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电子支付的现在与未来

盈君 郭
盈君 郭

电子支付已成为中国社会经济的关键部分，伴随电商发展逐渐普及。虽然盈利状况不佳且存在激烈竞争，但未来将朝向全能化发展，重视服务便利性与支付安全性。相关部门呼吁加强基础设施建设和消费者信息安全保护，以促进该行业健康发展。

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电子支付的现在与未来 10211 郭盈君
電子支付 ? 主要是因應跨國買賣雙方互不熟悉的 「非面對面交易」，近來正夯的電子商 務（e-commerce，甚至m-commerce）， 也具有「非面對面」的特質，電子商務 的支付（payment）當然成為此一機制 持續發展的關鍵。 ? 發展方向應參考先進國家，而非金融密 度低、手機功能簡易的開發中國家。 http://udn.com/NEWS/FINANCE/FIN1/781 7568.shtml
生活中已不可或缺 ? 伴隨著電子商務的發展，電子支付在中國 也走過了10年。從當初的幾點星火到如今 的遍地燎原，從當初的散兵游勇到如今的 規模涌現，電子支付已日益成為我國社會 經濟和百姓生活中不可或缺的一部分，成 為互聯網明星行業。 http://www.stdaily.com/big5/special/node_10 254.htm
現在的電子支付 ? 支付的商業模式主要依靠規模化效應，盈 利狀況一直不樂觀，近年來又湧進來這麼 多家公司，連基本的生存都成大難題了； 而支付又是個與“資金”直接相關的高風險領 域，不由讓人擔心該行業的惡性競爭是否 會波及到整個生態環境的安危。 http://blog.ifeng.com/article/24877507.html
未來的電子支付 ? 未來電子支付會朝著“全能化”方向發展﹐服務 的便利性﹑支付的安全性成為消費者權衡電 子支付優劣的兩大重要指標。 http://big5.gmw.cn/g2b/www.gmw.cn/media/ 2013-01/24/content_6490318.htm
三部委熱議電子支付市場發展 安全服務缺一不可 ? 楊春燕：加快建設“寬帶中國” 貫徹落實電 子簽名法 ? 顧堅：網絡犯罪威脅電子支付發展 ? 樊爽文：對消費者信息安全保護是前提 http://big5.xinhuanet.com/gate/big5/news.xin huanet.com/fortune/2013- 01/28/c_124287028.htm
年刷卡破一兆 推電子支付 ? 消費購物不少人會選擇使用刷卡付費，根 據支付卡發行單位統計，過去一年台灣的 刷卡金額已經突破一兆新台幣，但使用電 子支付的消費比率卻還是偏低。看好市場 的成長空間，發卡單位除了持續開發新通 路以及創新的產品和服務，更推動頂級信 用卡成長，透過多元方式提供更安全便利 的使用經驗。 影片參考 http://news.cts.com.tw/cts/life/201209/20120 9031087224.html
電子支付世貿爭端案 ? WTO 報告駁回美部分主張 影片參考 http://www.youtube.com/watch?v=W0c6T7OL3r0

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电子支付的现在与未来

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