New American Funding is a large mortgage lender and servicer with over 90 branches across the United States. They originate over $900 million in loans per month and service a portfolio of $9 billion in loans. The company offers a variety of mortgage products including FHA, VA, USDA, and conventional loans. They strive to provide a fast closing process with in-house underwriting, processing, and funding teams.
Get competitive No Deposit car loan approved quickly with onlinecarloans.co.nz. CFS - Community Financial Services have been helping people with car finance for over 10 years. Good or Bad Credit we tailor vehicle finance to you.
This training series covers Chenoa Fund down payment assistance programs, including an overview of conventional and FHA programs, how to calculate AMI, the URLA registration process, underwriting, locking loans, securing DPA approvals, document preparation, purchase clearing conditions, final documents, servicing, and why to use Chenoa Fund programs. Specific programs covered include Rate Advantage (FHA), DPA Edge: Repayable Second (FHA), DPA Edge: Soft Second (FHA), Conventional Standard 97% LTV Loans, and HomeReady速 (Conventional). The training also reviews FHA homebuyer education requirements, verification of housing expense documentation, and alternative qualification options for borrowers with credit scores between 640
American National Insurance Company offers three accelerated benefit riders:
1) A partial or full accelerated benefit rider allows policyholders to take a discounted benefit while maintaining a reduced death benefit or exchanging the full death benefit.
2) A terminal illness rider provides an accelerated benefit if the insured has an illness expected to result in death within 24 months.
3) A critical illness rider provides an accelerated benefit if the insured experiences one of 16 covered critical illnesses.
4) A chronic illness rider provides an accelerated benefit if the insured is unable to perform daily activities or has severe cognitive impairment.
The document discusses changes to FHA loan programs and limits for 2008, including:
1) New higher loan limits up to $729,750 due to economic stimulus packages that aim to stimulate the struggling housing market.
2) Reforms to FHA including lower down payment requirements of 3.5%, more flexible underwriting, and a 12-month moratorium on risk-based mortgage insurance premiums.
3) Key differences between FHA and conventional loans through FNMA/FHLMC, with FHA generally being more flexible regarding low down payments, lower credit scores, and other factors.
This document provides an overview and agenda for a CALHFA program training offered through Affinity Lending Group. It discusses CalHFA eligibility guidelines including income limits, sales price limits, and underwriting standards. It also outlines CalHFA's first mortgage and down payment assistance programs, as well as Affinity Lending Group's support services.
The document discusses the benefits of FHA loans including lower down payments of as low as 3%, higher qualifying ratios, leniency on derogatory credit, non-occupying co-borrowers allowed, financing of upfront mortgage insurance, and assumability. It also lists FHA required disclosures and provides resources for homeowners facing foreclosure or scams.
Means and Ends toward the Broadband Society: Net Neutrality and Over-the-top...Toshiya Jitsuzumi
油
This document discusses means and ends regarding net neutrality and broadband development. It argues that:
1. Strict net neutrality is not optimal and should be relaxed to accommodate local market needs and developmental stages, as net neutrality is a means not an end.
2. For developing nations, increasing broadband coverage, penetration, and closing digital divides should be top priorities over net neutrality, as broadband is still a luxury.
3. Private initiatives and programs like Internet.org that internalize broadband's positive externalities can help boost adoption in developing nations where governments lack funds for infrastructure. However, these programs don't cover all providers.
This presentation is about Habit 1: Be Proactive and being proactive versus reactive. It discusses that proactive people see opportunities where others see problems, focus on solutions, and consciously create their own success. They are not limited by fear like reactive people. The document emphasizes that our habits shape our character and destiny, so we must sow proactive thoughts and acts.
Evolution is a recruitment agency that has been in business for over a decade, serving clients across the East Midlands. They pride themselves on providing reliable, thorough, and honest staffing solutions to meet clients' changing needs. Evolution finds both temporary and permanent candidates across a wide range of roles, and ensures quality by maintaining close contact with clients and candidates after placement through reviews. They aim to deliver the right solutions for clients every time through their experienced team and customized approach.
RIWC_PARA_A044 Australia Rights & InclusionMarco Muscroft
油
This document outlines key elements of accessibility and inclusion from an Australian perspective. It discusses Australia's adoption of disability rights legislation like the Disability Discrimination Act of 1992 and ratification of the UN Convention on the Rights of Persons with Disabilities in 2008. The National Disability Strategy aims to meet Australia's obligations under the CRPD. Legislation and building codes work to improve accessibility of the physical environment, transportation, information and communications. However, accessible housing remains a priority area. The presentation also discusses Rehabilitation International's role in advancing global rights and inclusion for people with disabilities in line with the social model of disability.
This is the first time I presented the concept of Quality of Experience to a public audience. It was on February 2001, in Japan, during and event about quality of service in mobile networks.
This document discusses the concept of "Perpetual Experience" which is defined as providing continuous, real-time customer experiences powered by information. It involves focusing on both customer and employee experiences. The document outlines several companies that The QoE Group has worked with and proposes the use of "Perpetual Thinking" sessions that bring groups together to stimulate sharing, learning, and innovation. It also discusses developing an "Incubation Hub" and "Experience Engine" to empower employees, understand customer needs, and innovate new solutions using artificial intelligence. The goal is to continuously gather experiences and knowledge to address issues, implement validated solutions, and improve future customer interactions.
The document outlines a Devil's Advocate Group that aims to combat groupthink within an organization. It presents views from "Group Think" and counters each with an alternative "Counter View". The "Counter Views" suggest not assuming all smart people work for the company, valuing developing and commercializing ideas over just discovering them, buying other companies' intellectual property if it advances business goals, creating an innovative culture by exposing teams to new possibilities, and testing ideas externally as well as internally.
This presentation was created for members of the Venture Out accelerator in NYC. It covers a high level strategy on creating content that resonates with your target audience consistently.
Why work with William Doom of loanDepotWilliam Doom
油
Benefits of working with loanDepot to secure your home financing. Learn how we are helping real estate professionals grow their business and consumers secure their dream of homeownership.
PMC is a California premier mortgage broker that provides over 50 loan programs through over 35 wholesale lenders. They offer conventional, jumbo, FHA, VA, and non-prime loans along with construction, commercial, and hard money loans. PMC promises competitive rates, fast pre-qualifications and pre-approval letters, and qualified professionals to efficiently process loans. They educate clients on homeownership benefits like building equity and putting money back into savings through tax deductions and paying down principal.
The document provides information about various home financing programs available through Dominion Lending Centres, including programs that offer financing with less than 20% down. It outlines programs that allow for 5% down, 0% down, and financing for self-employed individuals. It also discusses factors that affect credit scores and additional costs involved in home purchases beyond the down payment.
Loan modification referral program seminarColoradoCami
油
The document describes a loan modification referral program run by The Angel Investments Network, LLC. Agents can refer homeowners who need loan modifications and receive referral fees. The program uses a nationally recognized law firm that has a 98% success rate in getting loan modifications approved. Agents submit a simple one-page pre-qualification form to determine if a homeowner is eligible. If approved, agents receive a $300-$450 referral fee once the modification is signed.
The Angel Investor Network refers homeowners who are behind on their mortgage or in danger of foreclosure to a law firm that specializes in loan modifications. Agents can start referring clients immediately by submitting a simple one-page prequalification form. If the client is accepted for a loan modification, the agent receives $300-$500. The law firm has a high success rate and guarantees refunding fees if a modification is not achieved. Agents pay a one-time $295 setup fee, waived until an acceptance.
The document summarizes a loan modification referral program run by The Angel Investor Network. Agents can refer homeowners who need loan modifications to the program and receive commissions of $300-500 per successful referral. The program uses a large national law firm that has a 98% success rate in obtaining loan modifications for referred clients. It costs agents $295 to sign up but they can recoup that fee through their first successful referral. Agents are trained on identifying homeowners who are likely to qualify for and benefit from the program.
Means and Ends toward the Broadband Society: Net Neutrality and Over-the-top...Toshiya Jitsuzumi
油
This document discusses means and ends regarding net neutrality and broadband development. It argues that:
1. Strict net neutrality is not optimal and should be relaxed to accommodate local market needs and developmental stages, as net neutrality is a means not an end.
2. For developing nations, increasing broadband coverage, penetration, and closing digital divides should be top priorities over net neutrality, as broadband is still a luxury.
3. Private initiatives and programs like Internet.org that internalize broadband's positive externalities can help boost adoption in developing nations where governments lack funds for infrastructure. However, these programs don't cover all providers.
This presentation is about Habit 1: Be Proactive and being proactive versus reactive. It discusses that proactive people see opportunities where others see problems, focus on solutions, and consciously create their own success. They are not limited by fear like reactive people. The document emphasizes that our habits shape our character and destiny, so we must sow proactive thoughts and acts.
Evolution is a recruitment agency that has been in business for over a decade, serving clients across the East Midlands. They pride themselves on providing reliable, thorough, and honest staffing solutions to meet clients' changing needs. Evolution finds both temporary and permanent candidates across a wide range of roles, and ensures quality by maintaining close contact with clients and candidates after placement through reviews. They aim to deliver the right solutions for clients every time through their experienced team and customized approach.
RIWC_PARA_A044 Australia Rights & InclusionMarco Muscroft
油
This document outlines key elements of accessibility and inclusion from an Australian perspective. It discusses Australia's adoption of disability rights legislation like the Disability Discrimination Act of 1992 and ratification of the UN Convention on the Rights of Persons with Disabilities in 2008. The National Disability Strategy aims to meet Australia's obligations under the CRPD. Legislation and building codes work to improve accessibility of the physical environment, transportation, information and communications. However, accessible housing remains a priority area. The presentation also discusses Rehabilitation International's role in advancing global rights and inclusion for people with disabilities in line with the social model of disability.
This is the first time I presented the concept of Quality of Experience to a public audience. It was on February 2001, in Japan, during and event about quality of service in mobile networks.
This document discusses the concept of "Perpetual Experience" which is defined as providing continuous, real-time customer experiences powered by information. It involves focusing on both customer and employee experiences. The document outlines several companies that The QoE Group has worked with and proposes the use of "Perpetual Thinking" sessions that bring groups together to stimulate sharing, learning, and innovation. It also discusses developing an "Incubation Hub" and "Experience Engine" to empower employees, understand customer needs, and innovate new solutions using artificial intelligence. The goal is to continuously gather experiences and knowledge to address issues, implement validated solutions, and improve future customer interactions.
The document outlines a Devil's Advocate Group that aims to combat groupthink within an organization. It presents views from "Group Think" and counters each with an alternative "Counter View". The "Counter Views" suggest not assuming all smart people work for the company, valuing developing and commercializing ideas over just discovering them, buying other companies' intellectual property if it advances business goals, creating an innovative culture by exposing teams to new possibilities, and testing ideas externally as well as internally.
This presentation was created for members of the Venture Out accelerator in NYC. It covers a high level strategy on creating content that resonates with your target audience consistently.
Why work with William Doom of loanDepotWilliam Doom
油
Benefits of working with loanDepot to secure your home financing. Learn how we are helping real estate professionals grow their business and consumers secure their dream of homeownership.
PMC is a California premier mortgage broker that provides over 50 loan programs through over 35 wholesale lenders. They offer conventional, jumbo, FHA, VA, and non-prime loans along with construction, commercial, and hard money loans. PMC promises competitive rates, fast pre-qualifications and pre-approval letters, and qualified professionals to efficiently process loans. They educate clients on homeownership benefits like building equity and putting money back into savings through tax deductions and paying down principal.
The document provides information about various home financing programs available through Dominion Lending Centres, including programs that offer financing with less than 20% down. It outlines programs that allow for 5% down, 0% down, and financing for self-employed individuals. It also discusses factors that affect credit scores and additional costs involved in home purchases beyond the down payment.
Loan modification referral program seminarColoradoCami
油
The document describes a loan modification referral program run by The Angel Investments Network, LLC. Agents can refer homeowners who need loan modifications and receive referral fees. The program uses a nationally recognized law firm that has a 98% success rate in getting loan modifications approved. Agents submit a simple one-page pre-qualification form to determine if a homeowner is eligible. If approved, agents receive a $300-$450 referral fee once the modification is signed.
The Angel Investor Network refers homeowners who are behind on their mortgage or in danger of foreclosure to a law firm that specializes in loan modifications. Agents can start referring clients immediately by submitting a simple one-page prequalification form. If the client is accepted for a loan modification, the agent receives $300-$500. The law firm has a high success rate and guarantees refunding fees if a modification is not achieved. Agents pay a one-time $295 setup fee, waived until an acceptance.
The document summarizes a loan modification referral program run by The Angel Investor Network. Agents can refer homeowners who need loan modifications to the program and receive commissions of $300-500 per successful referral. The program uses a large national law firm that has a 98% success rate in obtaining loan modifications for referred clients. It costs agents $295 to sign up but they can recoup that fee through their first successful referral. Agents are trained on identifying homeowners who are likely to qualify for and benefit from the program.
United Processing Center works with affiliates to process loan modifications on behalf of lenders. It handles the loan modification process from pre-qualification through approval. The company does not charge affiliates any fees and provides account managers and online file tracking. Affiliates are responsible for collecting documents from borrowers and submitting complete files to United Processing Center for processing.
Bank of America Home Loans is committed to being a responsible lender and helping customers purchase and stay in their homes. They offer a wide range of loan products including fixed and adjustable rate mortgages, jumbo loans, FHA, VA, and USDA loans. Their new website and Clarity Commitment document are designed to provide customers with clear and easy-to-understand information about the loan process and their specific loan. Real estate professionals are encouraged to work with Bank of America to help more qualified borrowers become homeowners and grow their business.
Everything you need to know about purchasing a home, whether you are a first time home buyer or a repeat buyer - this is a great place to start. Then contact me at lisat@mortgagebrokersottawa.com to get started on your preapproved mortgage...
Home Savings of America is a federally chartered savings and loan association that has been in business since 1934. It offers a variety of mortgage products nationwide, including conforming, FHA, VA, USDA, and renovation loans. It uses an online system called eHome to process loans from application through underwriting and closing. Loan officers are paid on a commission structure and can earn up to $6,500 per loan.
United Processing Center (UPC) processes loan modifications on behalf of affiliates but does not originate loans. UPC negotiates with lenders to modify loan terms for borrowers. UPC handles loan modification processing from pre-qualification through approval to ensure timely resolutions for borrowers. UPC's affiliate program has no hidden fees and assigns each affiliate an account manager experienced in account management. Affiliates are responsible for collecting borrower information, payments, and documents and keeping borrowers updated throughout the loan modification process. UPC provides efficient processing, online tracking, and customer service to help affiliates grow their business.
United Processing Center (UPC) processes loan modifications on behalf of affiliates but does not originate loans. UPC negotiates with lenders to modify loan terms for borrowers. UPC handles loan modification processing from pre-qualification through approval to ensure timely resolutions for borrowers. UPC's affiliate program has no hidden fees and assigns each affiliate an account manager experienced in account management. Affiliates are responsible for collecting borrower information, payments, and documents and keeping borrowers updated throughout the loan modification process. UPC provides efficient processing, online tracking, and customer service to help affiliates grow their business.
WLR Group is a consulting firm that specializes in helping homeowners obtain affordable loan modifications to avoid foreclosure through negotiating with lenders. They work directly with lenders and servicers to facilitate loan modifications, which typically involve verifying a homeowner's financial hardship and ability to pay, analyzing documentation for errors, and negotiating modifications that reduce payments, interest rates, or principal balances based on current home values. Their goal is to help homeowners keep their homes and stay in compliance with their modified loans through an intensive process that often requires dozens of phone calls and resubmitting documentation.
American Financial Network, Inc. is a family owned mortgage lender that focuses on building relationships and adapting to meet customer needs. They offer a variety of loan products at historically low rates including FHA, VA, conventional, jumbo, and rehab loans. With an award-winning team and flexible rates and products, American Financial Network helps customers find the best home loan options for their individual situation.
Dan Keller Mortgage Planning Guide For First Time Home BuyersDan Keller
油
The document provides an overview of potential sources of "turbulence" or challenges that may arise when obtaining a home loan. It lists 83 possible issues divided into those relating to the buyer/borrower (32 items), the seller (24 items), and the property (9 items). Some examples include the borrower losing their job or having incorrect information on their loan application, the seller backing out or being unable to clear liens, and issues with the property like unresolved repairs or the home not appraising for the agreed upon value. The overall message is that there are many potential complications that could delay or derail the loan process.
Outagamie County offers financing to assist local businesses with start-ups and expansions through their Prosperity Fund. The application process is efficient and aims to make financing easy to understand. Loans range from $10,000 to $70,000 for a term of 3 to 7 years at a variable interest rate tied to prime. The funds can be used for real estate, equipment, inventory, or working capital to help businesses grow and succeed in Outagamie County.
All-American Consulting Group is a mortgage loan modification consulting firm based in Orlando, Florida. They specialize in helping homeowners obtain loan modifications when facing financial hardship. A loan modification changes the terms of the existing loan through an agreement between the lender and homeowner to make the loan more affordable. All-American Consulting Group works directly with lenders and servicers to facilitate the complex loan modification process and negotiate on behalf of homeowners. They also investigate loans for predatory lending violations to gain leverage in modification negotiations.
All-American Consulting Group is a mortgage loan modification consulting firm based in Orlando, Florida. They specialize in helping homeowners receive loan modifications when facing financial hardship. A loan modification changes the terms of the existing loan through an agreement between the lender and homeowner to make the loan more affordable. All-American Consulting Group works directly with lenders and servicers to facilitate loan modifications for clients, which can be a complex process involving financial analysis, documentation, and negotiations to restructure the loan.
1. The document is a presentation on home buying from Bank of America that covers topics like determining if homeownership is right, getting prequalified, understanding credit, affordable mortgage programs, and the home buying process.
2. It provides information on calculating how much home buyers can afford and borrow, the importance of credit for getting approved, and resources for homebuyer education and counseling.
3. Bank of America promises personal service and affordable loan options to help buyers achieve their goal of successful homeownership.
Our reverse mortgage pros provide free professional and objective advice on reverse mortgages.
Learn all the pros and cons of a reverse mortgage before making your decision. We specialist in reverse mortgages all over Canada.
All we need is 90 seconds of your time to give you your free reverse mortgage assessment t help determine whether or not this is the financial solution for you.
Check us out at http://www.ReverseMortgagePros.ca
2. New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct
Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender.
We are licensed in multiple states with over 90 branches across the nation. We fund
over $900 million per month and have a total servicing portfolio of $9 billion!
ABOUT US
3. MOBILE APP FOR LOAN OFFICERS
GoGo LO is responsive and intuitive, perfect for
the LO on the go! An app designed specifically
for our Loan Officers who need quick access to all
their office resources.
With the GoGo LO app, you can manage your
pipeline with ease. Easily communicate with your
prospects, and current clients via text or email
with access to our Bankerview email templates.
Build your cobranding with your real estate
partners. Write notes for each loan and set email
action plans.
GoGoLOSAY HELLO TO
5. WHAT IS A TRIGGER ALERT?
WHY DO WE CARE IF A PAST CLIENT HAS
ANOTHER LENDER PULL THEIR CREDIT?
TRIGGER ALERT PROGRAM
New American Funding monitors all past
clients for 12 months. If their credit is pulled
by a mortgage company, we are notified.
This typically means your past client is
looking at a Real Estate Loan A great
opportunity for you to call!
You, as the agent, are notified that your past client
is shopping for a loan or has made an inquiry with a
mortgage company.油This gives you the opportunity to
reach out to your past client and earn the business
back.油Also, if a loan pays off early, New American
Funding can be subject up to 12 months an Early Pay off
Fee (EPO).油This means any income to the company when
we sold off the loan has to be repaid to the lender that
bought the loan.
6. John Smith, nmls# 555555
cell: 555.555.5555
John Smith, nmls# 555555
cell: 555.555.5555
RATE PLUG
8. Turn time Underwriting approvals can
take up to 30 days or more
Non-localized Processing, Underwriting,
and Doc Drawing
Non-localized Customer Service Center
24-48 HR TURN TIME
Free up-front credit approval
within 24-48 hours
IN-HOUSE TEAM
Fast and efficient in-house Processing,
Underwriting, and Funding
PERSONALIZED CUSTOMER SERVICE
A personalized team of customer service
members throughout the entire process
NEW AMERICAN FUNDING A MAJOR BANK
US VS. THE COMPETITION
9. Give me a call today! New American Funding is an all-inclusive
mortgage banker. From origination to funding,
our underwriters, doc drawers and funders all
work under one roof, creating a cohesive team
that enables us to close your loans fast.
Do you have a low FICO score?
NO PROBLEM! We may be able to
qualify you for an FHA* Loan!
BUY THE HOME OF YOUR DREAMS
LOWER YOUR MORTGAGE PAYMENT
CONSOLIDATE DEBT
PHOTO
HERE
*This is an FHA program
. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hud
portal/HUD?src=/progra
m_office
s/housin
g. NMLS ID#6606
. All products are not available in all
states. All options are not available on all program
s. All program
s are subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. 息 New American Funding.
New American and New American Funding
are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve
d. Corporate Office is located at 14511 Myford Road, Suite 100,
Tustin CA 92780. Phone (800) 450-2010. 5/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTA
NT (BEFORE
USING THIS FLYER): Select the appropriate state licensing
information from drop down menu
NICHE PRODUCTS
FHA 580 min FICO
FHA 620 min FICO on High Balance
Flips in the first 90 Days
One Appraisal
Conventional 3% Down No Mortgage
Insurance on SFR/PUD/Condo
W2 Borrowers No Tax Returns
5% Conventional can be a gift
80/10/10
No Overlays
TAKE ADVANTAGE OF
YOUR HOME EQUITY!
Pay off high-interest credit card debt
Eliminate medical bills
Buy a car or a vacation home
Make home improvements
Pay college tuition
Pay off student loans
Pay off taxes
PULL CASH OUT
FOR ANY REASON:
Lower Interest Rates
Interest rates are typically lower on Cash Out refinance mortgages
than on a home equity second mortgage.
Eliminate High Interest Debt
Mortgage interest rates are often lower than high interest credit cards
and revolving debt. Consolidate your debt into one, new low monthly
payment.
Tax Savings
Your mortgage interest may be tax deductible, so there can be
significant tax benefits when you roll your high interest debt into one
new low montly payment.*
Save Hundreds Every Month!
PROGRAM BENEFITS:
Give me a call today!
New American Funding is all-inclusive
mortgage banker. From origination to
funding, our underwriters, doc drawers
and funders all work under one roof,
creating a cohesive team that enables
us to close your loans fast.
PHOTO
HERE
*Consult your tax advisor. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower
and property qualifications. Rates, terms and conditions are subject to change without notice. 息 New American Funding. New American and New American Funding are
registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA
92780. Phone (800) 450-2010. 5/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
NMLS ID#6606. Veterans Affairs approved Lender. VA Lender ID # 900572-00-00. All products are not available in all states. All options are not available on all programs. All
programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. 息 New American Funding. New American and
New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road,
Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016
PROGRAM ELIGIBILITY
You must be a current holder of a VA mortgage and have
already used your VA eligibility on the property you intend to
refinance. Our mortgage specialists can help you determine
your eligibility and explain the loan process.
The VA Interest Rate Reduction Refinance Loan (IRRRL), often
referred to as the VA Streamline, is part of a federally insured
loan program to help veterans refinance their existing VA
home loan into a lower interest rate loan.
The underwriting process is fast and simplified. You can get
a lower monthly mortgage payment without going through
the pain of submitting bank statements, W2s, paychecks, etc.
VA INTEREST RATE REDUCTION
REFINANCE LOAN BENEFITS OF THE IRRRL:
No appraisal required
Up to 100% financing
Lower your interest rate
Lower your monthly mortgage payment
Simplified underwriting process
No income documentation required
ATTENTION
VETERAN
HOMEOWNERS!
Give me a call today!
PHOTO
HERE
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTA
NT (BEFORE
USING THIS FLYER): Select the appropriate state licensing
information from drop down menu
REFINANCE WITH
NO EQUITY
REQUIRED
With the recent changes to the governments
Home Affordable Refinance Program, termed
HARP 2.0, New American Funding is helping
responsible homeowners take advantage of
todays low interest rates!
New American Funding is approved by Fannie
Mae and Freddie Mac to originate HARP 2.0
refinance applications. This program is designed
to assist borrowers who have demonstrated an
acceptable payment history on their existing
Fannie Mae or Freddie Mac mortgage loan, but
may not have been able to refinance to obtain a
lower payment or move to a more stable product
due to not having equity in their home.
NMLS #6606. Full appraisal is required for manufactured homes. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and
conditions are subject to change without notice. Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is
owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie
Mac or Fannie Mae by checking the following websites: http://fanniemae.com/loanlookup/ or https://ww3. freddiemac.com/corporate/ 息 New American Funding. New American and New American Funding are registered trademarks of
Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015
Give me a call today!
PROGRAM ELIGIBILITY
Mortgage must have been acquired by Fannie
Mae or Freddie Mac on or before May 31, 2009
Must be current on your mortgage
No late mortgage payments in the past 12
months
PHOTO
HERE
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
With the Home is Possible program there has
never been a better time to move into the home
of your dreams!
Call today for more information about Home
is Possible
.
GIVE ME A CALL TODAY FOR MORE INFORMATION
ABOUT THE HOME IS POSSIBLE PROGRAM!
Home is Possible
Nevada Housing Division
Provides a grant up to 4% of the home
loan amount that can be used for down
payment assistance or closing costs Fixed interest rate 30-year loan No first-time homebuyer requirement Grant is non-repayable Homebuyer must live in home as
primary residence
No asset limits for homebuyers
KEY BENEFITS
Minimum credit score of 640 forgovernment insured loans, 660 for
manufactured homes and 680 for
most conventional loans Qualifying income on mortgage
application must be below $95,500 Home price below $400,000 Must meet normal government or
conventional loan underwriting
requirements
REQUIREMENTS
Home is Possible
FHA
Conventional USDA-RD
VA
OUR PROGRAMS
PHOTO
HERE
For more information please visit http://housing.nv.gov/programs/FTH/Hom
e_is_Possible/. NMLS ID#6606
. All products
are not available in all states. All options are not available on all program
s. All program
s are
subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. 息 New American Funding. New American and New American Funding
are registere
d trademarks of
Broker Solutions Inc. dba New American Funding. All Rights Reserve
d. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 3/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
Give me a call today!
*This is an FHA program
. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hud
portal/HUD?src=/progra
m_office
s/housin
g. NMLS ID#6606
. All products are not available in all
states. All options are not available on all program
s. All program
s are subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. 息 New American Funding.
New American and New American Funding
are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserve
d. Corporate Office is located at 14511 Myford Road, Suite 100,
Tustin CA 92780. Phone (800) 450-2010. 5/2016
BUY THEFIXER UPPER &MAKE IT YOURDREAM HOME!
New American Funding is an all-inclusive
mortgage banker. From origination to funding,
our underwriters, doc drawers and funders all
work under one roof, creating a cohesive team
that enables us to close your loans fast.
PHOTO
HERE
The FHA* 203K Home Improvement loan from
New American Funding allows homeowners to buy
a home, and finance the repairs to fix it up! Once
escrow closes, a contractor can get to work, complete
the repairs, and you can move into your new home,
customized exactly how you want it.
ELIGIBLE IMPROVEMENTS: Modernization - roofs, gutters, downspouts,
HVAC, plumbing, appliances, painting and
remodels
Septic and well repair or replacement Finish/weatherproof your basement
[[AgentFullName]]
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[[CellPhoneNumber]]
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[[website]]
IMPORTA
NT (BEFORE
USING THIS FLYER): Select the appropriate state licensing
information from drop down menu
11. NEW AMERICAN FUNDING WEBSITES
NewAmericanPartner.com
Dazzle Real Estate Agents with NewAmericanPartner. This
site is your tool to show your Real Estate partners all that New
American Funding has to offer.
NewAmericanAgent.com
All of our OLA's are equipped with personalized customizable
websites at NewAmericanAgent, featuring a direct link to a
1003 form. Loan Officers have the ability to customize and add
Testimonials, Blogs, Listings and more!
12. NEW AMERICAN FUNDING WEBSITES
SmartStartHomebuyer.com
SmartStartHomebuyer is an educational tool you can share
with first-time homebuyers in both English and Spanish. It fea-
tures flyers, videos, mortgage calculators and more!
TeamNewAmerican.com
TeamNewAmerican is your one stop recruiting tool that dem-
onstrates everything New American Fundings Retail Lending
Division has to offer.
14. CA
NV
OR
UT
AZ
CO
KS
IA
MN
WI
IL IN
KY
TN
GA
FL
NC
VA
WV
CT
MD
MA
VT
NM
TX
PA
OH
MI
NJ
WA
SC
ID
MO
NE
OK
MT ND
SD
MS
LA
AK
RI
DE
ME
AL
AR
WY
Unlicensed States
Approved States
Branch Offices
LICENSED STATES
BRANCH LOCATIONS
ALASKA
Anchorage
ARIZONA
Bullhead
Fountain Hills
Goodyear
Mesa
Phoenix
Tucson
Scottsdale
CALIFORNIA
Anaheim
Bakersfield
Bonita
Beverly Hills
Big Bear Lake
Campbell
Cerritos
City of Industry
Davis
Downey
Encinitas
Glendora
Huntington Beach
Ladera Heights
Long Beach
Los Gatos
Manhattan Beach
Mission Viejo
Montecito
Morgan Hill
Newport Beach
Ontario
Oxnard
Pasadena
Placentia
Pleasanton
Porter Ranch
Redding
Redlands
Riverside
San Clemente
San Diego
San Francisco
San Mateo
Santa Ana
Sherman Oaks
Temecula
Torrance
Tustin (Corp HQ)
Turlock
Vacaville
Victorville
Walnut Creek
Westlake Village
COLORADO
Boulder
Colorado Springs
Denver
Ft. Collins
Greenwood Village
Highlands Ranch
FLORIDA
Kissimmee
ILLINOIS
Columbia
Edwardsville
Godfrey
Oak Brook
Swansea
IOWA
Bettendorf
KANSAS
Overland Park
MARYLAND
Glen Burnie
Severna Park
MASSACHUSETTS
Dedham
MICHIGAN
Southfield
MISSOURI
Nixa
Lee's Summit
St. Louis
St. Robert
NEVADA
Henderson
Las Vegas
Minden
Reno
NORTH CAROLINA
Charlotte
Greensboro
OREGON
Lake Oswego
SOUTH CAROLINA
Myrtle Beach
TEXAS
Austin
Carrollton
El Paso
McAllen
Midland
Odessa
Olmito
San Antonio
Sugar Land
UTAH
Salt Lake City
St. George
WASHINGTON
Burlington
Chelan
Everett
Gig Harbor
Kirkland
Port Townsend
Poulsbo
Silverdale
Stanwood
Tacoma
Wenatchee
15. National Radio Ads
Close-Up TV NewsTV Commercials
Our involvement in national advertising ranges from
television commercials to radio spots across the nation.
NATIONAL ADVERTISING
Spanish Ads
16. Everything from print ads to billboards, our
in-house designers help you stay connected
with your community of clients.
LOCAL ADVERTISING
Complimentary up-front
credit approval!
Realtor
Logo
Variety of
Home Loan Options
*14 business day guarantee only applies to purchase transactions.This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td.The guarantee does not
apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins
when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. Licensed by the California Department
of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. 息 New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American
Funding. All Rights Reserved. 11/2014
(949) 400-9131(714) 401-0183
NMLS - 232157
BRIGITTE ATAYA
SVP Regional Manager
Orange County & San DiegoNMLS - 230147
SAM ELLSWORTH
Divisional Manager
CA & Pacific Northwest
Offer more options.
Our loan programs allow us to close loans other
lenders cant. Help more clients get the financing
they need for the home of their dreams.
GUCCI SINGH
ANAHEIM
DAN PEREZ
NMLS - 255550
STEVE HANKLA
NMLS - 298062 NMLS - 667334
RON BROWN
NMLS - 256933
PHIL CHENIER
NMLS - 359384
ROB BRIGGS
NMLS - 171371
TOM BRIGGS
NMLS - 303474
LONG BEACH LONG BEACH LONG BEACH HUNTINGTON BEACH HUNTINGTON BEACH ANAHEIM
Meet Our Orange County Leadership
ALEX PIRRO JEFF MOOREBEAU SHARKEY ALAN MACK MATT MOORE
TUSTIN MISSIONVIEJO MISSIONVIEJO SAN CLEMENTE SAN CLEMENTE NEWPORT BEACH
APRILE MCKNIGHT
NMLS - 1188246NMLS - 324114NMLS - 371046NMLS - 288329 NMLS - 324123NMLS - 491660
Licensed by Colorado Department of Regulated Agencies. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property
qualifications. Rates, terms and conditions are subject to change without notice. 息 New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American
Funding. All Rights Reserved. 11/2014
With you
every step
of the way.
PRE-APPROVAL CHECKLIST
W-2 Formsor business tax return forms if youre self-
employed for the last two or three years for every person
signing the loan.
Copies of the two most recent pay stubs for each person
applying for the loan.
Copies of two to four months of bank or credit union
statements for both checking and savings accounts.
Addresses where youve lived for the last two years.
Copies of brokerage account statements for two to four
months, as well as a list of any other major assets of value,
such as a boat, RV, or stocks or bonds not held in a brokerage
account.
Copies of your most recent 401(k) or other retirement account
statements.
Documentation to verify additional income, such as child
support or a person.
Copies of personal tax returns for the last two to three years.
KAMIE RANDALL
Loan Consultant
NMLS #501309, LMB #100041830
Cell: 303.483.3565
Direct: 303.351.0528
Fax: 949.791.3600
Email: kamie.randall@nafinc.com
www.newamericanagent.com/kamierandall
LARRY LAVERNE
Senior Loan Consultant
NMLS #692833, LMB #100043289
Cell: 303.818.6198
Direct: 877.887.3452 x4616
Fax: 949.791.3676
Email: larry.laverne@nafinc.com
www.newamericanagent.com/larrylaverne
GET PRE-APPROVED TODAY!
The first step to making the dream of homeownership a
reality is to find out how much you can afford. Request
a pre-approval letter from us, and we will give you
the golden number!
Consumer Loan Company License #CL-6606 息 New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate
Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015
Get Credit
Approved Today,
Buy your Dream
HomeTomorrow!
In todays competitive buyer market, it is important
to have your credit approved before submitting an
offer. With a Credit Approval from New American
Funding, you will become a Preferred Buyer.
We all know that finding a
new home takes time, but
your FREE Credit Approval
is fast and easy!
Rob Hallum
Branch Manager, NMLS# 71813
2707 Colby Ave., Suite #1002
Everett, WA 98201
425.312.7613 Direct
206.972.6797 Cell
Rob.Hallum@nafinc.com
Jason Gray
Branch Manager, NMLS# 118354
12220 113th Ave. NE, Suite #120
Kirkland, WA 98034
425.242.7306 Direct
425.260.3482 Cell
Jason.Gray@nafinc.com
Tony Blodgett
Regional Vice President, WA
NMLS# 72161
425.628.2149 Direct
425.418.8400 Cell
Tony.Blodgett@nafinc.com
www.TeamNewAmerican.com
EVERETT BRANCH
branch.newamericanfunding.com/everett
KIRKLAND BRANCH
branch.newamericanfunding.com/kirkland
Equal Opportunity Employer, EOE M/V/F/D. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. 息 New American Funding.
New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 1/2015
NICHELOANPROGRAMS INNOVATIVE MARKETING TECHNOLOGY
FORWARD-THINKING LEADERSHIPIN-HOUSE SUPPORT TEAM
GROW WITH USWe get it. Its all about originating loans and building business
partner relationships. Weve got you covered.
www.TeamNewAmerican.com
JOIN TEAM NEW AMERICAN
Rick Arvielo
CEO
Patty Arvielo
President
IVE
MOVED!
TEAMNEWAMERICAN.com
WHEN IT
COMES TO
NEIGHBORHOODHOME LOANS,WE REALLY KNOW OURWAY AROUND THE BLOCK!
NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs
are subject to borrower and property qualifications.
Rates, terms and conditions are subject to change without
notice. 息 New American Funding. New American and New American Funding are registered trademarks of Broker
Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
17. NMLS ID#6606. 息 New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2016
WE PUT THE I CAN IN AMERICAN
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu