Rating monitoring of the receivables portfolio
- 1. OmniGrade Creating confidence Rating monitoring of the receivables portfolio Mikhail Treyvish 弍舒亰亠 仗仂亟亰舒亞仂仍仂于从舒 Rating monitoring agency OmniGrade, President OmniGrade Moscow, 2012 Creating confidence!
- 2. Large receivables portfolio Is evidence of the creditors (supplier of goods or services) success in sales A quality portfolio is a reason to But insufficient quality of the be proud and confident in the portfolio is a source of possible commercial success of the financial loss and market position company OmniGrade 2 Creating confidence!
- 3. Rating monitoring of the portfolio regularly addresses and answers the following questions: What is the quality of the portfolio? Is there any possibility of major losses due to the portfolio? What is the value of the portfolio? OmniGrade 3 Creating confidence!
- 4. Rating monitoring of the portfolio protects from a Domino Effect which makes good companies suffer from low quality in their accounts receivable (especially in case of national and global crises) OmniGrade 4 Creating confidence!
- 5. Portfolio assessement (ratings) obtained during the rating monitoring process: A* High quality portfolio and immunity to losses caused by external crises Good quality portfolio, considerable losses are B* possible as a result of external crises Satisfactory quality of the portfolio, disastrous C* losses are possible during crises D Poor quality portfolio, catastrophic losses are possible ____ *Numerical coefficients are used for precise estimation OmniGrade 5 Creating confidence!
- 6. Rating monitoring of the portfolio depends on Creditworthiness of Absence / existence of major debtors fictitious debt (customers, (confirmation of validity borrowers) of receivables) Quality of portfolio management (selection Spread and diversity and monitoring of of portfolio debtors, debt collection) Good Debtors alone do not guarantee a high quality portfolio! OmniGrade 6 Creating confidence!
- 7. What does rating monitoring of the portfolio mean for CEO and shareholders? Important signal Positive rating means that Negative rating means that there is no need to worry there is an opportunity to take about the assets quality urgent measures to improve the assets quality Where rating monitoring is in place, the CEO has no need to investigate each debtors situation Important argument for creditors, investors and suppliers OmniGrade 7 Creating confidence!
- 8. In addition to regular and updated rating assessments the customer receives: Reports containing analysis of the A Certificate of Participation portfolio and in the rating monitoring recommendations programme Portfolio value appraisal Set of covenants which and recommended define and measure the discount in case of quality and the stability purchase or using as of the portfolio collateral OmniGrade 8 Creating confidence!
- 9. Rating monitoring of the portfolio is an indispensable instrument: For financial institutions: For real economy companies - suppliers of banks goods and services factoring companies leasing companies microfinancial organizations insurance companies Rating monitoring of portfolio considers the particular nature of the customers business and their industry specific risks OmniGrade 9 Creating confidence!
- 10. Rating monitoring of the portfolio is operated by Rating Monitoring Agency OmniGrade: Highly capable international team Unique competences in assessment and monitoring of accounts receivable of different origin Long-term successful experience in the factoring industry OmniGrade 10 Creating confidence!
- 11. OmniGrade Rating Monitoring Agency Vienna-Moscow-Kiev-Yekaterinburg Moscow Office: Russia, 109012, Moscow 4 Ilyinka str., Gostinyi Dvor, Bussines Centre 束Capital損, 312 www .omnigrade.com tre_mi@omnigrade.com Tel: +7 (495) 785-81-47 Fax: +7 (495) 785-81-47 Vision of the Agencys future: www.omni-v.com/en/visions/5 OmniGrade 11 Creating confidence!
- 12. Thank you for your kind attention! OmniGrade Creating confidence!