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Wright-Patt Closing QC Review_Revised 7-22-13

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Harvey Smith

This document summarizes a quality control review of a mortgage loan file. It includes details of the borrower, property, loan amounts, closing dates, appraisal, title commitment, 1003 application, conditions, fees, HUD statement, homeowners insurance, and disclosures. The reviewer checks that all information matches across documents and screens and notes any errors or discrepancies found. Upon completion, the reviewer will note in the loan notes whether the file requires any action or received a passing review.

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Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Loan?Summary? ? Institution:? ? Loan?Number:? Property?Address:? Loan?Purpose:??? Occupancy:????? Loan?Amount:? Appraised?Value:? Refinance?Amount?(Payoff):? Scheduled?Closing?Date:? Scheduled?Loan?Funding?Date:? Subordinate?Financing:? Cash?to/from?borrower:? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time:QC Start Time: QC End Time:QC End Time: 1:27pm Click to Reset Form 9:10am Borrower 1: Bonita Wolfe Borrower 2: Loan Summary: Wright-Patt Credit Union 50650258 378 Florence Ave., Wilmington, OH 45177 Limited Cash-Out Primary Residence $44,650.00 $70,000.00 $43,402.86 07/24/2013 (Minus sign shows cash to borrower i.e. -100.00) 07/29/2013 Not Applicable $269.02 Order ServicesLoan Summary Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
Wright©\Patt?Closing?QC?Review ? ? ? ? ? Order?Services? ? UW?Final?Approved?DU? Closer?Final?DU? Approve?Eligible:???? Approve?Eligible:??? Loan?Product:???? Does?loan?product?match???? Appraisal?Type:??? Does?appraisal?type?match???? Cash?to/from?borrower:? ? Verified?Assets:$? Is?cash?to?or?from?borrower?still?within?guidelines?? Verified?assets???? ? Early?Check? Fannie?Mae?Early?check?status?a?pass?? ? ? MI?Cert?ordered?? ? ? If?yes,?Monthly?Premium?amount?$? ? Harvey Smith, Ext 5534Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial ReviewInitial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. :Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Order Services: No sYes sNo Yes Error DURP:LCO: CO: R&T:s No sYes PIW No s FROM $269.02 Cash Restraints: Yes Limited by appraised value & max LTV per DU 628.85 Error No s sYes No Yes No No sYes Yes N/A s LTV: 63.79% Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Loan?Summary?Tab>Loan?Data>Property? ? Appraisal? ? Address?matches?loan?summary?? ? ? Property?Type:??? ? PUD/Condo?Project?Name:? ? ? ? ? ? ? ? ? ? ? ? Appraised?Value?matches?loan?summary?? ? ? Occupancy?matches?loan?summary?? ? ? Legal?Description:??? Meets?and?Bounds?(see?exhibit?A)???????????? Lot?and?Block?(match?to?title?commit)? ? ? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1:Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Appraisal Loan Summary Tab>Loan Data>Property: Error No s N/AYes SFR Correct? No sYes No sYes N/A No sYes N/A Matches System? No Yes N/A Not applicable since this is a PIW Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? ? Edit?1003?Tab? ? Borrower(s)? B?1:? ? ? ? ? ? ? B?2:? ? ? ? ? ? ? Marital?Status:???? ? ? ? ? Marital?Status:??? ? Employment? ? ? ?? ? VVOE? (10?business?days?VVOE/30?SE?VVOE)? B1:? ?? VVOE?Date:? ? ? Expires:?? ? Current?? Expired? ? ? B2:? ? VVOE?Date:? ? ? Expires:?? ? Current?? Expired? ? Liabilities? 1st ?Mtge?Payoff:?? ? ? 2nd ?Mtge?Payoff:? ? ? ? ? ? ? 2nd ??To?Be?Subordination? ? Payoff(s)? ? ? 1st ?Mortgage?payment?due?for:? ? ? 2nd ?Mortgage?payment?due?for:???? ? ? Are?any?other?liabilities?marked?¡°paid?by?close¡±??? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Edit 1003 Tab: Bonita Wolfe Unmarried Push for Calender W2 Earner 07/22/2013 08/05/2013 s $43,402.86 $0.00 N/A Liabilities Correct? No sYes s Current Month Payoff(s) Correct? No Yes s Other Liabilities Correct? No Yes N/A s Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? ? Path>Doc?Prep>Verify?Title? Title?Commitment:??? Title?Company?name?and?address?are?entered?correctly?? ? ? Tax?Amount:? ? ? ? Interest/Penalties:? ? ? Paid? ?Due? ? ? Legal?Description:??? Meets?and?Bounds?(see?exhibit?A)???????????? Lot?and?Block?(match?to?title?commit)? ? ? Legal?description?is?entered?correctly?? ? ? ? Address?matches?Loan?Summary?? ? ? ? ? ? Vesting?and?marital?status?matches?on?title?and?1003?? ?? ? ? ?If?no,?is?there?a?non©\borrowing?spouse?? ? ? Are?all?liens?being?paid?off?? ? ? ? ? ? Is?the?parcel?number?entered?correctly?? ? ? PUD/Condo?project?name?entered?and?classified?correctly??? ? ? Status?Completed?? ? ? CPL? ? Does?borrower?name?match?1003?borrower(s)?? ? ? ? Does?property?address?match?loan?summary?? ? ? ? ? Does?loan?number?match?loan?summary?? ? ? ? ? Clear?to?Close?(required?if?Title?Company?is?Hallmark)?Other:? ? ? ? ? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Title, CPL, CTC; Path>Doc Prep>Verify Title: No sYes $475.41 $0.00 Paid Legal Match w/Title No s s Not Applicable N/A s No No No No Yes Yes Yes Yes Yes No No s s No Yes s No Yes Yes Yes No Yes s s s s No sYes Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc. Paid
Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Path>Doc?Prep>Verify?Borrower>Edit?Borrower?Information? Does?vesting?or?marital?status?need?to?be?corrected??? ? ? Borrower?Alias:? ? ? ? ? ? ? (must?be?completed?if?name?variance)? ? Is?the?non©\borrowing?spouse?entered?? ? ? Is?Borrower?Membership?Status?marked?Current?Member?? ? ? Path>Doc?Prep>Verify?Property?Information? Property?Type?matches?loan?summary?? ? ? Status?Completed? ? ? Path>Doc?Prep>Review?Conditions? All?¡°prior?to?approval¡±?conditions?are?completed/waived?? ? ? ? ? All?closer?¡°At?Closing?Conditions¡±?have?been?completed/waived?? ? ? ? Status?Completed?? ? ? Path>Doc?Prep>Verify?Fees?&?Impounds? Escrows?Waived??? ? ? ? If?yes,?taxes?are?not?required?to?be?collected?unless?they?are?past?due?or?there?are?penalties.? ? Complete?Fees>Closing?Cost?Details? Closing?Date?Entered?Correctly?? ????? ? Funding?Date?Entered?Correctly?? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Doc Prep Section: No s Not Applicable No N/A s N/A close Both No No No Correct? s s s No No No No s Yes Yes Yes Yes Yes Yes Yes Yes Yes s s s s sNo Yes No Yes Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Complete?Fees>Closing?Cost?Details? HUD? ? Does?borrower?name?match?1003??? ? ? ? Does?address?match?loan?summary?? ? ? Do?all?fees?match?closing?cost?details?? ? ? ? Are?all?vendors?listed?accurately?on?fee?screen?? ? ? ? Are?any?courtesy?payments?reflected?? ? ? Note:??Only?allowed?on?cash?out?refinance?or?borrower?bringing?funds?to?close?if?required?by?DU? ? ? Does?cash?from/to?borrower?match?DU?findings?? ? ? ? Are?there?any?principal?reductions??? ? ? ? If?yes,?are?there?loan?notes?indicating?approval?by?Wright©\Patt?? ? ? Do?any?buckets?exceed?tolerance?? ? ? ? Tax?Installment>Details? ? Override?amount?matches?taxes?due?from?title?commitment?? ? ? ? Reserves/Impounds>Property?Taxes>Details? ? ? Is?monthly?escrow?amount?correct?? ? ? Appraisal?Invoice? ? Amount?Due:? ? ? ? ? ? ? Matches?amount?collected?on?fee?screen?? ? Loan?Summary>Make?Payment>? ? Amount?collected:? ? ? ? ? ? If?manual,?do?loan?notes?confirm?collection?by?Cindy?Fisher?? ? ? ? Lender?credit?matches?amount?collected?? ? ? Exception:???CU?Select?only?credits?the?amount?of?the?appraisal?NOT?the?credit?report? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 HUD & Appraisal Invoice: No sYes No sYes No sYes No sYes NoNo s YesYes NoFROM No No sYes No Correct? Yes N/A Yes N/A No s Yes No Yes N/A No sYes N/A: Brw Waived $0.00 No sYes N/A $0.00 Correct? No sYes No Yes N/A s s s No Yes N/A s Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc. s
Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? ? HOI? ? Mortgagee?Clause:??? Wright©\Patt?Credit?Union,?Inc.? ? ? ? ? Central?Loan?Administration?&?Reporting?(Optional)? ? ? ? ? ISAPA,?ATIMA? ? ? ? ? P.O.?Box?202028,?Florence,?SC??29502? ? ? Loan?Number?matches?loan?summary?? ? ? ? ? Expiration?Date:? ? ? ? (collect?if?due?within?60?days)? ? ? Premium?Amount:? ? ? ? ? Homeowners?Insurance>Details?? ? Override?Amount?matches?premium?due?? ? ? ? Vender?Name?is?completed?? ? ? ? ? ? Monthly?amount?is?correct??? ? ? ? Disbursement?next?due?date?marked?correct?? ?? ? Path>Doc?Prep>Disclosure?Information? ? Does?loan?signing?date?match?loan?summary?and?HUD??? ? ? Does?loan?funding?date?match?loan?summary?and?HUD?? ? ? Status?completed?? ? ? ? Path>Doc?Prep? ? All?other?statuses?completed/waived?? ? ? Enter?in?loan?notes:??QC?review?complete:??Action?Required/Pass? Harvey Smith, Ext 5534Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial ReviewInitial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. :Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 HOI & MISC: No sYes 11/07/2013 $441.00 No Yes N/A Borrower Waived Escrowss s s No Yes No Yes N/A s Borrower Waived Escrows s No Yes No No s Yes Yes No s s Yes No Yes Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc. Borrower 1: Borrower 2:

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Wright-Patt Closing QC Review_Revised 7-22-13

  • 1. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Loan?Summary? ? Institution:? ? Loan?Number:? Property?Address:? Loan?Purpose:??? Occupancy:????? Loan?Amount:? Appraised?Value:? Refinance?Amount?(Payoff):? Scheduled?Closing?Date:? Scheduled?Loan?Funding?Date:? Subordinate?Financing:? Cash?to/from?borrower:? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time:QC Start Time: QC End Time:QC End Time: 1:27pm Click to Reset Form 9:10am Borrower 1: Bonita Wolfe Borrower 2: Loan Summary: Wright-Patt Credit Union 50650258 378 Florence Ave., Wilmington, OH 45177 Limited Cash-Out Primary Residence $44,650.00 $70,000.00 $43,402.86 07/24/2013 (Minus sign shows cash to borrower i.e. -100.00) 07/29/2013 Not Applicable $269.02 Order ServicesLoan Summary Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
  • 2. Wright©\Patt?Closing?QC?Review ? ? ? ? ? Order?Services? ? UW?Final?Approved?DU? Closer?Final?DU? Approve?Eligible:???? Approve?Eligible:??? Loan?Product:???? Does?loan?product?match???? Appraisal?Type:??? Does?appraisal?type?match???? Cash?to/from?borrower:? ? Verified?Assets:$? Is?cash?to?or?from?borrower?still?within?guidelines?? Verified?assets???? ? Early?Check? Fannie?Mae?Early?check?status?a?pass?? ? ? MI?Cert?ordered?? ? ? If?yes,?Monthly?Premium?amount?$? ? Harvey Smith, Ext 5534Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial ReviewInitial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. :Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Order Services: No sYes sNo Yes Error DURP:LCO: CO: R&T:s No sYes PIW No s FROM $269.02 Cash Restraints: Yes Limited by appraised value & max LTV per DU 628.85 Error No s sYes No Yes No No sYes Yes N/A s LTV: 63.79% Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
  • 3. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Loan?Summary?Tab>Loan?Data>Property? ? Appraisal? ? Address?matches?loan?summary?? ? ? Property?Type:??? ? PUD/Condo?Project?Name:? ? ? ? ? ? ? ? ? ? ? ? Appraised?Value?matches?loan?summary?? ? ? Occupancy?matches?loan?summary?? ? ? Legal?Description:??? Meets?and?Bounds?(see?exhibit?A)???????????? Lot?and?Block?(match?to?title?commit)? ? ? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1:Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Appraisal Loan Summary Tab>Loan Data>Property: Error No s N/AYes SFR Correct? No sYes No sYes N/A No sYes N/A Matches System? No Yes N/A Not applicable since this is a PIW Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
  • 4. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? ? Edit?1003?Tab? ? Borrower(s)? B?1:? ? ? ? ? ? ? B?2:? ? ? ? ? ? ? Marital?Status:???? ? ? ? ? Marital?Status:??? ? Employment? ? ? ?? ? VVOE? (10?business?days?VVOE/30?SE?VVOE)? B1:? ?? VVOE?Date:? ? ? Expires:?? ? Current?? Expired? ? ? B2:? ? VVOE?Date:? ? ? Expires:?? ? Current?? Expired? ? Liabilities? 1st ?Mtge?Payoff:?? ? ? 2nd ?Mtge?Payoff:? ? ? ? ? ? ? 2nd ??To?Be?Subordination? ? Payoff(s)? ? ? 1st ?Mortgage?payment?due?for:? ? ? 2nd ?Mortgage?payment?due?for:???? ? ? Are?any?other?liabilities?marked?¡°paid?by?close¡±??? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? ? Creditor?? ? ? ? ? ? Payoff?Amount? ? ? ? ? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Edit 1003 Tab: Bonita Wolfe Unmarried Push for Calender W2 Earner 07/22/2013 08/05/2013 s $43,402.86 $0.00 N/A Liabilities Correct? No sYes s Current Month Payoff(s) Correct? No Yes s Other Liabilities Correct? No Yes N/A s Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
  • 5. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? ? Path>Doc?Prep>Verify?Title? Title?Commitment:??? Title?Company?name?and?address?are?entered?correctly?? ? ? Tax?Amount:? ? ? ? Interest/Penalties:? ? ? Paid? ?Due? ? ? Legal?Description:??? Meets?and?Bounds?(see?exhibit?A)???????????? Lot?and?Block?(match?to?title?commit)? ? ? Legal?description?is?entered?correctly?? ? ? ? Address?matches?Loan?Summary?? ? ? ? ? ? Vesting?and?marital?status?matches?on?title?and?1003?? ?? ? ? ?If?no,?is?there?a?non©\borrowing?spouse?? ? ? Are?all?liens?being?paid?off?? ? ? ? ? ? Is?the?parcel?number?entered?correctly?? ? ? PUD/Condo?project?name?entered?and?classified?correctly??? ? ? Status?Completed?? ? ? CPL? ? Does?borrower?name?match?1003?borrower(s)?? ? ? ? Does?property?address?match?loan?summary?? ? ? ? ? Does?loan?number?match?loan?summary?? ? ? ? ? Clear?to?Close?(required?if?Title?Company?is?Hallmark)?Other:? ? ? ? ? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Title, CPL, CTC; Path>Doc Prep>Verify Title: No sYes $475.41 $0.00 Paid Legal Match w/Title No s s Not Applicable N/A s No No No No Yes Yes Yes Yes Yes No No s s No Yes s No Yes Yes Yes No Yes s s s s No sYes Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc. Paid
  • 6. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Path>Doc?Prep>Verify?Borrower>Edit?Borrower?Information? Does?vesting?or?marital?status?need?to?be?corrected??? ? ? Borrower?Alias:? ? ? ? ? ? ? (must?be?completed?if?name?variance)? ? Is?the?non©\borrowing?spouse?entered?? ? ? Is?Borrower?Membership?Status?marked?Current?Member?? ? ? Path>Doc?Prep>Verify?Property?Information? Property?Type?matches?loan?summary?? ? ? Status?Completed? ? ? Path>Doc?Prep>Review?Conditions? All?¡°prior?to?approval¡±?conditions?are?completed/waived?? ? ? ? ? All?closer?¡°At?Closing?Conditions¡±?have?been?completed/waived?? ? ? ? Status?Completed?? ? ? Path>Doc?Prep>Verify?Fees?&?Impounds? Escrows?Waived??? ? ? ? If?yes,?taxes?are?not?required?to?be?collected?unless?they?are?past?due?or?there?are?penalties.? ? Complete?Fees>Closing?Cost?Details? Closing?Date?Entered?Correctly?? ????? ? Funding?Date?Entered?Correctly?? ? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 Doc Prep Section: No s Not Applicable No N/A s N/A close Both No No No Correct? s s s No No No No s Yes Yes Yes Yes Yes Yes Yes Yes Yes s s s s sNo Yes No Yes Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc.
  • 7. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? Complete?Fees>Closing?Cost?Details? HUD? ? Does?borrower?name?match?1003??? ? ? ? Does?address?match?loan?summary?? ? ? Do?all?fees?match?closing?cost?details?? ? ? ? Are?all?vendors?listed?accurately?on?fee?screen?? ? ? ? Are?any?courtesy?payments?reflected?? ? ? Note:??Only?allowed?on?cash?out?refinance?or?borrower?bringing?funds?to?close?if?required?by?DU? ? ? Does?cash?from/to?borrower?match?DU?findings?? ? ? ? Are?there?any?principal?reductions??? ? ? ? If?yes,?are?there?loan?notes?indicating?approval?by?Wright©\Patt?? ? ? Do?any?buckets?exceed?tolerance?? ? ? ? Tax?Installment>Details? ? Override?amount?matches?taxes?due?from?title?commitment?? ? ? ? Reserves/Impounds>Property?Taxes>Details? ? ? Is?monthly?escrow?amount?correct?? ? ? Appraisal?Invoice? ? Amount?Due:? ? ? ? ? ? ? Matches?amount?collected?on?fee?screen?? ? Loan?Summary>Make?Payment>? ? Amount?collected:? ? ? ? ? ? If?manual,?do?loan?notes?confirm?collection?by?Cindy?Fisher?? ? ? ? Lender?credit?matches?amount?collected?? ? ? Exception:???CU?Select?only?credits?the?amount?of?the?appraisal?NOT?the?credit?report? ? Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 HUD & Appraisal Invoice: No sYes No sYes No sYes No sYes NoNo s YesYes NoFROM No No sYes No Correct? Yes N/A Yes N/A No s Yes No Yes N/A No sYes N/A: Brw Waived $0.00 No sYes N/A $0.00 Correct? No sYes No Yes N/A s s s No Yes N/A s Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc. s
  • 8. Wright©\Patt?Closing?QC?Review ? ? ? ? ? ? ? HOI? ? Mortgagee?Clause:??? Wright©\Patt?Credit?Union,?Inc.? ? ? ? ? Central?Loan?Administration?&?Reporting?(Optional)? ? ? ? ? ISAPA,?ATIMA? ? ? ? ? P.O.?Box?202028,?Florence,?SC??29502? ? ? Loan?Number?matches?loan?summary?? ? ? ? ? Expiration?Date:? ? ? ? (collect?if?due?within?60?days)? ? ? Premium?Amount:? ? ? ? ? Homeowners?Insurance>Details?? ? Override?Amount?matches?premium?due?? ? ? ? Vender?Name?is?completed?? ? ? ? ? ? Monthly?amount?is?correct??? ? ? ? Disbursement?next?due?date?marked?correct?? ?? ? Path>Doc?Prep>Disclosure?Information? ? Does?loan?signing?date?match?loan?summary?and?HUD??? ? ? Does?loan?funding?date?match?loan?summary?and?HUD?? ? ? Status?completed?? ? ? ? Path>Doc?Prep? ? All?other?statuses?completed/waived?? ? ? Enter?in?loan?notes:??QC?review?complete:??Action?Required/Pass? Harvey Smith, Ext 5534Harvey Smith, Ext 5534 QC Start Date: 7-23-2013 Closer: Francine Schuster, Ext 5023 Initial ReviewInitial Review QC Start Time: 9:10am QC End Time: 1:27pm Loan No. :Loan No. : 50650258 Borrower 1: Bonita Wolfe Borrower 2: Prop Address: 378 Florence Ave., Wilmington, OH 45177 HOI & MISC: No sYes 11/07/2013 $441.00 No Yes N/A Borrower Waived Escrowss s s No Yes No Yes N/A s Borrower Waived Escrows s No Yes No No s Yes Yes No s s Yes No Yes Loan Summary Order Services Appraisal Edit 1003 Tab Title CPL CTC Doc Prep HUD/Appraisal HOI & Misc. Borrower 1: Borrower 2: