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?
SEPA:	
 ?	
 ?It¡¯s	
 ?coming.	
 ?	
 ?Ready	
 ?or	
 ?not.	
 ?
?
SEPA	
 ?
?
Single	
 ?European	
 ?Payments	
 ?Area	
 ?
?
SEPA	
 ?
a?ects¡­	
 ?
?
	
 ?	
 ?	
 ?32	
 ?countries¡­	
 ?
?
	
 ?	
 ?	
 ?500	
 ?million	
 ?consumers¡­	
 ?
?
	
 ?71.5	
 ?billion	
 ?transaction	
 ?annually¡­	
 ?
?
SEPA	
 ?
will	
 ?impact¡­	
 ?
?
	
 ?65%	
 ?of	
 ?British	
 ?businesses¡­	
 ?
?
But	
 ?just¡­	
 ?
?
?
Are	
 ?aware	
 ?of	
 ?the	
 ?
SEPA	
 ?deadline¡­	
 ?
?
?
in	
 ?
?
	
 ?25%	
 ?of	
 ?them¡­	
 ?
? Payments	
 ?
contain	
 ?an¡­	
 ?
?
Photo
? That	
 ?costs	
 ?	
 ?
up	
 ?to¡­	
 ?
?
€50	
 ?
? Per	
 ?transaction	
 ?
?
	
 ?to	
 ??x!	
 ?
Photo
?
	
 ?Europe	
 ?could	
 ?spend	
 ?up	
 ?to¡­	
 ?
Photo
?
	
 ?€20	
 ?billion	
 ??xing	
 ?SEPA	
 ?transactions	
 ?
Photo
?
Or¡­	
 ?
? It	
 ?could	
 ?get	
 ?
ready	
 ?for	
 ?SEPA	
 ?
?
Sources: Steria Report, SEPA: Will European businesses be ready for the
transformation? Experian, Counting the hidden costs of SEPA migration
?
Find	
 ?out	
 ?how	
 ?we	
 ?can	
 ?simplify	
 ?your	
 ?
SEPA	
 ?conversion	
 ?
	
 ?
http://www.apply?nancial.co.uk	
 ?	
 ?

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