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Quantum F O C E Pendant

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bhavik a shah
bhavik a shah

The document summarizes several Reliance life insurance plans: - The plans offer tax benefits under sections 80C, 80D, and 10(10D) of the Indian Income Tax Act. - Features include minimum annual premium amounts, entry and maturity ages that vary by plan, policy terms between 10-30 years. - Plans provide life insurance coverage, health riders, and tax-free returns. - Fund options available across different asset classes with annual fund management charges ranging from 1.25-1.35%.

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Reliance Premier Life Plan 94% Fund Allocation Nominee gets Tax Benefits u/s 52 Free In the 1st year. SA + FV 80 C & 10 (10 D) Switches 100% subsequent yrs On death of LA Of the IT Act, 1961 Max Sum Assured Age 18 to 40 yrs – 30 times * AP Age 41 to 45 yrs – 20 times * AP Age 46 to 50 yrs – 15 times * AP Product Features RPL Basic Plan RPL Term 10 Plan Age 51 to 55 yrs – 10 times * AP Age 56 & above – 5 times * AP Entry Age 18 to 65 years 18 to 70 years Policy Term 15 to 30 years 10 years FIXED Maturity Age 33 to 80 Years 28 to 80 Years FMC New Money Market 1.25% Min. Annual Premium 35,000 35,000 New Corporate Fund 1.25% Admin Charges Rs.40 per month Rs.40 per month New Gilt Fund 1.25% New Equity Fund 1.35% Surrender / PW 20% in the 4th year, 20% in the 4th year, Charges 10% in the 5th year 10% in the 5th year New Infrastructure 1.35% Nil from 6th year Nil from 6th Year New Midcap Fund 1.35% Top Up Charges 1% 1% New Energy Fund 1.35% New Pure Equity 1.35% A Reliance Capital company
Reliance Super Automatic Investment Plan 52 Free Tax Benefits Fund Switch Switches IT Act,1961 New Critical Conditions, Product Features RSAIP Basic Plan RSAIP Term 10 Plan New Surgical Assistance, ADB & TPD, Entry Age 30 days to 65 years 30 days to 70 years Term Life Riders Policy Term 15 to 30 years Fixed 10 YEARS Maturity Age 15 to 80 years 10 to 80 years Tailor Made (FMC) Min. Annual Premium 20,000(RP) 25,000(LP) 20,000 (RP) 50,000(SP) 30,000 (SP) New Money Market 1.25% New Corporate Fund 1.25% Premium Modes RP / SP / LP RP / SP only Admin Charges Rs.40 per month Rs.40 per month New Gilt Fund 1.25% New Equity Fund 1.35% Surrender / PW Charges 20% in the 4 year th 20% in the 4 year th 10% in the 5th year New Infrastructure 1.35% 10% in the 5th year Nil from 6th year Nil from 6th year New Midcap Fund 1.35% Allocation Charges 1st Year – 20% 1st Year – 20% New Energy Fund 1.35% 2nd & 3rd yr – 3% 2nd & 3rd yr – 3% New Pure Equity 1.35% 4th & 5th yr – 2% 4th & 5th yr – 2% 6th & above - 1% 6th & above - 1% Ready Made (FMC) SP & Top Up Charges 2% 2% Fund A 1.35% Fund B & C 1.30 % A Reliance Capital company
Reliance Super MRP 52 Free Tax Benefits Tax Benefits Top Up Partial Switches U/s 80 C, 80 D U/s 10 (10 D) Facility Withdrawals Product Features RSMRP Basic Plan RSMRP Term 10 Plan Entry Age 30 days to 65 years 30 days to 70 years Policy Term 15 to 40 years FIXED 10 Years New Critical Conditions New Surgical Assistance Maturity Age 15 to 80 years 10 to 80 years ADB & TPD Term Life Riders Min. Annual Premium 15000 (RP), 50000 (SP) 12000 (RP), 30000 (SP) Premium Modes RP / SP RP / SP Fund Management Charges Admin Charges Rs.40 per month Rs.40 per month New Balanced Fund 1.30% Surrender / PW Charges 20% in the 4th year, 20% in the 4th year, New Growth Fund 1.30% 10% in the 5th year 10% in the 5th year Nil from 6th Year Nil from 6th Year New Money Market 1.25% New Equity Fund 1.35% Allocation Charges 1st Year – 15% 1st Year – 15% 2nd & 3rd yr – 3% 2nd & 3rd yr – 3% New Infrastructure 1.35% 4th & 5th yr – 2% 4th & 5th yr – 2% New Midcap Fund 1.35% 6th & above - 1% 6th & above - 1% New Energy Fund 1.35% Top Up Charges 2% 2% New Pure Equity 1.35% New Fund C 1.30% A Reliance Capital company
Reliance Super Golden Years Exchange 52 Free Top UP Tax Retirement Exciting Optional Option Switches Facility Benefits Planning Funds Life Cover Product RSGYP RSGYP RSGYP RSGYP RSGYP RSGYP Features Basic Term 10 Value Basic Value Plus Basic Plus Term 10 Term 10 Entry Age 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs Min Policy Term 16 years Fixed 10 yrs 16 years Fixed 10 yrs 16 years Fixed 10 yrs Vesting Age Upto 75 years Premium Modes RSGYP Basic & Term 10 : Regular & Single RSGYP Value & Plus : Only Regular Mode Min Premium All Regular Premium : 20000 Single Premium (Super GYP Basic) 50000 , SP (SuperGYP Term10) : 30000 Life Cover RSGYP Basic & Term 10 : No Life Cover RSGYP Value& Plus : Life Cover Available Allocation Charges Regular Premium : 7.5 % in 1st year, 5% from 2nd to 10th year, 1% thereafter Single Premium & Top Ups : 2 % Fund Mgmt New Balanced (1.30%) , New Growth (1.30%), New Money market (1.25%), New Equity (1.35%), Charges New Pure Equity (1.35%), New Infrastructure (1.35%), New Energy (1.35%), New Midcap(1.35%) Riders CIBR, MSABR, TLR, AD & TPDR (Riders only available with RSGYP Value & Plus) Admin Charges Rs.40 per month Surrender Charges 20% in 4th year, 10% in 5th year & from 6th year onwards : Nil Charges A Reliance Capital company
Reliance Super Invest Assure Basic Plan 250% Guaranteed Partial TOP UP 52 Free Life Tax Benefits Tax Free returns Additions on Maturity Withdrawals Facility Switches Insurance u/s 80 C, 80D U/s 10 (10 D) Entry Age 30 days to 60 yrs New Critical Conditions More Commission New Surgical Assistance For Advisors Policy Term 20 to 30 years Term Life Rider ADB & TPD Rider Maturity Age 20 to 80 years Guaranteed Min. Annual Premium 10,000 250% addition of FMC First Year Premium New Corporate Fund 1.25% Allocation Charges 45% in 1st year 5% in subsequent years New Gilt Fund 1.25% 2 % for Top Ups Can increase New Money Market 1.25% Your Fund Value New Equity Fund 1.35% Admin Charges Rs.40 per month Through TOP UPs New Infrastructure 1.35% Surrender / PW 20% in 4th year New Midcap Fund 1.35% Charges 10% in 5th year Family Protection New Energy Fund 1.35% Nil from 6th year Through Life New Pure Equity 1.35% Cover & Riders New Fund C 1.30% A Reliance Capital company
Reliance Super Invest Assure Plus Plan Premium reduction upto Product Features RSIP Plus Basic RSIP Plus Term 10 25% in 2nd & 3rd policy years Entry Age 30 days to 60 years 30 days to 65 years Policy Term 15 to 30 years FIXED 10 Years 52 Free Partial Switches Withdrawals Maturity Age 15 to 75 years 10 to 75 years Min. Annual Premium Rs.20000 Rs.20000 Critical Illness Major Surgeries Benefit Premium Modes Regular Premiums only Regular Premiums only ADB & TPD, Term Life Rider Admin Charges 40 per month 40 per month Fund Management Charges New Corporate Fund 1.25% Surrender / PW Charges 20% in 4th year New Gilt Fund 1.25% 10% in 5th year Nil from 6th year onwards New Money Market 1.25% New Equity Fund 1.35% Allocation Charges 20k to 50k – 30% 50k to 1 lac – 20% New Infrastructure 1.35% Next 2 Lacs – 15%, Above 3 Lacs – 11% New Midcap Fund 1.35% 2nd & 3rd Year – 5%, 4th & 5th year – 3%, thereafter 2% Top Ups : 2 % New Energy Fund 1.35% New Pure Equity 1.35% Top Up Charges 2% New Fund C 1.30% A Reliance Capital company

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Quantum F O C E Pendant

  • 1. Reliance Premier Life Plan 94% Fund Allocation Nominee gets Tax Benefits u/s 52 Free In the 1st year. SA + FV 80 C & 10 (10 D) Switches 100% subsequent yrs On death of LA Of the IT Act, 1961 Max Sum Assured Age 18 to 40 yrs – 30 times * AP Age 41 to 45 yrs – 20 times * AP Age 46 to 50 yrs – 15 times * AP Product Features RPL Basic Plan RPL Term 10 Plan Age 51 to 55 yrs – 10 times * AP Age 56 & above – 5 times * AP Entry Age 18 to 65 years 18 to 70 years Policy Term 15 to 30 years 10 years FIXED Maturity Age 33 to 80 Years 28 to 80 Years FMC New Money Market 1.25% Min. Annual Premium 35,000 35,000 New Corporate Fund 1.25% Admin Charges Rs.40 per month Rs.40 per month New Gilt Fund 1.25% New Equity Fund 1.35% Surrender / PW 20% in the 4th year, 20% in the 4th year, Charges 10% in the 5th year 10% in the 5th year New Infrastructure 1.35% Nil from 6th year Nil from 6th Year New Midcap Fund 1.35% Top Up Charges 1% 1% New Energy Fund 1.35% New Pure Equity 1.35% A Reliance Capital company
  • 2. Reliance Super Automatic Investment Plan 52 Free Tax Benefits Fund Switch Switches IT Act,1961 New Critical Conditions, Product Features RSAIP Basic Plan RSAIP Term 10 Plan New Surgical Assistance, ADB & TPD, Entry Age 30 days to 65 years 30 days to 70 years Term Life Riders Policy Term 15 to 30 years Fixed 10 YEARS Maturity Age 15 to 80 years 10 to 80 years Tailor Made (FMC) Min. Annual Premium 20,000(RP) 25,000(LP) 20,000 (RP) 50,000(SP) 30,000 (SP) New Money Market 1.25% New Corporate Fund 1.25% Premium Modes RP / SP / LP RP / SP only Admin Charges Rs.40 per month Rs.40 per month New Gilt Fund 1.25% New Equity Fund 1.35% Surrender / PW Charges 20% in the 4 year th 20% in the 4 year th 10% in the 5th year New Infrastructure 1.35% 10% in the 5th year Nil from 6th year Nil from 6th year New Midcap Fund 1.35% Allocation Charges 1st Year – 20% 1st Year – 20% New Energy Fund 1.35% 2nd & 3rd yr – 3% 2nd & 3rd yr – 3% New Pure Equity 1.35% 4th & 5th yr – 2% 4th & 5th yr – 2% 6th & above - 1% 6th & above - 1% Ready Made (FMC) SP & Top Up Charges 2% 2% Fund A 1.35% Fund B & C 1.30 % A Reliance Capital company
  • 3. Reliance Super MRP 52 Free Tax Benefits Tax Benefits Top Up Partial Switches U/s 80 C, 80 D U/s 10 (10 D) Facility Withdrawals Product Features RSMRP Basic Plan RSMRP Term 10 Plan Entry Age 30 days to 65 years 30 days to 70 years Policy Term 15 to 40 years FIXED 10 Years New Critical Conditions New Surgical Assistance Maturity Age 15 to 80 years 10 to 80 years ADB & TPD Term Life Riders Min. Annual Premium 15000 (RP), 50000 (SP) 12000 (RP), 30000 (SP) Premium Modes RP / SP RP / SP Fund Management Charges Admin Charges Rs.40 per month Rs.40 per month New Balanced Fund 1.30% Surrender / PW Charges 20% in the 4th year, 20% in the 4th year, New Growth Fund 1.30% 10% in the 5th year 10% in the 5th year Nil from 6th Year Nil from 6th Year New Money Market 1.25% New Equity Fund 1.35% Allocation Charges 1st Year – 15% 1st Year – 15% 2nd & 3rd yr – 3% 2nd & 3rd yr – 3% New Infrastructure 1.35% 4th & 5th yr – 2% 4th & 5th yr – 2% New Midcap Fund 1.35% 6th & above - 1% 6th & above - 1% New Energy Fund 1.35% Top Up Charges 2% 2% New Pure Equity 1.35% New Fund C 1.30% A Reliance Capital company
  • 4. Reliance Super Golden Years Exchange 52 Free Top UP Tax Retirement Exciting Optional Option Switches Facility Benefits Planning Funds Life Cover Product RSGYP RSGYP RSGYP RSGYP RSGYP RSGYP Features Basic Term 10 Value Basic Value Plus Basic Plus Term 10 Term 10 Entry Age 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs Min Policy Term 16 years Fixed 10 yrs 16 years Fixed 10 yrs 16 years Fixed 10 yrs Vesting Age Upto 75 years Premium Modes RSGYP Basic & Term 10 : Regular & Single RSGYP Value & Plus : Only Regular Mode Min Premium All Regular Premium : 20000 Single Premium (Super GYP Basic) 50000 , SP (SuperGYP Term10) : 30000 Life Cover RSGYP Basic & Term 10 : No Life Cover RSGYP Value& Plus : Life Cover Available Allocation Charges Regular Premium : 7.5 % in 1st year, 5% from 2nd to 10th year, 1% thereafter Single Premium & Top Ups : 2 % Fund Mgmt New Balanced (1.30%) , New Growth (1.30%), New Money market (1.25%), New Equity (1.35%), Charges New Pure Equity (1.35%), New Infrastructure (1.35%), New Energy (1.35%), New Midcap(1.35%) Riders CIBR, MSABR, TLR, AD & TPDR (Riders only available with RSGYP Value & Plus) Admin Charges Rs.40 per month Surrender Charges 20% in 4th year, 10% in 5th year & from 6th year onwards : Nil Charges A Reliance Capital company
  • 5. Reliance Super Invest Assure Basic Plan 250% Guaranteed Partial TOP UP 52 Free Life Tax Benefits Tax Free returns Additions on Maturity Withdrawals Facility Switches Insurance u/s 80 C, 80D U/s 10 (10 D) Entry Age 30 days to 60 yrs New Critical Conditions More Commission New Surgical Assistance For Advisors Policy Term 20 to 30 years Term Life Rider ADB & TPD Rider Maturity Age 20 to 80 years Guaranteed Min. Annual Premium 10,000 250% addition of FMC First Year Premium New Corporate Fund 1.25% Allocation Charges 45% in 1st year 5% in subsequent years New Gilt Fund 1.25% 2 % for Top Ups Can increase New Money Market 1.25% Your Fund Value New Equity Fund 1.35% Admin Charges Rs.40 per month Through TOP UPs New Infrastructure 1.35% Surrender / PW 20% in 4th year New Midcap Fund 1.35% Charges 10% in 5th year Family Protection New Energy Fund 1.35% Nil from 6th year Through Life New Pure Equity 1.35% Cover & Riders New Fund C 1.30% A Reliance Capital company
  • 6. Reliance Super Invest Assure Plus Plan Premium reduction upto Product Features RSIP Plus Basic RSIP Plus Term 10 25% in 2nd & 3rd policy years Entry Age 30 days to 60 years 30 days to 65 years Policy Term 15 to 30 years FIXED 10 Years 52 Free Partial Switches Withdrawals Maturity Age 15 to 75 years 10 to 75 years Min. Annual Premium Rs.20000 Rs.20000 Critical Illness Major Surgeries Benefit Premium Modes Regular Premiums only Regular Premiums only ADB & TPD, Term Life Rider Admin Charges 40 per month 40 per month Fund Management Charges New Corporate Fund 1.25% Surrender / PW Charges 20% in 4th year New Gilt Fund 1.25% 10% in 5th year Nil from 6th year onwards New Money Market 1.25% New Equity Fund 1.35% Allocation Charges 20k to 50k – 30% 50k to 1 lac – 20% New Infrastructure 1.35% Next 2 Lacs – 15%, Above 3 Lacs – 11% New Midcap Fund 1.35% 2nd & 3rd Year – 5%, 4th & 5th year – 3%, thereafter 2% Top Ups : 2 % New Energy Fund 1.35% New Pure Equity 1.35% Top Up Charges 2% New Fund C 1.30% A Reliance Capital company