ݺߣ

ݺߣShare a Scribd company logo
UX Design for FinTech
10 principals that accelerate innovation
@weareAthlon
© Athlon2017
© Athlon20173
ExperienceDesign&Technology.
Wepartnerglobalenterprise

andemergingstart-ups.
Innovationistough.

Why?
© Athlon2017
Historicallythe
industryworkedhard
tokeeppacewith
technology.
© Athlon2017
1967
© Athlon2017
1980
© Athlon2017
1987
© Athlon2017
1990
UX Design for Fintech –ATHLON
© Athlon2017
2003
© Athlon2017
2008
2008
© Athlon2017
© Athlon2017
Banking

experience
Customer

expectation
© Athlon2017
MINDTHEGAP
© Athlon2017
MostITbudgets

spentonmaintenance
ratherthannew
projects

© Athlon2017
Manyestablished
brandsareplaying
catchupwithnew
marketentrants
© Athlon2017
© Athlon201719 © Athlon2017
Changing consumer expectations.
x
© Athlon2017
BANK
Expectation
Customers want
services like 

other apps
Competition
Non-banks are
starting to innovate
Regulations
Shifting

regulation
landscape
Maintenance
Fewer teams can 

manage legacy
Agility
Product roll-out 

is difficult
Efficiency
Operation costs 

are growing
INTERNAL EXTERNAL
© Athlon2017
Disruptionbreeds
innovation
© Athlon2017
Every company is a technology company
© Athlon2017
Banks need to hire digital leaders
Artificialintelligence
isgoingtoget
smarter,more
efficientandsecure.
© Athlon2017
© Athlon2017
© Athlon2017
WEAREATHLON
27 © Athlon2017
© Athlon2017
Efficency, Consumer expectation, 

Competition, Agility, Regulation…
So the industry has challenges
Automation, Chatbots, Open banking, 

New innovators…
…and trends are disrupting things
ExperienceDesigncan
acceleratechange
© Athlon2017
10designprincipals
thatarehelpingus
affectchange
© Athlon2017
UX Strategist
Technologist Design Lead
Product Owner
Technology environment Brand experience
Business insights / User Stories
#1 –YOUR TEAM
© Athlon2017
30
#2 –LEAN PROJECTS
© Athlon2017
Level 1
Initial
Level 2
Developing
Level 3
Defined
Level 4
Managed
Level 5
Optimising
Vision None
Bottom-up department specific
visions for CEM
Executive-sponsored vision, but
not consistent buy-in by all
Unifying vision for cross-
enterprise CEM, majority buy in
CEM is seen as a key enabler of
business success, whole culture
buys in
Strategy None
Reactive focus on firefighting
initiatives
Proactive focus by individual
departments
Consistent and integrated
approach
Ongoing investment 

and improvement
Metrics Annual customer satisfaction
survey
Multiple metrics used in isolated
departments
Consolidated view of metrics,
but not linked to each other
Hierarchy of linked customer
experience metrics feeding top-
level goals
Basis of customer experience
management and investment
Governance
No one has responsibility for the
customer experience
Customer service or marketing
department takes the lead
Department-specific governance
of the customer experience 

still reigns
Cross-enterprise multi
departmental governance
Well-established 

cross-enterprise governance
Organisation
No leader and no customer
experience team
Voice of the customer team
formed, reporting on the
customer experience
Vice president of customer
experience appointed, core team
forming, reporting on
performance
Core customer experience team
at the centre advising
departments
Core customer experience team
and part-time roles in all
departments
Processes
"Gut feel" about which
processes matter for the
customer experience
Map of all customer facing
processes
Accessibility awareness
Working on improving the top
two to three process that affect
the customer experience
AA WCAG 2.0 rating
Road map of process
improvement for top 25
AA WCAG 2.0 rating
Continue to optimise the 

main processes
Technology
No applications or tools bought
with primary focus on improving
Portfolio of existing applications
identified that help improve the
Existing applications ranked by
customer experience impact and
Focus on integration of customer
experience technologies, joining
end-to-end processes,
Seeking innovative technology in
other industries and geographies
33 © Athlon2017
#3 – AUDIT THE LANDSCAPE
© Athlon2017
EXPLORE
#4 –BE EMBEDDED
© Athlon2017
#5 –MAP EVERYTHING
© Athlon2017
IDEATE
#6 –DESIGN IN THE OPEN
© Athlon2017
#7 - PATTERNS VS SCREENS
© Athlon2017
#8 –PROTOTYPE EARLY & FREQUENTLY
© Athlon2017
TEST
© Athlon2017
#9 –LEAN INSIGHTS
© Athlon2017
#10 –SHARE WITH FILM
© Athlon2017
#1
TEAM
#4
EMBED
#2
LEAN

PROJECTS
#3
LANDSCAPE
#5
MAP
#6
OPENDESIGN
ACCELERATE INNOVATION
#7
PATTERNS
#8
PROTOTYPE
#9
TEST
#10
SHARE
© Athlon2017
Say hello

@weareathlon | hello@weareathlon.com
Ad

Recommended

Athlon –UX trends for Fintech
Athlon –UX trends for Fintech
RanzieAnthony
Know how Virtual Reality is transforming the Construction Industry
Know how Virtual Reality is transforming the Construction Industry
VRSolutions1
How VR Conferencing is transforming the workspaces amidst COVID-19?
How VR Conferencing is transforming the workspaces amidst COVID-19?
VRSolutions1
TOP 10 Business Goals for Small and Midsize Companies and How to Achieve Them
TOP 10 Business Goals for Small and Midsize Companies and How to Achieve Them
Sundae Solutions Co., Ltd.
Osudio | Webinar Digital Disruption in Retail; how to stay ahead of competition?
Osudio | Webinar Digital Disruption in Retail; how to stay ahead of competition?
Robin van den Driesschen
Why Utilities Need to Re-energize their Customer Experience
Why Utilities Need to Re-energize their Customer Experience
Capgemini
Inclusive design: la rivoluzione del design per far crescere il conversion ra...
Inclusive design: la rivoluzione del design per far crescere il conversion ra...
Accenture Italia
*astTECS Company Profile
*astTECS Company Profile
*astTECS
Connected Car Experten aus Fellbach bei Stuttgart
Connected Car Experten aus Fellbach bei Stuttgart
Mehmet Seker
Solutions From ABP
Solutions From ABP
AliahFranco
Atable rencontres et parcours de serial entrepreneurs v6 bis
Atable rencontres et parcours de serial entrepreneurs v6 bis
Thomas Traissac
Digital decoupling: as a means to save money and time - Accenture Digital
Digital decoupling: as a means to save money and time - Accenture Digital
Accenture Italia
Proposal management software
Proposal management software
ShamalKumar10
Proposal management software
Proposal management software
wickj3231
Virtual Broker
Virtual Broker
D T
How smart is changing customer support in IoT era
How smart is changing customer support in IoT era
ene1125ra
Back Day - REX Société Générale - Explorer les principes de l'Event Sourcing
Back Day - REX Société Générale - Explorer les principes de l'Event Sourcing
Publicis Sapient Engineering
Industry AHEAD: Embracing Digital Transformation
Industry AHEAD: Embracing Digital Transformation
Creuna
What experiential can learn from retail
What experiential can learn from retail
iD Experiential
Omnichannel first steps
Omnichannel first steps
Karolina Gajzler-Polak
Vikram Chopra, Cars24 - NOAH18 London
Vikram Chopra, Cars24 - NOAH18 London
NOAH Advisors
Ranzie Anthony – 10 Principles for UX design in Fintech
Ranzie Anthony – 10 Principles for UX design in Fintech
Naveed R
Driving agility into your customer experience
Driving agility into your customer experience
marc mcneill
Innovative Leadership
Innovative Leadership
Elijah Ezendu
Certificate Program in Leading Innovation and Growth
Certificate Program in Leading Innovation and Growth
CMG - The Digital Transformation Association
D14 - Inspiring Digital Business - Fintech Studio Sessions
D14 - Inspiring Digital Business - Fintech Studio Sessions
Interactive Scotland
igital Transformation! Quick Guide.
igital Transformation! Quick Guide.
Pentia
FCB Partners Webinar: Process 2020 Intimacy Innovations around Customers
FCB Partners Webinar: Process 2020 Intimacy Innovations around Customers
FCBPartners
Digital Transformation with 2 Speed IT & Agile Scrum
Digital Transformation with 2 Speed IT & Agile Scrum
toamitkumar
Building a wow product by @RuthlessUx
Building a wow product by @RuthlessUx
SHAHEENA ATTARWALA

More Related Content

What's hot (13)

Connected Car Experten aus Fellbach bei Stuttgart
Connected Car Experten aus Fellbach bei Stuttgart
Mehmet Seker
Solutions From ABP
Solutions From ABP
AliahFranco
Atable rencontres et parcours de serial entrepreneurs v6 bis
Atable rencontres et parcours de serial entrepreneurs v6 bis
Thomas Traissac
Digital decoupling: as a means to save money and time - Accenture Digital
Digital decoupling: as a means to save money and time - Accenture Digital
Accenture Italia
Proposal management software
Proposal management software
ShamalKumar10
Proposal management software
Proposal management software
wickj3231
Virtual Broker
Virtual Broker
D T
How smart is changing customer support in IoT era
How smart is changing customer support in IoT era
ene1125ra
Back Day - REX Société Générale - Explorer les principes de l'Event Sourcing
Back Day - REX Société Générale - Explorer les principes de l'Event Sourcing
Publicis Sapient Engineering
Industry AHEAD: Embracing Digital Transformation
Industry AHEAD: Embracing Digital Transformation
Creuna
What experiential can learn from retail
What experiential can learn from retail
iD Experiential
Omnichannel first steps
Omnichannel first steps
Karolina Gajzler-Polak
Vikram Chopra, Cars24 - NOAH18 London
Vikram Chopra, Cars24 - NOAH18 London
NOAH Advisors
Connected Car Experten aus Fellbach bei Stuttgart
Connected Car Experten aus Fellbach bei Stuttgart
Mehmet Seker
Atable rencontres et parcours de serial entrepreneurs v6 bis
Atable rencontres et parcours de serial entrepreneurs v6 bis
Thomas Traissac
Digital decoupling: as a means to save money and time - Accenture Digital
Digital decoupling: as a means to save money and time - Accenture Digital
Accenture Italia
Proposal management software
Proposal management software
ShamalKumar10
Proposal management software
Proposal management software
wickj3231
Virtual Broker
Virtual Broker
D T
How smart is changing customer support in IoT era
How smart is changing customer support in IoT era
ene1125ra
Back Day - REX Société Générale - Explorer les principes de l'Event Sourcing
Back Day - REX Société Générale - Explorer les principes de l'Event Sourcing
Publicis Sapient Engineering
Industry AHEAD: Embracing Digital Transformation
Industry AHEAD: Embracing Digital Transformation
Creuna
What experiential can learn from retail
What experiential can learn from retail
iD Experiential
Vikram Chopra, Cars24 - NOAH18 London
Vikram Chopra, Cars24 - NOAH18 London
NOAH Advisors

Similar to UX Design for Fintech –ATHLON (20)

Ranzie Anthony – 10 Principles for UX design in Fintech
Ranzie Anthony – 10 Principles for UX design in Fintech
Naveed R
Driving agility into your customer experience
Driving agility into your customer experience
marc mcneill
Innovative Leadership
Innovative Leadership
Elijah Ezendu
Certificate Program in Leading Innovation and Growth
Certificate Program in Leading Innovation and Growth
CMG - The Digital Transformation Association
D14 - Inspiring Digital Business - Fintech Studio Sessions
D14 - Inspiring Digital Business - Fintech Studio Sessions
Interactive Scotland
igital Transformation! Quick Guide.
igital Transformation! Quick Guide.
Pentia
FCB Partners Webinar: Process 2020 Intimacy Innovations around Customers
FCB Partners Webinar: Process 2020 Intimacy Innovations around Customers
FCBPartners
Digital Transformation with 2 Speed IT & Agile Scrum
Digital Transformation with 2 Speed IT & Agile Scrum
toamitkumar
Building a wow product by @RuthlessUx
Building a wow product by @RuthlessUx
SHAHEENA ATTARWALA
18Feb2015InnovationBangaloreFinal
18Feb2015InnovationBangaloreFinal
Eturnti Consulting Pvt Ltd
TALK: Repositioning User Experience
TALK: Repositioning User Experience
Jon Innes
Making Innovation Happen
Making Innovation Happen
LHBS
Engaging Through Transparency - John Crosby
Engaging Through Transparency - John Crosby
Thoughtworks
Target’s e-commerce prototypes and Innovation keys in the US
Target’s e-commerce prototypes and Innovation keys in the US
E-commerce Brasil
Big Data and Innovation
Big Data and Innovation
TAH Ltd
Creating an Agile Business
Creating an Agile Business
Zach Nies
Edward Chenard, Innovation in Retail
Edward Chenard, Innovation in Retail
Edward Chenard
Thriving In A Multi-Browser World – 4 Tips for Optimizing Website Performance...
Thriving In A Multi-Browser World – 4 Tips for Optimizing Website Performance...
Compuware APM
Measuring Innovation Pace in FinTech - October 2019
Measuring Innovation Pace in FinTech - October 2019
LHBS
Vab Dwivedi - Real World E-Commerce and Customer Experience Optimization Prac...
Vab Dwivedi - Real World E-Commerce and Customer Experience Optimization Prac...
Digital Experience (DX) Summit 2016
Ranzie Anthony – 10 Principles for UX design in Fintech
Ranzie Anthony – 10 Principles for UX design in Fintech
Naveed R
Driving agility into your customer experience
Driving agility into your customer experience
marc mcneill
D14 - Inspiring Digital Business - Fintech Studio Sessions
D14 - Inspiring Digital Business - Fintech Studio Sessions
Interactive Scotland
igital Transformation! Quick Guide.
igital Transformation! Quick Guide.
Pentia
FCB Partners Webinar: Process 2020 Intimacy Innovations around Customers
FCB Partners Webinar: Process 2020 Intimacy Innovations around Customers
FCBPartners
Digital Transformation with 2 Speed IT & Agile Scrum
Digital Transformation with 2 Speed IT & Agile Scrum
toamitkumar
Building a wow product by @RuthlessUx
Building a wow product by @RuthlessUx
SHAHEENA ATTARWALA
TALK: Repositioning User Experience
TALK: Repositioning User Experience
Jon Innes
Making Innovation Happen
Making Innovation Happen
LHBS
Engaging Through Transparency - John Crosby
Engaging Through Transparency - John Crosby
Thoughtworks
Target’s e-commerce prototypes and Innovation keys in the US
Target’s e-commerce prototypes and Innovation keys in the US
E-commerce Brasil
Big Data and Innovation
Big Data and Innovation
TAH Ltd
Creating an Agile Business
Creating an Agile Business
Zach Nies
Edward Chenard, Innovation in Retail
Edward Chenard, Innovation in Retail
Edward Chenard
Thriving In A Multi-Browser World – 4 Tips for Optimizing Website Performance...
Thriving In A Multi-Browser World – 4 Tips for Optimizing Website Performance...
Compuware APM
Measuring Innovation Pace in FinTech - October 2019
Measuring Innovation Pace in FinTech - October 2019
LHBS
Vab Dwivedi - Real World E-Commerce and Customer Experience Optimization Prac...
Vab Dwivedi - Real World E-Commerce and Customer Experience Optimization Prac...
Digital Experience (DX) Summit 2016
Ad

Recently uploaded (20)

Exploratory Experiences Built by Design (UXPA25)
Exploratory Experiences Built by Design (UXPA25)
Design for Context
Simone Laubscher ABC: Redefining Sustainable Luxury in the UAE Fashion Scene
Simone Laubscher ABC: Redefining Sustainable Luxury in the UAE Fashion Scene
Simone Laubscher ABC
Back To School Template for PowerPoint and Google ݺߣs
Back To School Template for PowerPoint and Google ݺߣs
ݺߣsBrain
Numbers 1 to 100 Circle Flashcard s.pptx
Numbers 1 to 100 Circle Flashcard s.pptx
KarenGimena1
3D-IC Design Kits for Drop-in Chiplets MDK, ADK, TDK - 20250121_PreConH_Wong_...
3D-IC Design Kits for Drop-in Chiplets MDK, ADK, TDK - 20250121_PreConH_Wong_...
huyth14
Clamp_and_bend_device_exercisee_SFC.pptx
Clamp_and_bend_device_exercisee_SFC.pptx
DhanushJCS1
3 bedroom bungalow with all bedroom ensuite
3 bedroom bungalow with all bedroom ensuite
modele dawodu
Figure.pptxfyytytyrrytrtytrttttrrttyyyyuuu
Figure.pptxfyytytyrrytrtytrttttrrttyyyyuuu
RandiAnugerah1
brain anatomy physiology 2025 short.pptx
brain anatomy physiology 2025 short.pptx
MohamedHany892810
Capcut Pro Crack For PC Latest Version {Fully Unlocked}
Capcut Pro Crack For PC Latest Version {Fully Unlocked}
Ayesha khan
Syrian politician opposition Randa Kassis
Syrian politician opposition Randa Kassis
mo820325
Indian_Constitution_Presentation.pptx , images
Indian_Constitution_Presentation.pptx , images
jaglandushyant
Formal Informal Apology letter.pptxvvvvv
Formal Informal Apology letter.pptxvvvvv
iqlimajurayeva
honor-cert-quarter -1 for template .pptx
honor-cert-quarter -1 for template .pptx
DanteJrBitoon
Sir Norman Foster Philip Jodidio TASCHEN
Sir Norman Foster Philip Jodidio TASCHEN
FernandoMondragon14
SUN PATH AND SHADOW ANGLESarchitrcture.pdf
SUN PATH AND SHADOW ANGLESarchitrcture.pdf
14ANUSHAVPARCHI
Digital Poster PPT.pptx..............................
Digital Poster PPT.pptx..............................
AhmedAboElSeoud3
Genting Kecamatan Samadua Tahun 2025.pptx
Genting Kecamatan Samadua Tahun 2025.pptx
fazrulichsanmilan
3 bedroom bungalow and all bedrooms ensuite
3 bedroom bungalow and all bedrooms ensuite
modele dawodu
roadsafety_training_manual_unit_1_magnitude_and_impact.ppt
roadsafety_training_manual_unit_1_magnitude_and_impact.ppt
mbkl05cctjv
Exploratory Experiences Built by Design (UXPA25)
Exploratory Experiences Built by Design (UXPA25)
Design for Context
Simone Laubscher ABC: Redefining Sustainable Luxury in the UAE Fashion Scene
Simone Laubscher ABC: Redefining Sustainable Luxury in the UAE Fashion Scene
Simone Laubscher ABC
Back To School Template for PowerPoint and Google ݺߣs
Back To School Template for PowerPoint and Google ݺߣs
ݺߣsBrain
Numbers 1 to 100 Circle Flashcard s.pptx
Numbers 1 to 100 Circle Flashcard s.pptx
KarenGimena1
3D-IC Design Kits for Drop-in Chiplets MDK, ADK, TDK - 20250121_PreConH_Wong_...
3D-IC Design Kits for Drop-in Chiplets MDK, ADK, TDK - 20250121_PreConH_Wong_...
huyth14
Clamp_and_bend_device_exercisee_SFC.pptx
Clamp_and_bend_device_exercisee_SFC.pptx
DhanushJCS1
3 bedroom bungalow with all bedroom ensuite
3 bedroom bungalow with all bedroom ensuite
modele dawodu
Figure.pptxfyytytyrrytrtytrttttrrttyyyyuuu
Figure.pptxfyytytyrrytrtytrttttrrttyyyyuuu
RandiAnugerah1
brain anatomy physiology 2025 short.pptx
brain anatomy physiology 2025 short.pptx
MohamedHany892810
Capcut Pro Crack For PC Latest Version {Fully Unlocked}
Capcut Pro Crack For PC Latest Version {Fully Unlocked}
Ayesha khan
Syrian politician opposition Randa Kassis
Syrian politician opposition Randa Kassis
mo820325
Indian_Constitution_Presentation.pptx , images
Indian_Constitution_Presentation.pptx , images
jaglandushyant
Formal Informal Apology letter.pptxvvvvv
Formal Informal Apology letter.pptxvvvvv
iqlimajurayeva
honor-cert-quarter -1 for template .pptx
honor-cert-quarter -1 for template .pptx
DanteJrBitoon
Sir Norman Foster Philip Jodidio TASCHEN
Sir Norman Foster Philip Jodidio TASCHEN
FernandoMondragon14
SUN PATH AND SHADOW ANGLESarchitrcture.pdf
SUN PATH AND SHADOW ANGLESarchitrcture.pdf
14ANUSHAVPARCHI
Digital Poster PPT.pptx..............................
Digital Poster PPT.pptx..............................
AhmedAboElSeoud3
Genting Kecamatan Samadua Tahun 2025.pptx
Genting Kecamatan Samadua Tahun 2025.pptx
fazrulichsanmilan
3 bedroom bungalow and all bedrooms ensuite
3 bedroom bungalow and all bedrooms ensuite
modele dawodu
roadsafety_training_manual_unit_1_magnitude_and_impact.ppt
roadsafety_training_manual_unit_1_magnitude_and_impact.ppt
mbkl05cctjv
Ad

UX Design for Fintech –ATHLON