VTM is one of the largest online marketing companies in Vietnam with over 40,000 clients and 500 staff. It has partnerships with Google and Facebook and operates Civi, Vietnam's largest affiliate marketing system. Civi was created through a partnership between VTM and Value Commerce, one of the two biggest affiliate companies in Japan and a subsidiary of Yahoo Japan. Civi connects advertisers with publishers and charges advertisers on a cost-per-action basis. MoneyBack is Civi's cashback marketing program that gives members cash back when making purchases through affiliated stores. In a case study, Civi helped a bank in Vietnam generate over 600 qualified leads for loans through their affiliate marketing campaign in one month.