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Sheeraz Habib is a banking professional with over 15 years of experience in relationship management, credit risk analysis, and financial analysis. He currently works as a Vice President of Credit Management at BankIslami Pakistan, where he analyzes over 150 corporate and commercial client relationships. Previously he was a Relationship Manager at KASB Bank and PICIC Commercial Bank, developing new clients and managing portfolios. He holds an MBA in Finance and has received professional qualifications from the Institute of Bankers Pakistan.
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Satish Kumar Das has over 14 years of experience in business development, marketing, and client servicing in the banking sector. He is currently an Assistant Vice President of Transaction Banking at Axis Bank, where he handles large corporate clients and transaction banking products. Previously he held roles at ICICI Bank, SBI Capital Markets, DBS Bank, and Axis Bank marketing various cash management, trade finance, and transaction banking products and achieving sales targets. He has a PGDBA in Finance and Systems and aims to lead a team and continue developing his skills in a growth-oriented organization.Akash Mishra_Resume
Akash Mishra_ResumeAkash Mishra
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Akash Mishra is seeking a middle management role in banking or finance with over 10 years of experience. He currently works as an Assistant Vice President at Indusind Bank with experience in branch banking, compliance management, audit activities, and risk reporting. He has a postgraduate diploma in business management and is well-versed in regulations and risk practices in the banking industry.Shahid Resum
Shahid ResumSHAHID AHMAD
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Shahid Ahmad is seeking a challenging career position in middle management with a dynamic bank. He has over 9 years of banking experience in business generation, lending, and team dynamics. Currently working as a Relationship Manager at Abu Dhabi Islamic Bank, he has exceeded sales targets for two consecutive years. His core competencies include SME business banking, finance, structured finance, trade finance, and marketing of Islamic banking products.Rakesh Nayak. 06-11-2015
Rakesh Nayak. 06-11-2015aloklalu
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Rakesh Kumar Nayak is seeking new career opportunities. He currently works as a Deputy Manager at ICICI Bank Ltd. where he handles business credit, assesses loan proposals, and works to control non-performing assets. He has over 6 years of experience in banking and holds an MBA in banking operations. Nayak is looking to strengthen his technical skills and become an asset to a new organization.Tayyab Resume-formatted
Tayyab Resume-formattedMuhammad Tayyab Hashmi
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Muhammad Tayyab Rauf has over 14 years of experience in Islamic and conventional banking, including senior positions at Bank Islami Pakistan Ltd and Dubai Islamic Bank Pakistan. He has extensive experience in corporate banking, treasury operations, retail banking, deposit generation, mortgages, wealth management, and leading sales teams.MANJULA SUNDERRAJAN
MANJULA SUNDERRAJANManjula Manjula
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Manjula Sunderrajan is a banking operations management professional with over 17 years of experience in retail banking operations including account management, customer relationship building, and other banking functions. She is currently a Privilege Banker at ICICI Bank in Mumbai. Her experience includes generating revenue, managing customer relationships, and ensuring compliance. She has a proven track record of meeting sales targets and providing excellent customer service. She is seeking new assignments in banking operations management.Ahmed Morsy CV
Ahmed Morsy CVAhmed Morsy, CLBB
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Ahmed Elsayed Abdel Aziz Morsy is seeking a corporate banking position utilizing 18 years of experience in credit analysis and relationship management. He currently works as a Corporate Relationship Manager at the National Commercial Bank in Saudi Arabia, where he handles a portfolio of $750-800 million and performs tasks such as credit review, risk assessment, loan management, and reporting. Previously, he held credit analysis and relationship management roles at Banque Misr and the National Commercial Bank in Egypt.Mr._Asif_Resume
Mr._Asif_ResumeSyed Asif Ali
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This document contains a summary of Syed Asif Ali Rizvi's qualifications and experience as a bank manager. It outlines his 23+ years of progressive experience in banking operations, including roles as a Branch Manager at Network Micro Finance Bank Limited and Tameer Micro Finance Bank Limited. It also lists his academic qualifications which include an MBA and MA from the University of Karachi. His core competencies include branch management, banking products and services, account management, staff training and development, and regulatory compliance.Manish Sharma-BD---Mauritius
Manish Sharma-BD---MauritiusManish Sharma
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Manish Sharma is a National Sales Manager with over 15 years of experience in banking and insurance. He is currently working for Island Life Assurance in Mauritius, where he manages sales, marketing, and training. Prior to this role, he held several managerial positions with Max Life Insurance in India, where he received various performance awards. Sharma has expertise in sales, marketing, product development, and team management. He aims to leverage his experience to contribute to a growth-oriented career in the services industry.AM-Aug'16
AM-Aug'16Amin Mohammed
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This resume summarizes the career of Amin Mohammed, a senior banking professional with over 23 years of experience in financial and banking industries in Pakistan, Canada, and UAE. He has a proven track record of managing large institutional and corporate banking portfolios, and leading teams as country head and executive vice president. His expertise includes commercial, corporate, and wholesale banking, as well as project management, credit risk assessment, and relationship building.CURRICULUM VITAE
CURRICULUM VITAEGeorgeBush31
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George Bush Ochieng has over 8 years of experience in banking and business development. He currently works as a Branch Senior Relationship Officer at Family Bank Ltd in Kisumu, where he manages client relationships and oversees business banking activities. Previously he held roles as a Senior Regional Relationship Officer and Business Banker at Family Bank, and as a Senior Relationship Officer at Faulu Microfinance Bank. He has experience in credit analysis, portfolio management, product development, and ensuring regulatory compliance. Ochieng holds a Bachelor's degree in Business Management from Moi University.AWAKASH
AWAKASHawakash .
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Awakash has over 7 years of experience in banking, financial services, and insurance. He is currently a Relationship Manager for ICICI Bank with a portfolio of over Rs. 102 crore. Previously he worked for Reliance Money as a Centre Manager. He has extensive experience in portfolio management, investment advisory, new business acquisition, and maintaining high customer satisfaction levels. He has received several performance awards and holds certifications in wealth management, mutual funds, and insurance.Resume Rashid Rafique, Aca
Resume Rashid Rafique, AcaRashid Rafique (ACA)
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The document summarizes the experience and qualifications of Rashid Rafique. He is currently a Senior Manager of Audit & Assurance Services at Maqbool Haroon Shahid Safdar & Co., where his responsibilities include managing client portfolios, delivering high quality audit services, maintaining technical and professional standards, and providing consultancy services to clients. Previously, he held roles as a Senior Audit Associate and Manager at other accounting firms in Pakistan and the UAE, where he conducted audits, reviewed financial statements, and provided credit risk advisory services to various industries. He is a Chartered Accountant with the Institute of Chartered Accountants of Pakistan and has extensive experience in accounting, auditing, taxation, and financial consultancy.Janki_Resume
Janki_ResumeJanki Vyas
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Janki Vyas is a seasoned banking professional with over 10 years of experience in operations, relationship management, and business development. She currently works as a Manager of Private Client Group at Kotak Securities Ltd. in Ahmedabad. She has a proven track record of developing profitable relationships with high-net worth individuals and managing teams and processes to enhance productivity and service excellence. She is skilled in banking, investments, financial planning and maintaining strong client relationships.Vishal resume
Vishal resumeVishal Kacker
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Vishal Kacker is a senior manager at HDFC Bank with over 14 years of experience in banking, portfolio management, retail and wealth management. He has a post-graduation in management and has worked at HDFC Bank, ICICI Bank, Birla Sun Life Insurance, and HDFC Life in various roles managing business operations, clients, and achieving sales targets. Currently at HDFC Bank, his responsibilities include educating customers on digital banking, maintaining processes and compliance, and managing portfolios to achieve profitability targets.Jalal Jamil CV
Jalal Jamil CVJalal Jamil
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This document contains a resume for Jalal Jamil. It summarizes his career history working in banking and finance roles over the past 15 years, including positions as Vice President, Relationship Manager, and Sales Manager at several major Pakistani banks. His experience includes managing branch operations, loan portfolios, sales teams, and recovery units. He is currently working as Vice President of Area Distribution Manager at NIB Bank Ltd.vikram cv2
vikram cv2Vikram Vijayan
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The document provides a summary of an individual's work experience in trade operations and finance roles over 8 years and 1 month. It details his responsibilities handling various trade products like documentary collections, demand guarantees, and letters of credit. It also mentions a prior role in AML functions and certifications in areas like being a Certified Documentary Credit Specialist and completing training in international cash management and trade skills. The career objective and personal details are also summarized.ravivazirani
ravivaziraniRavi Anand
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Ravi Vazirani is seeking a challenging management position leveraging over 15 years of experience in banking and financial services including branch management, relationship management, sales, and team management. He has a proven track record of business development, achieving sales targets, and growing business. His core skills include analytical aptitude, organization, leadership, and strategic planning.Zain Kaz - CBR
Zain Kaz - CBRZAIN KAZMI- ACI
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This document contains the resume of Zain Kazmi. It summarizes his experience over 9 years working in commercial banking, treasury, and portfolio management roles. It details his responsibilities and achievements in various positions at banks like Silk Bank Limited and Reval, demonstrating experience in areas like relationship management, financial modeling, portfolio management, and credit risk assessment. It also lists his qualifications like an MBA in Finance and certification in Financial Markets from ACI France.CV
- 1. Page 1 of 2 Sheeraz Habib M-11, Apsara Apartment No. 3, Block-16, Gulshan-e-Iqbal,Karachi,Pakistan-75300 Email:sheerazhbb@yahoo.com| Mobile: 0092-321-2563473 Professional Overview A Corporate/Commercial banking professional with a proven track record of effective Relationship & Credit Risk Management. Adept in meaningful risk analysis, driving strategic growth and optimizing relationship potential pan Pakistan. Core Competencies ? RelationshipManagement ? Credit,Risk& Financial Analysis ? Trade Finance ? Business&EconomicAnalysis ? CreditLimits&SecurityStructuring ? SyndicationLoans ? CreditMonitoring ? Team Building ? Internal Audit Career Snapshot ? KASB Bank Ltd (PresentlyBankIslami Pakistan) Vice President- CreditManager(Country CreditDivision) Aug 2009¨C Present ? KASB Bank Ltd Relationship Manager-MiddleMarket(BusinessBanking Group) Apr 2007¨CJul 2009 ? PICIC Commercial Bank Ltd (PresentlyNIBBank) Relationship Manager,Credit& Marketing Jun 2003¨CMar 2007 Professional Qualifications ? Junior Associateshipof IBP (JAIBP) 2014 Instituteof Bankers,Pakistan ? CA (Foundation) Examination 1997-1998 Instituteof Chartered Accountantsof Pakistan Academic Qualifications ? Masters in BusinessAdministration (Finance) 2001-2003 Bahria University,Karachi ? Bachelor of Commerce 1995-1996 Universityof Karachi Career Profile KASB Bank Ltd (PresentlyBankIslami Pakistan) August, 2009 - Present Vice President- CreditManager(Country CreditDivision) Responsibilities: ? Pre-sanction analysis & review of 150 approx. Corporate, Commercial & SME relationships with funded and non-funded exposure of Rs. 7.5 B ? Keep update on SBP Prudential Regulations, industry, economic factors & financial statements. ? Analyze financialspreads andcommentonthe same,decide on structure of the credit facilities to be proposed, identifying risks/deviation in the proposal with suggested mitigates.
- 2. Page 2 of 2 ? Prepare Credit Review Note for Credit Approvals recommended by Business Segments and make recommendations to the Country Credit Officer (CCO) for onward submission to Central Credit Committee (CCC) for their consideration. ? PeriodicallyvisitCorporate/CommercialclientswithBusinessUnitsaspartof the evaluationof acredit proposal and/or to understand the market dynamics. ? Continuous review of credit exposure to identify early warning signals at risk through management/monitoring of allocated portfolio for renewals, limits dropping, etc. KASB Bank Ltd April,2007 ¨C July,2009 Relationship Manager- MiddleMarket(BusinessBanking Group) Responsibilities: ? Manage a portfolioof 18 Commercial Relationshipsfromdiverse industrybase. ? Formulate and implement intensive relationship management strategy to maintain and deepen commercial/corporate customer¡¯s share of wallet within the managed portfolio. ? Achieve financial targets of Assets, Trade and Liabilities (Deposits) set in the Annual Budget. ? Preparationof creditproposalsforthe considerationandapproval of competentauthority,evaluation of financial strengthandoperatingperformanceof the customersfor assessmentof creditworthiness. ? Exploring customer needs, ensuring customer needs are met through Relationship/Client Service/Cross-sell plans in order to maximize business development opportunities. PICICCommercial Bank (PresentlyNIBBank) June,2003 ¨C March, 2007 Relationship Manager-Credit&Marketing Responsibilities: ? Develop strategic institutional relationships through new customer acquisition. ? Tailoring banking services within Assets and Trade categories, to provide client-specific solutions. ? Creating sound credit proposals analyzing country, industry and business risks. ? Credit Management/Monitoring of the approved credit lines with respect to business performance and conduct of the account. ? Follow-up with the clients marketed/visited in order to obtain relevant/necessary documents/information from the clients required for processing of credit applications. ? Ensuring perfect execution and completion of security documentation in consultation with credit support unit (CSU). Seminars and Workshops ? CFO Conference, 2015 on Sustaining Excellence & Shifting Gears-PC Hotel, Karachi ? Intermediate Seminar on Credit-Institute of Bankers, Pakistan (IBP). ? Analysis of Financial Statements- KASBIT Institute. ? SMEs Financing- PICIC Management Institute (PMI) ? Secured Lending & Documentation- Institute of Bankers, Pakistan (IBP). ? Credit Analysis for Prudent Lending- Marriott Hotel, Karachi. ? Leading, Coaching and Delegating (LCD)-Marriott Hotel, Karachi Personal Profile ? Date of Birth:December26, 1976 ? Marital status:Married ? Dependants:3