際際滷

際際滷Share a Scribd company logo
The Millionaire Kid$ Club
LUM

E

V

O

O

E

V

TM

LUM

By Susan Beacham &
Lynnette Khalfani-Cox

Illustrative design by
Mary Jo Cadiz

Home Sweet Home

Putting the Do in Donate
The Millionaire Kid$ Club
Home Sweet Home
Volume Three

By Susan Beacham & Lynnette Khalfani-Cox
Illustrative design by Mary Jo Cadiz
Dedication
This book is dedicated to all families facing foreclosure,
and especially to children dealing with the loss of a home.
- Lynnette
Special Thanks
The authors wish to thank the following people for their brilliance and devotionIllustrative Design: Mary Jo Cadiz
Editor: Cindy Richards
Poet: Michael Beacham
Representation: Earl Cox
No part of this publication may be reproduced in whole or in part, or stored in a retrieval system, or transmitted in any form or by means, electronic,
mechanical, photocopying, recording, or otherwise, without written permission from the publisher. For information regarding permission, write to:
Advantage World Press
Attn: Permissions
P.O. Box 1307
Mountainside, NJ 07092
908-233-2399
ISBN-10: 1-932450-03-3
ISBN-13: 978-1-932450-03-3
Copyright 息 2008 Higher Financial Ground
All rights reserved. Published by Advantage World Press.
Beacham, Susan.
The millionaire kid$ club. Volume three, Home sweet home / by Susan Beacham & Lynnette Khalfani-Cox ; illustrative design by Mary Jo Cadiz.
-- 1st ed. -- Mountainside, NJ : Advantage World Press, 2008.
p. ; cm.
(Millionaire kids club ; no. 3)
ISBN: 978-1-932450-03-3
Audience: 5-12 years. Summary: Four children learn about the responsibility of owning a house and the impact on their families of not being able to pay a home mortgage loan.
1. Finance, Personal--Juvenile fiction. 2. Home ownership--Juvenile fiction. 3. Foreclosure--Juvenile fiction. [1. Finance, Personal--Fiction. 2. Home ownership--Fiction. 3. Foreclosure--Fiction.]
I. Khalfani, Lynnette. II. Cadiz, Mary Jo, ill. III. Title. IV. Title: Home sweet home. V. Title: Millionaire kids club. Volume three, Home sweet home.
PZ7.B3545Milh 2008 [Fic] QBI08-600185
This is a work of fiction. Names, characters, places, and incidents either are a product of the authors imagination or are used fictitiously,
and any resemblance to actual persons, living or dead, events, or locales is entirely coincidental.
Isaiah, Dennis, Sandy and Stephanie were waiting for the morning bell to ring. It was Thursday, the day
everyone would bring in a news story to discuss during Mrs. Berrys social studies class, when students would
talk about current events.

2
The four friends had formed The Millionaire Kids Club a year earlier. This year, they pledged to always bring in
news stories about money. As they compared news clippings, Isaiah, Dennis and Sandy were surprised to see that
each of them had chosen the same story to share today. The headline of the story read: For Sale Signs Spring Up
Around Town. The article talked about how lots of families were moving out of their town because they couldnt
pay for their homes.

3
I dont want us to talk about that, Stephanie said.
Why? Sandy asked. Did you find a better article?

4
Well, no, Stephanie answered quietly, looking down at the ground. Its just that I dont want to think about
it because its happening to my family. Were losing our house, which means Ill be losing my room. So will my
little brother. Even my parents will lose their room. And I dont know what will happen to our cat.

5
Stephanie put her head in her hands and started crying. Her friends were stunned. Stephanie was always
so tough. She never cried. Dennis was the first to speak up. Its OK, Stephanie, he said, putting his arm
around his friend.

6
Isaiah, who had been writing something in his notebook, looked up. Yeah, Stephanie, he said. Im sure
your parents will buy another house with a cool room for you. And Ill bet theyll stay right here in our
neighborhood, so you wont even have to worry about going to a new school.

7
Stephanie looked doubtful. My family is losing our house because it costs too much money, she explained.
Remember how I told you that my dad lost his job a few months ago?
Sure we remember, Isaiah said. But I thought he got a new job.

8
He did, Stephanie said. But while he wasnt working, we couldnt pay all our bills. For awhile, my parents used
our savings to keep up, but now our savings is gone too. Last night, my parents told us that we have to move out
of our house. If we cant pay for this house, I dont see how we can afford to pay for a different one.

9
Just then, the bell rang and the friends headed off to class. When Mrs. Berry announced it was time for current
events, Isaiah looked over at Stephanie. She nodded her head and said, Yes, its OK. We can talk about your news
clipping. Immediately, Isaiah raised his hand.

10
OK, Isaiah, Mrs. Berry said. What news story about money do
you have to share? By now, Mrs. Berry knew she could count on
The Millionaire Kids Club members to bring in money news.

11
We hope you have enjoyed reading this excerpt.
You can buy Home Sweet Home and the other books in the
Millionaire Kids Club series from Amazon.com.
Follow Lynnette Khalfani-Cox, The Money Coach on Twitter
@themoneycoach.
Get free financial tips, articles and advice on
http://AskTheMoneyCoach.com
Ad

Recommended

Night for the homeless dec 2015 event round-up
Night for the homeless dec 2015 event round-up
Mikkel Juel Iversen
Night for the homeless Dec 2014 in pictures
Night for the homeless Dec 2014 in pictures
Mikkel Juel Iversen
The legend of jesse james
The legend of jesse james
nikoloskaverica
OTRYMATY! A Taste for Love
OTRYMATY! A Taste for Love
freeswew
Dominican Starfish Foundation Quarterly Report January to March 2015
Dominican Starfish Foundation Quarterly Report January to March 2015
Louise ZoBell
Pride and prejudice chapter 6, 7, 8, 9, 10
Pride and prejudice chapter 6, 7, 8, 9, 10
Gabriela9411
The news reader
The news reader
Galo Barahona
CBCA Book of the year 2015
CBCA Book of the year 2015
r russell
Pride and prejudice
Pride and prejudice
paarul mishra
Pride and prejudice chapter 1, 2, 3, 4, 5
Pride and prejudice chapter 1, 2, 3, 4, 5
Gabriela9411
102-year-old
102-year-old
Karina Galvan
Pride and prejudice 1-10 summary
Pride and prejudice 1-10 summary
sadistbluerabbit
Synopsis Pride And Prejudice
Synopsis Pride And Prejudice
Armthorpe Media
Mad martigan's mayhem miniatures.pptm
Mad martigan's mayhem miniatures.pptm
jenny42895
Lesson 4 2n eso_1718
Lesson 4 2n eso_1718
Nuria de Salvador
Pride And Prejudice
Pride And Prejudice
Jack Tseng
Mark twain award nominees
Mark twain award nominees
Debbie Keyes
We are the world
We are the world
Denise Gentry
EVOKE MAGAZINE: X-mess
EVOKE MAGAZINE: X-mess
Daniel Kusner
Bloody circle
Bloody circle
katras4
jfcs collaborate
jfcs collaborate
Nanci Fine
Pleasantview Prosperity Challenge Round 1 Oldbies
Pleasantview Prosperity Challenge Round 1 Oldbies
numb3rsfan7
CAPTAIN NOBODY FORM 5 NOVEL chapters 3-5
CAPTAIN NOBODY FORM 5 NOVEL chapters 3-5
Fitriah Hassan
Daily Press Ely's Potato Chip Factory
Daily Press Ely's Potato Chip Factory
Ted Janke
Great Children's Books of 2020
Great Children's Books of 2020
Nebraska Library Commission
CAPTAIN NOBODY FORM 5 NOVEL chapters 6-8
CAPTAIN NOBODY FORM 5 NOVEL chapters 6-8
Fitriah Hassan
CBCA, Book of the Year Shortlist , Younger Readers
CBCA, Book of the Year Shortlist , Younger Readers
r russell
Pride & Prejudice by Red077
Pride & Prejudice by Red077
red077
How to Manage & Create a New Department in Odoo 18 Employee
How to Manage & Create a New Department in Odoo 18 Employee
Celine George

More Related Content

What's hot (20)

Pride and prejudice
Pride and prejudice
paarul mishra
Pride and prejudice chapter 1, 2, 3, 4, 5
Pride and prejudice chapter 1, 2, 3, 4, 5
Gabriela9411
102-year-old
102-year-old
Karina Galvan
Pride and prejudice 1-10 summary
Pride and prejudice 1-10 summary
sadistbluerabbit
Synopsis Pride And Prejudice
Synopsis Pride And Prejudice
Armthorpe Media
Mad martigan's mayhem miniatures.pptm
Mad martigan's mayhem miniatures.pptm
jenny42895
Lesson 4 2n eso_1718
Lesson 4 2n eso_1718
Nuria de Salvador
Pride And Prejudice
Pride And Prejudice
Jack Tseng
Mark twain award nominees
Mark twain award nominees
Debbie Keyes
We are the world
We are the world
Denise Gentry
EVOKE MAGAZINE: X-mess
EVOKE MAGAZINE: X-mess
Daniel Kusner
Bloody circle
Bloody circle
katras4
jfcs collaborate
jfcs collaborate
Nanci Fine
Pleasantview Prosperity Challenge Round 1 Oldbies
Pleasantview Prosperity Challenge Round 1 Oldbies
numb3rsfan7
CAPTAIN NOBODY FORM 5 NOVEL chapters 3-5
CAPTAIN NOBODY FORM 5 NOVEL chapters 3-5
Fitriah Hassan
Daily Press Ely's Potato Chip Factory
Daily Press Ely's Potato Chip Factory
Ted Janke
Great Children's Books of 2020
Great Children's Books of 2020
Nebraska Library Commission
CAPTAIN NOBODY FORM 5 NOVEL chapters 6-8
CAPTAIN NOBODY FORM 5 NOVEL chapters 6-8
Fitriah Hassan
CBCA, Book of the Year Shortlist , Younger Readers
CBCA, Book of the Year Shortlist , Younger Readers
r russell
Pride & Prejudice by Red077
Pride & Prejudice by Red077
red077
Pride and prejudice
Pride and prejudice
paarul mishra
Pride and prejudice chapter 1, 2, 3, 4, 5
Pride and prejudice chapter 1, 2, 3, 4, 5
Gabriela9411
Pride and prejudice 1-10 summary
Pride and prejudice 1-10 summary
sadistbluerabbit
Synopsis Pride And Prejudice
Synopsis Pride And Prejudice
Armthorpe Media
Mad martigan's mayhem miniatures.pptm
Mad martigan's mayhem miniatures.pptm
jenny42895
Pride And Prejudice
Pride And Prejudice
Jack Tseng
Mark twain award nominees
Mark twain award nominees
Debbie Keyes
EVOKE MAGAZINE: X-mess
EVOKE MAGAZINE: X-mess
Daniel Kusner
Bloody circle
Bloody circle
katras4
jfcs collaborate
jfcs collaborate
Nanci Fine
Pleasantview Prosperity Challenge Round 1 Oldbies
Pleasantview Prosperity Challenge Round 1 Oldbies
numb3rsfan7
CAPTAIN NOBODY FORM 5 NOVEL chapters 3-5
CAPTAIN NOBODY FORM 5 NOVEL chapters 3-5
Fitriah Hassan
Daily Press Ely's Potato Chip Factory
Daily Press Ely's Potato Chip Factory
Ted Janke
CAPTAIN NOBODY FORM 5 NOVEL chapters 6-8
CAPTAIN NOBODY FORM 5 NOVEL chapters 6-8
Fitriah Hassan
CBCA, Book of the Year Shortlist , Younger Readers
CBCA, Book of the Year Shortlist , Younger Readers
r russell
Pride & Prejudice by Red077
Pride & Prejudice by Red077
red077

Recently uploaded (20)

How to Manage & Create a New Department in Odoo 18 Employee
How to Manage & Create a New Department in Odoo 18 Employee
Celine George
Revista digital preescolar en transformaci坦n
Revista digital preescolar en transformaci坦n
guerragallardo26
BUSINESS QUIZ PRELIMS | QUIZ CLUB OF PSGCAS | 9 SEPTEMBER 2024
BUSINESS QUIZ PRELIMS | QUIZ CLUB OF PSGCAS | 9 SEPTEMBER 2024
Quiz Club of PSG College of Arts & Science
How to Manage Inventory Movement in Odoo 18 POS
How to Manage Inventory Movement in Odoo 18 POS
Celine George
Measuring, learning and applying multiplication facts.
Measuring, learning and applying multiplication facts.
cgilmore6
How to Configure Vendor Management in Lunch App of Odoo 18
How to Configure Vendor Management in Lunch App of Odoo 18
Celine George
Sustainable Innovation with Immersive Learning
Sustainable Innovation with Immersive Learning
Leonel Morgado
Introduction to Generative AI and Copilot.pdf
Introduction to Generative AI and Copilot.pdf
TechSoup
Paper 107 | From Watchdog to Lapdog: Ishiguros Fiction and the Rise of Godi...
Paper 107 | From Watchdog to Lapdog: Ishiguros Fiction and the Rise of Godi...
Rajdeep Bavaliya
2025 June Year 9 Presentation: Subject selection.pptx
2025 June Year 9 Presentation: Subject selection.pptx
mansk2
Unit- 4 Biostatistics & Research Methodology.pdf
Unit- 4 Biostatistics & Research Methodology.pdf
KRUTIKA CHANNE
ABCs of Bookkeeping for Nonprofits TechSoup.pdf
ABCs of Bookkeeping for Nonprofits TechSoup.pdf
TechSoup
Ray Dalio How Countries go Broke the Big Cycle
Ray Dalio How Countries go Broke the Big Cycle
Dadang Solihin
Chalukyas of Gujrat, Solanki Dynasty NEP.pptx
Chalukyas of Gujrat, Solanki Dynasty NEP.pptx
Dr. Ravi Shankar Arya Mahila P. G. College, Banaras Hindu University, Varanasi, India.
How to Implement Least Package Removal Strategy in Odoo 18 Inventory
How to Implement Least Package Removal Strategy in Odoo 18 Inventory
Celine George
Energy Balances Of Oecd Countries 2011 Iea Statistics 1st Edition Oecd
Energy Balances Of Oecd Countries 2011 Iea Statistics 1st Edition Oecd
razelitouali
Nice Dream.pdf /
Nice Dream.pdf /
ErinUsher3
Exploring Ocean Floor Features for Middle School
Exploring Ocean Floor Features for Middle School
Marie
JHS SHS Back to School 2024-2025 .pptx
JHS SHS Back to School 2024-2025 .pptx
melvinapay78
How to Manage & Create a New Department in Odoo 18 Employee
How to Manage & Create a New Department in Odoo 18 Employee
Celine George
Revista digital preescolar en transformaci坦n
Revista digital preescolar en transformaci坦n
guerragallardo26
How to Manage Inventory Movement in Odoo 18 POS
How to Manage Inventory Movement in Odoo 18 POS
Celine George
Measuring, learning and applying multiplication facts.
Measuring, learning and applying multiplication facts.
cgilmore6
How to Configure Vendor Management in Lunch App of Odoo 18
How to Configure Vendor Management in Lunch App of Odoo 18
Celine George
Sustainable Innovation with Immersive Learning
Sustainable Innovation with Immersive Learning
Leonel Morgado
Introduction to Generative AI and Copilot.pdf
Introduction to Generative AI and Copilot.pdf
TechSoup
Paper 107 | From Watchdog to Lapdog: Ishiguros Fiction and the Rise of Godi...
Paper 107 | From Watchdog to Lapdog: Ishiguros Fiction and the Rise of Godi...
Rajdeep Bavaliya
2025 June Year 9 Presentation: Subject selection.pptx
2025 June Year 9 Presentation: Subject selection.pptx
mansk2
Unit- 4 Biostatistics & Research Methodology.pdf
Unit- 4 Biostatistics & Research Methodology.pdf
KRUTIKA CHANNE
ABCs of Bookkeeping for Nonprofits TechSoup.pdf
ABCs of Bookkeeping for Nonprofits TechSoup.pdf
TechSoup
Ray Dalio How Countries go Broke the Big Cycle
Ray Dalio How Countries go Broke the Big Cycle
Dadang Solihin
How to Implement Least Package Removal Strategy in Odoo 18 Inventory
How to Implement Least Package Removal Strategy in Odoo 18 Inventory
Celine George
Energy Balances Of Oecd Countries 2011 Iea Statistics 1st Edition Oecd
Energy Balances Of Oecd Countries 2011 Iea Statistics 1st Edition Oecd
razelitouali
Nice Dream.pdf /
Nice Dream.pdf /
ErinUsher3
Exploring Ocean Floor Features for Middle School
Exploring Ocean Floor Features for Middle School
Marie
JHS SHS Back to School 2024-2025 .pptx
JHS SHS Back to School 2024-2025 .pptx
melvinapay78
Ad

The Millionaire Kids Club: Home Sweet Home

  • 1. The Millionaire Kid$ Club LUM E V O O E V TM LUM By Susan Beacham & Lynnette Khalfani-Cox Illustrative design by Mary Jo Cadiz Home Sweet Home Putting the Do in Donate
  • 2. The Millionaire Kid$ Club Home Sweet Home Volume Three By Susan Beacham & Lynnette Khalfani-Cox Illustrative design by Mary Jo Cadiz
  • 3. Dedication This book is dedicated to all families facing foreclosure, and especially to children dealing with the loss of a home. - Lynnette Special Thanks The authors wish to thank the following people for their brilliance and devotionIllustrative Design: Mary Jo Cadiz Editor: Cindy Richards Poet: Michael Beacham Representation: Earl Cox No part of this publication may be reproduced in whole or in part, or stored in a retrieval system, or transmitted in any form or by means, electronic, mechanical, photocopying, recording, or otherwise, without written permission from the publisher. For information regarding permission, write to: Advantage World Press Attn: Permissions P.O. Box 1307 Mountainside, NJ 07092 908-233-2399 ISBN-10: 1-932450-03-3 ISBN-13: 978-1-932450-03-3 Copyright 息 2008 Higher Financial Ground All rights reserved. Published by Advantage World Press. Beacham, Susan. The millionaire kid$ club. Volume three, Home sweet home / by Susan Beacham & Lynnette Khalfani-Cox ; illustrative design by Mary Jo Cadiz. -- 1st ed. -- Mountainside, NJ : Advantage World Press, 2008. p. ; cm. (Millionaire kids club ; no. 3) ISBN: 978-1-932450-03-3 Audience: 5-12 years. Summary: Four children learn about the responsibility of owning a house and the impact on their families of not being able to pay a home mortgage loan. 1. Finance, Personal--Juvenile fiction. 2. Home ownership--Juvenile fiction. 3. Foreclosure--Juvenile fiction. [1. Finance, Personal--Fiction. 2. Home ownership--Fiction. 3. Foreclosure--Fiction.] I. Khalfani, Lynnette. II. Cadiz, Mary Jo, ill. III. Title. IV. Title: Home sweet home. V. Title: Millionaire kids club. Volume three, Home sweet home. PZ7.B3545Milh 2008 [Fic] QBI08-600185 This is a work of fiction. Names, characters, places, and incidents either are a product of the authors imagination or are used fictitiously, and any resemblance to actual persons, living or dead, events, or locales is entirely coincidental.
  • 4. Isaiah, Dennis, Sandy and Stephanie were waiting for the morning bell to ring. It was Thursday, the day everyone would bring in a news story to discuss during Mrs. Berrys social studies class, when students would talk about current events. 2
  • 5. The four friends had formed The Millionaire Kids Club a year earlier. This year, they pledged to always bring in news stories about money. As they compared news clippings, Isaiah, Dennis and Sandy were surprised to see that each of them had chosen the same story to share today. The headline of the story read: For Sale Signs Spring Up Around Town. The article talked about how lots of families were moving out of their town because they couldnt pay for their homes. 3
  • 6. I dont want us to talk about that, Stephanie said. Why? Sandy asked. Did you find a better article? 4
  • 7. Well, no, Stephanie answered quietly, looking down at the ground. Its just that I dont want to think about it because its happening to my family. Were losing our house, which means Ill be losing my room. So will my little brother. Even my parents will lose their room. And I dont know what will happen to our cat. 5
  • 8. Stephanie put her head in her hands and started crying. Her friends were stunned. Stephanie was always so tough. She never cried. Dennis was the first to speak up. Its OK, Stephanie, he said, putting his arm around his friend. 6
  • 9. Isaiah, who had been writing something in his notebook, looked up. Yeah, Stephanie, he said. Im sure your parents will buy another house with a cool room for you. And Ill bet theyll stay right here in our neighborhood, so you wont even have to worry about going to a new school. 7
  • 10. Stephanie looked doubtful. My family is losing our house because it costs too much money, she explained. Remember how I told you that my dad lost his job a few months ago? Sure we remember, Isaiah said. But I thought he got a new job. 8
  • 11. He did, Stephanie said. But while he wasnt working, we couldnt pay all our bills. For awhile, my parents used our savings to keep up, but now our savings is gone too. Last night, my parents told us that we have to move out of our house. If we cant pay for this house, I dont see how we can afford to pay for a different one. 9
  • 12. Just then, the bell rang and the friends headed off to class. When Mrs. Berry announced it was time for current events, Isaiah looked over at Stephanie. She nodded her head and said, Yes, its OK. We can talk about your news clipping. Immediately, Isaiah raised his hand. 10
  • 13. OK, Isaiah, Mrs. Berry said. What news story about money do you have to share? By now, Mrs. Berry knew she could count on The Millionaire Kids Club members to bring in money news. 11
  • 14. We hope you have enjoyed reading this excerpt. You can buy Home Sweet Home and the other books in the Millionaire Kids Club series from Amazon.com. Follow Lynnette Khalfani-Cox, The Money Coach on Twitter @themoneycoach. Get free financial tips, articles and advice on http://AskTheMoneyCoach.com