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regulation indirect democracy electoral reform plurality system politics winner takes all electoral system advertising industry targeted self-regulation medical industry enforced self-regulation health care industry financial services industry self-regulation albania migration international migration remittances urban planning transportation macroeconomics corporate social responsibility natural environment csr ethics united states environmental protection agency austria economics austrian school neoclassical economics portfolio-related regulation regulatory impact pension funds performance pension funds regulation pension funds economic liberalism entrepreneur economic reforms free market poland entrepreneurship economic freedom courage inclusiveness xenophobia people and society tolerance globalization cosmopolitanism szwajcaria zwischenverdienst bezrobocie reforma rynku pracy polityka zatrudnienia rynek pracy zasiłek dla bezrobotnych zatrudnienie proportional representation preferential voting plurality voting system