Þ §¢§à§ß§å§ã§ß§í§Ö §Ò§Ñ§Ý§Ý§í §ß§Ö §ã§Ô§à§â§Ñ§ð§ä. 6.1.5.§£ §ã§Ý§å§é§Ñ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §¢§Ñ§ß§Ü§à§Þ. 6.2.§±§â§Ú §ß§Ñ§ã§ä§å§á§Ý§Ö§ß§Ú§Ú §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á.6.1 §±§â§Ñ§Ó§Ú§Ý §ã§à§Ò§í§ä§Ú§Û, §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§ß§í§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ§Þ§Ú §¢§à§ß§å§ã§í, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§Ö§ã§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§ç §ã§é§Ö§ä§Ñ§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó, §ã§Ô§à§â§Ñ§ð§ä §Ò§Ö§Ù §Ó§í§á§Ý§Ñ§ä§í §Ü§Ñ§Ü§à§Ô§à-§Ý§Ú§Ò§à §ï§Ü§Ó§Ú§Ó§Ñ§Ý§Ö§ß§ä§Ñ §Ñ§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§ß§í§ç §¢§à§ß§å§ã§à§Ó. 7. §µ§á§â§Ñ§Ó§Ý§Ö§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§à§Þ §à§á§Ý§Ñ§ä§à§Û §µ§ã§Ý§å§Ô §¨§¬§· 7.1. §©§Ñ 5 (§±§ñ§ä§î) §Õ§ß§Ö§Û §Õ§à §ß§Ñ§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §±§Ö§â§Ú§à§Õ§Ñ §á§Ý§Ñ§ä§Ö§Ø§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ, §¬§Ý§Ú§Ö§ß§ä§å §à§ä§á§â§Ñ§Ó§Ý§ñ§ð§ä§ã§ñ SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §à §ä§à§Þ, §é§ä§à §¢§Ñ§ß§Ü §á§Ý§Ñ§ß§Ú§â§å§Ö§ä §à§ã§å§ë§Ö§ã§ä§Ó§Ú§ä§î §á§Ý§Ñ§ä§Ö§Ø §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §¬§à§Ý§Ú§é§Ö§ã§ä§Ó§à SMS-§ã§à§à§Ò§ë§Ö§ß§Ú§Û, §à§ä§á§â§Ñ§Ó§Ý§ñ§Ö§Þ§í§ç §¬§Ý§Ú§Ö§ß§ä§å, §â§Ñ§Ó§ß§à §Ü§à§Ý§Ú§é§Ö§ã§ä§Ó§å §Ù§Ñ§â§Ö§Ô§Ú§ã§ä§â§Ú§â§à§Ó§Ñ§ß§ß§í§ç §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Û §Ó §á§à§â§å§é§Ö§ß§Ú§Ú. §³§à§à§Ò§ë§Ö§ß§Ú§Ö §ã§à§Õ§Ö§â§Ø§Ú§ä §ã§Ý§Ö§Õ§å§ð§ë§å§ð §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð1 : ? §Ú§Õ§Ö§ß§ä§Ú§æ§Ú§Ü§Ñ§ä§à§â §á§à§Ý§å§é§Ñ§ä§Ö§Ý§ñ §ã§â§Ö§Õ§ã§ä§Ó, §Ü§à§ä§à§â§à§Þ§å §á§Ý§Ñ§ß§Ú§â§å§Ö§ä§ã§ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ú§ä§î §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Ö. §ª§Õ§Ö§ß§ä§Ú§æ§Ú§Ü§Ñ§ä§à§â §Ò§í§Ý §à§á§â§Ö§Õ§Ö§Ý§Ö§ß §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§â§Ú §à§æ§à§â§Þ§Ý§Ö§ß§Ú§Ú §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ. ? §á§Ý§Ñ§ß§Ú§â§å§Ö§Þ§Ñ§ñ §ã§å§Þ§Þ§Ñ §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Õ§Ñ§ß§ß§à§Þ§å §á§à§Ý§å§é§Ñ§ä§Ö§Ý§ð §ã§â§Ö§Õ§ã§ä§Ó, §Ü§à§ä§à§â§å§ð §¬§Ý§Ú§Ö§ß§ä §Þ§à§Ø§Ö§ä §ã§Ü§à§â§â§Ö§Ü§ä§Ú§â§à§Ó§Ñ§ä§î §Ó §à§ä§Ó§Ö§ä§ß§à§Þ §ã§à§à§Ò§ë§Ö§ß§Ú§Ú; ? §á§Ö§â§Ú§à§Õ §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§ñ §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ; ? §ß§à§Þ§Ö§â §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ú§Ù §á§à§â§å§é§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ. §£§ã§Ö SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §ß§Ñ§á§â§Ñ§Ó§Ý§ñ§ð§ä§ã§ñ §ß§Ñ §ß§à§Þ§Ö§â, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§Û §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ. 7.2. §±§â§Ú §á§à§ã§ä§å§á§Ý§Ö§ß§Ú§Ú §à§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §ã§à§à§Ò§ë§Ö§ß§Ú§ñ2 §ã §ß§à§Ó§à§Û §ã§å§Þ§Þ§à§Û §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§ñ §¢§Ñ§ß§Ü §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä §á§Ö§â§Ö§Ó§à§Õ §ã §å§é§Ö§ä§à§Þ §Ü§à§â§â§Ö§Ü§ä§Ú§â§à§Ó§Ü§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ. 7.3. §±§â§Ú §á§à§ã§ä§å§á§Ý§Ö§ß§Ú§Ú §à§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §ã§à§à§Ò§ë§Ö§ß§Ú§ñ3 §ã §à§ä§Ü§Ñ§Ù§à§Þ, §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Ö §Ó §ä§Ö§Ü§å§ë§Ö§Þ §Þ§Ö§ã§ñ§è§Ö §ß§Ö §Ú§ã§á§à§Ý§ß§ñ§Ö§ä§ã§ñ. 7.4. §³§à§Õ§Ö§â§Ø§Ñ§ß§Ú§Ö §ã§à§à§Ò§ë§Ö§ß§Ú§Û §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§ç §á.7.2 §Ú 7.3, §Õ§à§Ý§Ø§ß§à §à§ä§Ó§Ö§é§Ñ§ä§î §æ§à§â§Þ§Ñ§ä§å, §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§à§Þ§å §Ó §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Ú §¢§Ñ§ß§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Þ§å §Ó §á.7.1 §±§â§Ñ§Ó§Ú§Ý. §³§à§à§Ò§ë§Ö§ß§Ú§ñ, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§Ö §á.7.2 §Ú 7.3, §Õ§à§Ý§Ø§ß§í §ß§Ñ§á§â§Ñ§Ó§Ý§ñ§ä§î§ã§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §ã §ß§à§Þ§Ö§â§Ñ §ä§Ö§Ý§Ö§æ§à§ß§Ñ, §ß§Ñ §Ü§à§ä§à§â§í§Û §ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§à §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ö §Ó §á.7.1. §³§â§à§Ü §ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Þ §ã§à§à§Ò§ë§Ö§ß§Ú§Û, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§í§ç §á.7.2 §Ú 7.3, §ß§Ö §á§à§Ù§Õ§ß§Ö§Ö §°§á§Ö§â§Ñ§è§Ú§à§ß§ß§à§Ô§à §Õ§ß§ñ, §á§â§Ö§Õ§ê§Ö§ã§ä§Ó§å§ð§ë§Ö§Ô§à §Õ§Ñ§ä§Ö §ß§Ñ§é§Ñ§Ý§Ñ §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ §±§Ö§â§Ú§à§Õ§Ñ §á§Ý§Ñ§ä§Ö§Ø§Ñ. §±§â§Ú §ß§Ö§Ó§í§á§à§Ý§ß§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§à§Þ §ä§â§Ö§Ò§à§Ó§Ñ§ß§Ú§Û, §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§í§ç §ß§Ñ§ã§ä§à§ñ§ë§Ú§Þ §á§å§ß§Ü§ä§à§Þ, §¢§Ñ§ß§Ü §Ú§ã§á§à§Ý§ß§ñ§Ö§ä §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à §á§Ö§â§Ö§Ó§à§Õ§Ñ §ß§Ñ §å§ã§Ý§à§Ó§Ú§ñ§ç, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §Ó §á§â§Ö§Õ§í§Õ§å§ë§Ö§Þ §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§Ú §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §à §ã§à§Ó§Ö§â§ê§Ö§ß§Ú§Ú §á§Ö§â§Ú§à§Õ§Ú§é§Ö§ã§Ü§à§Ô§à §á§Ö§â§Ö§Ó§à§Õ§Ñ. 7.5. §±§Ö§â§Ö§Ó§à§Õ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §á§à §â§Ñ§ã§á§à§â§ñ§Ø§Ö§ß§Ú§ð §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Þ§å §Ó §á.5.1 §±§â§Ñ§Ó§Ú§Ý, §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §Ó §á§â§Ö§Õ§Ö§Ý§Ñ§ç §à§ã§ä§Ñ§ä§Ü§Ñ §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§ç§ã§ñ §ß§Ñ §³§é§Ö§ä§Ö §ß§Ñ §ß§Ñ§é§Ñ§Ý§à §Õ§ß§ñ, §Ñ §ä§Ñ§Ü§Ø§Ö §ã §å§é§Ö§ä§à§Þ §ã§â§Ö§Õ§ã§ä§Ó §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§ß§à§Ô§à §­§Ú§Þ§Ú§ä§Ñ §Ü§â§Ö§Õ§Ú§ä§à§Ó§Ñ§ß§Ú§ñ (§á§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú). 7.6. §±§â§Ú §à§ä§ã§å§ä§ã§ä§Ó§Ú§Ú §Ú§Ý§Ú §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §ß§Ñ §³§é§Ö§ä§Ö §Õ§Ý§ñ §á§â§à§Ó§Ö§Õ§Ö§ß§Ú§ñ §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Û 1 §±§â§Ú§Þ§Ö§â §ä§Ö§Ü§ã§ä§Ñ SMS (§Þ§à§Ø§Ö§ä §Ò§í§ä§î §Ú§Ù§Þ§Ö§ß§Ö§ß §¢§Ñ§ß§Ü§à§Þ): §µ§Ó§Ñ§Ø§Ñ§Ö§Þ§í§Û §¬§Ý§Ú§Ö§ß§ä! §¢§Ñ§ß§Ü §á§Ý§Ñ§ß§Ú§â§å§Ö§ä §à§ã§å§ë§Ö§ã§ä§Ó§Ú§ä§î §á§Ý§Ñ§ä§Ö§Ø §ã §Ó§Ñ§ê§Ö§Ô§à §ã§é§Ö§ä§Ñ 40817 §ß§Ñ §à§á§Ý§Ñ§ä§å §å§ã§Ý§å§Ô §¨§¬§·: §Ù§Ñ §Ô§Ñ§Ù 500 §â§å§Ò§Ý§Ö§Û. §¦§ã§Ý§Ú §Ó§í §ã§à§Ô§Ý§Ñ§ã§ß§í ¨C §ß§Ö §à§ä§Ó§Ö§é§Ñ§Û§ä§Ö §ß§Ñ SMS. §¦§ã§Ý§Ú §Ó§í §ç§à§ä§Ú§ä§Ö §ã§Ü§à§â§â§Ö§Ü§ä§Ú§â§à§Ó§Ñ§ä§î §ã§å§Þ§Þ§å §á§Ý§Ñ§ä§Ö§Ø§Ñ §Ù§Ñ §Ô§Ñ§Ù ¨C §á§â§Ú§ê§Ý§Ú§ä§Ö §¨§¬§·;1; §ã§å§Þ§Þ§Ñ §á§Ý§Ñ§ä§Ö§Ø§Ñ. §¦§ã§Ý§Ú §Ó§í §ç§à§ä§Ú§ä§Ö §á§â§à§á§å§ã§ä§Ú§ä§î §á§Ý§Ñ§ä§Ö§Ø §Ó §ï§ä§à§Þ §Þ§Ö§ã§ñ§è§Ö ¨C §á§â§Ú§ê§Ý§Ú§ä§Ö §¨§¬§·;1;§à§ä§Ü§Ñ§Ù. 2 §³§ä§à§Ú§Þ§à§ã§ä§î §Ú§ã§ç§à§Õ§ñ§ë§Ö§Ô§à SMS-§ã§à§à§Ò§ë§Ö§ß§Ú§ñ §à§á§Ý§Ñ§é§Ú§Ó§Ñ§Ö§ä§ã§ñ §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§à §ä§Ñ§â§Ú§æ§å §à§á§Ö§â§Ñ§ä§à§â§Ñ §ã§à§ä§à§Ó§à§Û §ã§Ó§ñ§Ù§Ú. 3 §³§ä§à§Ú§Þ§à§ã§ä§î §Ú§ã§ç§à§Õ§ñ§ë§Ö§Ô§à SMS-§ã§à§à§Ò§ë§Ö§ß§Ú§ñ §à§á§Ý§Ñ§é§Ú§Ó§Ñ§Ö§ä§ã§ñ §¬§Ý§Ú§Ö§ß§ä§à§Þ §á§à §ä§Ñ§â§Ú§æ§å §à§á§Ö§â§Ñ§ä§à§â§Ñ §ã§à§ä§à§Ó§à§Û §ã§Ó§ñ§Ù§Ú.
  • 5. 5 §à§á§Ö§â§Ñ§è§Ú§Ú/§ã§á§Ú§ã§Ñ§ß§Ú§ñ §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§à§Û §´§Ñ§â§Ú§æ§Ñ§Þ§Ú §¢§Ñ§ß§Ü§Ñ §á§Ý§Ñ§ä§í §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §á§Ö§â§Ö§Ó§Ö§ã§ä§Ú §Ú§ç §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §¡§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ, §á§â§Ú §å§ã§Ý§à§Ó§Ú§Ú, §é§ä§à §Ú§Þ§Ö§ð§ë§Ú§ç§ã§ñ §Ó §­§Ú§Þ§Ú§ä§Ö §Ñ§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §Õ§à§ã§ä§Ñ§ä§à§é§ß§à §Õ§Ý§ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§Ö§ß§Ú§ñ §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Û §à§á§Ö§â§Ñ§è§Ú§Ú. §¢§Ñ§ß§Ü §Ú§ß§æ§à§â§Þ§Ú§â§å§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §à §á§Ö§â§Ö§Ó§à§Õ§Ö §Õ§Ö§ß§Ö§Ø§ß§í§ç §ã§â§Ö§Õ§ã§ä§Ó §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §Ñ§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §á§å§ä§Ö§Þ §ß§Ñ§á§â§Ñ§Ó§Ý§Ö§ß§Ú§ñ SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §ß§Ñ §ß§à§Þ§Ö§â §ä§Ö§Ý§Ö§æ§à§ß§Ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§Û §Ó §©§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ú §¬§Ý§Ú§Ö§ß§ä§Ñ4 . 7.6.1. §±§â§Ú §ß§Ñ§Ý§Ú§é§Ú§Ú §ß§Ö§ã§Ü§à§Ý§î§Ü§Ú§ç §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Û §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§· §ã§à §³§é§Ö§ä§Ñ §à§Õ§ß§à§Û §¬§Ñ§â§ä§í §Ú §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à§ã§ä§Ú §à§ä§Ù§í§Ó§Ñ §ã§â§Ö§Õ§ã§ä§Ó §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §¡§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §à§ä§Ù§í§Ó §ã§â§Ö§Õ§ã§ä§Ó §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §Ó §ã§å§Þ§Þ§Ö, §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à§Û §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §Ó§ã§Ö§ç §á§Ö§â§Ö§é§Ú§ã§Ý§Ö§ß§Ú§Û §Ó §á§à§â§å§é§Ö§ß§Ú§Ú. 7.6.2. §±§â§Ú §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §à§á§Ý§Ñ§ä§í §å§ã§Ý§å§Ô §¨§¬§· §Ó §á§à§Ý§ß§à§Þ §à§Ò§ì§Ö§Þ§Ö §é§Ñ§ã§ä§Ú§é§ß§à§Ö §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§Ö §á§à§â§å§é§Ö§ß§Ú§ñ §ß§Ö §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ, §ã§â§Ö§Õ§ã§ä§Ó§Ñ §Ú§Ù §­§Ú§Þ§Ú§ä§Ñ §¡§Ó§ä§à§â§Ú§Ù§Ñ§è§Ú§Ú §ß§Ñ §³§é§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §ß§Ö §à§ä§Ù§í§Ó§Ñ§ð§ä§ã§ñ, §¢§Ñ§ß§Ü §Ú§ß§æ§à§â§Þ§Ú§â§å§Ö§ä §¬§Ý§Ú§Ö§ß§ä§Ñ §à §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §Ó §á§à§â§ñ§Õ§Ü§Ö, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Þ §Ó §á.8.1.3 §±§â§Ñ§Ó§Ú§Ý. 8. §ª§ß§æ§à§â§Þ§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§à§Ó 8.1.§¢§Ñ§ß§Ü §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä §Ú§ß§æ§à§â§Þ§Ú§â§à§Ó§Ñ§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§Ñ: 8.1.1.§° §â§Ñ§Ù§Þ§Ö§â§Ö §ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç §Ú §Ó§í§á§Ý§Ñ§é§Ö§ß§ß§í§ç §¢§à§ß§å§ã§ß§í§ç §Ò§Ñ§Ý§Ý§à§Ó. §ª§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §à §ß§Ñ§é§Ú§ã§Ý§Ö§ß§ß§í§ç/§Ó§í§á§Ý§Ñ§é§Ö§ß§ß§í§ç §¢§à§ß§å§ã§Ñ§ç §Õ§à§ã§ä§å§á§ß§Ñ §¬§Ý§Ú§Ö§ß§ä§å §Ó §°§ä§Õ§Ö§Ý§Ö§ß§Ú§ñ§ç §¢§Ñ§ß§Ü§Ñ §Ú §³§Ö§â§Ó§Ú§ã§Ñ§ç §¥§¢§°5 §á§â§Ú §å§ã§Ý§à§Ó§Ú§Ú, §é§ä§à §¬§Ý§Ú§Ö§ß§ä §á§à§Õ§Ü§Ý§ð§é§Ö§ß §Ü §¥§Ú§ã§ä§Ñ§ß§è§Ú§à§ß§ß§à§Þ§å §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§à§Þ§å §à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ð6 . 8.1.2.§°§Ò §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§Ú §á§à§â§å§é§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§Ñ §ß§Ñ §á§Ö§â§Ö§Ó§à§Õ §ã§â§Ö§Õ§ã§ä§Ó §Ó §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §ª§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §Õ§à§ã§ä§å§á§ß§Ñ §¬§Ý§Ú§Ö§ß§ä§å §Ó §Ó§í§á§Ú§ã§Ü§Ö §á§à §³§é§Ö§ä§å, §æ§à§â§Þ§Ú§â§å§Ö§Þ§à§Û §Ó §³§Ö§â§Ó§Ú§ã§Ñ§ç §¥§¢§° §Ú §°§ä§Õ§Ö§Ý§Ö§ß§Ú§ñ§ç §¢§Ñ§ß§Ü§Ñ. 8.1.3.§° §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §ß§Ñ §à§á§Ý§Ñ§ä§å §µ§ã§Ý§å§Ô §¨§¬§·. §£ §ã§Ý§å§é§Ñ§Ö §ß§Ö§Õ§à§ã§ä§Ñ§ä§à§é§ß§à§ã§ä§Ú §ã§â§Ö§Õ§ã§ä§Ó §Ó §Õ§Ñ§ä§å §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §¬§Ý§Ú§Ö§ß§ä§å §ß§Ñ§á§â§Ñ§Ó§Ý§ñ§Ö§ä§ã§ñ SMS- §ã§à§à§Ò§ë§Ö§ß§Ú§Ö §à §ä§à§Þ, §é§ä§à §Õ§Ý§ñ §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §ß§Ö §ç§Ó§Ñ§ä§Ñ§Ö§ä §ã§â§Ö§Õ§ã§ä§Ó, §Ú §Õ§Ý§ñ §à§ã§å§ë§Ö§ã§ä§Ó§Ý§Ö§ß§Ú§ñ §á§Ö§â§Ö§Ó§à§Õ§Ñ §¬§Ý§Ú§Ö§ß§ä§å §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à §á§à§á§à§Ý§ß§Ú§ä§î §³§é§Ö§ä §Ó §ä§Ö§é§Ö§ß§Ú§Ö 10 (§¥§Ö§ã§ñ§ä§Ú) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û. SMS- §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Ö §¬§Ý§Ú§Ö§ß§ä§å §à§ä§á§â§Ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §ß§Ñ §ã§Ý§Ö§Õ§å§ð§ë§Ö§Û §Õ§Ö§ß§î §á§à§ã§Ý§Ö §á§Ý§Ñ§ß§à§Ó§à§Û §Õ§Ñ§ä§í §Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ §Ú §á§à§Ó§ä§à§â§ß§à §é§Ö§â§Ö§Ù 5 (§±§ñ§ä§î) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §á§à§ã§Ý§Ö §á§Ý§Ñ§ß§à§Ó§à§Û §Õ§Ñ§ä§í (§Ó §ã§Ý§å§é§Ñ§Ö §ß§Ö§Ú§ã§á§à§Ý§ß§Ö§ß§Ú§ñ §á§à§â§å§é§Ö§ß§Ú§ñ). 9. §±§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§Ö §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö 9.1.§µ§é§Ñ§ã§ä§ß§Ú§Ü §Ó§á§â§Ñ§Ó§Ö §à§ä§Ü§Ñ§Ù§Ñ§ä§î§ã§ñ §à§ä §å§é§Ñ§ã§ä§Ú§ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §Ó §Ý§ð§Ò§à§Ö §Ó§â§Ö§Þ§ñ. §¯§Ö§à§Ò§ç§à§Õ§Ú§Þ§à §Ó §à§ä§Õ§Ö§Ý§Ö§ß§Ú§Ö §¢§Ñ§ß§Ü§Ñ §à§æ§à§â§Þ§Ú§ä§î §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§Ö §ß§Ñ §à§ä§Ü§Ý§ð§é§Ö§ß§Ú§Ö §à§ä §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §ã§Ó§à§Ò§à§Õ§ß§à§Û §æ§à§â§Þ§Ö. §¯§Ñ §à§ã§ß§à§Ó§Ñ§ß§Ú§Ú §Ù§Ñ§ñ§Ó§Ý§Ö§ß§Ú§ñ §ß§Ñ §à§ä§Ü§Ý§ð§é§Ö§ß§Ú§Ö §à§ä §±§â§à§Ô§â§Ñ§Þ§Þ§í §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä§ã§ñ §é§Ý§Ö§ß§ã§ä§Ó§à §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö. §¢§Ñ§ß§Ü §Ñ§ß§ß§å§Ý§Ú§â§å§Ö§ä §¢§à§ß§å§ã§í §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ú §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä §ß§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§Ö §ß§à§Ó§í§ç §¢§à§ß§å§ã§à§Ó. §µ§é§Ñ§ã§ä§ß§Ú§Ü §ß§Ö §Ú§Þ§Ö§Ö§ä §á§â§Ñ§Ó§Ñ §ß§Ñ §á§à§Ý§å§é§Ö§ß§Ú§Ö §Ü§Ñ§Ü§à§Ô§à-§Ý§Ú§Ò§à §ï§Ü§Ó§Ú§Ó§Ñ§Ý§Ö§ß§ä§Ñ §Ñ§ß§ß§å§Ý§Ú§â§à§Ó§Ñ§ß§ß§í§ç §¢§à§ß§å§ã§à§Ó. 9.2.§µ§é§Ñ§ã§ä§Ú§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä§ã§ñ §Ó §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §ã§Ý§å§é§Ñ§ñ§ç: ? §á§â§Ú §à§ä§Ü§Ñ§Ù§Ö §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á.9.1 §±§â§Ñ§Ó§Ú§Ý; ? §á§â§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§Ú §¢§Ñ§ß§Ü§à§Þ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í ¨C §å§é§Ñ§ã§ä§Ú§Ö §á§â§Ö§Ü§â§Ñ§ë§Ñ§Ö§ä§ã§ñ §Ó §Õ§Ö§ß§î §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í; ? §á§â§Ú §Ù§Ñ§Ü§â§í§ä§Ú§Ú §³§é§Ö§ä§Ñ §¬§Ý§Ú§Ö§ß§ä§Ñ, §ã §Ü§à§ä§à§â§à§Ô§à §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §á§à§â§å§é§Ö§ß§Ú§Ö§Þ §¬§Ý§Ú§Ö§ß§ä§Ñ §á§â§à§Ú§Ù§Ó§à§Õ§Ú§ä§ã§ñ §à§á§Ý§Ñ§ä§Ñ §µ§ã§Ý§å§Ô §¨§¬§·. 9.3.§¬§Ý§Ú§Ö§ß§ä, §â§Ñ§ß§Ö§Ö §à§ä§Ü§Ý§ð§é§Ú§Ó§ê§Ú§Û§ã§ñ §à§ä §±§â§à§Ô§â§Ñ§Þ§Þ§í, §Þ§à§Ø§Ö§ä §á§à§Ó§ä§à§â§ß§à §á§à§Õ§Ü§Ý§ð§é§Ú§ä§î§ã§ñ §Ü §ß§Ö§Û §Ó §á§à§â§ñ§Õ§Ü§Ö, §à§á§â§Ö§Õ§Ö§Ý§Ö§ß§ß§à§Þ §Ó §â§Ñ§Ù§Õ§Ö§Ý§Ö 3 §±§â§Ñ§Ó§Ú§Ý. 10. §±§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§Ö §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í 10.1. §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ú§ä§î §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ä§Ú§ä§î §â§Ö§Ñ§Ý§Ú§Ù§Ñ§è§Ú§ð §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §Ý§ð§Ò§à§Ö §Ó§â§Ö§Þ§ñ §á§à §ã§Ó§à§Ö§Þ§å §å§ã§Þ§à§ä§â§Ö§ß§Ú§ð §á§â§Ú §å§ã§Ý§à§Ó§Ú§Ú §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó §ß§Ö 4 §¦§ã§Ý§Ú §ß§à§Þ§Ö§â §ä§Ö§Ý§Ö§æ§à§ß§Ñ §á§à§Õ§Ü§Ý§ð§é§Ö§ß §å §³§Ö§â§Ó§Ú§ã§å ?SMS-§Ò§Ñ§ß§Ü?. 5 §ª§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §Õ§à§ã§ä§å§á§ß§Ñ §Ó §³§Ö§â§Ó§Ú§ã§Ñ§ç ?§ª§ß§ä§Ö§â§ß§Ö§ä-§Ò§Ñ§ß§Ü?, ?§®§à§Ò§Ú§Ý§î§ß§í§Û §Ò§Ñ§ß§Ü? §Ú ?SMS-§Ò§Ñ§ß§Ü?. 6 §±§à§Õ§â§à§Ò§ß§Ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §à §á§à§Õ§Ü§Ý§ð§é§Ö§ß§Ú§Ú §â§Ñ§Ù§Þ§Ö§ë§Ö§ß§Ñ §ß§Ñ §ã§Ñ§Û§ä§Ö §¢§Ñ§ß§Ü§Ñ www.express-bank.ru §Ó ?§±§â§Ñ§Ó§Ú§Ý§Ñ§ç §Õ§Ú§ã§ä§Ñ§ß§è§Ú§à§ß§ß§à§Ô§à §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§à§Ô§à §à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §Ó §°§¡§° ?§¬§¢ ?§£§à§ã§ä§à§é§ß§í§Û?.
  • 6. 6 §Þ§Ö§ß§Ö§Ö §é§Ö§Þ §Ù§Ñ 30 (§´§â§Ú§Õ§è§Ñ§ä§î) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §Õ§à §á§â§Ö§Õ§á§à§Ý§Ñ§Ô§Ñ§Ö§Þ§à§Û §Õ§Ñ§ä§í §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§Ú§ñ §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ý§ð§Ò§í§Þ §Ú§Ù §ã§Ý§Ö§Õ§å§ð§ë§Ú§ç §ã§á§à§ã§à§Ò§à§Ó: ? §á§å§ä§Ö§Þ §â§Ñ§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ö§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §ß§Ñ §³§Ñ§Û§ä§Ö §¢§Ñ§ß§Ü§Ñ §á§à §Ñ§Õ§â§Ö§ã§å: www.express-bank.ru; ? §Ó §å§ã§ä§â§à§Û§ã§ä§Ó§Ñ§ç §ã§Ñ§Þ§à§à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ; ? §Ú§ß§í§Þ §ã§á§à§ã§à§Ò§à§Þ, §á§à§Ù§Ó§à§Ý§ñ§ð§ë§Ú§Þ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §á§à§Ý§å§é§Ú§ä§î §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð §Ú §å§ã§ä§Ñ§ß§à§Ó§Ú§ä§î, §é§ä§à §à§ß§Ñ §Ú§ã§ç§à§Õ§Ú§ä §à§ä §¢§Ñ§ß§Ü§Ñ. 10.2. §´§Ñ§Ü§Ø§Ö §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ú§ä§î §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ä§Ú§ä§î §Õ§Ö§Û§ã§ä§Ó§Ú§Ö §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ó §à§ä§ß§à§ê§Ö§ß§Ú§Ú §ä§Ö§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó, §Ü§à§ä§à§â§í§Ö §Õ§à§á§å§ã§ä§Ú§Ý§Ú §à§Ò§â§Ñ§Ù§à§Ó§Ñ§ß§Ú§Ö §á§â§à§ã§â§à§é§Ö§ß§ß§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §á§à §Ý§ð§Ò§à§Þ§å §Õ§à§Ô§à§Ó§à§â§å, §Ù§Ñ§Ü§Ý§ð§é§Ö§ß§ß§à§Þ§å §ã §¢§Ñ§ß§Ü§à§Þ §Ú §á§â§Ö§Õ§å§ã§Þ§Ñ§ä§â§Ú§Ó§Ñ§ð§ë§Ö§Þ§å §Ó§í§Õ§Ñ§é§å §¢§Ñ§ß§Ü§à§Þ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §Ü§â§Ö§Õ§Ú§ä§Ñ. 10.3. §£ §ã§Ý§å§é§Ñ§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ü§Ú §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §á§à §á§â§Ú§é§Ú§ß§Ñ§Þ, §å§Ü§Ñ§Ù§Ñ§ß§ß§í§Þ §Ó §á.10.2 §±§â§Ñ§Ó§Ú§Ý, §¢§Ñ§ß§Ü §Ú§ß§æ§à§â§Þ§Ú§â§å§Ö§ä §Ü§Ý§Ú§Ö§ß§ä§Ñ §á§å§ä§Ö§Þ §à§ä§á§â§Ñ§Ó§Ü§Ú SMS-§å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§ñ §á§à§ã§Ý§Ö §á§â§Ú§à§ã§ä§Ñ§ß§à§Ó§Ü§Ú §Ú§Ý§Ú §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §Õ§Ö§Û§ã§ä§Ó§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í. 10.4. §£ §ã§Ý§å§é§Ñ§Ö §á§â§Ö§Ü§â§Ñ§ë§Ö§ß§Ú§ñ §±§â§à§Ô§â§Ñ§Þ§Þ§í §Ú §ß§Ö§Ú§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ß§Ú§Ú §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ§Þ§Ú §¢§à§ß§å§ã§à§Ó, §ß§Ñ§ç§à§Õ§ñ§ë§Ú§Ö§ã§ñ §ß§Ñ §¢§à§ß§å§ã§ß§í§ç §ã§é§Ö§ä§Ñ§ç §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó §¢§à§ß§å§ã§í §Ñ§ß§ß§å§Ý§Ú§â§å§ð§ä§ã§ñ §Ó §á§à§Ý§ß§à§Þ §à§Ò§ì§Ö§Þ§Ö. 11. §ª§Ù§Þ§Ö§ß§Ö§ß§Ú§Ö §±§â§Ñ§Ó§Ú§Ý §±§â§à§Ô§â§Ñ§Þ§Þ§í 11.1. §¢§Ñ§ß§Ü §Ó§á§â§Ñ§Ó§Ö §Ó §à§Õ§ß§à§ã§ä§à§â§à§ß§ß§Ö§Þ §á§à§â§ñ§Õ§Ü§Ö §Ó§ß§à§ã§Ú§ä§î §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ §Ó §å§ã§Ý§à§Ó§Ú§ñ §ß§Ñ§ã§ä§à§ñ§ë§Ú§ç §±§â§Ñ§Ó§Ú§Ý (§â§Ñ§Ù§Þ§Ö§â §Ú §Ü§å§â§ã §¢§à§ß§å§ã§Ñ, §å§ã§Ý§à§Ó§Ú§ñ §¯§Ñ§é§Ú§ã§Ý§Ö§ß§Ú§ñ §Ò§à§ß§å§ã§à§Ó, §á§Ö§â§Ö§é§Ö§ß§î §¢§à§ß§å§ã§ß§í§ç §°§á§Ö§â§Ñ§è§Ú§Û, §á§â§à§é§Ö§Ö). 11.2. §¥§Ý§ñ §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ó §ã§Ú§Ý§å §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§Û §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§Û, §Ó§ß§à§ã§Ú§Þ§í§ç §¢§Ñ§ß§Ü§à§Þ §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ, §¢§Ñ§ß§Ü §ã§à§Ò§Ý§ð§Õ§Ñ§Ö§ä §á§â§à§è§Ö§Õ§å§â§å §â§Ñ§ã§Ü§â§í§ä§Ú§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú. §±§â§Ö§Õ§Ó§Ñ§â§Ú§ä§Ö§Ý§î§ß§à§Ö §â§Ñ§ã§Ü§â§í§ä§Ú§Ö §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §à§ã§å§ë§Ö§ã§ä§Ó§Ý§ñ§Ö§ä§ã§ñ §¢§Ñ§ß§Ü§à§Þ §ß§Ö §Þ§Ö§ß§Ö§Ö §é§Ö§Þ §Ù§Ñ 10 (§¥§Ö§ã§ñ§ä§î) §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§ç §Õ§ß§Ö§Û §Õ§à §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ó §ã§Ú§Ý§å §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§Û §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§Û §±§â§Ñ§Ó§Ú§Ý. 11.3. §£§ã§Ö §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§ñ, §Ó§ß§à§ã§Ú§Þ§í§Ö §¢§Ñ§ß§Ü§à§Þ §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ú§Ö §±§â§Ñ§Ó§Ú§Ý§Ñ, §Ó§ã§ä§å§á§Ñ§ð§ä §Ó §ã§Ú§Ý§å §ß§Ñ§é§Ú§ß§Ñ§ñ §ã§à §Õ§ß§ñ, §å§Ü§Ñ§Ù§Ñ§ß§ß§à§Ô§à §Ó §ã§à§à§Ò§ë§Ö§ß§Ú§Ú §á§â§Ú §â§Ñ§ã§Ü§â§í§ä§Ú§Ú §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú. 11.4. §¢§Ñ§ß§Ü §ã §è§Ö§Ý§î§ð §à§Ù§ß§Ñ§Ü§à§Þ§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§à§Ó §ã §å§ã§Ý§à§Ó§Ú§ñ§Þ§Ú (§Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ§Þ§Ú) §±§â§Ñ§Ó§Ú§Ý §â§Ñ§Ù§Þ§Ö§ë§Ñ§Ö§ä §±§â§Ñ§Ó§Ú§Ý§Ñ §á§å§ä§Ö§Þ §á§â§Ö§Õ§Ó§Ñ§â§Ú§ä§Ö§Ý§î§ß§à§Ô§à §â§Ñ§ã§Ü§â§í§ä§Ú§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §Ý§ð§Ò§í§Þ §Ú§Ù §ß§Ú§Ø§Ö§å§Ü§Ñ§Ù§Ñ§ß§ß§í§ç §ã§á§à§ã§à§Ò§à§Ó: ? §á§å§ä§Ö§Þ §â§Ñ§Ù§Þ§Ö§ë§Ö§ß§Ú§ñ §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ö§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §ß§Ñ §³§Ñ§Û§ä§Ö §¢§Ñ§ß§Ü§Ñ §á§à §Ñ§Õ§â§Ö§ã§å: www.express-bank.ru, ? §Ó §å§ã§ä§â§à§Û§ã§ä§Ó§Ñ§ç §ã§Ñ§Þ§à§à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ, ? §Ú§ß§í§Þ §ã§á§à§ã§à§Ò§à§Þ, §á§à§Ù§Ó§à§Ý§ñ§ð§ë§Ú§Þ §µ§é§Ñ§ã§ä§ß§Ú§Ü§å §á§à§Ý§å§é§Ú§ä§î §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð §Ú §å§ã§ä§Ñ§ß§à§Ó§Ú§ä§î, §é§ä§à §à§ß§Ñ §Ú§ã§ç§à§Õ§Ú§ä §à§ä §¢§Ñ§ß§Ü§Ñ. 11.5. §®§à§Þ§Ö§ß§ä§à§Þ §à§Ù§ß§Ñ§Ü§à§Þ§Ý§Ö§ß§Ú§ñ §µ§é§Ñ§ã§ä§ß§Ú§Ü§Ñ §ã §à§á§å§Ò§Ý§Ú§Ü§à§Ó§Ñ§ß§ß§à§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ö§Û §ã§é§Ú§ä§Ñ§Ö§ä§ã§ñ §Ó§â§Ö§Þ§ñ, §ã §Ü§à§ä§à§â§à§Ô§à §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ñ §Õ§à§ã§ä§å§á§ß§Ñ §Õ§Ý§ñ §¬§Ý§Ú§Ö§ß§ä§à§Ó §¢§Ñ§ß§Ü§Ñ. 11.6. §³ §è§Ö§Ý§î§ð §à§Ò§Ö§ã§á§Ö§é§Ö§ß§Ú§ñ §Ô§Ñ§â§Ñ§ß§ä§Ú§â§à§Ó§Ñ§ß§ß§à§Ô§à §à§Ù§ß§Ñ§Ü§à§Þ§Ý§Ö§ß§Ú§ñ §Ó§ã§Ö§ç §Ý§Ú§è, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§ç§ã§ñ §Ü §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ, §µ§é§Ñ§ã§ä§ß§Ú§Ü §à§Ò§ñ§Ù§Ñ§ß §Ö§Ø§Ö§Þ§Ö§ã§ñ§é§ß§à §ã§Ñ§Þ§à§ã§ä§à§ñ§ä§Ö§Ý§î§ß§à §Ú§Ý§Ú §é§Ö§â§Ö§Ù §å§á§à§Ý§ß§à§Þ§à§é§Ö§ß§ß§í§ç §Ý§Ú§è §à§Ò§â§Ñ§ë§Ñ§ä§î§ã§ñ §Ó §¢§Ñ§ß§Ü §Õ§Ý§ñ §á§à§Ý§å§é§Ö§ß§Ú§ñ §ã§Ó§Ö§Õ§Ö§ß§Ú§Û §à§Ò §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ§ç §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§ñ§ç, §Ó§ß§Ö§ã§Ö§ß§ß§í§ç §Ó §±§â§Ñ§Ó§Ú§Ý§Ñ. 11.7. §­§ð§Ò§í§Ö §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§ñ §Ú §Õ§à§á§à§Ý§ß§Ö§ß§Ú§ñ §±§â§Ñ§Ó§Ú§Ý §ã §Þ§à§Þ§Ö§ß§ä§Ñ §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ú§ç §Ó §ã§Ú§Ý§å / §Ó§Ó§à§Õ§Ñ §Ó §Õ§Ö§Û§ã§ä§Ó§Ú§Ö §â§Ñ§ã§á§â§à§ã§ä§â§Ñ§ß§ñ§ð§ä§ã§ñ §ß§Ñ §Ó§ã§Ö§ç §Ý§Ú§è, §á§â§Ú§ã§à§Ö§Õ§Ú§ß§Ú§Ó§ê§Ú§ç§ã§ñ §Ü §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ, §Ó §ä§à§Þ §é§Ú§ã§Ý§Ö §â§Ñ§ß§Ö§Ö §Õ§Ñ§ä§í §Ó§ã§ä§å§á§Ý§Ö§ß§Ú§ñ §Ó §ã§Ú§Ý§å §Ú§Ù§Þ§Ö§ß§Ö§ß§Ú§Û §±§â§Ñ§Ó§Ú§Ý. 12. §±§â§à§é§Ú§Ö §å§ã§Ý§à§Ó§Ú§ñ 12.1. §£§ã§Ö §ã§á§à§â§í §Ú §â§Ñ§Ù§ß§à§Ô§Ý§Ñ§ã§Ú§ñ, §ã§Ó§ñ§Ù§Ñ§ß§ß§í§Ö §ã §å§é§Ñ§ã§ä§Ú§Ö§Þ §¬§Ý§Ú§Ö§ß§ä§Ñ §Ó §±§â§à§Ô§â§Ñ§Þ§Þ§Ö, §á§à§Õ§Ý§Ö§Ø§Ñ§ä §â§Ñ§ã§ã§Þ§à§ä§â§Ö§ß§Ú§ð §Ó §ã§å§Õ§Ö §Ó §á§à§â§ñ§Õ§Ü§Ö, §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§ß§à§Þ §Ù§Ñ§Ü§à§ß§à§Õ§Ñ§ä§Ö§Ý§î§ã§ä§Ó§à§Þ §²§à§ã§ã§Ú§Û§ã§Ü§à§Û §¶§Ö§Õ§Ö§â§Ñ§è§Ú§Ú. 12.2. §£§ã§Ö, §é§ä§à §ß§Ö §á§â§Ö§Õ§å§ã§Þ§à§ä§â§Ö§ß§à §±§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú, §â§Ö§Ô§å§Ý§Ú§â§å§Ö§ä§ã§ñ §Ù§Ñ§Ü§à§ß§à§Õ§Ñ§ä§Ö§Ý§î§ã§ä§Ó§à§Þ §²§à§ã§ã§Ú§Û§ã§Ü§à§Û §¶§Ö§Õ§Ö§â§Ñ§è§Ú§Ú §Ú §å§ã§ä§Ñ§ß§à§Ó§Ý§Ö§ß§ß§í§Þ§Ú §Ó §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§Ú§Ú §ã §ß§Ú§Þ §Ò§Ñ§ß§Ü§à§Ó§ã§Ü§Ú§Þ§Ú §á§â§Ñ§Ó§Ú§Ý§Ñ§Þ§Ú.