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This document outlines the terms and conditions for a home loan agreement between John Doe and ABC Bank. It specifies that John Doe will receive a $200,000 loan at 4% annual interest to purchase a property located at 123 Main St. The loan is to be repaid over 30 years through monthly installments of $1,000 beginning on January 1, 2023, with the full balance due by December 31, 2052. The document details various clauses around late fees, prepayment, and foreclosure.Read less