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analytics social media magnify analytic solutions marketing analytics twitter credit risk management big data sas global forum sas magnify predictive models forecasting facebook engagement crm predictive analytics social media engagement sentiment analysis buzz effect lending retail hash risk models imputation statistical models loan science hash tables loans sentiment risk management standardization proc fastclus non-period events plotting cluster analysis emerging techonlogies david corliss digital intelligence clp consumer habits purchasing habits defection models listening strategy brand loyalty advanced integrated marketing systems strategy student loans predicting social listening social crm influencers social darwinism roni leibovitch digital analytics social value crm customer engagement automotive data logistic regression bank analytics text mining programming arima non-temporal autoregressive integrated moving average mathematical models time proxy mixed arima model leading and lagging indicators calculating coefficients phase sequencing correlation with a time lag tsca brand crm models aims conference integrated marketing applications