This document contains a digital signature from Hussein Elsayed from Egypt dated March 17, 2013. The signature was not verified. The document also lists an email address of compunar@yahoo.com but does not contain any other text.
Breach of trust Hafizul MukhlisThis document discusses breach of trust and defenses available to trustees. It begins by defining breach of trust and the basis for trustee liability. It then covers the nature of trustee liability, including personal liability to beneficiaries. Defenses that may allow a trustee to avoid liability are then examined, such as beneficiary consent, release or acquiescence, expiration of the limitation period, statutory relief if the trustee acted honestly and reasonably, advice of counsel, exemption clauses, and statutory indemnities.
1) registrar caveatilyana iskandar1) The document discusses the nature and scope of a Registrar's Caveat under Section 320(1) of the National Land Code, which allows the Registrar to enter a caveat on land to protect against fraud or improper dealings or to protect certain interests.
2) It outlines the Registrar's powers to enter a caveat and the circumstances under which a caveat can be entered. An aggrieved party can appeal the Registrar's decision or apply to have the caveat removed.
3) The effect of a caveat is to prevent dealings on the disputed land. A caveat does not have an expiration date and continues until cancelled by the Registrar either on their
administration and trust - dutiesFAROUQTrustees have several key duties under trust law:
1) Act in accordance with the terms of the trust deed.
2) Familiarize themselves with the trust terms and ensure trust properties are properly vested.
3) Convert speculative or non-income producing investments to provide income for beneficiaries.
4) Provide information and accounts to beneficiaries regarding the trust fund and properties.
5) Distribute trust properties to the proper beneficiaries.
Secret trust (short notes)Ikram Abdul SattarThe document discusses secret and half secret trusts. A secret trust occurs when a testator leaves property to someone in their will who has privately agreed to hold the property in trust for a third party beneficiary. The identity of the beneficiary is kept secret. A half secret trust is similar but the existence of the trust is disclosed in the will, though not its terms or beneficiaries. For a secret or half secret trust to be valid there must be intention, communication of the trust terms to the trustee before death, and acceptance by the trustee. English law requires communication for half secret trusts to occur before the will's execution. The basis for enforcing such trusts is to prevent fraud.
LAND LAW 1 INDEFEASIBILITY 2014xareejxThe document discusses the concepts of immediate indefeasibility and deferred indefeasibility under Section 340 of the National Land Code (NLC) of Malaysia. It summarizes several key court cases that have interpreted Section 340 differently, coming to conflicting conclusions on whether it provides for immediate or deferred indefeasibility. The most recent Federal Court case in 2010, Tan Ying Hong v Tan Sian Sang, applied the concept of deferred indefeasibility and declined to follow the earlier 2001 Federal Court decision in Boonsom Boonyanit v Adorna Properties, which had established the precedent of immediate indefeasibility.
Relevancy of evidence under Section 6 of Evidence Act 1950Intan Muhammad1) Section 6 of the Evidence Act 1957 incorporates the common law doctrine of res gestae. It allows facts that form part of the same transaction to be admitted as evidence, even if they occurred at different times and places.
2) For a fact to be considered part of the same transaction under Section 6, there must be (i) proximity of time, (ii) unity/proximity of place, and (iii) continuity of action/purpose. The time gap can be expanded to accept facts occurring over several days or months as long as these criteria are met.
3) Both acts and statements can be considered res gestae and admitted under Section 6. Statements of those present like bystanders
Law of Trust, Constitution of trust (short notes)Ikram Abdul Sattar1. A completely constituted trust (CCT) exists when the settlor has fully transferred property to the trustee. This makes the trust binding and prevents the settlor from changing their mind. An incompletely constituted trust (ICT) exists when property is not fully transferred to the trustee, so it only operates as a contract that may be enforced by beneficiaries who provided consideration but not volunteers.
2. Equity may assist volunteers to enforce an ICT under certain exceptions, such as if the settlor appointed the volunteer as executor (rule in Strong v Bird), if it was a deathbed gift (donatio mortis causa), or if the volunteer relied on the settlor's representations about the gift (proprietary estoppel
Power and Duties of TrusteeHafizul MukhlisThe document discusses the powers and duties of trustees. It begins by outlining the learning objectives, which are to understand the powers of trustees regarding selling trust property, insuring property, compounding liabilities, maintenance and advancement, and their duties to protect assets, act in beneficiaries' interests, and distribute assets.
The document then explains several key powers and duties of trustees in more detail. Trustees have powers to sell trust property but must obtain the best price. They can insure property if authorized. They can compromise debts and claims. They can provide maintenance or make advancements for minor beneficiaries. Trustees have duties to invest trust funds prudently and act impartially between beneficiaries.
past year attemptNoorul Adibah RosliDell executed a will in 2013 and his will established trusts to distribute his property after his death. For Dell's will to be valid, it must meet the five requirements under the Wills Act 1959:
1. Dell must have been of age of majority, which is 18 years old in Malaysia.
2. The will must be in writing on a permanent material.
3. Dell must have signed the will, or a third party under his direction. The signature must be acknowledged by two witnesses present at the same time.
4. The two witnesses must attest the will in Dell's presence.
5. Dell must have had mental capacity and not been influenced by delusion at the
NON-CHARITABLE PURPOSE TRUST AND THE CASE OF MORICE V BISHOP OF DURHAM ASMAH CHE WANLaw of Equity, Trust and Probate:
a study about non-charitable purpose trust with the main case law of Morice v Bishop of durham.
Corporate Governance - Personal Insolvency Case Commentary Lim Tee Keong v. H...surrenderyourthroneThe Court of Appeal dismissed a bankrupt's appeal against the High Court's dismissal of his application for discharge from bankruptcy. The Court of Appeal found that the Director General of Insolvency's report on the bankrupt was incomplete, as it failed to investigate and disclose all material facts relating to the bankrupt's assets and finances. Specifically, the report did not adequately examine the bankrupt's wife and family's assets, monthly expenses, other sources of income, and whether any assets were hidden under others' names. Due to the incomplete report, the Court affirmed the High Court's decision to deny discharge from bankruptcy.
Breach of trust Chen HongThis document discusses the personal and criminal liability of trustees for breaches of trust, as well as available defenses. It begins by defining a breach of trust and outlining personal and proprietary remedies. It notes trustees can be personally liable and liable to return trust assets. Third parties who knowingly assist can also be constructive trustees. The document then examines the personal liability of trustees, covering compensation, personal (not vicarious) liability, liability for pre- and post-appointment breaches, and situations where the trustee is also a beneficiary. It also discusses criminal liability under Malaysian and English law. Finally, it lists defenses available to trustees, such as consent, acting reasonably and honestly, statutory protection, laches, and bankruptcy.
(2) hearsay evidenceHafizul MukhlisHearsay evidence refers to statements made out of court that are offered in court as evidence to prove the truth of what was stated. Hearsay evidence is generally inadmissible as evidence because it is not direct evidence and the person who made the original statement cannot be cross-examined. However, hearsay may be allowed if it is not being used to prove the truth of the matter asserted, but rather to show that something was said. The document discusses the definition of hearsay evidence, reasons why it is generally excluded, and examples of cases where hearsay evidence was either admitted or excluded from trials.
TORT REMEDIESFafa SofeaMr. John was in a car accident caused by Zack speeding and was seriously injured. He was bedridden for 6 months and his wife quit her job to care for him. He now has a paralyzed leg and cannot work. Zack claims Mr. John's injuries would have been reduced if he wore a seatbelt. Mr. John wants compensation from Zack. Zack argues Mr. John was also negligent. Mr. John can claim compensation under tort law. His wife can also claim lost wages for quitting work. However, Zack has a valid defense of contributory negligence if Mr. John was partly at fault for not wearing a seatbelt.
Enforcement of judgements and ordersilyana iskandarExecution and enforcement of judgment and order
Writ of seizure and sale
Stay of Execution
WRIT OF POSSESSION
WRIT OF DELIVERY
GENERAL RULES IN RESPECT OF WRIT OF EXECUTION
ENFORCEMENT OF MONEY JUDGEMENT
GARNISHEE PROCEEDINGS
CHARGING ORDERS TO STOP ORDER
APPOINTMENT OF RECEIVER (O51)
JUDGMENT DEBTOR SUMMONS
COMMITAL
WRIT OF DISTRESS
Charges, Criminal Procedure,Criminal Law, Arrests,KenyaQuincy KiptooThe document discusses various aspects of criminal proceedings and charges under the Criminal Procedure Code, including:
- How criminal proceedings can be instituted through a complaint made to a magistrate, which is then written down and signed.
- What a charge is and the requirements for what it must contain.
- The concepts of joinder of counts, which allows multiple offenses to be charged together if they are connected, and joinder of persons, which allows multiple accused to be tried together if their offenses are related.
- Case examples where joinder was found to be improper, such as when offenses occurred on different dates or involved different victims or transactions.
Assignment law 603Nurul Najwa Mohd ZaidiThe document discusses several key concepts in company law:
1) The doctrine of ultra vires states that any acts outside a company's object clause are void, though this has been modified by statute.
2) The rule in Foss v Harbottle establishes that the proper plaintiff for wrongs against a company is the company itself, not individual shareholders, unless an exception applies.
3) Exceptions to Foss v Harbottle allow minority shareholders to sue when acts are ultra vires, fraudulent, or where the wrongdoers control the company.
Relevancy of evidence under Section 7 of Evidence Act 1950Intan MuhammadP/S : I am sharing my personal notes of law-related subjects. Some parts of them are explained in a very informal-relaxed way and mix of languages (BM and English). Secondly, as law revolves every day, there will be outdated parts in my notes. Two ways of handling it.. (1) double check with the latest law and keep it to yourself (2) same with No. 1 coupled with your generosity to share with us, the LinkedIn users (hiks ^_^). Till then, have a nice day!
director LawAsiah KamilahThe document discusses whether a Portuguese man aged 75, named Jose, can be appointed as a director to replace Arsene on the board of PQR Sdn Bhd. It analyzes that Jose cannot be one of the first two directors as he is non-resident, but he could be appointed as an additional director if Alex and Rafael are resident directors. It also determines that, as PQR Sdn Bhd is a private company, Jose's age of 75 does not prevent him from being a director under the relevant laws.
UNL1622 – CONTRACT LAW II (REMOTENESS)Wei Lie Lim‘Remoteness’ refers to the test of causation that is used to determine the loss caused by a breach of contract. It limits the ability of the plaintiff to recover damages to not too remote losses
Limited Liability PartnershipNur Farhana AnaThis document provides an introduction and comparison of limited liability partnerships (LLPs) and basic partnerships. Some key points:
1. LLPs were introduced to provide more flexibility for business organizations while maintaining limited liability for partners. They combine features of partnerships and companies.
2. Unlike partnerships, LLPs have separate legal personality and partners have limited liability. However, partners are still liable for their own wrongful acts.
3. LLP registration requirements are simpler than for companies but more formal than basic partnerships. LLPs must also appoint a compliance officer.
4. LLPs can continue operating with one partner for a defined period, whereas partnerships require a minimum of two partners. LLP
Terms of the contract notesRamona VansluytmanThe document discusses several key aspects of contract law:
1. The parol evidence rule, which generally prevents extrinsic evidence from varying or interpreting a written contract. There are exceptions where the written agreement was not intended as the whole contract or where evidence aids in establishing validity, implied terms, or operation of the contract.
2. Whether statements made during negotiations are representations or terms, which determines available remedies if incorrect. Intent, timing, importance, reduction to writing, and special knowledge are considered.
3. The classification of terms as conditions or warranties, where a breach of a condition allows contract repudiation but a warranty breach only allows damages. Some terms may have intermediate status depending on breach consequences
Land law ii (lien) as at mac 2013Husna RodziLien is a right for a lender to retain possession of property, like land title documents, belonging to a borrower until the loan is repaid. There are two types of lien - equitable lien where no caveat is lodged but the right still exists, and statutory lien where three elements must be met: deposit of title documents as security, intention to create a lien, and entry of a lien holder caveat. While caveat lodgment perfects the lien, equitable lien still allows future caveat entry. Lien provides simple and inexpensive security for lenders compared to other options like charges.
FIRE INSURANCE.pptxAstikTripathi4This document provides an overview of fire insurance. It defines fire insurance as a form of property insurance that covers damage and losses caused by fire. The key points covered include:
- A fire insurance contract involves an insurer agreeing to indemnify an insured for losses from fire in exchange for a premium.
- The essential elements of a fire insurance contract are consideration between the parties, indemnification of the insured for fire losses, and that it is a personal contract regardless of the cause of fire.
- When making a claim, the insured must notify the insurer in writing including details of the loss and damage. The insurer may reinstate the damaged property or pay its replacement value. The doctrine of subrogation
Modes of commencement : Civil procedureNur Farhana AnaThe document discusses the writ as a mode of originating process in court. It provides details on:
- The requirements for a writ to be deemed issued, including being numbered, signed, dated and sealed.
- The importance of the date of issue, which determines limitation periods and the lifespan of the writ.
- The options if a plaintiff's writ expires, such as issuing a new writ or applying to renew the writ.
- The rules regarding serving a writ on individuals and companies, including the various methods and exceptions.
3) lien holder caveatilyana iskandarA lien is a right to retain possession of property belonging to another person as security for payment of a debt. A lien is created in two stages: first, the proprietor or lessee deposits the land title or duplicate lease with a lender as security for a loan, creating an equitable lien. Second, the lender enters a lien-holder's caveat on the land title at the land office, creating a statutory lien. Key requirements for a valid lien are that the registered proprietor deposits the title with intent to secure a loan. While express consent is not needed to lodge a caveat, fraud in the creation of security can be an issue. A lien provides a speedy way for businessmen to raise money compared
Private caveatHafizul MukhlisA private caveat is an interim procedure that allows a person claiming a title or registrable interest in land to freeze the land title registration until their claim can be resolved. A private caveat is entered by the Registrar upon application showing the claimant's caveatable interest. It has the effect of prohibiting any dealings with the land, including transfers or mortgages, except with the caveator's consent. To enter a caveat, the claimant must have a potential legal claim to the land, such as under a contract of sale, gift, or trust, that could ultimately result in registration of their interest.
lien Hafizul MukhlisThe document discusses the nature of liens under Malaysian law. It defines a lien as a right to retain possession of property belonging to another person until a debt owed is satisfied. A lien is a form of security interest created when a property owner deposits the original title document of their land with a lender as security for a loan. For a statutory lien to be valid, the lender must lodge a lien-holder's caveat on the land with the land office. The document analyzes several court cases that discuss issues such as how liens are created, whether consent is needed to lodge a caveat, and priority of liens over other interests like charges or judgments.
past year attemptNoorul Adibah RosliDell executed a will in 2013 and his will established trusts to distribute his property after his death. For Dell's will to be valid, it must meet the five requirements under the Wills Act 1959:
1. Dell must have been of age of majority, which is 18 years old in Malaysia.
2. The will must be in writing on a permanent material.
3. Dell must have signed the will, or a third party under his direction. The signature must be acknowledged by two witnesses present at the same time.
4. The two witnesses must attest the will in Dell's presence.
5. Dell must have had mental capacity and not been influenced by delusion at the
NON-CHARITABLE PURPOSE TRUST AND THE CASE OF MORICE V BISHOP OF DURHAM ASMAH CHE WANLaw of Equity, Trust and Probate:
a study about non-charitable purpose trust with the main case law of Morice v Bishop of durham.
Corporate Governance - Personal Insolvency Case Commentary Lim Tee Keong v. H...surrenderyourthroneThe Court of Appeal dismissed a bankrupt's appeal against the High Court's dismissal of his application for discharge from bankruptcy. The Court of Appeal found that the Director General of Insolvency's report on the bankrupt was incomplete, as it failed to investigate and disclose all material facts relating to the bankrupt's assets and finances. Specifically, the report did not adequately examine the bankrupt's wife and family's assets, monthly expenses, other sources of income, and whether any assets were hidden under others' names. Due to the incomplete report, the Court affirmed the High Court's decision to deny discharge from bankruptcy.
Breach of trust Chen HongThis document discusses the personal and criminal liability of trustees for breaches of trust, as well as available defenses. It begins by defining a breach of trust and outlining personal and proprietary remedies. It notes trustees can be personally liable and liable to return trust assets. Third parties who knowingly assist can also be constructive trustees. The document then examines the personal liability of trustees, covering compensation, personal (not vicarious) liability, liability for pre- and post-appointment breaches, and situations where the trustee is also a beneficiary. It also discusses criminal liability under Malaysian and English law. Finally, it lists defenses available to trustees, such as consent, acting reasonably and honestly, statutory protection, laches, and bankruptcy.
(2) hearsay evidenceHafizul MukhlisHearsay evidence refers to statements made out of court that are offered in court as evidence to prove the truth of what was stated. Hearsay evidence is generally inadmissible as evidence because it is not direct evidence and the person who made the original statement cannot be cross-examined. However, hearsay may be allowed if it is not being used to prove the truth of the matter asserted, but rather to show that something was said. The document discusses the definition of hearsay evidence, reasons why it is generally excluded, and examples of cases where hearsay evidence was either admitted or excluded from trials.
TORT REMEDIESFafa SofeaMr. John was in a car accident caused by Zack speeding and was seriously injured. He was bedridden for 6 months and his wife quit her job to care for him. He now has a paralyzed leg and cannot work. Zack claims Mr. John's injuries would have been reduced if he wore a seatbelt. Mr. John wants compensation from Zack. Zack argues Mr. John was also negligent. Mr. John can claim compensation under tort law. His wife can also claim lost wages for quitting work. However, Zack has a valid defense of contributory negligence if Mr. John was partly at fault for not wearing a seatbelt.
Enforcement of judgements and ordersilyana iskandarExecution and enforcement of judgment and order
Writ of seizure and sale
Stay of Execution
WRIT OF POSSESSION
WRIT OF DELIVERY
GENERAL RULES IN RESPECT OF WRIT OF EXECUTION
ENFORCEMENT OF MONEY JUDGEMENT
GARNISHEE PROCEEDINGS
CHARGING ORDERS TO STOP ORDER
APPOINTMENT OF RECEIVER (O51)
JUDGMENT DEBTOR SUMMONS
COMMITAL
WRIT OF DISTRESS
Charges, Criminal Procedure,Criminal Law, Arrests,KenyaQuincy KiptooThe document discusses various aspects of criminal proceedings and charges under the Criminal Procedure Code, including:
- How criminal proceedings can be instituted through a complaint made to a magistrate, which is then written down and signed.
- What a charge is and the requirements for what it must contain.
- The concepts of joinder of counts, which allows multiple offenses to be charged together if they are connected, and joinder of persons, which allows multiple accused to be tried together if their offenses are related.
- Case examples where joinder was found to be improper, such as when offenses occurred on different dates or involved different victims or transactions.
Assignment law 603Nurul Najwa Mohd ZaidiThe document discusses several key concepts in company law:
1) The doctrine of ultra vires states that any acts outside a company's object clause are void, though this has been modified by statute.
2) The rule in Foss v Harbottle establishes that the proper plaintiff for wrongs against a company is the company itself, not individual shareholders, unless an exception applies.
3) Exceptions to Foss v Harbottle allow minority shareholders to sue when acts are ultra vires, fraudulent, or where the wrongdoers control the company.
Relevancy of evidence under Section 7 of Evidence Act 1950Intan MuhammadP/S : I am sharing my personal notes of law-related subjects. Some parts of them are explained in a very informal-relaxed way and mix of languages (BM and English). Secondly, as law revolves every day, there will be outdated parts in my notes. Two ways of handling it.. (1) double check with the latest law and keep it to yourself (2) same with No. 1 coupled with your generosity to share with us, the LinkedIn users (hiks ^_^). Till then, have a nice day!
director LawAsiah KamilahThe document discusses whether a Portuguese man aged 75, named Jose, can be appointed as a director to replace Arsene on the board of PQR Sdn Bhd. It analyzes that Jose cannot be one of the first two directors as he is non-resident, but he could be appointed as an additional director if Alex and Rafael are resident directors. It also determines that, as PQR Sdn Bhd is a private company, Jose's age of 75 does not prevent him from being a director under the relevant laws.
UNL1622 – CONTRACT LAW II (REMOTENESS)Wei Lie Lim‘Remoteness’ refers to the test of causation that is used to determine the loss caused by a breach of contract. It limits the ability of the plaintiff to recover damages to not too remote losses
Limited Liability PartnershipNur Farhana AnaThis document provides an introduction and comparison of limited liability partnerships (LLPs) and basic partnerships. Some key points:
1. LLPs were introduced to provide more flexibility for business organizations while maintaining limited liability for partners. They combine features of partnerships and companies.
2. Unlike partnerships, LLPs have separate legal personality and partners have limited liability. However, partners are still liable for their own wrongful acts.
3. LLP registration requirements are simpler than for companies but more formal than basic partnerships. LLPs must also appoint a compliance officer.
4. LLPs can continue operating with one partner for a defined period, whereas partnerships require a minimum of two partners. LLP
Terms of the contract notesRamona VansluytmanThe document discusses several key aspects of contract law:
1. The parol evidence rule, which generally prevents extrinsic evidence from varying or interpreting a written contract. There are exceptions where the written agreement was not intended as the whole contract or where evidence aids in establishing validity, implied terms, or operation of the contract.
2. Whether statements made during negotiations are representations or terms, which determines available remedies if incorrect. Intent, timing, importance, reduction to writing, and special knowledge are considered.
3. The classification of terms as conditions or warranties, where a breach of a condition allows contract repudiation but a warranty breach only allows damages. Some terms may have intermediate status depending on breach consequences
Land law ii (lien) as at mac 2013Husna RodziLien is a right for a lender to retain possession of property, like land title documents, belonging to a borrower until the loan is repaid. There are two types of lien - equitable lien where no caveat is lodged but the right still exists, and statutory lien where three elements must be met: deposit of title documents as security, intention to create a lien, and entry of a lien holder caveat. While caveat lodgment perfects the lien, equitable lien still allows future caveat entry. Lien provides simple and inexpensive security for lenders compared to other options like charges.
FIRE INSURANCE.pptxAstikTripathi4This document provides an overview of fire insurance. It defines fire insurance as a form of property insurance that covers damage and losses caused by fire. The key points covered include:
- A fire insurance contract involves an insurer agreeing to indemnify an insured for losses from fire in exchange for a premium.
- The essential elements of a fire insurance contract are consideration between the parties, indemnification of the insured for fire losses, and that it is a personal contract regardless of the cause of fire.
- When making a claim, the insured must notify the insurer in writing including details of the loss and damage. The insurer may reinstate the damaged property or pay its replacement value. The doctrine of subrogation
Modes of commencement : Civil procedureNur Farhana AnaThe document discusses the writ as a mode of originating process in court. It provides details on:
- The requirements for a writ to be deemed issued, including being numbered, signed, dated and sealed.
- The importance of the date of issue, which determines limitation periods and the lifespan of the writ.
- The options if a plaintiff's writ expires, such as issuing a new writ or applying to renew the writ.
- The rules regarding serving a writ on individuals and companies, including the various methods and exceptions.
3) lien holder caveatilyana iskandarA lien is a right to retain possession of property belonging to another person as security for payment of a debt. A lien is created in two stages: first, the proprietor or lessee deposits the land title or duplicate lease with a lender as security for a loan, creating an equitable lien. Second, the lender enters a lien-holder's caveat on the land title at the land office, creating a statutory lien. Key requirements for a valid lien are that the registered proprietor deposits the title with intent to secure a loan. While express consent is not needed to lodge a caveat, fraud in the creation of security can be an issue. A lien provides a speedy way for businessmen to raise money compared
Private caveatHafizul MukhlisA private caveat is an interim procedure that allows a person claiming a title or registrable interest in land to freeze the land title registration until their claim can be resolved. A private caveat is entered by the Registrar upon application showing the claimant's caveatable interest. It has the effect of prohibiting any dealings with the land, including transfers or mortgages, except with the caveator's consent. To enter a caveat, the claimant must have a potential legal claim to the land, such as under a contract of sale, gift, or trust, that could ultimately result in registration of their interest.
lien Hafizul MukhlisThe document discusses the nature of liens under Malaysian law. It defines a lien as a right to retain possession of property belonging to another person until a debt owed is satisfied. A lien is a form of security interest created when a property owner deposits the original title document of their land with a lender as security for a loan. For a statutory lien to be valid, the lender must lodge a lien-holder's caveat on the land with the land office. The document analyzes several court cases that discuss issues such as how liens are created, whether consent is needed to lodge a caveat, and priority of liens over other interests like charges or judgments.
قائمة شركات اعادة التامين المصرح بها من الهيئة العامة للرقابة الماليةWethaq Takaful Insurance Company - EgyptThis document provides ratings from four rating agencies (S&P's, A.M Best, Fitch, and Moody's) for 221 reinsurance companies from around the world. The document lists each reinsurer's name, country of origin, and ratings. It notes that previous contracts can still be reinsured with these companies, but that new reinsurance operations during 2017 should not be reinsured with 10 companies listed at the bottom due to their failure to meet listing requirements. The majority of reinsurers listed are from European countries, Bermuda, and the United States.
اجسام السفنWethaq Takaful Insurance Company - EgyptHussein Elsayed digitally signed a message with an unverified signature. The message contained his name, the date March 3, 2013, and an email address of compunar@yahoo.com. The signature at the bottom could not be verified.
Issue online versionWethaq Takaful Insurance Company - EgyptThis job posting is looking for ambitious individuals who are passionate and willing to do what it takes to achieve their goals. It encourages applicants to apply via the provided link to potentially transform their ambition into reality at Barclays Bank Egypt, where they can aim high and prosper, subject to terms and conditions.
الأسس العلمية والعملية لتقييم الأداء فى شركات التأمينWethaq Takaful Insurance Company - Egypt1. The document discusses various financial ratios and methods used to analyze the financial health and solvency of insurance companies, including IRIS ratios calculated by NAIC, risk-based capital (RBC) requirements, and the financial analysis tracking system (FAST).
2. Key financial ratios discussed include combined ratio, surplus relief ratio, and earnings ratio. Methods for analyzing insurer solvency discussed include Best's ratings, Moody's ratings, Standard & Poor's ratings, univariate analysis of IRIS ratios, and multivariate models.
3. The regulatory framework for U.S. insurer solvency is also examined, including the role of NAIC, state insurance departments, and the development of the RBC and FAST
No Objection Letter, No Objection CertificateSeemaAgrawal43A No Objection Certificate (NOC) is a formal document issued by an organization or authority indicating that they have no objections to the specified actions or decisions of the recipient. Commonly used for various legal and administrative purposes, an NOC typically includes the issuer's name, recipient's name, the purpose of the certificate, and a clear statement of no objection. It may also include conditions or limitations if applicable. The NOC is signed and stamped by the authorized person from the issuing organization, providing official consent and facilitating processes like property transfers, job changes, or further studies.
Will-Skill Matrix PowerPoint Template and GuideAurelien Domont, MBAThe Will-Skill Matrix is an essential framework for managers and consultants aiming to optimize team performance. This model divides employees into four quadrants based on their levels of motivation (Will) and competencies (Skill):
1.Contributors (Guide): High Will, Low Skill
2.High Performers (Challenge): High Will, High Skill
3.Low Performers (Direct): Low Will, Low Skill
4.Potential Detractors (Motivate): Low Will, High Skill
This PowerPoint presentation is only a small preview of our content. For more details, visit www.domontconsulting.com
Carousel - Five Key FinTech Trends in 2025AnadeaThe financial technology landscape is evolving at an unprecedented pace, and 2025 promises to be a transformative year for the industry. From AI-driven banking to decentralized finance, the future of FinTech is brimming with innovation. In this carousel, we explore the five key trends that will shape the FinTech ecosystem in 2025. Stay ahead of the curve and discover how these advancements will redefine the way we manage, invest, and interact with money. Swipe through to dive into the future of finance! 💳🚀
Project Status Report - Powerpoint TemplateAurelien Domont, MBAProject Status Report Template that our ex-McKinsey & Deloitte consultants like to use with their clients.
For more content, visit www.domontconsulting.com
In the fast-paced world of business, staying on top of key projects and initiatives is crucial for success. An initiative status report is a vital tool that provides transparency, accountability, and valuable insights to stakeholders. By outlining deadlines, costs, quality standards, and potential risks, these reports ensure that projects remain on track and aligned with organizational goals. In this article, we will delve into the essential components of an initiative status report, offering a comprehensive guide to creating effective and informative updates.
REACH OUT TO SALVAGE ASSET RECOVERY TO RECOVER SCAM OR STOLEN CRYPTOCURRENCYleooscar735WEBSITE.......https://salvageassetrecovery.com
TELEGRAM---@Salvageasset
Email...Salvageassetrecovery@alumni.com
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I Thought I’d Lost Everything, My Crops, My Savings, My Future! I'm a third-generation farmer, and like most of my family, I have weathered storms, both the literal and economic varieties. Nothing, though, could have prepared me for the flood that swept through my farm and nearly drowned my future. Over the past five years, I had amassed a $120,000 Bitcoin buffer in silence as a hedge against unstable crop prices. It was my shield against poor harvests and market crashes.
And then the flood came. It wasn't rain, it was the wrath of nature. Water flooded into my office, turning documents into pulp and sending my computers floating around like lumber. My hardware wallet, the sole bulwark between me and that $120,000, was submerged in muddy water. When the skies finally cleared, I held the waterlogged device in my hand, praying fervently that it would still work. It didn't.
Panic ensued. The soybeans were ruined, the barn needed to be repaired, and now my electronic savings, the one thing I thought was sacrosanct was gone. I couldn't tell my wife; she had already been up to her knees helping shovel sludge out of our home.
Desperate, I had put it on an agriculture technology site. I had cried and written, praying that someone somewhere would know what to do. A user responded with a username that turned out to be my savior, Salvage Asset Recovery.
I called them the next day, preparing for robot voice or a bait-and-switch sales pitch. But to my surprise, I spoke with human compassion, patience, and understanding. I unloaded my story, and they listened like neighbors calling after a tornado. They worked immediately, using fancy data reconstruction tools I couldn't even understand.
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When they heard about the flooding damage, they even discounted part of their fee. That touched me more than the rain. Salvage Asset Recovery didn't just restore my savings, they restored my trust in people. They are heroes in my book, and thanks to them, my family's future is once again set on stable ground.
BusinessGPT - Privacy first AI Platform.pptxAGATSoftwareEmpower users with responsible and secure AI for generating insights from your company’s data. Usage control and data protection concerns limit companies from leveraging Generative AI. For customers that don’t want to take any risk of using Public AI services. For customers that are willing to use Public AI services but want to manage the risks.
Western Alaska Minerals Corporate Presentation Mar 2025.pdfWestern Alaska Minerals Corp.Advancing North America's Next Major Silver & Critical Minerals District
Western Alaska Minerals is unveiling a prolific 8-km mineral corridor with its two stand-alone deposits. Anchored by the high-grade silver deposit at Waterpump Creek and the historic Illinois Creek mine, our 100% owned carbonate replacement deposit reveals untapped potential across an expansive exploration landscape.
Waterpump Creek: 75 Moz @ 980 g/t AgEq (Inferred), open to the north and south.
Illinois Creek: 525 Koz AuEq - 373 Koz @ 1.3 g/t AuEq (Indicated), 152 Koz @ 1.44 g/t AuEq (Inferred).
2024 New Discovery at “Warm Springs”: First copper, gold, and Waterpump Creek-grade silver intercepts located 0.8 miles from Illinois Creek.
2025 plans: Drilling for more high-grade silver discoveries at the Waterpump Creek South target. Our 114.25m2 claim package located on mining-friendly state land also includes the promising Round Top copper and TG North CRD prospects, located 15 miles northeast of Illinois Creek.
Maksym Bilychenko: Empowering IT Products with AI: Opportunities and Pitfalls...Lviv Startup ClubMaksym Bilychenko: Empowering IT Products with AI: Opportunities and Pitfalls (UA)
Kyiv AI & BigData Day 2025
Website – https://aiconf.com.ua/kyiv
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/aiconf
Human-Motivation-Theory PPTAddisuAynayehu1Outline of Human Motivation
1. Introduction to Human Motivation
Definition of motivation
Importance of understanding motivation
Overview of motivational theories
2. Theories of Motivation
A. Intrinsic vs. Extrinsic Motivation
Definitions and differences
Examples of each type
B. Maslow's Hierarchy of Needs
Overview of the five levels of needs
Application of the theory in real-life scenarios
C. Self-Determination Theory (SDT)
Overview of intrinsic motivation and its three basic psychological needs: autonomy, competence, and relatedness
The impact of SDT on personal growth and well-being
D. Expectancy Theory
Explanation of how expectations influence motivation
Components: expectancy, instrumentality, and valence
E. Goal-Setting Theory
Importance of setting specific and challenging goals
The SMART criteria (Specific, Measurable, Achievable, Relevant, Time-bound)
3. Factors Influencing Motivation
A. Biological Factors
Role of genetics and neurochemistry in motivation
Impact of physical health and well-being
B. Psychological Factors
Personality traits and their influence on motivation
The role of mindset (fixed vs. growth mindset)
C. Social and Environmental Factors
Influence of culture, family, peers, and society on motivation
The impact of the workplace environment and leadership styles
4. Motivation in Different Contexts
A. Education
How motivation affects learning and academic performance
Strategies to enhance student motivation
B. Workplace
Importance of employee motivation for productivity and job satisfaction
Techniques for fostering motivation in the workplace
C. Personal Development
Motivation for self-improvement and personal goals
The role of habits and routines in maintaining motivation
5. Challenges to Motivation
Common obstacles to motivation (e.g., procrastination, fear of failure)
Strategies to overcome motivational challenges
6. Conclusion
Summary of key points
The significance of understanding motivation for personal and societal growth
7. References
A list of academic sources and literature on motivation
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2025 CEO Impact Index: Business Transformation Drives Executive ImpactGolin In summary, the traditional playbook for CEO communications has been completely rewritten. While CEOs once balanced business performance with social purpose and personal branding, today's leaders must focus primarily on articulating their business transformation story. Golin's 2025 CEO Impact Index reveals that the most influential CEOs are those who can effectively communicate their transformation vision while navigating complex regulatory environments and combating misinformation.
The Ultimate Startup Guide for First-Time Entrepreneurs by Experienced Entrep...Yasmin BashirovaThis guide offers practical insights and actionable steps to help new entrepreneurs launch and grow their businesses successfully.
Siddhartha Bank Navigating_Nepals_Financial_Challenges.pptxSiddhartha BankThis PowerPoint presentation provides an overview of Nepal’s current financial challenges and highlights how Siddhartha Bank supports individuals and businesses. It covers key issues such as inflation and limited credit access while showcasing the bank’s solutions, including loan options, savings plans, digital banking services, and customer support. The slides are designed with concise points for clear and effective communication.
Digital Marketing Roadmap - PPT Template and GuideAurelien Domont, MBAIn the ever-evolving landscape of digital marketing, having a well-structured roadmap is essential for achieving success. Here’s a comprehensive digital marketing roadmap that outlines key strategies and steps to take your marketing efforts to the next level. It includes 6 components:
1. Branding Guidelines Strategy
2. Website Design and Development
3. Search Engine Optimization (SEO)
4. Pay-Per-Click (PPC) Strategy
5. Social Media Strategy
6. Emailing Strategy
This PowerPoint presentation is only a small preview of our content. For more details, visit www.domontconsulting.com
Your brand might be pushing clients away without you knowing.Group Buy Seo ToolsAvoid these personal branding mistakes:
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❌ Not engaging with your audience (ghosting your followers isn’t good for business).
Branding is more than a logo; it’s your reputation.
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Norman Cooling - Founder And President Of N.LNorman CoolingNorman Cooling founded N.L. Cooling Strategic Consulting LLC where he serves as President. A man of faith and usher for Wesley Memorial Methodist Church, he lives with his wife, Beth, in High Point, North Carolina. Norm is an active volunteer, serving as a Group Leader for Enduring Gratitude since 2019 and volunteering with the Semper Fi Fund.
Jatin Mansata - A Leader In Finance And PhilanthropyJatin Mansata Jatin Mansata is a financial markets leader and teacher with a deep commitment to social change. As the CEO and Director of JM Global Equities, he’s recognized for his acumen for derivatives and equities. Beyond his professional achievements, Jatin mentors 500 students, empowering them with financial knowledge.