This document summarizes key principles from Stephen Covey's "7 Habits of Highly Effective People". It discusses the difference between a personality ethic and a character ethic. A personality ethic focuses on outward behavior, while a character ethic is based on integrity and principles. It also covers paradigm shifts, natural laws, habits, the maturity continuum from dependence to independence to interdependence, and balancing production with production capability. The document provides exercises for applying principles like being proactive, beginning with the end in mind, and putting first things first.