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Mortgage and Home Equity Line of Credit Rates1
                                                                                  Effective November 8, 2012




                                       Fixed Rate Mortgages2                                                                                                 Posted Rate                 Discounted Rate3

                                       6 Month Convertible                                                                                                        4.00%                              3.95%
                                       1 year Open                                                                                                                6.30%                              6.30%
                                       1 year Closed                                                                                                              3.00%                              2.74%
                                       2 year Closed                                                                                                              3.14%                              2.69%
                                       3 year Closed                                                                                                              3.70%                              2.89%
                                       4 year Closed                                                                                                              4.64%                              3.15%
                                       5 year Closed                                                                                                              5.24%                              3.19%
                                       5% CashBack - 5 year term 9                                                                                                5.24%                                n/a
                                       5% CashBack - 6 year term                                                                                                  6.16%                                n/a
                                       5% CashBack - 7 year term                                                                                                  6.35%                                n/a
                                       5% CashBack - 10 year term                                                                                                 6.75%                                n/a
                                       6 year Closed                                                                                                              6.16%                              4.49%
                                       7 year Closed                                                                                                              6.35%                              4.59%
                                       10 year Closed                                                                                                             6.75%                              3.99%


                                       Variable Interest Rate Mortgages4                                                                                     Posted Rate                             APR6
                                       5 year Closed rate is TD Mortgage Prime +0.005                                                                          3.00%                                 3.00%
                                       5 year Open rate is TD Mortgage Prime +1.00% 5                                                                          4.00%                                 4.00%

                                       Home Equity Line of Credit7                                                                                                      TD Prime + 1.00%8
                                       Second Position Home Equity Line of Credit 7                                                                                     TD Prime + 1.50%8
                                       behind an Other Financial Institution First Mortgage




                                                                                                       JOHN HELLIKER
                                                                                                  Mobile Mortgage Specialist

                                                                                Tel:                     705-872-8142
                                                                               Fax:                      705-874-1228
                                                                           Pager:                       1-866-767-5446




                                                                          Mortgage Experience You Can Depend On



1. Rates subject to change. Some conditions apply. Available for residential properties only and is subject to meeting TD Canada Trust credit granting criteria. 2. Interest calculated semi-annually, not in advance. 3. These rates are discounted rates and are
not available with any other interest rate discounts, promotions or offers. Offer may be changed, withdrawn or extended at any time without notice. 4. Rates calculated monthly, not in advance. Rate changes when TD Mortgage Prime changes. 5. TD Mortgage
Prime as of October 1, 2010 is 3.00%. 6. Assumes interest rate does not vary over the term. 7. Rate changes when TD Prime changes. Interest calculated daily. 8. TD Prime Rate as of September 8, 2010 is 3.00% per annum. 9. Some conditions apply.
Available on new mortgages for residential properties only and is subject to meeting TD Canada Trust credit granting criteria. Offer may be changed, extended or withdrawn at any time without notice.

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Rate sheet november 8 2012

  • 1. Mortgage and Home Equity Line of Credit Rates1 Effective November 8, 2012 Fixed Rate Mortgages2 Posted Rate Discounted Rate3 6 Month Convertible 4.00% 3.95% 1 year Open 6.30% 6.30% 1 year Closed 3.00% 2.74% 2 year Closed 3.14% 2.69% 3 year Closed 3.70% 2.89% 4 year Closed 4.64% 3.15% 5 year Closed 5.24% 3.19% 5% CashBack - 5 year term 9 5.24% n/a 5% CashBack - 6 year term 6.16% n/a 5% CashBack - 7 year term 6.35% n/a 5% CashBack - 10 year term 6.75% n/a 6 year Closed 6.16% 4.49% 7 year Closed 6.35% 4.59% 10 year Closed 6.75% 3.99% Variable Interest Rate Mortgages4 Posted Rate APR6 5 year Closed rate is TD Mortgage Prime +0.005 3.00% 3.00% 5 year Open rate is TD Mortgage Prime +1.00% 5 4.00% 4.00% Home Equity Line of Credit7 TD Prime + 1.00%8 Second Position Home Equity Line of Credit 7 TD Prime + 1.50%8 behind an Other Financial Institution First Mortgage JOHN HELLIKER Mobile Mortgage Specialist Tel: 705-872-8142 Fax: 705-874-1228 Pager: 1-866-767-5446 Mortgage Experience You Can Depend On 1. Rates subject to change. Some conditions apply. Available for residential properties only and is subject to meeting TD Canada Trust credit granting criteria. 2. Interest calculated semi-annually, not in advance. 3. These rates are discounted rates and are not available with any other interest rate discounts, promotions or offers. Offer may be changed, withdrawn or extended at any time without notice. 4. Rates calculated monthly, not in advance. Rate changes when TD Mortgage Prime changes. 5. TD Mortgage Prime as of October 1, 2010 is 3.00%. 6. Assumes interest rate does not vary over the term. 7. Rate changes when TD Prime changes. Interest calculated daily. 8. TD Prime Rate as of September 8, 2010 is 3.00% per annum. 9. Some conditions apply. Available on new mortgages for residential properties only and is subject to meeting TD Canada Trust credit granting criteria. Offer may be changed, extended or withdrawn at any time without notice.