Afzal Ahmad has over 8 years of experience in banking and finance in India and the UAE. He has held roles such as sales executive, senior relationship executive, team leader, and assistant sales manager. He is currently working as a finance manager at TATA Motors Finance Ltd. in India, where he manages the finance team, field investigation team, and collection team. He has a bachelor's degree from the University of Allahabad and several professional certifications in finance, banking, and computing.