際際滷

際際滷Share a Scribd company logo
4P Business
Distribution Financial Services
Business To
Business :
1. VOLUME OUTLET
2. SHARE OF
SELLING OUT
3. TERRITORY
Business to Customer :
1. BEHAVIOUR
2. BUDGET/INCOME
3. OCCUPATION
4. TERRITORY
5. EDUCATION
6. PaymentAPPROACHMENT :
1. The Right Product is seeing 2 aspect
from Outlet and Customer
2. Optimize Product depends on the
highest Volume and SOM of Selling
Out
3. Registered Outlet
Business To
Business :
1. Highest Profit
from Fee Base
Business to Customer :
1. BEHAVIOUR
2. BUDGET/INCOME
3. OCCUPATION
4. EDUCATION
5. TRUST
APPROACHMENT :
1. The Right Product is seeing 2 aspect from
Bank and Customer
2. Optimize Product depends on Bank to Support
& Self Will from Employee
3. Trust Factor in contribute
For Me : Product approachment To Business Outlet or To Customer is almost the same
but the different from how we approach and the composition of approachment
70%
20% 10%
Trust Selling Skill Volume
20%
30%
50%
Trust Selling Skill Volume
Distribution Financial Services
Business To
Business :
1. PROFIT MARGIN
2. COMPETITION
PRICE
Business to Customer :
1. BEHAVIOUR
2. BUDGET/INCOME
3. OCCUPATION
4. TERRITORY
5. EDUCATION
6. Payment
Business To
Business :
1. Permanent Price
Business to Customer :
1. BEHAVIOUR
2. BUDGET/INCOME
3. OCCUPATION
4. TERRITORY
5. EDUCATION
APPROACHMENT :
1. Price is could be manage by Selling
by retail / stick / eceran
2. Price setter is from Outlet Bussines
and to control price so top to bottom
is fair distributed
APPROACHMENT :
1. Price is Classified to Segment Customer
2. Price could not adapt or negotiate to customer
so need a trick : Retail Segmentation : Closing
retail but a lot account
20%
30%
50%
Creativity Program Price Negotiation
90%
10%
Creativity Program
Composition of Strategy is need for controlling Price to the Business and Customer
Distribution Financial Services
Business To
Business :
1. Size of The Outlet
2. Owner Behaviour
3. Area
4. Visibility Space &
Engage Area
Business to Customer :
1. Behaviour
Business To
Business :
1. Size of The Outlet
2. Boss Behaviour
3. Approvement
Business to Customer :
1. Behaviour of Transaction
20%
30%
50%
Creativity Program Negotiation
90%
10%
Negotiation Supporting
There a bit space on Financial services , that is Approvement and Budget will need a
good negotiation
Distribution Financial Services
Business To
Business :
1. Cluster Outlet
2. Segment Product
3. Brand Area
Business to Customer :
1. BEHAVIOUR
2. BUDGET/INCOME
3. OCCUPATION
4. TERRITORY
5. EDUCATION
6. Payment
Business To
Business :
1. Target Area
2. DPK Spreading
Business to Customer :
1. Non Insurance Customer
2. DPK Power
APPROACHMENT :
1. Enggagement To Outlet & Customer
to Get Target Area
2. Increase SOM & Continious
Improvement Product
APPROACHMENT :
1. Achieve Target Area,Team &
Personal
In Distribution there is a process to get result, in Financial Services Result Oriented

More Related Content

Similar to 4P Business (20)

Business Plan
Business Plan Business Plan
Business Plan
Vience Grampil
Pricing in a Post Royal Commission world
Pricing in a Post Royal Commission worldPricing in a Post Royal Commission world
Pricing in a Post Royal Commission world
netwealthInvest
5 Things A Company Must Do Now in a Slowing Economy
5 Things A Company Must Do Now in a Slowing Economy5 Things A Company Must Do Now in a Slowing Economy
5 Things A Company Must Do Now in a Slowing Economy
Ron Chandler
5 Things A Company Must Do Summary Version
5 Things A Company Must Do Summary Version5 Things A Company Must Do Summary Version
5 Things A Company Must Do Summary Version
jshumway2009
NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210
TFMason
NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210
PCO Bookkeepers
TFMason
If you cant measure it you cant manage it
If you cant measure it you cant manage itIf you cant measure it you cant manage it
If you cant measure it you cant manage it
PCO Bookkeepers
Why It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead Today
Why It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead TodayWhy It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead Today
Why It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead Today
Vivastream
Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty
Muhammad Zeeshan Baloch
Sales Territories and Sales Quotas - Copy.pptx
Sales Territories and Sales Quotas - Copy.pptxSales Territories and Sales Quotas - Copy.pptx
Sales Territories and Sales Quotas - Copy.pptx
negirishi507
Business Insights
Business InsightsBusiness Insights
Business Insights
NidhiArora113
Pricing in a Post Royal Commission world
Pricing in a Post Royal Commission worldPricing in a Post Royal Commission world
Pricing in a Post Royal Commission world
netwealthInvest
Marketing plan of event management corporation
Marketing plan of event management corporationMarketing plan of event management corporation
Marketing plan of event management corporation
apichek
What Does A Venture Capitalist Look For
What Does A  Venture  Capitalist Look ForWhat Does A  Venture  Capitalist Look For
What Does A Venture Capitalist Look For
guestab57a1
Adrian Hardy, BT - Integrated Marketing & the Customer Journey
Adrian Hardy, BT - Integrated Marketing & the Customer JourneyAdrian Hardy, BT - Integrated Marketing & the Customer Journey
Adrian Hardy, BT - Integrated Marketing & the Customer Journey
Edge Global Media Group
Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?
Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?
Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?
Techsylvania
TPM Retail Increasing Business Value - Joel Cartwright
TPM Retail Increasing Business Value - Joel CartwrightTPM Retail Increasing Business Value - Joel Cartwright
TPM Retail Increasing Business Value - Joel Cartwright
Global Creative Group, Inc
Aligning Channel Marketing Sales - A Practical 5-Step Approach
Aligning Channel Marketing Sales - A Practical 5-Step ApproachAligning Channel Marketing Sales - A Practical 5-Step Approach
Aligning Channel Marketing Sales - A Practical 5-Step Approach
CCI - An E2open Company
MP
MPMP
MP
Sanjaya Khs
Pricing in a Post Royal Commission world
Pricing in a Post Royal Commission worldPricing in a Post Royal Commission world
Pricing in a Post Royal Commission world
netwealthInvest
5 Things A Company Must Do Now in a Slowing Economy
5 Things A Company Must Do Now in a Slowing Economy5 Things A Company Must Do Now in a Slowing Economy
5 Things A Company Must Do Now in a Slowing Economy
Ron Chandler
5 Things A Company Must Do Summary Version
5 Things A Company Must Do Summary Version5 Things A Company Must Do Summary Version
5 Things A Company Must Do Summary Version
jshumway2009
NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210
TFMason
NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210NPMA Measuring Quality Se#B95210
NPMA Measuring Quality Se#B95210
PCO Bookkeepers
If you cant measure it you cant manage it
If you cant measure it you cant manage itIf you cant measure it you cant manage it
If you cant measure it you cant manage it
PCO Bookkeepers
Why It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead Today
Why It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead TodayWhy It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead Today
Why It Takes 7-13+ Touches to Generate a Qualified B2B Sales Lead Today
Vivastream
Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty Creating customer value, satisfaction and loyalty
Creating customer value, satisfaction and loyalty
Muhammad Zeeshan Baloch
Sales Territories and Sales Quotas - Copy.pptx
Sales Territories and Sales Quotas - Copy.pptxSales Territories and Sales Quotas - Copy.pptx
Sales Territories and Sales Quotas - Copy.pptx
negirishi507
Business Insights
Business InsightsBusiness Insights
Business Insights
NidhiArora113
Pricing in a Post Royal Commission world
Pricing in a Post Royal Commission worldPricing in a Post Royal Commission world
Pricing in a Post Royal Commission world
netwealthInvest
Marketing plan of event management corporation
Marketing plan of event management corporationMarketing plan of event management corporation
Marketing plan of event management corporation
apichek
What Does A Venture Capitalist Look For
What Does A  Venture  Capitalist Look ForWhat Does A  Venture  Capitalist Look For
What Does A Venture Capitalist Look For
guestab57a1
Adrian Hardy, BT - Integrated Marketing & the Customer Journey
Adrian Hardy, BT - Integrated Marketing & the Customer JourneyAdrian Hardy, BT - Integrated Marketing & the Customer Journey
Adrian Hardy, BT - Integrated Marketing & the Customer Journey
Edge Global Media Group
Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?
Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?
Tudor Mafteianu (Blu Capital Partners) - What Drives the Value of Your Business?
Techsylvania
TPM Retail Increasing Business Value - Joel Cartwright
TPM Retail Increasing Business Value - Joel CartwrightTPM Retail Increasing Business Value - Joel Cartwright
TPM Retail Increasing Business Value - Joel Cartwright
Global Creative Group, Inc
Aligning Channel Marketing Sales - A Practical 5-Step Approach
Aligning Channel Marketing Sales - A Practical 5-Step ApproachAligning Channel Marketing Sales - A Practical 5-Step Approach
Aligning Channel Marketing Sales - A Practical 5-Step Approach
CCI - An E2open Company

More from Edward Prasetyo (19)

CV complete on English Edo
CV complete on English EdoCV complete on English Edo
CV complete on English Edo
Edward Prasetyo
Achievement at PT MGMS Lampung
Achievement at PT MGMS LampungAchievement at PT MGMS Lampung
Achievement at PT MGMS Lampung
Edward Prasetyo
Rank 1st national Unilever Food Solution Distributor Achievement
Rank 1st national Unilever Food Solution Distributor AchievementRank 1st national Unilever Food Solution Distributor Achievement
Rank 1st national Unilever Food Solution Distributor Achievement
Edward Prasetyo
Edward Prasetyo Curicullum Vitae
Edward Prasetyo Curicullum VitaeEdward Prasetyo Curicullum Vitae
Edward Prasetyo Curicullum Vitae
Edward Prasetyo
Certificate UFS
Certificate UFSCertificate UFS
Certificate UFS
Edward Prasetyo
4P Business
4P Business4P Business
4P Business
Edward Prasetyo
Target Maret 2016
Target Maret 2016Target Maret 2016
Target Maret 2016
Edward Prasetyo
Distribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A LeaderDistribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A Leader
Edward Prasetyo
Distribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A LeaderDistribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A Leader
Edward Prasetyo
Channel Development
Channel DevelopmentChannel Development
Channel Development
Edward Prasetyo
Road Of Glory Team Parigi
Road Of Glory Team ParigiRoad Of Glory Team Parigi
Road Of Glory Team Parigi
Edward Prasetyo
Increase yourself at Distribution
Increase yourself at DistributionIncrease yourself at Distribution
Increase yourself at Distribution
Edward Prasetyo
Out of stock action
Out of stock actionOut of stock action
Out of stock action
Edward Prasetyo
Consumer Centricity in Distribution
Consumer Centricity in DistributionConsumer Centricity in Distribution
Consumer Centricity in Distribution
Edward Prasetyo
Ranking ASM Nasional Januari 2016
Ranking ASM Nasional Januari 2016Ranking ASM Nasional Januari 2016
Ranking ASM Nasional Januari 2016
Edward Prasetyo
Work Of Concept at Bancassurance
Work Of Concept at BancassuranceWork Of Concept at Bancassurance
Work Of Concept at Bancassurance
Edward Prasetyo
ONE HIT Project Sinarmas
ONE HIT Project SinarmasONE HIT Project Sinarmas
ONE HIT Project Sinarmas
Edward Prasetyo
CV on English Edward Prasetyo
CV on English Edward PrasetyoCV on English Edward Prasetyo
CV on English Edward Prasetyo
Edward Prasetyo
CV complete on English Edo
CV complete on English EdoCV complete on English Edo
CV complete on English Edo
Edward Prasetyo
Achievement at PT MGMS Lampung
Achievement at PT MGMS LampungAchievement at PT MGMS Lampung
Achievement at PT MGMS Lampung
Edward Prasetyo
Rank 1st national Unilever Food Solution Distributor Achievement
Rank 1st national Unilever Food Solution Distributor AchievementRank 1st national Unilever Food Solution Distributor Achievement
Rank 1st national Unilever Food Solution Distributor Achievement
Edward Prasetyo
Edward Prasetyo Curicullum Vitae
Edward Prasetyo Curicullum VitaeEdward Prasetyo Curicullum Vitae
Edward Prasetyo Curicullum Vitae
Edward Prasetyo
Distribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A LeaderDistribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A Leader
Edward Prasetyo
Distribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A LeaderDistribution Develop Me as A Sales and A Leader
Distribution Develop Me as A Sales and A Leader
Edward Prasetyo
Road Of Glory Team Parigi
Road Of Glory Team ParigiRoad Of Glory Team Parigi
Road Of Glory Team Parigi
Edward Prasetyo
Increase yourself at Distribution
Increase yourself at DistributionIncrease yourself at Distribution
Increase yourself at Distribution
Edward Prasetyo
Consumer Centricity in Distribution
Consumer Centricity in DistributionConsumer Centricity in Distribution
Consumer Centricity in Distribution
Edward Prasetyo
Ranking ASM Nasional Januari 2016
Ranking ASM Nasional Januari 2016Ranking ASM Nasional Januari 2016
Ranking ASM Nasional Januari 2016
Edward Prasetyo
Work Of Concept at Bancassurance
Work Of Concept at BancassuranceWork Of Concept at Bancassurance
Work Of Concept at Bancassurance
Edward Prasetyo
ONE HIT Project Sinarmas
ONE HIT Project SinarmasONE HIT Project Sinarmas
ONE HIT Project Sinarmas
Edward Prasetyo
CV on English Edward Prasetyo
CV on English Edward PrasetyoCV on English Edward Prasetyo
CV on English Edward Prasetyo
Edward Prasetyo

4P Business

  • 2. Distribution Financial Services Business To Business : 1. VOLUME OUTLET 2. SHARE OF SELLING OUT 3. TERRITORY Business to Customer : 1. BEHAVIOUR 2. BUDGET/INCOME 3. OCCUPATION 4. TERRITORY 5. EDUCATION 6. PaymentAPPROACHMENT : 1. The Right Product is seeing 2 aspect from Outlet and Customer 2. Optimize Product depends on the highest Volume and SOM of Selling Out 3. Registered Outlet Business To Business : 1. Highest Profit from Fee Base Business to Customer : 1. BEHAVIOUR 2. BUDGET/INCOME 3. OCCUPATION 4. EDUCATION 5. TRUST APPROACHMENT : 1. The Right Product is seeing 2 aspect from Bank and Customer 2. Optimize Product depends on Bank to Support & Self Will from Employee 3. Trust Factor in contribute For Me : Product approachment To Business Outlet or To Customer is almost the same but the different from how we approach and the composition of approachment 70% 20% 10% Trust Selling Skill Volume 20% 30% 50% Trust Selling Skill Volume
  • 3. Distribution Financial Services Business To Business : 1. PROFIT MARGIN 2. COMPETITION PRICE Business to Customer : 1. BEHAVIOUR 2. BUDGET/INCOME 3. OCCUPATION 4. TERRITORY 5. EDUCATION 6. Payment Business To Business : 1. Permanent Price Business to Customer : 1. BEHAVIOUR 2. BUDGET/INCOME 3. OCCUPATION 4. TERRITORY 5. EDUCATION APPROACHMENT : 1. Price is could be manage by Selling by retail / stick / eceran 2. Price setter is from Outlet Bussines and to control price so top to bottom is fair distributed APPROACHMENT : 1. Price is Classified to Segment Customer 2. Price could not adapt or negotiate to customer so need a trick : Retail Segmentation : Closing retail but a lot account 20% 30% 50% Creativity Program Price Negotiation 90% 10% Creativity Program Composition of Strategy is need for controlling Price to the Business and Customer
  • 4. Distribution Financial Services Business To Business : 1. Size of The Outlet 2. Owner Behaviour 3. Area 4. Visibility Space & Engage Area Business to Customer : 1. Behaviour Business To Business : 1. Size of The Outlet 2. Boss Behaviour 3. Approvement Business to Customer : 1. Behaviour of Transaction 20% 30% 50% Creativity Program Negotiation 90% 10% Negotiation Supporting There a bit space on Financial services , that is Approvement and Budget will need a good negotiation
  • 5. Distribution Financial Services Business To Business : 1. Cluster Outlet 2. Segment Product 3. Brand Area Business to Customer : 1. BEHAVIOUR 2. BUDGET/INCOME 3. OCCUPATION 4. TERRITORY 5. EDUCATION 6. Payment Business To Business : 1. Target Area 2. DPK Spreading Business to Customer : 1. Non Insurance Customer 2. DPK Power APPROACHMENT : 1. Enggagement To Outlet & Customer to Get Target Area 2. Increase SOM & Continious Improvement Product APPROACHMENT : 1. Achieve Target Area,Team & Personal In Distribution there is a process to get result, in Financial Services Result Oriented