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Frederik Criel
   2 FV 03
Table of contents
?   What is KBC?

?   Share prices

?   Net profit / underlying net profit

?   Return on equity / Tier 1 / Dividend

?   Forecast
What is KBC?
? Banking
? Insurance
? Asset management


? CEO Johan Thijs
? 385 million shares
All time high          € 106,24 in 2007

Comparison to current value      - 82,12%
Net profit
 2000




 1000




    0
         2008   2009   2010   2011   2012   FY
                                            Q1
                                            Q2
 -1000
                                            Q3
                                            Q4

 -2000




 -3000




 -4000
Underlying net profit

2500



2000



1500
                                          FY
                                          Q1
                                          Q2
1000
                                          Q3
                                          Q4
 500



   0
       2008   2009   2010   2011   2012


-500
70%

60%

50%

40%
                                      Return on Equity
30%
                                      Cost/income ratio
20%

10%

0%
      2007 2008 2009 2010 2011 2012
Tier 1 Ratio

            9.50%
2012            14.60%
               13.60%

            9.60%
2011           14.50%
             12.30%
                                      BNP Baripas Fortis
            11.40%                    ING
2010             16.30%               KBC group
              12.60%

            8%
2009           15.90%
             10%

       0%          10%    20%   30%
Annual dividend
      4.00 €
                                               3.75

      3.50 €                        3.31

      3.00 €

                             2.51
      2.50 €
EUR




      2.00 €          1.84
               1.64

      1.50 €


      1.00 €
                                                                          0.75

      0.50 €

                                                             0      0            0.01
      0.00 €
               2003   2004   2005   2006       2007         2008   2009   2010   2011
                                           Financial Year
Forecast


?   Remain stable
?   Eventually increase
Thank you for watching
Sources
?   https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
    /COM_PB_Eigen_aandelen_verkocht_EN.pdf
?   http://www.standaard.be/artikel/detail.aspx?artikelid=J13PUJ1A
?   http://www.trivano.com/aandeel/kbc.145.index
?   https://www.kbc.com/MISC/D9e01/~E/~KBCCOM/~/-
    BZIZTPN/BZJ0507/BZL0EEP/~-
?   https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
    /COM_ECL_pdf_quarterly_report_EN_3Q2012.pdf
?   https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
    /COM_RVG_pdf_KBC_quarterly_report_EN_3Q20111110_3Q2
    011.pdf
?   https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
    /COM_ECL_pdf_pb_EN_3Q2012_8_november_2012.pdf
?   http://www.beursduivel.be/aandeel-KBC.koersen
?   http://www.tijd.be/beurzen/KBC_Groep.60114924

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ºÝºÝߣcast KBC

  • 1. Frederik Criel 2 FV 03
  • 2. Table of contents ? What is KBC? ? Share prices ? Net profit / underlying net profit ? Return on equity / Tier 1 / Dividend ? Forecast
  • 3. What is KBC? ? Banking ? Insurance ? Asset management ? CEO Johan Thijs ? 385 million shares
  • 4. All time high € 106,24 in 2007 Comparison to current value - 82,12%
  • 5. Net profit 2000 1000 0 2008 2009 2010 2011 2012 FY Q1 Q2 -1000 Q3 Q4 -2000 -3000 -4000
  • 6. Underlying net profit 2500 2000 1500 FY Q1 Q2 1000 Q3 Q4 500 0 2008 2009 2010 2011 2012 -500
  • 7. 70% 60% 50% 40% Return on Equity 30% Cost/income ratio 20% 10% 0% 2007 2008 2009 2010 2011 2012
  • 8. Tier 1 Ratio 9.50% 2012 14.60% 13.60% 9.60% 2011 14.50% 12.30% BNP Baripas Fortis 11.40% ING 2010 16.30% KBC group 12.60% 8% 2009 15.90% 10% 0% 10% 20% 30%
  • 9. Annual dividend 4.00 € 3.75 3.50 € 3.31 3.00 € 2.51 2.50 € EUR 2.00 € 1.84 1.64 1.50 € 1.00 € 0.75 0.50 € 0 0 0.01 0.00 € 2003 2004 2005 2006 2007 2008 2009 2010 2011 Financial Year
  • 10. Forecast ? Remain stable ? Eventually increase
  • 11. Thank you for watching
  • 12. Sources ? https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF /COM_PB_Eigen_aandelen_verkocht_EN.pdf ? http://www.standaard.be/artikel/detail.aspx?artikelid=J13PUJ1A ? http://www.trivano.com/aandeel/kbc.145.index ? https://www.kbc.com/MISC/D9e01/~E/~KBCCOM/~/- BZIZTPN/BZJ0507/BZL0EEP/~- ? https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF /COM_ECL_pdf_quarterly_report_EN_3Q2012.pdf ? https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF /COM_RVG_pdf_KBC_quarterly_report_EN_3Q20111110_3Q2 011.pdf ? https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF /COM_ECL_pdf_pb_EN_3Q2012_8_november_2012.pdf ? http://www.beursduivel.be/aandeel-KBC.koersen ? http://www.tijd.be/beurzen/KBC_Groep.60114924