This document discusses strategies for distributing financial services products to both business and consumer customers. For business customers, key factors include volume outlets, share of selling, territory, highest profit, profit margins, competition pricing, size and behavior of outlets. For consumer customers, important considerations are behavior, budget/income, occupation, territory, education and payment methods. The document also outlines different composition strategies for approaching business versus consumer customers, such as emphasizing trust, selling skills and volume for businesses and creativity, programs and price negotiation for consumers. Overall, the goal is to engage outlets and customers to achieve target areas and increase sales and continuous product improvement.