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Preparation of the family budget
Preparation of the family budgetDarina Kovaliov叩
油
This document provides guidance on preparing a basic family budget in 5 points:
1. Add up all net household income including salaries, pensions, benefits, business income, and rents.
2. Calculate all expenditures including bills, food, transportation, clothing, entertainment, and services to determine total spending.
3. Compare total income to total expenditures and ensure income exceeds or equals expenses, with any surplus going to savings and any deficit addressed by reducing costs, increasing income, or obtaining loans.
4. Review expenses and identify unnecessary "luxury" costs that can be reduced or eliminated to lower total spending.
5. Regularly update and check the budget to monitor that income still covers needs and make adjustments if
sosesnv12
sosesnv12Darina Kovaliov叩
油
The Slovak students connected via videoconference with their partners from Italy. They were able to see each other for the first time and had a fun communication, answering questions for each other. The Italian students presented their national cuisine and popular meals, while the Slovak students introduced a traditional Christmas pastry that is also eaten regularly.
Videoconference1
Videoconference1Darina Kovaliov叩
油
The document records a videoconference between locations in Slovakia and Italy on February 11, 2016. Representatives from Slovakia and Italy participated in the videoconference and exchanged communications. The videoconference involved discussions between the two countries.sosesnv10
sosesnv10Darina Kovaliov叩
油
Slovak national foods include Bryndzov辿 halu邸ky, which are small potato dumplings topped with sheep cheese and bacon; Lok邸e, which are potato pancakes; and Zemiakov辿 placky, potato pancakes fried in oil with garlic and flour. Soups like Kapustnica, made of sour cabbage and smoked pork sausage and sometimes containing mushrooms or plums, are also common. Popular sweets include Trdeln鱈k, sweet pastry dough wrapped around a stick, grilled and topped with sugar and walnuts, and Kysnut辿 peen辿 buchty, baked dumplings filled with jam, fruit or chocolate.
Snow and snowflakes
Snow and snowflakesDarina Kovaliov叩
油
Snow is precipitation that falls from clouds in the form of crystalline water ice flakes. Snowflakes are accumulations of millions of tiny ice crystals that form together and fall from clouds at low temperatures. While snowflakes generally have a soft, white, and fluffy structure, their specific shape is determined by the altitude and temperatures during formation, with the six main patterns being star-shaped, bullets, columns, needles, plates, and dendrites.Fog
FogDarina Kovaliov叩
油
Fog is a visible mass of cloud water droplets or ice crystals suspended in the air near the Earth's surface that forms when the air temperature and dew point are within 2.5属C of each other. Fog influences human activities like shipping and travel. It can form in different ways depending on the type of cooling that causes the water vapor in the air to condense into droplets. The document provides information on what fog is, how it forms, its different types, resources for further information, and concludes with thanks.
Greece game2
Greece game2Darina Kovaliov叩
油
A game is described where a child's eyes are covered with a blindfold. The blindfolded child then tries to catch and identify the other playing children by feeling and hearing alone. If the blindfolded child correctly identifies who they catch, that caught child then becomes the new blindfolded player for the next round.More Related Content
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sosesnv12
sosesnv12Darina Kovaliov叩
油
The Slovak students connected via videoconference with their partners from Italy. They were able to see each other for the first time and had a fun communication, answering questions for each other. The Italian students presented their national cuisine and popular meals, while the Slovak students introduced a traditional Christmas pastry that is also eaten regularly.Videoconference1
Videoconference1Darina Kovaliov叩
油
The document records a videoconference between locations in Slovakia and Italy on February 11, 2016. Representatives from Slovakia and Italy participated in the videoconference and exchanged communications. The videoconference involved discussions between the two countries.sosesnv10
sosesnv10Darina Kovaliov叩
油
Slovak national foods include Bryndzov辿 halu邸ky, which are small potato dumplings topped with sheep cheese and bacon; Lok邸e, which are potato pancakes; and Zemiakov辿 placky, potato pancakes fried in oil with garlic and flour. Soups like Kapustnica, made of sour cabbage and smoked pork sausage and sometimes containing mushrooms or plums, are also common. Popular sweets include Trdeln鱈k, sweet pastry dough wrapped around a stick, grilled and topped with sugar and walnuts, and Kysnut辿 peen辿 buchty, baked dumplings filled with jam, fruit or chocolate.Snow and snowflakes
Snow and snowflakesDarina Kovaliov叩
油
Snow is precipitation that falls from clouds in the form of crystalline water ice flakes. Snowflakes are accumulations of millions of tiny ice crystals that form together and fall from clouds at low temperatures. While snowflakes generally have a soft, white, and fluffy structure, their specific shape is determined by the altitude and temperatures during formation, with the six main patterns being star-shaped, bullets, columns, needles, plates, and dendrites.Fog
FogDarina Kovaliov叩
油
Fog is a visible mass of cloud water droplets or ice crystals suspended in the air near the Earth's surface that forms when the air temperature and dew point are within 2.5属C of each other. Fog influences human activities like shipping and travel. It can form in different ways depending on the type of cooling that causes the water vapor in the air to condense into droplets. The document provides information on what fog is, how it forms, its different types, resources for further information, and concludes with thanks.Greece game2
Greece game2Darina Kovaliov叩
油
A game is described where a child's eyes are covered with a blindfold. The blindfolded child then tries to catch and identify the other playing children by feeling and hearing alone. If the blindfolded child correctly identifies who they catch, that caught child then becomes the new blindfolded player for the next round.Gymsnv1
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