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khaldon CV 2015
- 1. Abu Dhabi United Arab Emirates Al Salam Street Al Salam Tower. : + 971 2 6413331 Mobile: +971 50 4548537 E-mail:kyasin68@hotmail.com Khaldon.yasin@uab.ae _____________________________________________________________________ Dear Sir or Madam, Re: Employment Application I would like to extend my desire to work in your esteemed organization. I would like to apply for a responsible and challenging position based on my experience and qualifications where your organization can utilize my knowledge and experience towards. My career exhibits a record of strong achievement and significant contributions. The enclosed resume details my experience and accomplishments. I worked as a sales representative for almost 17 years, and from 2007 Date I am working in Banking Sector. Throughout my career I have been a quick learner, self-starter and a highly focused and dedicated employee. I have exceptional ability to work under high pressure and possess excellent problem solving and communication skills. I am equally comfortable working as part of a team as well as an individual. I am convinced that I can make an immediate contribution towards the growth of your company and would hope that we can explore this opportunity further at you convenience. Please contact me if my qualifications match any opening in order to further discuss my background. I hope to have the opportunity to meet with you in the near future. Please do not hesitate to contact me if you need any further information. Yours faithfully, Khaldon Yasin Encl.
- 2. Abu Dhabi United Arab Emirates Al Salam Street Al Salam Tower. : + 971 2 6413331 Mobile: +971 50 4548537 E-mail:kyasin68@hotmail.com Khaldon.yasin@uab.ae Khaldon Mohammed Yasin Professional experience 03/2015- Date United Arab Bank UAE, Abu Dhabi SME ( Manager- SME/ Trade & WC): To manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives. Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the banks market share. Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal. Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels. Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities. Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports. Small Medium customers with sales turnover up to AED 250 Million.
- 3. 06/2010 -Date National Bank Of Abu Dhabi UAE, Abu Dhabi Commercial Banking-Gulf ( SME/ Financial Analyst): Manage and enhance the existing commercial portfolio and solicit acceptable new relationships in order to meet the pre- set financial non-financial objectives. Establish new borrowing relationships for Business Banking (SME), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the banks market share. Spread and analyze financial statements, preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal. Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels. Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities. Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports. Business Banking Group( BBG/ AWT ) Review the documents from business centers & Branches which are sent for approval of renewal or new facilities, and make recommendations by credit analyzing (MR5), the market circumstances, and preparing proposals to obtain approval from Credit Initiation Unit and Risk management department & RMD. 06/2010- 03/2012 Business Banking Group(Relationship Officer ) Visiting the clients to understand their needs and evaluate their financial capacities and make recommendations for renewal or approval of new facilities by credit analyzing (MR5), the market circumstances and preparing proposals to assist the Business Center Head and department to achieve the targets. Recruiting & visiting the new customers to understand their needs and generate new business by presenting the new BBG products like current accounts, Visa Business credit card, Rent & vehicle finance, and the facilities that bank provided to the BBG customers. 1/20074/2010 HSBC Bank UAE, Abu Dhabi Business Banking ( SME ) Business Banking Officer Visiting the clients to understand their needs and evaluate their financial capacities and make recommendations for renewal or
- 4. approval of new facilities by credit analyzing, the market circumstances and preparing proposals to assist the relationship managers and department in developing business. Recruiting & visiting the new customers to understand their needs and generate new business for the bank products like current accounts, credit cards, project finance, Letter of credit, guarantees, business Amanah Islamic Solutions. Follow up with the processing team customers' needs, handling leads, and dealing with customers complaints to agreed HSBC standards. 8/2005 12/2006 PC STORES Amman, Jordan Sales Department Sales representative for IT products (PCS, Monitors, Notebook and MS products) Time & attendance System, Surveillance System, Virgo System, Point of sale System (Hardware & software), Future Accountant Software ...etc. 3/2004 7/2005 OFFTEC (Jordan Educational Company) Amman, Jordan Sales Department Sales representative for office and banking supplies & Systems such as Copiers, Shredders, bank note counting machines, mailing system, Safes, ID system, Time & attendance System, Queuing Systems, integrated solutions, IT products and MS products....etc. 2002 2003 Arabia Insurance Company Dubai, UAE Life Insurance Consultant. 2001 2002 My own business (Mobile Shop) Amman, Jordan 2000 2001 Joinnet- Internet Service Provider Amman, Jordan Salesman Executive. 1997 2000 Insurance Sector, All types of Insurance Sales Executive (ALICO) Salesman (Arab Life & Insurance Co.) Free Lancer 1992 1997 Sharkatli & Yasin Co. Amman, Jordan Salesman / Administration.
- 5. Maintaining and updating the statistical reports for the local and International Markets. Studying the trading news of international and local markets and creates new plans for marketing the products accordingly. Carrying out market research, monitoring of fluctuation of markets prices and alerting supervisors to possible effects on the company purchases. Scrutinizing the data and report the results to the supervisors. Promotion of food products Salesman. Education Languages MBA / Risk Management, 2014 Park field University USA B.Sc. / Statistics, Administration & Economic College 1986-1992 Al-Mosul University Al-Mosul, Iraq High School 1985- 1986 Dirar Bin Al-Azwar School Amman, Jordan Arabic, Mother Tongue . English, Excellent both written and spoken. Interests and Activities 1. MS-DOS, Windows, Excel and Lotus ( ICDL). 2. Comprehensive course with ALICO , Arab Life & Insurance Co. and Arabia Insurance Company included: - Method of Sales and Marketing - Customer Care follow up - Budgeting - Life Insurance Programs analysis 3. A course held by Joinnet for Sales Skills 4. Customer Service Training (Trainer Ron Kuafman ) 5. Anti money Laundering on line training 6. Introducing Performance Management on line training 7. Group Information Risk Awareness on line training 8. Compliance and Reputation Risk on line training 9. GLCMS Limits and Collateral Management System
- 6. 10. Moodys RA (NBAD Academy) 11. Basic Credit Skills (Moodys /NBAD Academy) 12.Credit Structuring Documentation (Moodys / NBAD Academy) 13.Effective Credit Proposal (Moodys / NBAD Academy) Valid UAE Driving License, Vehicle Available
- 7. 10. Moodys RA (NBAD Academy) 11. Basic Credit Skills (Moodys /NBAD Academy) 12.Credit Structuring Documentation (Moodys / NBAD Academy) 13.Effective Credit Proposal (Moodys / NBAD Academy) Valid UAE Driving License, Vehicle Available