25 Years Of Accomplished Experience in Cards, Retail Banking, Consumer Credit and Risk Management.
 Skills across areas related to Credit Cards, and Consumer lending, systems orientation & Operations management in world class companies –American Express, HSBC, GE Money.
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Specialties: Sound understanding & working knowledge of Cards/ATM technology, Internet, Ecommerce & payment cards industry
 Possess ample experience in thought leadership and strategic business planning for consumer lending and cards.
 Core competency in managing large portfolios in a complex and dynamic market & lead large Operating functions units in Credit Cards and Retail banking. Manage direct P & L respo